Monopoly is a great game for kids as it involves money, randomness by using dice and also unforseen events that can have severe financial implications. Having to pay taxes or renovating your hotels can lead to big problems and need to be budgeted for. Also the feature of getting mortgages on your streets is a nice tool to learn. As a kid I used to play a lot of monopoly and 2 years ago I bought my parents our local monopoly version so that they can play with all the grandkids. At a certain age it's good to teach all kids about monopoly. If you are looking for other games I know that there is a boardgame for the rich dad, poor dad series by Robert Kiyosaki. I read most of his books, he is great author about financial management. But I can't tell you if the game is as good as the books, I never played it. It was a bit expensive when I was in university and I couldn't find a used version. If you manage to get your hands on it at a reasonable price you  could play with your nephew.

Like you many of the hodl investors face a similar dilemma, there isn't much movement happening in the crypto market and keeping all of your coins in the wallet doesn't bring any returns. We got used to passive income through saving accounts and buying bonds that we would like to have a similar product in the crypto world. One of the few options to make some returns would be to lend out our coins. It's called staking and traders who don't have enough capital are always looking for ways to leverage their positions. Or business owners are looking for a cheap loan in the crypto world. The problem is that in both cases there is risk involved and you might lose your investment. As a conservative investor I think that staking is not suitable for you, since you are looking for low risk investments. My advice would be for you to take a small amount of your crypto portfolio and start trading it yourself. This way you remain in charge and can choose exactly how much risk you want to take. You don't have to rely on someone else to make a profit and your upside potential is much larger.

      

Probably every gambler has heard his inner voice trying to tell him to bet larger and go for more risky bets. That is greed talking and we all can be affected by it. It's important to understand that our brain likes to play tricks on us and how we can avoid falling for them. Many people are struggling with it, it's not only the gambling community. There are many courses on how to meditate, control our breathing, autogenic training or try to control the activity of our brain. They are all helpful and everybody should give them a try to see what helps them personally the most. In case you don't have the time or money for such a course, the best idea is to take a break, go for a walk and get some fresh air. A change of scenery helped me a lot and it brings up a lot of new ideas. The thing with online gambling is that it's always around, there is no urgency to gamble right now at this time. Taking a break for 2 hours and coming back in the evening is no problem. It's going to be same type of games and the same winning chances; we are not losing out on anything.


   

I think that is the most important feature when it comes to crypto casino, having an online presence on the bitcointalk forum. The gambling section here is very big and we have a lot of casinos that promote their services here. This has benefits for the casino owners because it's good advertising and people that are interesting in crypto gambling will find their casino more easily. And it also has benefits for the customers, we can share our experiences and also warn each other if there are any red flags. The first few issues you mentioned in your list are part of any new company that offers online services. When creating a new system more website there is always going to be some issues, even the best designed website will have some issues, because nothing can be tested to a 100%. We shouldn't worry to much about it as long as the casino is trustworthy and there are no negative experiences by other users. My approach to new casinos after researching online about reviews is to only deposit a small amount. Like that I can still enjoy the games at the casino and take advantage of a deposit bonus to boost my initial bankroll. In case things go wrong and there is an issue I don't feel so bad losing only a little money. Reading the ToS is also important for any new casino so we understand their withdrawal and bonus schemes to not fall for any small imprints that we would have missed otherwise.

That is a great summary for anybody that tries to buy the exact bottom in a bear market. I have tried it myself several times in the past and never succeeded, it just seems impossible to find the point in time when all the investor decide that the crisis is over and now it's time to buy again. It involves a lot of research and luck to make the right call and we should be asking ourselves if it's really going to be worth it. The longer we wait for prices to fall to the bottom, the higher the chances that we are going to miss out on the recovery. That is also why DCA became such an interesting method to use for our purchases. Buying fixed amounts of Bitcoin over a long period of time enables us to take advantage during longer bear markets and our average purchase price is still going to be good. I have been buying Bitcoin all throughout 2022 and stuck with the DCA method instead of making one large purchase at the bottom. The advantage is also that I have free money each month that I don’t spend from my salary which I than can invest in cryptos. Spreading out my purchases over a longer period of time takes out a lot of pressure from finding the optimal purchase price and I also don’t have to invest so much time on research.

No way that we are going back to a low interest rate environment next year already. Sure the government would love to print more money and not worry about debt levels, but inflation has been a huge problem last year. Both the FED and the ECB both stated that they are more concerned with inflation than with the economy itself. Which means they will keep interest rates high to contain inflation at the risk of facing a recession. A hard landing of the economy next year seems unavoidable and the major concern would be stagflation, high inflation without growth. Debt levels are already very high in most countries and now with high interest payments for all newly issued debt it's going to be hard for politicians to justify printing any new money. The halving next year is going to be a good event for all the crypto holders and will move prices up again.

I am trying to do the same, this is a very good approach to gambling and we should have a system in place to protect us. Especially people that are gambling regularly (every week 1-2 times at least) need to focus on their bankroll to remain in control for their gambling habits. For people that are only visiting a casino a few times per year this is not really an issue, they set aside a fixed amount they want to gamble with and they either make a profit on that night or blow through all their money. There won't be much in between, whereas for regular gambler it's important to find a way to protect their bankroll and even manage to grow it overtime. I learned this the hard way when playing poker and that you need a strong discipline to not give into short term thinking to chase losses and end up losing most if not all of our bankroll. Greed is a big issue that will try to use all our winnings in bigger bets to get the highest possible return. Resisting such thoughts is hard and for me helped a lot to have a fixed system in place to take away a part of every bigger win to save it separate from my bankroll. When it comes to gambling and money management the most important for me is to protect a large part of my bankroll as much as possible, so that I can always try another day to recover my losses.

That is a crazy story and the casino definitely has to accept some blame. When there is a dealer sitting right in opposite of you and you are having a medical emergency, he should be helping you. It's one thing not to immediately nothing if something is wrong, but for a person to not move for 15 minutes is a long time during quick games like Black Jack. I would have expected the dealers to be trained to spot such issues, also usually people sitting down at the table are playing. It's not like you can sit down at the table and take a nap. It's true that there are a lot of crazy people in Las Vegas, I have seen so many drunk people in the casino where I would think that security should come and ask them to go to their room to sleep it off. Mostly the people I have seen in front of the slot machines where there is not a lot of casino employees working. Having such a tragedy take place at a blackjack table seems wrong that it wasn't noticed earlier. Just because casinos are places for entertainment doesn't mean there can’t be medical emergencies and it's all about getting help in the first 10 minutes to help the patient.

No, there are many different types of crypto investors. Someone who hodls his coins is an investor, just not a very active one. It doesn't really matter how many wallets you have and how regular you use them. As long as you buy crypto currencies you are an investor. There can be a distinction between traders and investors. Crypto traders usually buy and sell their coins very quickly, they are looking for short term profits. Whereas investors have a more medium to longterm approach and focus on building a larger crypto portfolio. Not that it's really important which term you give for yourself, just make sure you have goals you work towards and enjoy the benefits of crypto currencies.

In a perfect world we might be able to operate completely anonymously online, but today it's not really possible. More and more casinos ask for KYC when processing larger withdrawals, it's nearly impossible to avoid them. And even if we only gamble at casinos that treat our personal information with the highest level of security, it's no guarantee that there is a scam running. Only some scams involve our personal information. Another scam can be that the casino runs fake games and bets to take increase their house edge. Or even worse the casino runs an exit scam and closes down operations overnight stealing all the remaining customer balances. We should be careful only looking for one specific scam. It's better to be cautious and look for all type of scams.

In my country university is almost free and the property market is very expensive, luckily this not something people have to choose over here. In case university degrees would be expensive as in USA then I would probably choose an advanced degree over buying a property now. Investing in education is important and is going to pay off in the long run. During university there is usually cheap near campus housing and we don't need our own property. And after graduation we will probably make a lot of more money than we are doing now. This additional income will let us get a bigger loan, so we can still buy the property we like. Another issue we need to keep in mind is the rise of AI, if our advanced degree ensures that we won't be rationalized by AI soon it's another strong argument to keep focusing on education. Or how about a compromise? Buying a smaller apartment instead and going to a cheaper university for our studies? Just because it's not a top 10 university doesn't mean it will be bad education.

Stop loss orders can be a bit tricky, because they don't guarantee our price is the stop loss target. In case of high volatility and limited active trading in your particular coin there can be a big gap between the price you wanted and the actual market price. When the coin drops below your stop loss your sale order is triggered, but it still requires someone to buy your coin. Also in case of a large number of stop loss orders there can be other people see their orders being filled first. That is why I am cautious in using stop loss in less actively traded markets. The risk of the stop loss being triggered in a big price drop is too high and could lead to a big loss if prices recover again. I would stick to using stop loss orders in very liquid markets and to make sure you constantly adjust the stop loss level to price movements.

Taking a break after making a big win in the casino is a good idea, and I would also recommend it to anybody that has lost money. Watching the same type of casino games for a long period of time is going to decrease our concentration and our focus. Especially when following betting strategies like the Martingale approach, where we have to adjust our gambling size for every bet it will be hard to keep our focus up for hours. There are many aspects we need to focus on in gambling, like controlling our emotions and not giving into negative thinking. The best way to remain in full control of our actions is to take a break and clear our head or sleep a night. Coming back the next day to the table won't change anything, the games will still be the same and our winning chances won't change either. Some people believe in winning and losing streaks, which is why they don't want to stop when they are having a lucky night. My approach is to always take some money aside when I win big, so I am not at risk to keep on gambling until all the winnings are lost again. It's good to realise that we have a problem in such areas and don't know when to stop and take a break. Identifying the problem is the first step to getting better and keep a closer eye on it to avoid doing the same mistakes in the future again.

Looking at this Instagram post it seems like these are normal woman that are tying to win the money, for professional eaters this would be no problem to eat such a huge meal in less than 5 minutes. YouTube is full of videos from professional eaters that can eat huge amounts in short time. The funny thing is that most of these athletes are normal looking, not overweight and usually very fit. When I was younger, I always thought that the heavy guy would win these challenges and was surprised to see the small Asian guy destroy the others. Now my money would always be on the skinny fit person. The idea is funny and if there is enough demand for it, I think that people would start betting on it. From the number of views on the YouTube videos I know that there are definitely millions of people watching such type of sport. The question would be now if there will be bookmakers willing to accept bets on it. As from the Instagram video I am not sure if people would be willing to bet money on ordinary people competing in it, because the chances of winning against a professional are so small. The odds should reflect who has experience in it and who competed in such challenges in the past and won. Then there would also be some kind of oversight to make sure everything is fair and each contestant gets the same size meal.

In my opinion it doesn’t really make sense to hold USD alone in your bank account. Maybe it's better than your local Fiat money, but it's still only cash that is not going to produce any real returns while the interest rate is likely below the inflation rate. With inflation rates in the USA of 3-5% we need to make some kind of return with our USD holdings to not lose value in the long run. So, comparing stable coins to holding USD cash might offer advantages for more quickly converting it into other crypto currencies, but we still have the same issue of making no real returns in the meantime. When willing to take at least some risk, we could be buying government or corporate bonds with our Dollar money and make at least some returns. It all depends on how long you are planning to keep the money not invested. If it's only a few weeks then I think stable coins are a good alternative. In case you plan to keep the money in stable coins for several months, then I think buying US Dollars directly and investing it in US assets might be a better approach. The whole issue of stable coins turning out to be scams is of course another security concern where we need to keep an eye on

This is a wrong view of the crypto community, it would be more fitting to say that nothing is for free in life. Taxes are paid to the government of the country you live, your transaction fee is not going to the government but rather the system processing your transaction. Why shouldn't they get money? It's their computers and electricity that keeps the infrastructure alive. Also you need to compare to the alternative which is using the bank infrastructure to transfer money, here you also have to pay fees. Either by regular monthly fees of your bank account, or by giving your money cheaply to the bank so that they can invest it and make a profit with it. Every system involves cost that need to be covered somehow. I find transaction cost transparent and we know beforehand what will the cost be.

There is definitely always a security risk involved in online gambling, it doesn't matter if it's a small or large casino. A small casino company will have less money to spend on IT security, but there will also be less money to be stolen by the hackers. That is why I would expect that all the big hacker groups would rather focus on a large casino, because there is much more money to be made. It would make sense for the casinos to store their money in different wallets and try to keep them separately as much as possible. Unfortunately, hacking attacks and scams have always been part of online business and I don't see any real chance of getting rid of it completely. As long as there is the chance for hackers to steal money, there will be enough individuals trying each month. This is not going to change much to the online gambling industry, we the gamblers know of the threat and will still keep betting our money. As long as we learn from such attacks and don't leave large sums of money at the casino for a longtime, I think that the risk is manageable.

I have never been addicted to gambling myself, but I have lived with people who are addicted to drugs, cigarettes and alcohol. My college roommate ruined his life with taking drugs all the time and is now living at a community farm because he can't live on his own anymore and hold a job. And my uncle died at 60 from being an alcoholic most of his life. In my opinion all these addictions are very similar and it doesn't matter if you are attracted to gambling, cigarettes or drugs. What I can tell you from my personal experience is that there is no happy living after beating your addiction. In case you are already addicted to gambling, then you need a clear break with it. It's not going to be that you find a way to life with gambling. The problem is that too many addicts are struggling with relapses and you need get completely off the thing you thinking about all the time. Maybe after 10 years it will be different and you can try again slowly to come back to gambling, but until then I you should be focusing on getting your life in order.

I still haven't met anybody who's profession is to be a full time gambler. To me it doesn't seem like a reliable job that somebody could do without having a large savings account. In the past it was usually the male heirs in a family that would get the family fortune whereas the woman married into different families. This meant that men had much more money at hand and could go out gambling. Also it was normal for woman to look after their children and men being more free to find the time to gamble. Today this is all obsolete and men and woman are treated equally, we should be seeing much more female gamblers. Last week the EPT main event in Barcelona happened and I couldn't see any female poker player on the featured tables. Maybe poker is different from the other casino games because it relies heavily on mathematics and players are spending so many hours sitting at the table. Or maybe it's just a more slowly change happening in the gambling industry and woman need more time to adjust to the new normal.

First of all it's not really likely that bitcoin will become centralized, because it's used all around the world and there would be a strong opposition by all the investors. Who would take care of the centralisation? There would be a power struggle out of which countries they operate. In case bitcoin would become centralized out of Europe of Asia, then all the foreign investors would likely leave the sinking ship immediately. It's one thing to centralize bitcoin and something completely different to keep all the investors engaged and use the coins actively. This would definitely have a strong effect on the alt coin market, I would expect decentralized coins to take the place of bitcoins. All the big investors would just switch to alternative and don't abandon the crypto market all together. The average investor doesn't have to worry about it, as long as we react to any negative news coming up we will be fine.