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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Fireblade
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December 04, 2016, 08:48:37 PM
 #8041

Saving bitcoin is an investment in itself but it is very slow and very low , however investment may be a little bit better but also  has risks so you have to find a really trust worthy site to invest your hard earned money in , i personally think you should always be in the middle means you don't save them all because that will take a long time to get some money and not to invest all because you can get scammed or lose your money for some reason. 
as saving cannot give you anything bu the value of your saved amount will decrease after some time, therefore to me the best option is to invest your money. although every type of investment are risky but if you really want to make money then you have to take risk and there is no other option with your.
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December 05, 2016, 06:03:42 AM
 #8042

Saving bitcoin is an investment in itself but it is very slow and very low , however investment may be a little bit better but also  has risks so you have to find a really trust worthy site to invest your hard earned money in , i personally think you should always be in the middle means you don't save them all because that will take a long time to get some money and not to invest all because you can get scammed or lose your money for some reason. 
as saving cannot give you anything bu the value of your saved amount will decrease after some time, therefore to me the best option is to invest your money. although every type of investment are risky but if you really want to make money then you have to take risk and there is no other option with your.
We do no treat savings as a form of investment, of course it's understood that the future will make our money inflate but also we have to consider our needs in the future like a possible emergency situation that requires money. On the other hand, we cannot sacrifice investment, we have to take risk as it is the only way to have a good life in the future if we succeed.

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December 06, 2016, 02:50:48 AM
 #8043

Saving bitcoin is an investment in itself but it is very slow and very low , however investment may be a little bit better but also  has risks so you have to find a really trust worthy site to invest your hard earned money in , i personally think you should always be in the middle means you don't save them all because that will take a long time to get some money and not to invest all because you can get scammed or lose your money for some reason. 
as saving cannot give you anything bu the value of your saved amount will decrease after some time, therefore to me the best option is to invest your money. although every type of investment are risky but if you really want to make money then you have to take risk and there is no other option with your.
We do no treat savings as a form of investment, of course it's understood that the future will make our money inflate but also we have to consider our needs in the future like a possible emergency situation that requires money. On the other hand, we cannot sacrifice investment, we have to take risk as it is the only way to have a good life in the future if we succeed.
It will be good if we only nake an investment after fulfil all  of our daily need and keep some money/bitcoin for emergency situation. Investment is always good for make better future.


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South Park
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December 06, 2016, 09:59:26 PM
 #8044

Saving is usually best for short-term goals which you want to achieve in five years or less. This can include saving for special items or occasions such as a holiday, wedding or car. It's also useful to have savings which you can get at quickly in the event of an emergency or if you need access to your money at a set time. Over time, inflation can have a big impact on the buying power of your savings. To achieve potentially higher returns you might want to consider investing. Many investments involve investing in the stock market and so are higher-risk. But potentially the stock market can produce better returns over the medium to longer term than savings accounts.
Savings accounts don't really offer much in terms of yearly interest in fact by just buying bitcoin and holding you could obtain in a few weeks or months as much as you would have gotten have you left your money in a savings account.

Savings account is only created for those people who want to save their money in the bank and in return for the money that you will be depositing to the bank they will return some interest which is just like a bonus. And the best thing to invest today is with bitcoin because the price now is keep on increasing and by just saving you have an instant investment.
It is not a bonus the banks are offering you that interest because the lending your money and obtaining profits out of it the problem is the current interest rates are very low that is why most people are interested in looking for investment opportunities.

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December 06, 2016, 11:14:28 PM
 #8045

Investment is always an better choice to make in compare to savings as savings will give you limited income in future but with investment you can expect huge profits in future.
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December 06, 2016, 11:39:48 PM
 #8046

Saving is usually best for short-term goals which you want to achieve in five years or less. This can include saving for special items or occasions such as a holiday, wedding or car. It's also useful to have savings which you can get at quickly in the event of an emergency or if you need access to your money at a set time. Over time, inflation can have a big impact on the buying power of your savings. To achieve potentially higher returns you might want to consider investing. Many investments involve investing in the stock market and so are higher-risk. But potentially the stock market can produce better returns over the medium to longer term than savings accounts.
Savings accounts don't really offer much in terms of yearly interest in fact by just buying bitcoin and holding you could obtain in a few weeks or months as much as you would have gotten have you left your money in a savings account.

Savings account is only created for those people who want to save their money in the bank and in return for the money that you will be depositing to the bank they will return some interest which is just like a bonus. And the best thing to invest today is with bitcoin because the price now is keep on increasing and by just saving you have an instant investment.
It is not a bonus the banks are offering you that interest because the lending your money and obtaining profits out of it the problem is the current interest rates are very low that is why most people are interested in looking for investment opportunities.
interest given the bank is very small only 1% -3% per year or even less than that, but if you're just aiming to save money alone, the advantages of small interest that will still be beneficial
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December 07, 2016, 12:15:30 AM
 #8047

Saving is usually best for short-term goals which you want to achieve in five years or less. This can include saving for special items or occasions such as a holiday, wedding or car. It's also useful to have savings which you can get at quickly in the event of an emergency or if you need access to your money at a set time. Over time, inflation can have a big impact on the buying power of your savings. To achieve potentially higher returns you might want to consider investing. Many investments involve investing in the stock market and so are higher-risk. But potentially the stock market can produce better returns over the medium to longer term than savings accounts.
Savings accounts don't really offer much in terms of yearly interest in fact by just buying bitcoin and holding you could obtain in a few weeks or months as much as you would have gotten have you left your money in a savings account.

Savings account is only created for those people who want to save their money in the bank and in return for the money that you will be depositing to the bank they will return some interest which is just like a bonus. And the best thing to invest today is with bitcoin because the price now is keep on increasing and by just saving you have an instant investment.
It is not a bonus the banks are offering you that interest because the lending your money and obtaining profits out of it the problem is the current interest rates are very low that is why most people are interested in looking for investment opportunities.
interest given the bank is very small only 1% -3% per year or even less than that, but if you're just aiming to save money alone, the advantages of small interest that will still be beneficial
1%-3% is a huge jump in what you see from a majority of banks, first world for the most part anyways. Banks around me at most offer 1.055% interest, and those are accounts with hefty sums in them, something like $100,000+ if I remember correctly. Most accounts offer between 0.555% and 1.055%.

Anything where you can get a projected return beyond that of ~2% is by far a better investment, in every single case.
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December 07, 2016, 12:58:40 AM
 #8048

Saving is usually best for short-term goals which you want to achieve in five years or less. This can include saving for special items or occasions such as a holiday, wedding or car. It's also useful to have savings which you can get at quickly in the event of an emergency or if you need access to your money at a set time. Over time, inflation can have a big impact on the buying power of your savings. To achieve potentially higher returns you might want to consider investing. Many investments involve investing in the stock market and so are higher-risk. But potentially the stock market can produce better returns over the medium to longer term than savings accounts.
Savings accounts don't really offer much in terms of yearly interest in fact by just buying bitcoin and holding you could obtain in a few weeks or months as much as you would have gotten have you left your money in a savings account.

Savings account is only created for those people who want to save their money in the bank and in return for the money that you will be depositing to the bank they will return some interest which is just like a bonus. And the best thing to invest today is with bitcoin because the price now is keep on increasing and by just saving you have an instant investment.
It is not a bonus the banks are offering you that interest because the lending your money and obtaining profits out of it the problem is the current interest rates are very low that is why most people are interested in looking for investment opportunities.
interest given the bank is very small only 1% -3% per year or even less than that, but if you're just aiming to save money alone, the advantages of small interest that will still be beneficial
1%-3% is a huge jump in what you see from a majority of banks, first world for the most part anyways. Banks around me at most offer 1.055% interest, and those are accounts with hefty sums in them, something like $100,000+ if I remember correctly. Most accounts offer between 0.555% and 1.055%.

Anything where you can get a projected return beyond that of ~2% is by far a better investment, in every single case.
I don't know but I can't think of any kind of savings account in a bank that can actually make your money be in value in the future. Inflation rate right now is bigger than any interest in a bank, what you are actually doing is you are making the bank rich while they are slowly stealing away your hard earned money. If I were you I would look at different investment plans that are actually better than any bank.
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December 07, 2016, 08:41:24 AM
 #8049

i think invest your money online is much more better than save in bank because there is a lot of people invest their money online business or you can invest your money in bitcoin because bitcoin is very much good than other investment and bitcoin is very very profitable currency.
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December 07, 2016, 09:58:23 AM
 #8050

Saving bitcoin is an investment in itself but it is very slow and very low , however investment may be a little bit better but also  has risks so you have to find a really trust worthy site to invest your hard earned money in , i personally think you should always be in the middle means you don't save them all because that will take a long time to get some money and not to invest all because you can get scammed or lose your money for some reason. 

I agree, if you are planning to save money, the one you suggested is the way to go.  Buying bitcoin and holding for a very long time will be a savings and investment at its best.  It also counters the deflation of fiat money, instead when bitcoin price grow, it will increase the amount of your holdings.

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December 07, 2016, 10:32:05 AM
 #8051

If you are going to invest in a legit site then its better than just holding your bitcoin and stocking it on your wallet i mean you know that you can earn and its trusted why don't you just let your money grow.
but if you don't trust the site and you feel that it will be just a scam then its better to save it than to take the risk after all you made some effort to earn that money why would you just throw it in some scammer Smiley
Nowadays it is hard to trust on any website for investment and we also know that the price of bitcoin is continuously increasing and will be at a higher value in the coming future and you know that the profit through value increase is much high and people like that profit much more so it will be better to keep our bitcoins in our wallet instead of investing in a site and taking the risk.
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December 07, 2016, 11:51:51 AM
 #8052

You can store you all money in bitcoin because bitcoin is very much better than save in bank because bitcoin rising its price quickly so you can invest your money in bitcoin for short term and i hope you can get profit from bitcoin in short time.
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December 07, 2016, 12:10:02 PM
 #8053

If you are going to invest in a legit site then its better than just holding your bitcoin and stocking it on your wallet i mean you know that you can earn and its trusted why don't you just let your money grow.
but if you don't trust the site and you feel that it will be just a scam then its better to save it than to take the risk after all you made some effort to earn that money why would you just throw it in some scammer Smiley
Nowadays it is hard to trust on any website for investment and we also know that the price of bitcoin is continuously increasing and will be at a higher value in the coming future and you know that the profit through value increase is much high and people like that profit much more so it will be better to keep our bitcoins in our wallet instead of investing in a site and taking the risk.

Investment does not come only by investing to other peoples project.  People are too lazy today that they let other people to handle their money and let them grow it for them.  In my opinion, if you are talented enough, have some idea on entrepreneurship, why not use that your savings to invest in your own venture. That way you have all the control on how you will grow your business.  This may need big effort though, but the positive side will be, you control all aspects of your investment.

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Kotone
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December 07, 2016, 01:18:30 PM
 #8054

For me it is better to save money than to invest , In investing you can lose your money there in any chance and you don't have a control to it if you just deposited your money and the withdrawal it self is not automatic the website is probably scam saving money or holding them is really good too. Save your profit and hold them till you need them.

I would say that it is going to be better if we are going to do both and with bitcoin investments by just simply holding it we can have our own investment with it.

That's why I prefer to do both, whether it is with bitcoin or real money. I want to do both because it is my attitude to save money always.


Holding is not actually investment yes you are holding your bitcoin but this is saving right? Not investment because i know investment is where you are going to deposit your money into site that will earn profit for 5% depends on how much you deposited. Most of investment website are scam where you can lose your money i suggest you to change your atitude and learn about tradings.

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December 07, 2016, 01:38:02 PM
 #8055

A nice balance of both is necessary  . It also depends on your risk taking appetite. Save what you invest. Investment is necessary for any middle aged man to grow further whereas saving is necessary to retain that development.
X-ray
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December 07, 2016, 01:57:10 PM
 #8056

For me it is better to save money than to invest , In investing you can lose your money there in any chance and you don't have a control to it if you just deposited your money and the withdrawal it self is not automatic the website is probably scam saving money or holding them is really good too. Save your profit and hold them till you need them.

I would say that it is going to be better if we are going to do both and with bitcoin investments by just simply holding it we can have our own investment with it.

That's why I prefer to do both, whether it is with bitcoin or real money. I want to do both because it is my attitude to save money always.


Holding is not actually investment yes you are holding your bitcoin but this is saving right? Not investment because i know investment is where you are going to deposit your money into site that will earn profit for 5% depends on how much you deposited. Most of investment website are scam where you can lose your money i suggest you to change your atitude and learn about tradings.
Thing works the same. you may not consider it as investment but others do, it's like some sort of investment where you don't need any effort to grew it up but you just need a time and patience, your money will eventually growing by the time.no need to invest to any shitty website because saving bitcoin itself are more profitable

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December 07, 2016, 02:22:38 PM
 #8057

investment will be a very good choice if you do not currently use the money you have. well, the investment will make your money grow. So, rather than keep it in the bank, and it has the potential to reduce the money that you have, it's better if you invest that amount of money that you have to grow

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December 07, 2016, 02:26:03 PM
 #8058

Both of them are important. You have to save some for future expenses and also for emergency purpose. Other than that you can invest your money for profit reaping. When you do decide to invest make sure to invest in different sectors and diversify the investments.

However do proper research before investing and never invest more that what you can lose.

R


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December 07, 2016, 08:13:32 PM
 #8059

A nice balance of both is necessary  . It also depends on your risk taking appetite. Save what you invest. Investment is necessary for any middle aged man to grow further whereas saving is necessary to retain that development.
I think apart from the daily necessity the remaining should be savings. I am personally that sort of a person who enjoys his today and does not care much about his future and not at all does remember his past. But there are serious times where I regret a lot doing that, like I need to pay some fees while I have spent all of it. So save some for sure if you don't want to face bad times.
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December 07, 2016, 08:58:10 PM
 #8060

A nice balance of both is necessary  . It also depends on your risk taking appetite. Save what you invest. Investment is necessary for any middle aged man to grow further whereas saving is necessary to retain that development.

as for me i think is better to invest money than save it because if you saving money for no reason no return at the end of the day, but when you invest it the money but at the end of the day there will be return or at the end of the month you will get profit for your investment  for me it is wise to invest than to save money.
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