Is it better to save money or invest it?

[btcking101]

Investing money is the better option than just saving and collecting the money because if you want to grow money then investement is must.
Without investement just by saving money,for that time that money would be waste because if we invest them we could utilise that time and can earn even more.

[fkvidar]

They both come with their pros and cons. Investments always come with some risk which means more stress and you also need to constantly keep an eye on what's going on. But reward is usually high. Saving money is almost risk free and there is no maintenance work you need to do other than make sure it is secure. But your money doesn't grow as fast.  

Why can't we just do them both? Both of them give good benefits to us. Saving makes our money secure and investing makes our money grow. We cannot just invest and not make savings. That is putting our money inaccessible at some times when it is still locked on an investment. And if we put them all in savings, inflation will eat our money away. So, do them both and we are well taken cared.

The answer is obviously both, we need to save but investment is just optional. Investment are only for the people who are ambitious and are still longing to have a better life in the future because they are not contented with the present situation while some people who want to live simple life would be fine saving money consistently.

It really depends on the person  on how he would plan his future and you are correct there are really people who likes to have a simple living and decide to save  consistently while some may  save for future investment and diversify it  to  attain leverage income.

Yeah and people who don't want to risk their money will never prefer to go for an investment as they have risk of loosing their money, and they will be satisfied with whatever they have saved.

Well its logical that you need to save first and then decide whether you invest or just stick to saving your profit although for me i think in the long run investing would be more beneficial in the long run. Yes there are risks in investing but of course you're not gonna invest in something that you don't know anything about. Investing would require careful study on where to put your investments in so i think even if there are risks, they're likely to be calculated ones

Yeah and only saving can never take care of us in future and we need to take help from investments which can grow our money in future and can give us best profits on our investments.

[Dizaster2015]

I believe that if there is extra money, they need to invest anything. A deposit in the bank, its business, training. When the money is simply because they are impaired. It is very important to invest in improving and developing ourselves.

[freedomgo]

I believe that if there is extra money, they need to invest anything. A deposit in the bank, its business, training. When the money is simply because they are impaired. It is very important to invest in improving and developing ourselves.

Learning to invest is the first move that we are going to enter in the world of risk and reward, if you will not invest you will end up saving your money and that is just so boring for me because I need action and I am a risk taker person who loves to gamble therefore investing for me is a big thing to improve my life in the future.

[Digitalbitcoin]

First will like to know which money is talking about.

Money as per my thinking is a just mode of exchange. In today world we already have decided prices of things which are evaluated in fiat currency. As any of asset is counted or calculated in market with fiat currency.

So money just only move not increase. So saving money can be just used for necessities. But invested money can give ROI.

But...


in 21 century human have invented amazing tool which is bitcoin. and everyone of you know what is bitcoin.

[Positid]

First will like to know which money is talking about.

Money as per my thinking is a just mode of exchange. In today world we already have decided prices of things which are evaluated in fiat currency. As any of asset is counted or calculated in market with fiat currency.

So money just only move not increase. So saving money can be just used for necessities. But invested money can give ROI.

But...


in 21 century human have invented amazing tool which is bitcoin. and everyone of you know what is bitcoin.

We are the only one that are claiming that bitcoin will be huge in the future, it is not that I do not believe in the future of bitcoin but as soon as I do not see that bitcoin will be legalize, I do not see it will be more popular than fiat in the future.

[dezoel]

I believe that if there is extra money, they need to invest anything. A deposit in the bank, its business, training. When the money is simply because they are impaired. It is very important to invest in improving and developing ourselves.

Learning to invest is the first move that we are going to enter in the world of risk and reward, if you will not invest you will end up saving your money and that is just so boring for me because I need action and I am a risk taker person who loves to gamble therefore investing for me is a big thing to improve my life in the future.

If you can afford to take risk then investment is the best choice for you, as we all know that higher rewards comes with higher risks and if you succeed then you can have better life in future.

[Sweetbtc]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

[socks435]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

investing is more risky than savings but i will stay at savings if i save my earnings into bitcoin because the price of bitcoin is increasing anytime i can make a profit for every price spike of bitcoin..

[ronaldo40]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

investing is more risky than savings but i will stay at savings if i save my earnings into bitcoin because the price of bitcoin is increasing anytime i can make a profit for every price spike of bitcoin..

when talking about growing money it has always had a high risk, investment or even just holding a bitcoin was still a risk. but we can not just save money. we have to do both in order to remain balanced.

[resilientknight]

Investing is very important, but in my opinion you should also have a savings. You need have enough  emergency money around for when things get difficult. As  far as investments are concerned, gambling should not even  be considered an investment. The  best investment, in my opinion, is bitcoin itself..

[wxa7115]

I believe that investing is a decision wiser than just decide to leave the money in the bank for years, since over time the inflation can undermine the value of your savings.

Saving money at the bank is a form of investment without contract but always good to have an investment because in an investment our money will work for us. And much great if you invest in bitcoin because we all know that the value of bitcoin is continuous increasing and we can get the good earning on that.

I don't agree with you on that matter because bank is not for investment IMO, I only put my money in the bank for the sake of security because I want that on my savings, therefore the real investment is outside the bank which is in the crypto world or here in the bitcoin world to be exact.

Just to add to this comment, this is the reason banks were created in the first place, people did not have a safe place to store their coins so thieves had easy access to coins, so someone created a bank, a place that will have increased security and that will watch the coins.

Bitcoin with its decentralized nature has returned the power to people and out of banks by allowing everyone to finally being able to secure their coins.

[YTBitcoin]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

investing is more risky than savings but i will stay at savings if i save my earnings into bitcoin because the price of bitcoin is increasing anytime i can make a profit for every price spike of bitcoin..

but for getting the success we will have to invest along with saving and saving wil not work better, like on earth everyone is busy in saving but you may know that only those people are rich who are investing their money.

[Mr. Green]

Money is not going to produce more money unless you invest it in something. But you can also lose money because of a bad investment. I guess you better invest in your education first then decide what is best for you.

[Yakamoto]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

investing is more risky than savings but i will stay at savings if i save my earnings into bitcoin because the price of bitcoin is increasing anytime i can make a profit for every price spike of bitcoin..

but for getting the success we will have to invest along with saving and saving wil not work better, like on earth everyone is busy in saving but you may know that only those people are rich who are investing their money.

The only people that actually make money are those who go and invest their money in something, saving your money will always just result in a net loss, and in the worst case you might as well save your money in bonds. It has less interest/yield than inflation for some countries, however it is far better than just "saving" your money and doing nothing with it.

[Abbybenson]

I'd invest it in real estate or gold. Saving is good choice but investing is better as it's one type of savings with return benefits.

[soros017]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

[wildworld]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

you're right, safety is very important.

[Finestream]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

you're right, safety is very important.

I think that is up to us to determine which investment has a great potential, we need to be educated and read all the necessary information on a certain investment we are putting our money, never follow the hype because most of the time it will lead us to be failure with our investment.

[dunfida]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

you're right, safety is very important.

I think that is up to us to determine which investment has a great potential, we need to be educated and read all the necessary information on a certain investment we are putting our money, never follow the hype because most of the time it will lead us to be failure with our investment.

Planning and  have enough information about  on investments would  be must  consider first before  we put our money on said investment because  the risk of lossing your money is always there. In my own plan  we must  invest our money and diversify it in able to get profits so that we would able to save more on those  profits that weve made.