[agamasrori]

Only one question will be, and who will monitor the Bitcoin banks. If users currently have privacy, then what will happen next.

If Bitcoin in the future banks will be radically different from the operating banks, then they win an order of magnitude greater. Only it seems to me suffer the anonymity of the accounts.

Anonimity is good but the most important thing is the decentralization. Bitcoin bank only make another centralization that will monopolize bitcoin. Big capital is one of power that can make change the economies to be good or bad.

[Xester]

Only one question will be, and who will monitor the Bitcoin banks. If users currently have privacy, then what will happen next.

If Bitcoin in the future banks will be radically different from the operating banks, then they win an order of magnitude greater. Only it seems to me suffer the anonymity of the accounts.

Anonimity is good but the most important thing is the decentralization. Bitcoin bank only make another centralization that will monopolize bitcoin. Big capital is one of power that can make change the economies to be good or bad.

Bitcoin banks is not really a bad idea. On this day the online wallets that we such as blockchain.info, coinbase and others are also like banks where we store our bitcoins. There are also sites that loan bitcoin with interest. With this at hand the idea of a bitcoin bank is already started to exist. Decentralization is still present even though there is bitcoin banks. The difference with real banks is that your bitcoins value does not stay the same it is volatile and depends on the dictate of market value.

[Senja Kemuning]

with the existence of bitcoin bank thus will make the bitcoin currency equal to the ordinary, transaction costs will be high and we will always be subject to the bank's working hours, with the queue and so on.

[kidoseagle0312]

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

Xapo, Coinbase and Circle, they are all "bitcoin banks", if someone doesn't like them, they don't have to use them...

If xapo, coinbase, and circle are bitcoin banks, does it means that our bitcoin there is no longer decentralized. As far as I know once it is decentralized nobody can hold your bitcoin,.Sounds stupid, sorry for the terms.

[mkmdoc]

Bitcoin bank is really amazing idea because it will have more secured features, because many government will install these new technology  for future growth of digital currency. But the problem once banks installs these feature definitely there will be much higher transaction fees. But it will be good to have a bitcoin banks.

[19Nov16]

I think this is a good move, with the existence of bank bitcoin certainly can add users rapidly and significantly. In addition of course to make the Government consider the use of the bitcoin.

[hilmanaaldi]

I think bitcoin bank was very useful, because many bitcoin users in the world. I think it would be very useful, but the problem is there are still many countries in the world that prohibits the use bitcoin, so maybe this will hamper their bitcoin bank.

[Westfiled]

I think bitcoin bank was very useful, because many bitcoin users in the world. I think it would be very useful, but the problem is there are still many countries in the world that prohibits the use bitcoin, so maybe this will hamper their bitcoin bank.

Not many countries will prohibit the usage of the bitcoin. The bitcoin is recognized as currency in several countries.

[BingoDog]

Bitcoin bank could contribute to bitcoin popularization in.one way but some users would probably be against this idea because bank means kind of control and centralization. But if Bitcoin bank would exist this would mean more available services to Bitcoin users and even more competition to fiat.

[Rinder]

No, bitcoin bank could easy scam their investors coins, besides that have a bitcoin bank will centralize bitcoins that goes against the bitcoin itself, people does consider this because they wanna to get some interest in their coins like we are able to get with fiat, with our savings. But there is exchanges providing already those interest, even not being the best rates taking into consideration that crypto has a huge volatility.

[Yutikas_11920]

No, bitcoin bank could easy scam their investors coins, besides that have a bitcoin bank will centralize bitcoins that goes against the bitcoin itself, people does consider this because they wanna to get some interest in their coins like we are able to get with fiat, with our savings. But there is exchanges providing already those interest, even not being the best rates taking into consideration that crypto has a huge volatility.

Yeah, I think the bitcoin bank is not something thing that is sought after by all users of the bitcoin. Because everyone using bitcoin is those who do not want to use the bank as a storage area or they want to manage their money in their own way without any intervention of the other party and the fee really torturing them. So this is something that is not good concepts for use by all users of the bitcoin, because of its nature which may be less suitable for them all

[virasog]

But i think that it is not need now, because we are already have our amount in our wallet and also we can exchange our amount easily and also we have no problem to transfer the amount, and everything we can do with bitcoin easily, even we can paying bills and selling and purchasing. So in the end i don't think that we need bitcoin bank.   

[Zadicar]

I think bitcoin bank was very useful, because many bitcoin users in the world. I think it would be very useful, but the problem is there are still many countries in the world that prohibits the use bitcoin, so maybe this will hamper their bitcoin bank.

Not many countries will prohibit the usage of the bitcoin. The bitcoin is recognized as currency in several countries.

I think they are only few countries that are prohibiting the usage of bitcoin. But many of the people who are using bitcoins will disagree for this adoption. Because many of us will not agree for this, and every transaction that we will do will be taxed. And there are some that will agree for this, because it means that bitcoin is being recognized.

Bitcoin banks are not good in my own view because if you mean with bank then its a storage then how about those wallets do exist today? As if they have no use at all if bitcoin banks would exist. Taxes will surely be implemented when this action will happen. Bitcoin users dont really like this thing for sure on imposing taxes on bitcoin because this means they have already take control of bitcoin when there is bitcoin banks.

[sportis]

What is the real meaning of bitcoin?  Decentralized, transparency monetary system where everybody has the right to be the bank and the customer at the same time. What is bank? Centralized, closed monetary system where you have little control of your money. So we want to "let the fox guard the hen house"?

[Liang_Kubur]

I think there not need to make special bitcoin bank, to security problems i.e. making a wallet, should there be a formal institution so that greater security concerns.

[uname]

What is the real meaning of bitcoin?  Decentralized, transparency monetary system where everybody has the right to be the bank and the customer at the same time. What is bank? Centralized, closed monetary system where you have little control of your money. So we want to "let the fox guard the hen house"?

true I think it will only make bitcoin and users become are exposed so what is the purpose of manufacture of bitcoin will not be able to find you when you're using bitcoin bank?

[avikz]

I will support this idea only if if a multinational and well reputed company with big paid up capital starts this Bank.

Otherwise most of the people will stand a chance to lose all their Bitcoin savings. Bitcoin doesn't have any Central regulatary authority hence no one will be there to monitor the bank.

I think it is always better to use an offline wallet to store your Bitcoin instead of depositing it into a bank.

[onyek16M]

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

i disagree , bitcoin bank for what ? bank local it's enough

[Carlsen]

The question is what a bitcoin bank would look like.
When it's just a place where they store your coins for a fee, well, that's what wallets are for.
When your coins are insured and the bank helps you buying and selling coins directly with your account, then it would be different.
I'm thinking of a bank based exchange, connected to the bank account. That would be something people have interest in.

[BitHodler]

Nooo..
If there would be a bank then there will be taxes also.. and there will be someone who knows aboit your account and activities.. wallets are better then banks.

Bitcoin can already be taxed when you submit your yearly tax reports to your local IRS. So in that aspect there is no difference with how the situation is right now.

Another thing is that if a service pops up calling itself a Bitcoin Bank, that it won't be anything like you see with regular fiat banks.

It will just be an existing or a new online wallet service or Bitcoin exchange offering bank like features to people being interested in it.

Most people like the idea of having the possibility of earning interest over their coins, which is also the main reason as to why they would support such an initiative.