Is it better to save money or invest it?

[praboso96]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Both of them is important ,if you will only choose of them ,it will make your business unbalance. Im sure, if you invest the next is saving the profit.

I have almost all my money is invested. I do this to my capital became more. After all, if money is simply to store, they do not bring profits.

[South Park]

Saving is usually best for short-term goals which you want to achieve in five years or less. This can include saving for special items or occasions such as a holiday, wedding or car. It's also useful to have savings which you can get at quickly in the event of an emergency or if you need access to your money at a set time. Over time, inflation can have a big impact on the buying power of your savings. To achieve potentially higher returns you might want to consider investing. Many investments involve investing in the stock market and so are higher-risk. But potentially the stock market can produce better returns over the medium to longer term than savings accounts.

Savings accounts don't really offer much in terms of yearly interest in fact by just buying bitcoin and holding you could obtain in a few weeks or months as much as you would have gotten have you left your money in a savings account.

Savings account is only created for those people who want to save their money in the bank and in return for the money that you will be depositing to the bank they will return some interest which is just like a bonus. And the best thing to invest today is with bitcoin because the price now is keep on increasing and by just saving you have an instant investment.

It is not a bonus the banks are offering you that interest because the lending your money and obtaining profits out of it the problem is the current interest rates are very low that is why most people are interested in looking for investment opportunities.

interest given the bank is very small only 1% -3% per year or even less than that, but if you're just aiming to save money alone, the advantages of small interest that will still be beneficial

But in most cases that is not even enough to beat inflation, so the purchase power of your money is diminishing every year which is why we must always look for a better place to put our money.

[carlisle1]

his time it's better to save it used to be, so many investments that can not be trusted in today's virtual world, but if you want to invest it better to invest in the real world, so it is very easy to control if an error occurred  Smiley

well you can do both saving and investing with bitcoin you just need to convert your money into bitcoin and just hold . because bitcoin itself is also  investment nowadays where you can save you money while getting profit because of the mostly price increase .

[Text]

well you can do both saving and investing with bitcoin you just need to convert your money into bitcoin and just hold . because bitcoin itself is also  investment nowadays where you can save you money while getting profit because of the mostly price increase .

That's right, the price of bitcoin at this moment is already high. I don't need to invest my coins in other websites because holding it is already investing for me. Whenever I need money, I just convert it to my fiat and request a cash-out.

[ethereumhunter]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Both of them is important ,if you will only choose of them ,it will make your business unbalance. Im sure, if you invest the next is saving the profit.

i agree that both of them is important, but for now, i think i will make saving first than investment because i know if i want to make investment then it would need much of money and i think for now i don't have much more money so i will choose for saving my money then if i can collect into amount that i want then i will make invest it into something that will give a good profitable for me like investing in bitcoin.

[Sundark]

People who are saving money are sometimes really overdoing it. In extreme cases to the point of never spending money/BTC in their life.
I agree that this might be good idea with BTC but with FIAT it is retarder as hell. Don't do that.

[rajasumi3]

Yes .i think its better to save money rather than investing it because its risky and u might end up loosing all ur money and u might be bankrupt .

[blockman]

Saving is usually best for short-term goals which you want to achieve in five years or less. This can include saving for special items or occasions such as a holiday, wedding or car. It's also useful to have savings which you can get at quickly in the event of an emergency or if you need access to your money at a set time. Over time, inflation can have a big impact on the buying power of your savings. To achieve potentially higher returns you might want to consider investing. Many investments involve investing in the stock market and so are higher-risk. But potentially the stock market can produce better returns over the medium to longer term than savings accounts.

Savings accounts don't really offer much in terms of yearly interest in fact by just buying bitcoin and holding you could obtain in a few weeks or months as much as you would have gotten have you left your money in a savings account.

Savings account is only created for those people who want to save their money in the bank and in return for the money that you will be depositing to the bank they will return some interest which is just like a bonus. And the best thing to invest today is with bitcoin because the price now is keep on increasing and by just saving you have an instant investment.

It is not a bonus the banks are offering you that interest because the lending your money and obtaining profits out of it the problem is the current interest rates are very low that is why most people are interested in looking for investment opportunities.

interest given the bank is very small only 1% -3% per year or even less than that, but if you're just aiming to save money alone, the advantages of small interest that will still be beneficial

But in most cases that is not even enough to beat inflation, so the purchase power of your money is diminishing every year which is why we must always look for a better place to put our money.

And bitcoin is the best place to put your money. Because when you invest in bitcoin by buying and you don't have to do anything, but you just need to wait for the price increase of bitcoin and that is going to give you instant profit in the future. And besides in bitcoin, it is a dual purpose when you are saving or holding bitcoin, you are also investing in it.

[brian_23452]

money is no body friends if not use in the right way,if money is to be save for some reason is better is no use saving money when there are return at the end of the day,but its wise to invest money where there can be more line of income investment is safe. 

[greenpips]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I think it is better you keep your money in the bank. because when agan storing them in online or investment will be much of a problem as I've ever experienced previously when using paypal. that made me shift to using bitcoin

[el kaka22]

Saving actually works for me hell yes it's christmas season i need to save money for my upcomming birthday and also for new year's eve everyone want to celebrate their new year full of happines, Investment is not good for this month why? It's christmas there are lots of fake site there.

Well, actually then your case differs here mate since you are saying that you prefer spending rather than investing that's fine but we here are discussing if you would prefer investing or holding suppose you have no coming expenses, I would personally choose holding since investing has given me loss overall sorry to say ( with altcoins I have been in loss )

[ice098]

It would be better if you are going to save it in the bank rather than to invest it online because investing it on some HYIP sites have a risk like gambling. HYIP sites always run after many people invested in their sites, that is why it is hard to invest your money online because you might get scam. Saving it on the bank is more legit compare in your other last two choices.

[Harlot]

It would be better if you are going to save it in the bank rather than to invest it online because investing it on some HYIP sites have a risk like gambling. HYIP sites always run after many people invested in their sites, that is why it is hard to invest your money online because you might get scam. Saving it on the bank is more legit compare in your other last two choices.

For me I disagree with what you have said. I have to say sitting your money in a bank will make your money put into wast if you did not put it in any form of incestment. Bitcoin on the other hand is best to be put into your wallet rather to put it into any kind of investment scheme that is in the online. Usually its a vice versa because it is easier to take Bitcoin compared to money.

[burner2014]

It would be better if you are going to save it in the bank rather than to invest it online because investing it on some HYIP sites have a risk like gambling. HYIP sites always run after many people invested in their sites, that is why it is hard to invest your money online because you might get scam. Saving it on the bank is more legit compare in your other last two choices.

For me I disagree with what you have said. I have to say sitting your money in a bank will make your money put into wast if you did not put it in any form of incestment. Bitcoin on the other hand is best to be put into your wallet rather to put it into any kind of investment scheme that is in the online. Usually its a vice versa because it is easier to take Bitcoin compared to money.

Yes. That is certaily correct. I agree with you that it would be better if put money in bank, investing in hyip is so risky, but, if you want you can invest thru trading. There are lot of things that you can put your money, you can put it in trading that is so profitable compare to bank. If you just secure it in bank you are just like putting money in your coin bank.

[Abiky]

Every savings is not kind of investment but it depend on where you're saving and how. if you're saving your money in your piggy bank then you will not going to get any daily interests out of it but if you're saving on a real bank you will get it.
Though saving and investing is basically same thing but different purpose

Agree. It all depends on what would you achieve with your savings, in order to maintain a good financial life. If you decide to save it on a bank, to earn interest, then you can expect to have good returns in a couple of years. This type of saving, can be seen as an investment, since you would maximize your returns in a few years.

In my opinion, it is best to save and invest your money at the same time, in order to increase your capital as time goes by. By applying a good strategy, you can build your path towards wealth. Just sharing my thoughts. 

[ubitcoin]

I would choose investing money in something rather than saving it. Although every savings are kind of investments, I would rather invest in Bitcoin or gold. But both are good things to do and both have a good profit but have risks, too.

Yeah, it is right, because only hold the money, it is not a way to earn money and gain profit, So better is that choose that way, where you can earn profit from your money, And now a days, too many ways are here, where we can invest our money and earn from it, If we are talking about bitcoin, So bitcoin is best way to invest wise and also saving wise, But about bitcoin my opinion will be different, i choose only save the bitcoin, and wait for price increasing.

But what if you made a wrong decision and instead of earning you ended up loosing it ? I think anything that has chance of giving you gains also has chances of giving you a loss, so basically you are like gambling which is risky.
While with holding you are certain that you cannot loose and hence with each price rise you will earn.

[Rinder]

Investing into hyip isnt an investment at all, its more a donation then anything else, even with some people being able to roi and take a few extra coins, in the general, the result its a lost. If you dont know any trusted place to invest, you can start your own project or just let the coins waiting a better price.

[Berns]

Investing into hyip isnt an investment at all, its more a donation then anything else, even with some people being able to roi and take a few extra coins, in the general, the result its a lost. If you dont know any trusted place to invest, you can start your own project or just let the coins waiting a better price.

I do not trust all sorts of suspicious projects that promise great profit. Savings is better to invest in projects with less robust profitability. It's better than risking money or lose them

[South Park]

It would be better if you are going to save it in the bank rather than to invest it online because investing it on some HYIP sites have a risk like gambling. HYIP sites always run after many people invested in their sites, that is why it is hard to invest your money online because you might get scam. Saving it on the bank is more legit compare in your other last two choices.

The problem with your example is that neither gambling in casinos or HYIP are examples of investment at all, if you gamble in a casino you should do it to get fun and that is it and HYIP are scams all of them, so it is obvious if you compare those two to having your money in a bank then having your money in a bank looks good, but if you just kept some money in bitcoin for the last months you could have seen very high profits.

[fiscorcle]

I would rather save but at this time of year it is very difficult due to the holiday season of giving coming up so very soon.
So wouldn't be able to save anything until the new year.