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441  Economy / Economics / Re: If your passive income beats inflation rate, deposit might be a better choice. on: January 06, 2023, 05:13:59 PM
I don't see depositing in a bank is a good choice to save money, it's a waste of opportunity in my opinion. Rather than depositing on bank where they get so much interest when someone borrow money from them using the money of their clients while their clients on gets a very small profits annually or whatever. Investing is much wiser, risky but it's worth the try rather than not going out of your comfort zone.

What you say is only partially correct. Risky investment is usually for people with little money because you need more money for living expenses, but while the rich, they will have huge savings in the bank and a few other investments. Investing all the money you have is not wise, it is only suitable for those who do not have too much money. Because there is no guarantee that the investment will definitely generate a return.
442  Economy / Economics / Re: How much longer until paper money is no longer in circulation? on: January 06, 2023, 05:06:32 PM
With the current development of digital technology, paper money will almost certainly disappear, but I think it is a long time before they can be completely eliminated. Because to use digital currency, we need the internet but while many places still do not have internet and smartphones, getting rid of paper money will be very difficult.
443  Economy / Economics / Re: Bitcoin banking is more preferable than normal bank. on: January 06, 2023, 05:02:33 PM
In my personal opinion, while talking about Bitcoin we should not talk about banking.
Banks are one of the ultimate keeps of trust and Bitcoin is trust-less. This new asset is supposed to go beyond banking, it is a solution to the problem that gave birth to banks as we know them.

We can talk about Bitcoin self-custody or Bitcoin saving/or transactions made with it, but "Bitcoin banking" sounds like oxymoron.  Tongue


Bitcoin has never been an alternative to banking, don't get too hyped about bitcoin. If you are in need of money and need to borrow money, can bitcoin lend you? Investing in bitcoin can be profitable, but it also carries certain risks. If you invest in bitcoin by the end of 2021, you are currently losing more than 80% of your value and if that is money you need to use urgently, then I don't think bitcoin is in your favor. Both banking and bitcoin are necessary for us, both have their own pros and cons.
444  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: January 02, 2023, 04:35:20 PM
With this three stars it gives me so much confidence of PSG winning the match and when it comes to champions league they don't joke toy with it . PSG will do everything they can to win the match against Bayern Munich.
Bayern Munich will also do everything they can when playing in the Champions League, because Bayern Munich is not a team that just stays silent when they have to compete in the Champions League. Especially if Bayern Munich has to face PSG which is very famous for its many star players in the team, but that doesn't mean PSG can win easily in the Champions League because every team that is already in the Champions League will definitely do everything they can to win the match.
All teams will do everything they can to win the Champions League, not just Paris Saint Germain and Bayern Munich. The Champions League title is important for these two teams after they can almost lock the title every season in the domestic league. Who will be the winner in the match will be highly anticipated, Paris Saint Germain is favored because of their star players, while Bayern Munich is mentally superior.

Bayern Munich versus PSG game is going to be a really thrilling one in my opinion. But I think that if PSG maintains the right team chemistry and the right formation they might have the edge over Bayern Munich as Bayern Munich have lost the star player Robert Lewandowski. Although they have brought in Sadio Mane as his replacement, but I think that Lewandowski is a more consistent goal scorer.
445  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: January 02, 2023, 03:21:53 PM
If i am to be honest here i had not noticed how good Lens have been this season until they beat psg yesterday, all the talk in the Ligue 1 discussion has all been about psg, but Lens have been just as good as them, the both teams have lost only one game each and Lens are only 4 points behind, for now they are in the title race, maybe later on they will be out of it, but for now they are the closest to psg and they are competing with them for the title, even beat them yesterday. It is hard to imagine, but i wish for Lens to win the title, i am tired of psg winning it every season.
With a difference of four points there is still a possibility for Lens to win the title, yesterday without Neymar and Messi PSG should have been able to at least draw but the counter attacks Lens players are dangerous, especially Openda this guy is very fast and can make the best of opportunities. The situation at the Estadio Bollaert-Delelis also be advantage Lens yesterday, they have never draw or lost at home this season.
PSG's loss to Lens was their first defeat of the season. Without Lionel Messi and Neymar Jr, Mbappe seemed to feel something was missing and also proved that he relied on both of them.
but PSG's defeat to Lens without Lionel Messi and Neymar, this defeat is the first defeat in all competitions since March 20 last year, and for a difference of 4 points in my opinion it is not easy for Lens because for the next game Lionel Messi and Neymar will play again, and continue their unbeaten record.

@Z-tight, I have to say that I have been in the same position as you as I have just recently discovered how good Lens have been this season apart from PSG. This is true that we only talk about how good PSG is because PSG is meant to be good with the great individual players they have but I have to really appreciate how good Lens have been so far this season. They have done a great job beating PSG by scoring three goals and I hope that they will give a tough fight to PSG for the league title.
446  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: January 01, 2023, 06:50:33 PM
He had considered this matter thoroughly so he decided to sign the proposal submitted by Al Nassr. This is the choice he has made at this point, although many say it might be a bad decision for Cristiano Ronaldo to leave Europe, so it was the situation that made him make such a decision. There are indeed many European teams who are rumored to be interested in him, but those rumors are just rumours, I haven't even heard of any European team submitting a nominal amount of money for him.
Ronaldo made the right decision no matter how his haters think of it. He waited for long after Manchester United parted ways with him but other European clubs are skeptical about signing but was about his wages. Many are just having banter on him because Ronaldo moves to Asia and Messi is still playing in Europe but they have forgotten that Ronaldo is two years older than Messi. At same age with what Messi is now Ronaldo was playing in Seria A and Premier League which is far more competitive than Ligue 1. Even Ibrahimovic that people claimed is older than Ronaldo playing in AC Milan now was at MLS last three seasons. So I don’t understand why they are bashing Ronaldo for his move maybe it’s the high legacy he set for himself

I think this is ok that Cristiano Ronaldo has agreed to join Saudi Arabia because I do not think any of the European teams would have considered him as their number-one striker because of his huge wage. Cristiano is 38 years old right now and he has deservedly on himself slightly less pressured situation football at this moment as a result, I think ending his football career in Saudi Arabia might be a good option.
447  Bitcoin / Bitcoin Discussion / Re: What would you do if you get a time machine now? on: January 01, 2023, 05:20:56 AM
Almost everyone have opinion about their own benefit, buy at the lowest and then sell when Bitcoin make new ATH at $69,000.

But if I get a time machine, I will create a proposal about merit implementation before ICO booms to eliminating people who promote shitcoins project. Also I will spread FUD about ETH, BNB and any other centralized shitcoins in order to decrease people to invest in shitcoins. So in the long run, people will only stick with Bitcoin and it will cause huge adoption.

If you did, I'm sure the market wouldn't be as developed as it is today, and bitcoin wouldn't be as popular as we're seeing. Without altcoins, there would be no hype in the market, and people wouldn't enter the market, bitcoin would also get boring. What is attracting new investors to the market is shitcoins for their hype and returns, not only bitcoin. Bitcoin alone is not enough to create a cryptocurrency market and without volatility, bitcoin would never be popular.
448  Other / Archival / Re: Long-term Bitcoin accumulation continues on: January 01, 2023, 05:13:25 AM
Those who are accumulating bitcoin are smart. They have good time to buy bitcoins with cheap price that they won't see in 2024 and later.
Are you own a crystal ball? how you can be very sure Bitcoin price wouldn't down to $20K or below? Bitcoin has high volatility and anything can happen if you're very careless about the risk. Although Bitcoin have repeat it own history for 2 times, but you must be prepare if Bitcoin didn't make any new ATH at 2025. Even Bitcoin make new ATH at 2025, I think there's a high chance Bitcoin would drop to $20K when bear market happen in the future.
Yes, the future of bitcoin is never certain, even though history has repeated itself in the past, that does not mean bitcoin will continue to repeat itself in the future. Never declare or assert that bitcoin will increase in price in 2025 or it will last forever in the future, everything is just speculation, so invest with the possibility of loss.
449  Bitcoin / Bitcoin Discussion / Re: Should your wife or husband know your seed phrase? on: January 01, 2023, 05:08:37 AM

This has the benefit of not losing your coins when you die, but also has the positive of not having to trust your partner/family when you're alive. That's how wealthy people deal with their money all the time.
The important thing here is what happens to my cryptocurrency after my death or if I lose my speech and sight forever due to mental or physical problems.  In this case, it can be shared with the life partner even if it cannot be shared with any other family member.  One thing must be taken care of so that your partner does not cheat on you.  Never share your secret password and private key with him if you see a cheating mindset.

If my wife intends to cheat, I will divorce immediately without thinking, let alone hand over important assets. But I don't understand, once getting married means that two people who love each other trust each other to get married, how can a spouse cheat? If it's just a girlfriend, of course, it can never be trusted, but if it's a husband and wife, things will be different.
450  Economy / Economics / Re: The poor people with their reasoning on: December 31, 2022, 03:42:02 PM
As you said, the poor are difficult to convince, so the best you can do is offer advice. If they reject the choice, the consequences are their responsibility to bear is a free world with a free choice. The poor always have excuses, especially when it comes to investing. They believe it is unimportant to do so, which is actually a dangerous way to think. They will always learn the hard way.
If you can't have 3 meals a day, will you invest and where will you get the money to invest? You are not them, and you have not been through what they are going through. If you can't help them, don't say such harsh words. You think only you know how to invest to get rich? None of us want to be poor but sometimes circumstances don't allow them to do so.
451  Economy / Economics / Re: Turning the Corner Into 2023 on: December 31, 2022, 03:35:04 PM
I also ended a year not too bad when many parts of the world are still struggling with war and inflation, I had a pretty successful year at work and at home. I congratulate those who succeeded in 2022 and wish those who are still struggling to have a more favorable 2023. And my greatest hope is that the war will end in 2023 and return peace to all of us.
452  Economy / Economics / Re: The impact of Russian and Ukrain war on world economy on: December 31, 2022, 03:29:42 PM
I would like to wish everyone a Happy New Year!
May the new year 2023 bring peace, success, prosperity to the whole world!
To everyone who supported Ukraine - a separate big thanks, and huge gratitude! May your kindness and help us return to you many times over!
Today, December 31, the bastard racist regime launched another missile strike. No, not at military facilities, not even at infrastructure facilities. This time in Kyiv, rockets flew INTO RESIDENTIAL QUARTERS! One rocket hit in Kyiv hit near the school. One rocket hit a residential building. 1.5 kilometers from the place where I live, a Russian rocket fell, which simply did not reach its target ...
These were not downed missiles, these were their GOALS - residential buildings, schools, hospitals .... In Kiev, 1 person died, 11 were seriously injured.
I believe in the victory of reason, civilization. And I really wish the destruction of rashism - this vile, vile, cowardly regime and its henchmen!
Ukraine and the entire adequate world are obliged to defeat rashism and their terrorism in 2023!
I wish that in all countries, there will be peace, prosperity in families, the restoration of the economy of your countries, and the opportunity to live in peace and enjoy life without hearing air raid warnings every day and without watching cruise missile explosions in neighboring houses!

Happy New Year !!!

I don't know what else to say, but I also pray that the war will end soon in 2023 and peace will come to everyone again. Although I don't live in two countries at war like you do, the effects we are experiencing are severe and I hope it ends soon. May peace and luck come to the people of Ukraine and wish everyone a happy new year.
453  Economy / Economics / Re: People have learned about money printing on: December 30, 2022, 04:24:11 PM
I don’t think anyone really cares about money printing. There is note press in my city from where I pass at least 4-5 times a day but nothing comes on my mind because I’m seeing that note press since my childhood. All I hear or see how highly guarded it is and how an employee coming out of it feels prestigious with high paid job and government schemes. That’s all mate.

How many people might be thinking about how much money is getting printed? Everyone cares about how much we got and how much we can spend.

People know about money printing but people don’t care about it. We can’t do anything about it.

We cannot intervene or prevent the government from printing money, but if we are concerned, we have many ways to avoid the unfortunate problems caused by money printing such as inflation. Once someone knows this, they won't keep too much money in the bank and instead look for other investments like gold or bitcoin. That's what we can do to avoid rampant government money printing.
454  Economy / Economics / Re: Are you ready to spend crypto when market is down on: December 30, 2022, 04:16:32 PM
Hello Everyone,

I am not speaking about just Bitcoin. I am speaking about every cryptocurrency / token.  Regardless of crypto price fluctuations, many online and offline stores are ready to accept crypto as payment. So How will willing are you to spend crypto for your purchases?

If one doesn't spend their crypto for purchases and wait for to spend their crypto when its price is nice, are they really considering it as a cryptocurrency or can we assume like those people are treating more like a security or investment instrument?



Sure I will never use my crypto assets to spend, I am here to invest and try to accumulate as much as I can, so it would be a waste to use them. We have enough fiat money to spend on those, and for me, crypto assets should only be spent when they make a profit, otherwise, they just hold and shouldn't be sold.
In emergency I'll use the holdings. I'll try the best to avoid the spending, so that I can concentrate on accumulating good amount of bitcoin as bitcoin is in its best price. What I invest now assure with bigger profit in the long term. So, primary focus is to hold and allocate specific fund for the expenses, beyond that in terms of emergency no other go than using it.

I am saying that daily spending is really a waste when using crypto assets to spend. But if it is urgent or health-related or more serious work, then crypto is definitely not something to hold at that time. Health and life are still first, because with good health, we can easily get back what we have sold.
455  Bitcoin / Bitcoin Discussion / Re: Bitcoin isn't dying, it's alive. on: December 29, 2022, 05:54:30 PM
for sure bitcoin is not dying. only price going down if we look at the history of bitcoin. the price of bitcoin always gone 10 time high after every four years because of halving of bitcoin and after that the price gone down. this time it also gone down but it will go up in 2024. bitcoin will never die it will be alive for life time This time the price will be incease to 1 million.
I also believe bitcoin will hit 1 million in the future and that's why I won't sell any of my bitcoins even in the upcoming 2024 bull season.Bitcoin will never die, it only dies when our need is gone but that will never happen because of the profit it gives us, we will not stop using it. The lower the bitcoin price, it's our chance, don't be afraid to take advantage of it.
456  Economy / Economics / Re: Are you ready to spend crypto when market is down on: December 29, 2022, 05:44:44 PM
Hello Everyone,

I am not speaking about just Bitcoin. I am speaking about every cryptocurrency / token.  Regardless of crypto price fluctuations, many online and offline stores are ready to accept crypto as payment. So How will willing are you to spend crypto for your purchases?

If one doesn't spend their crypto for purchases and wait for to spend their crypto when its price is nice, are they really considering it as a cryptocurrency or can we assume like those people are treating more like a security or investment instrument?



Sure I will never use my crypto assets to spend, I am here to invest and try to accumulate as much as I can, so it would be a waste to use them. We have enough fiat money to spend on those, and for me, crypto assets should only be spent when they make a profit, otherwise, they just hold and shouldn't be sold.
457  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: December 28, 2022, 08:53:39 PM
This match brought together the two European giants. of course, fans don't want to be disappointed by what they watch.
I am pretty sure none of us would have wanted this sort of game in the RO16 stage, i mean this was last seasons CL final, we would have been happier if this game came in the later stages of the competition, but i guess it is what it is, it is just like the PSG v Bayern Munich game, these are big matches worthy of being a CL final, but we are going to experience them quite early in the competition.
Having said that, i don't think there's any chance in hell that the game is going to be boring or that fans will be disappointed with what they'd see, i am expecting a very open and entertaining game, the both sides are usually always interesting to watch, thus i am not expecting anything different in this game. Well i expect Real Madrid to come out victorious like they did in last seasons CL final.
On the one hand, you are right, and as a Real Madrid fan, I am not happy that Real Madrid again gets a difficult path. But on the other hand, if you look from the point of view of an unbiased fan, everyone is waiting for just such games. Group games are mostly dull and in the playoffs we want real battles, not just another boring "next round" wait.

I don't think Real Madrid will continue to dominate the Champions League this season like last season. Last season Madrid was able to perform consistently well thanks to Benzema's excellent performances. But Benzema is not in good form this season. And so I don't think Madrid will be able to continue to perform consistently well. I think Manchester City or PSG will be championing this season.
458  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: December 28, 2022, 08:50:20 PM
PSG   vs   Strasbourg

PSG is now playing against Strasbourg. PSG is leading 1-0 at the end of the first half. While Mbappe, Neymar and Ramos are in the starting XI, Messi remains absent. Messi will probably not play in this match. Defense Marquinhos scored the first goal for PSG. Neymar and Mbappe performed well but failed to score. Expect Mbappe to score in the second half and increase the goal gap with Strasbourg.
459  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: December 28, 2022, 08:44:49 PM
Like it or not, Simone Inzaghi had to force his players to play well in Week 16 of the Serie A match. The two teams "Napoli and Inter" admit that they will have a tough match and so far Simone Inzaghi has also acknowledged Luciano Spalletti's greatness in leading his team.
I don't think Inter will be daunted by what Napoli have achieved in their last 15 matches in Serie A, and they need to keep up the good motivation to get one step closer to the top of the table. Inter mustn't drop any more points if they want to fight for the title this season, so far the two teams are 11 points adrift which is actually very big, but Inter has the chance to reduce that gap to 8 points if they win.
Also Inter will have to work on this win to get into the top 4 and take advantage of the opportunities that arise. Lazio, who have the same points as Inter, seems to have won 3 points more easily because Lecce is not a strong opponent. There is pressure on Inter in this game, but they have to try their best.
I don’t know how the game will end, but I think that at least it will be productive - Napoli have the best attack in Serie A, and Inter have the worst defense among the first nine teams. And in general, Inter is extremely unstable - ten wins and five losses with zero draws. I don't understand how the bookmakers consider it a favorite.

I don't think Inter Milan has any chance of winning the title. Inter Milan's performances have been poor since the start of the season. I'd even say we're not even sure if they'll be able to qualify for Champions themselves. I think Inter Milan will not qualify for the Champions League. The performances of Lazio, Atalanta, Juventus and Roma have been quite good this season.
460  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: December 28, 2022, 08:42:09 PM
I think everything all happened in a short time, probably they did not expect things will end up the way they did, they also didn't expect Messi will leave the club so they were not prepared for his departure but things are finally falling into place once again thanks to Xavi, a lot of improvement has been made compared to the previous season and they can now compete for the league trophy.
Yes, we have to appreciate Xavi Hernandez's performance because he made a lot of changes to the team so that we can see Barcelona as it is today. When Koeman was still in charge, I didn't even expect Barcelona to be able to at least compete in the top 4 of the standings. However, when management decided to put their trust in Xavi. hope reappears with the changes he made. Indeed, I don't deny that at first I doubted that Xavi would make a contribution to Barcelona, but slowly my doubts were answered.

The Barcelona team is now much more organized than before. Their performance is quite stable now. There are still several weaknesses within the party. Xavi is trying to strengthen the team. But Xavi is now trying to win the title. Xavi now aims to win both the La Liga and Europa League titles. How Barcelona will play in the Europa League is still uncertain. Barcelona will play against Espanyol in the next match in La Liga. Hopefully Barcelona will play well and win.
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