What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.
I don't think you're getting a much of a straight answer and the reason is that right now is one of the most dangerous times to invest (or simply hold cash -- that's an investment in your fiat currency) that I've seen in many years. QE or your local equivalent has created a situation called biflation.
Basically here's the view:
1. Stocks are hitting record highs, not because actual profitability is up but because QE dollars need somewhere to go. It could turn around very quickly.
2. Any money market, CD or term deposit will be a net LOSS when adjusted for true inflation.
3. Any safe bond has the same issue as 2.
4. The smart $ already bought gold and other PMs -- the price
5. Land might be a good idea but it always has had its own issues, like illiquidity (might take you 2+ years to sell it).6. Bitcoin is of course very volatile and still in Beta.
7. Altcoin investments is frankly gambling...
Basically, its a bad time to invest because systemic issues with the economy and financial system are causing large waves of money to flow around. These waves make it very difficult to see water levels ( the true value of a product).
I think that the best thing to do in times of uncertainty is to diversify... own a little bit of a lot of unrelated stuff.
This particularly true (at least here in the states). Friend of mine just had one heck of a time trying to sell a nice little piece of land with a little house on it in the midwest as recently as a month and a half ago. They may say the market is picking up and the economy is improving, but reality paints a much different picture.
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