Is it better to save money or invest it?

[neochiny]

saving money, without any interest rate, is always the worst way to go

I don't think you got the point. Saving is called saving because you don't expect profit from it. It is totally different from investing where you are taking risk on your money to gain profit. In banks you don't expect to double your money but you expect it to be safe from theft or stealing. Keep in mine that Investing you might lose your money.

You know! investing in gold is a great idea the price is steady you can store it for a very long time and even if the
economy collapses you can still use it for swapping for goods and other stuff.

Investing in real estate is one of the best ways to invest your money the price of the house, building,
apartment etc... keeps rising, but you need a huge amount of capital to invest in real estate.

Business is another best way to invest your money, you can invest in business ranging from small capital
to big capital, all you have to do is pick or think of a business that will become popular but all of its
progress will be in your hand.

Of course, you need to learn the system of the investment you are going to choose, it would be stupid
if you invest on something that you have no idea how it works or how to run it! right?

That is why! Saving money without interest it is the worst way to go!

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[Sled]

saving money, without any interest rate, is always the worst way to go

I don't think you got the point. Saving is called saving because you don't expect profit from it. It is totally different from investing where you are taking risk on your money to gain profit. In banks you don't expect to double your money but you expect it to be safe from theft or stealing. Keep in mine that Investing you might lose your money.

You know! investing in gold is a great idea the price is steady you can store it for a very long time and even if the
economy collapses you can still use it for swapping for goods and other stuff.

Investing in real estate is one of the best ways to invest your money the price of the house, building,
apartment etc... keeps rising, but you need a huge amount of capital to invest in real estate.

Business is another best way to invest your money, you can invest in business ranging from small capital
to big capital, all you have to do is pick or think of a business that will become popular but all of its
progress will be in your hand.

Of course, you need to learn the system of the investment you are going to choose, it would be stupid
if you invest on something that you have no idea how it works or how to run it! right?

That is why! Saving money without interest it is the worst way to go!

Above those 3, I can say that real estate is the best option to choose because it is 'almost safe' because the price of your asset (the properties) always go up after a few years so it is a very good idea to invest in. Investing and saving is not a choice because you need to do them both because if you don't save money then you can't invest. That is very simple, So we don't need to choose from those two. Just do both

[dontworry]

In my opinion investment is the excess money that is unlikely to be needed in the next 12 months.
Investing is better if you have such excess money. Saving money is required to invest that money. For me, saving is the money that was not spent or invested, is just the another name of cash.

[ChronoLite]

In my opinion investment is the excess money that is unlikely to be needed in the next 12 months.
Investing is better if you have such excess money. Saving money is required to invest that money. For me, saving is the money that was not spent or invested, is just the another name of cash.

I don't know what are you talking about, and you said saving is just the another name. What name? . Save and invest is really different, and there are a different between two of them.

[tabas]

In my opinion investment is the excess money that is unlikely to be needed in the next 12 months.
Investing is better if you have such excess money. Saving money is required to invest that money. For me, saving is the money that was not spent or invested, is just the another name of cash.

I don't know what are you talking about, and you said saving is just the another name. What name? . Save and invest is really different, and there are a different between two of them.

LOL! He wants to say that investment is good if you are just going to invest your excess or spare money that you aren't going to use for almost 12 months. And he thinks that investing is just another terminology of cash, no names included that he wants to call cash in other terms. Well I got also difficulty on understanding what he wants to say.

[dontworry]

In my opinion investment is the excess money that is unlikely to be needed in the next 12 months.
Investing is better if you have such excess money. Saving money is required to invest that money. For me, saving is the money that was not spent or invested, is just the another name of cash.

I don't know what are you talking about, and you said saving is just the another name. What name? . Save and invest is really different, and there are a different between two of them.

LOL! He wants to say that investment is good if you are just going to invest your excess or spare money that you aren't going to use for almost 12 months. And he thinks that investing is just another terminology of cash, no names included that he wants to call cash in other terms. Well I got also difficulty on understanding what he wants to say.

For me, if you will hold something for longer than 1 year it's investment otherwise it's cash or trade. I find incorrect to name everything as investment if it will be sold or spent after a couple of months/days/hours.
Investment is made based on liquidity. Most liquid things are cash and gold. Least liquid asset is real estate. Gold is an interesting thing as it could be both saving and investment depending how long you will keep.
Short term (also know as short run in economics)  is the period of less than 1 year.
So, for me, day trading in forex/stock exchange, short term time deposits/savings accounts or short term bonds are not investments. Those are very liquid as much as cash.
Even, if you buy a house and if you sell it after 3 months it's not an investment, it's cash or it's a trade as you didn't hold that house for medium/long term. For me, you should be called as trader, not an investor.

As to "saving is just another name of cash", I meant saving = saving small monies from monthly income. If you are saving those small monies to spend in the summer holiday or to give some money to your friend and get back the money in the next month it's not investment. But if you are paying small monies monthly to a retirement plan or to a mortgage debt it's an investment as you will not get your money back in short term.

[neochiny]

saving money, without any interest rate, is always the worst way to go

I don't think you got the point. Saving is called saving because you don't expect profit from it. It is totally different from investing where you are taking risk on your money to gain profit. In banks you don't expect to double your money but you expect it to be safe from theft or stealing. Keep in mine that Investing you might lose your money.

You know! investing in gold is a great idea the price is steady you can store it for a very long time and even if the
economy collapses you can still use it for swapping for goods and other stuff.

Investing in real estate is one of the best ways to invest your money the price of the house, building,
apartment etc... keeps rising, but you need a huge amount of capital to invest in real estate.

Business is another best way to invest your money, you can invest in business ranging from small capital
to big capital, all you have to do is pick or think of a business that will become popular but all of its
progress will be in your hand.

Of course, you need to learn the system of the investment you are going to choose, it would be stupid
if you invest on something that you have no idea how it works or how to run it! right?

That is why! Saving money without interest it is the worst way to go!

Above those 3, I can say that real estate is the best option to choose because it is 'almost safe' because the price of your asset (the properties) always go up after a few years so it is a very good idea to invest in. Investing and saving is not a choice because you need to do them both because if you don't save money then you can't invest. That is very simple, So we don't need to choose from those two. Just do both

Of course, you have to do both, that's a given, isn't that obvious?

I never said that if you invest on something you don't have to save money anymore .

It's just that, it's better if you invest your money rather than just saving it and just waiting
for your payroll to increase your savings.

[hurain]

saving money, without any interest rate, is always the worst way to go

I don't think you got the point. Saving is called saving because you don't expect profit from it. It is totally different from investing where you are taking risk on your money to gain profit. In banks you don't expect to double your money but you expect it to be safe from theft or stealing. Keep in mine that Investing you might lose your money.

You know! investing in gold is a great idea the price is steady you can store it for a very long time and even if the
economy collapses you can still use it for swapping for goods and other stuff.

Investing in real estate is one of the best ways to invest your money the price of the house, building,
apartment etc... keeps rising, but you need a huge amount of capital to invest in real estate.

Business is another best way to invest your money, you can invest in business ranging from small capital
to big capital, all you have to do is pick or think of a business that will become popular but all of its
progress will be in your hand.

Of course, you need to learn the system of the investment you are going to choose, it would be stupid
if you invest on something that you have no idea how it works or how to run it! right?

That is why! Saving money without interest it is the worst way to go!

Above those 3, I can say that real estate is the best option to choose because it is 'almost safe' because the price of your asset (the properties) always go up after a few years so it is a very good idea to invest in. Investing and saving is not a choice because you need to do them both because if you don't save money then you can't invest. That is very simple, So we don't need to choose from those two. Just do both

yes that is right but i think it is too much time consumer to get a good profit. i think now people do not wait for such a long time they. they want profit on hand. therefore i think bitcoin is the best option. where you an get a good profit from short term investment as well as from long term investment. and if you invest your money in alt coin there also you have good chance to make money in a very very short period of time.

[Pattart]

for the moment have very many bitcoin really a very happy thing. but, save bitcoin we have is not going to make us have a lot of bitcoin in the future. Imagine, if the price of bitcoin be higher than this time in the future. so, I feel that the current investment, will make us a profit in the future.

of course save your bitcoin will not grow into more because saving function to collect not only to grow, but if you're just aiming to grow only of course that will provide a profit to you, but if it is not accompanied with saving, it will be useless

[ana90]

I prefer to invest it. but i'm not sure.. I'm so confused about world economy situation and Idk how to raise my asset....

[erickkyut]

I prefer to invest it. but i'm not sure.. I'm so confused about world economy situation and Idk how to raise my asset....

It depends on the business where you will put your investments. For example, here in our country it is not advisable to invest in mining corporations because of the issues with the government and mining corporations. But saving is not advisable because of the inflarion rate. You just need to find the best business to invest to

[diegz]

I prefer to invest it. but i'm not sure.. I'm so confused about world economy situation and Idk how to raise my asset....

Don't think about the world, that's crazy if you would depend your life to the world. If you want to invest, then go, invest, study on where you are going to invest, just to make sure that the percentage of your ROI is good. Focus on your self only and how you can improve it. Thinking about many things will just destruct you in your plans to raise your asset. 

[coynedterm]

I prefer to invest it. but i'm not sure.. I'm so confused about world economy situation and Idk how to raise my asset....

Don't think about the world, that's crazy if you would depend your life to the world. If you want to invest, then go, invest, study on where you are going to invest, just to make sure that the percentage of your ROI is good. Focus on your self only and how you can improve it. Thinking about many things will just destruct you in your plans to raise your asset. 

yeah , you said true . between investment and the saving in the bank it is better to make descion make yourself according to your current condition of your life .
If you have much amount of bitcoin or money of bank than you should try to invest .
But you should take care whether your investment in that project for which you are Investing is profitable or not , how much return of investment in his much times , And main factor is there any risk in investment .
All these factor should be worn by you in case of investment otherwise  direct investment without see about these factor is only betting with your bitcoin/money .

[sunsilk]

For me we can save money and its better idea to take so that in the future we can invest for good business. Investing using credits is not a good idea for me, you should have enough savings so that you could have all profits without any debts from credits, unlike those who borrowed money for business capital.

Investing with the use of credits is not really going to be a good thing because you need to pay your obligations when you are operating your investment.

And instead of getting profits, you need to take cover and pay the interest rates that was in your credit.

Many people are in deep of debt and some of them are having hard time for paying it. Just save and invest at the same time so that you can have good returns.

That really depends on the type of investment you are making, when you are too confident with it and it's not too risky then it's alright. I know people who borrow money from the bank to start their business and they succeed, that proves it's possible to succeed as long as you do your job well.

Sometimes confidence will lead us into our fall down not just because you are confident with your investment, you are going to be confident with it.

Those people that are successful upon borrowing money in the banks needs to be successful because there is something that needs to be paid.

And always remember success will be reached depending on how we work.

[TheUltraElite]

saving money, without any interest rate, is always the worst way to go

Savings is savings. It is not meant to earn any money through interest. The mere amount of money generated by interest is nothing better than dust and hence savings are meant to be saved - that is for use in an emergency or in setting up of a new business or new idea.

Investing in the legitimate ways and then earning from that is the way. But that does not mean that we should not save anything. Our endevour may end up with zero profit or even worse with losses. We will need to work a situation out of the mess and that is where our savings come to help us.

[mastica]

There are moments where you should use and abuse of savings, but nowadays and at crypto world, besides bitcoin i dont see any other coin that can be used for savings without fear. With that said i do see savings as i need for the most, and to handle possible problems over the future, investments are now an amazing opportunity to get more bitcoin but taking risk is something some people doesnt like and dont.

[tabas]

In my opinion investment is the excess money that is unlikely to be needed in the next 12 months.
Investing is better if you have such excess money. Saving money is required to invest that money. For me, saving is the money that was not spent or invested, is just the another name of cash.

I don't know what are you talking about, and you said saving is just the another name. What name? . Save and invest is really different, and there are a different between two of them.

LOL! He wants to say that investment is good if you are just going to invest your excess or spare money that you aren't going to use for almost 12 months. And he thinks that investing is just another terminology of cash, no names included that he wants to call cash in other terms. Well I got also difficulty on understanding what he wants to say.

-snip-

There is no right time span or timeline for investments because there are some people who manage to have investments for shorter terms it happens assumingly 3-6 months and its a real investment. Don't get wrong with it that just because yyou aren't going to spend it for long term it shouldn't be called as investment, no.

[Tradescoinz]

Its always better to invest your money!
Scared money is no money.

[Zaun]

Its always better to invest your money!
Scared money is no money.

It does depends on what you are investing in offcourse. If you have no good feeling or security then sit back and enjoy the bitcoin ride. My plan was always to keep my btc investment to 50% of my wealth and with this strategy I can take a hit if BTC fails.

[ChronoLite]

Its always better to invest your money!
Scared money is no money.

It does depends on what you are investing in offcourse. If you have no good feeling or security then sit back and enjoy the bitcoin ride. My plan was always to keep my btc investment to 50% of my wealth and with this strategy I can take a hit if BTC fails.

You can also do that, if you want to keep your profit and of course you already get your profit. Trading is also an investment for throwing your money to altcoin and wait until the price is up then sell it.