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Author Topic: Is it better to save money or invest it?  (Read 1085028 times)
cluit
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May 03, 2017, 06:32:42 AM
 #9541

i think invest is the best option ,because if you invest some money you will get more and of course there have equal risk.But the best option and better is invests money.

 
investment is indeed a better thing. but only for those who know the correct way of investment, right sources, and legit websites and investment methods, people who only have money but don't have Idea about investment can only make their self lost.

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May 03, 2017, 06:42:06 AM
 #9542

They are both better to do to keep your money in your own. Since you wouldn't put all of your money in investments and you wouldn't save all of your money, better to do both of them so that you can save and earn profit at the same time by just letting your money earn from investments program.

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May 03, 2017, 01:14:00 PM
 #9543

The answer depends on your goals and your financial situation. Personally, I prefer taking my money and trying to make it grow by buying things I think will increase in value. I've recently invested all my money in real estate. To minimize risks, I hired a Realestate lawyer .
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May 03, 2017, 01:19:51 PM
 #9544

the question is what is your goal. is your goal just to put your money on somewhere and didnt expect anything in return ? or you want to make your money grow?. Saving your money specially in a banks will not make your grow, however investing your money in paper assets, real estates, bitcoin will surely make your money grow. In short investing your money is the best option to make your money grow.
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May 03, 2017, 02:27:17 PM
 #9545

You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.
If you are content with low returns then it is probably best to save your money in a low interest account.  It will be insured and is 'safe'.
Gold is a solid investment, the price is quite low at the moment, it seems like a safe long term investment, not very fungible though.

Bitcoin is dangerous, you could lose most of your money quickly, you could also make lots of money. It is fungible, if you can handle the stress of big price swings, it is a good investment in my opinion.

I wouldn't put all my eggs in one basket.  I personally am long oil at the moment, I can ride out the overproduction dip, but it won't stay at $50-60 for long, I am willing to bet on that!
It is a great point to know your goals in life specially to your bitcoin. If we are going to compare investing and saving there is a lot difference between the two. Saving is much easy than investing because in investing your bitcoin there is always a risk. And it always depends on how you will manage it. As you said you could lose bitcoin your are right because as i said there is a risk but if you will grab the chance and take the risk i am sure that it will be worth it as you will do your best to manage it to earn more.

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May 03, 2017, 03:09:21 PM
 #9546

Yes, your money will be safe on the bank but you are just missing it to make more money. But if you are going to take some chance of it by investing somewhere, you are making a bright choice. So it's like that, save some in the bank and put some it into an investment that you know that you can grow it.
Now is a good thing to keep the money you have, especially if it's in the form of bitcoin. Well, having a lot of bitcoin right now is definitely going to be really profitable, because its price goes up, so I think, holding it would be better if it was in bitcoin form.

Let's declare money as real money or fiat or physical money so that others won't be confused on what "money" we are talking about. When it comes to saving, then bitcoin is more profitable and with the current price of it. If you ever had those bitcoins you are holding earlier when the price is still low, then you got some profit from it already.

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May 03, 2017, 03:09:38 PM
 #9547

Investment is something we do all the time, but sometimes we do not pay attention. If you are holding fiat, for example, this alone is a form of investment, since you are investing in the ability of the government and the economy of your country to keep the currency stable.
It will only be considered as investing if the value of your fiat is appreciating, however most fiat does not appreciate due to inflation.

Its tough to differentiate and classify that as an investment or not, but considering your reasoning it can go both ways. It totally depends on your current status and the thing that you are investing in. If it can give good returns in future then its a good investment. Holding fiat is not recommended since we all are holding a lot of fiat technically. So its better to diversify and think about other things to invest in of which bitcoin is one. One can definitely try investing money in bitcoin and then selling it when prices rise.

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May 03, 2017, 07:31:26 PM
 #9548

I will save some of my money as an back up for the future but majority of my money will go for an investment where I can grow my money in long term and which can also improve my standard of living in future.

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May 03, 2017, 09:32:13 PM
 #9549

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Do both, keep some money in the bank just in case something happens,
and use the rest for an investment in the form of bitcoin or gold
or something you think the value will always go up  Grin
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May 04, 2017, 12:10:35 PM
 #9550

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Well here is my opinion, if you don't want to gamble with your investment, Then invest in Real Estate, Its value will only rise, But the rise will be gradual and slow, Alternatively you can invest in gold again this is a safe  option, But it has a chance to increase rapidly in the near future, The Down side is keeping it safe. Investing Online in coins like Bitcoins is bit risky, There are fluctuations of $10-60 on daily basis and you have a weak heart, I don't recommend you to invest large amounts which you can't afford to lose, But if have patience and take it like Real estate, In next 10-20 years you can expect atleast 10-20X of your investment and finally at last comes investing in banks, They are the least safe, As soon as general public becomes aware of the fraud they do only daily basis, It will go down in flames.
Very Nice suggestions. I must agree with you. only very patience and highly calm person can invest his money in bitcoin. investment in bitcoin and waiting for 10, 20 years is not easy for anyone..
Yeah i think whoever you are. You are free to invest in bitcoin. But only a patient person can benefit from investing in bitcoin.
Patience is needed in investing bitcoin




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May 04, 2017, 12:51:41 PM
 #9551

I think personally. I will be investing unused funds for short-term needs.

Investing is much better than saving, because with the investment funds that we have can grow, although there is potential loss.
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May 04, 2017, 01:52:01 PM
 #9552


the question is what is your goal.
This must be the foundamental question to everyone. In saving or in investing or when doing business, one must know what is the goal that he want to achieve. Without these the path will be blurry, you cant just invest because someone says that investing is the best way to earn or you can't just stock your money because someone says that it's better to save it. It's your own passion that will decide that grow. Save for tomorrow, invest for today.

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May 04, 2017, 01:58:43 PM
 #9553

I will save some of my money as an back up for the future but majority of my money will go for an investment where I can grow my money in long term and which can also improve my standard of living in future.
If you are earning bitcoin now, it is good to save it for your future, look at the price now it's skyrocketing due to
an increase of adoption. When big countries recognizes bitcoin, this will happen again in the future, japan just legalize bitcoin as a payment system.

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May 04, 2017, 02:23:50 PM
 #9554

earn more money, the electricity should be free, and only mining you have to do.

very high quality projects, you should join of ICO. you got to keep in the medium and long term.




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May 04, 2017, 02:37:38 PM
 #9555

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Well here is my opinion, if you don't want to gamble with your investment, Then invest in Real Estate, Its value will only rise, But the rise will be gradual and slow, Alternatively you can invest in gold again this is a safe  option, But it has a chance to increase rapidly in the near future, The Down side is keeping it safe. Investing Online in coins like Bitcoins is bit risky, There are fluctuations of $10-60 on daily basis and you have a weak heart, I don't recommend you to invest large amounts which you can't afford to lose, But if have patience and take it like Real estate, In next 10-20 years you can expect atleast 10-20X of your investment and finally at last comes investing in banks, They are the least safe, As soon as general public becomes aware of the fraud they do only daily basis, It will go down in flames.
Very Nice suggestions. I must agree with you. only very patience and highly calm person can invest his money in bitcoin. investment in bitcoin and waiting for 10, 20 years is not easy for anyone..
Yeah i think whoever you are. You are free to invest in bitcoin. But only a patient person can benefit from investing in bitcoin.
Patience is needed in investing bitcoin

The price of bitcoin has increased a lot in the past few years. So people can invest in it and make a lot of profit by trading. Once the prices fall a bit buy some and when prices rise sell away for profits. Then one can again reinvest the money into buying more bitcoin. However patience is necessary and one should not get disheartened to see prices fall and stay at low price for a long time. Soon enough prices will rise as with bitcoin since the last few months.

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Mr.grin
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May 04, 2017, 02:59:11 PM
 #9556

earn more money, the electricity should be free, and only mining you have to do.

very high quality projects, you should join of ICO. you got to keep in the medium and long term.
In fact, storing the current bitcoin is so profitable, because the price can reach $ 2000 at the end of the year, or before that. Investing it may also be a good plan, but it is only needed for people who are ready to understand bitcoin for a long time.

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May 05, 2017, 02:13:15 AM
 #9557

Investing money into something that is already going up in price is alright though I like to get in before that happens just so I don’t lose that much money when I really am aiming for it. The price of an Altcoin that I am investing in does matter to a point where I try to see if there would be anyone else interested in purchasing it, if it looks like there won’t be anyone interested in whatever Altcoin I’ve invested in then I would just dump the coins within the coin exchanges.


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May 05, 2017, 03:55:56 AM
 #9558

earn more money, the electricity should be free, and only mining you have to do.

very high quality projects, you should join of ICO. you got to keep in the medium and long term.
In fact, storing the current bitcoin is so profitable, because the price can reach $ 2000 at the end of the year, or before that. Investing it may also be a good plan, but it is only needed for people who are ready to understand bitcoin for a long time.

Bitcoin's value will even be bigger after a year or 2 so investing it is also a good choice to do because it would mean that we can earn more bitcoin for the future while it's value continuously increases. But before investing, always make sure that the company or business you are going to invest is legit and will last for many years and won't take your money.

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May 05, 2017, 04:08:09 AM
 #9559

Saving money is not a good option, always invest money, even small investments can give you huge returns.

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May 05, 2017, 04:18:27 AM
 #9560

I think invest better than save money, we all know inflation is higher than the bank interest so if we save money then the value of our money down and we will get lose.
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