I would be very careful when sharing a lot of private information with the bank. You never know how secure the casino is with keeping personal data and who can get access all these documents. First of all I would research on the internet if there have been similar issues with the casino by other users. If it's a legit casino and there are no red flags then I would double check with my bank that the issue wasn't on your end. Make sure that the bank really processed your transfer and not that there was a typo in details. In case everything is correct than it might just be lost on the casinos side and with some more information from you they should locate your funds again. Maybe you have an option to get a bank statement from the last few weeks with very limited amount of personal information on it. Otherwise I would recommend you blackout all the other transaction and all unnecessary information, only keep your name and the transfer to the casino on it.

I don't really see a problem talking with my friends about crypto currencies, as I trust them and don't think they would do any harm to me. Most of my friends have at least invested a small amount in cryptos themselves and shouldn't be jealous when crypto prices are going to rise again. Also all my friends are already older and we know each other for a long period of time, if one of them would become rich overnight I wouldn't feel jealous and try to take advantage of it, rather I would feel happy for them. Talking with strangers about cryptos is something else completely, because you should never reveal how much money you have. Speaking generally about the idea of crypto currencies is fine, but don't tell strangers how many coins you have. It the same with Fiat money, you should never tell strangers on the streets how much money you have in your wallet or bank account. The same goes for the internet, some form of privacy should always be maintained as we can't trust strangers.

 
Protecting our money against inflation is one of the most important challenges we face today. In many countries we have inflation rates of 7-10% for more than a year. There are a few ways how as can try and save the value of our money. Depending on the country you live in I wouldn't worry so much about bank insolvency, because our deposits are usually guarantees by the government. If you hold debt or equity of the bank I would worry more. When buying gold there are two ways to do it, physical and synthetic. If you want real gold than the bank will put it in a vault and it's also protected from a bankruptcy, but you have to pay storage fees. Much cheaper is to buy an ETC, that gives you the return of the gold price, without actually owning any. The question is if the return on your bank deposit or gold holdings is going to be enough to offset the inflation rates. In my opinion it would be better to invest in crypto currencies.

That was a quick and good summary on how to focus on gambling. I fully agree with you that setting a budget for ourselves is one of the most important rules in gambling and sports betting. For several years now I have a hard limit per month and week on my bankroll, this helps me to avoid chasing losses during a streak of bad beats. When following martingale based strategies it relies on always doubling up our bet after a loss. Without a strong focus on our balance we could be wiped out during a losing streak. Another point I would add to your list to take out some of the winnings and save them. Whenever I manage to make bigger win in gambling I try to take at least 50% of it and withdraw it. Having a separate wallet helps me to grow my winnings long term.

That's exactly the point, people should invest their money responsible and within their means. The risk of using borrowed money and trade above our means is too big compared to the limited upside we get. Borrowing money means we are bound to fixed interest payments to not default on our debt. Investing is usually the exact opposite of making a fixed repayment schedule. There is a lot of randomness in financial markets that can lead to unforseen losses or winnings. When having a profitable trading strategy there is. I need to increase the risk with leverage, we can just run our strategy for a longer period of time to make enough returns.

With 4k Bitcoin I assume you mean 4,000 USD invested in Bitcoin. Or do you actually have 4,000 Bitcoins, which would be 112 million USD   Unfortunately there is no guranteed way where you can make profit of 100 USD per day. That is a 2.5% return on your investment every day.  To achieve such high returns you are going to have to take a lot of risks, and the chances are much higher that you are losing money than making money. Nobody can offer you such returns with a guarantee, if anybody tell you otherwise it's like going to be a scam. Why do you want to make such high returns per day? You should be looking for more reasonable returns, like 100 USD per month or 300-400 USD per year. Also most money you are going to make from bitcoins you make by holding them, there aren't really bank accounts where you can deposit your coins to get a fixed % return per day.

I think this is most important point that helped to become much happier over the years. In the past I used to always focus one some big purchases, like a gaming PC when I was a kid or a new car after I grew older. It took a long time of saving money to reach that goal and the happiness I got in the end from the one big thing wasn't what I had hoped for. If you spend so much time thinking about  one particular thing the expectations become so high, that once you actually get it won't live up to it. That it's why it so much better to treat ourselves regularly for something small and not expensive, rather than a few large items.  For me scratch tickets is one item that can help to change my mood whenever I feel down. They are only 2 Euros and I usually buy 2 of them, and even when I only make my money back from them which happens a lot, I already feel better.

Also the first time I am reading about people complaining about the integrity of the sport itself due to gambling. Usually the critics of sports betting and gambling in general see a risk for the public due to gambling addiction and not for morally corrupting the players. In my opinion this is not really the case as most of the top athletes would never risk their job for gambling on their own matches. If you already have a contract to earn millions by playing the game, why would you risk it all for some small profit? It's also surprising that something like that would happen in NFL, where you have so many players per team that the impact of one individual is much smaller. The same goes for football, there are so many viewers and cameras covering the match that it's hard to deliberate throw a game in your favour. It's common that in all competitive sports the players are not allowed to bet on their own matches and I would expect to most player follow that rule. 

Another exciting weekend with CSGO matches coming up, the Paris Major is in full force with group stages happening until Tuesday. The first of match of the day will be NaVi vs GamerLegion which should be an easy win for NaVi. I am still mainly focusing one clear favourite matches to try and build up my bankroll again. On the 9INE vs Liquid match I am not going to bet as the two teams are very equal in skill. With these best of 1 matches there is too much risk to bet on matches that could be going either way. Same goes for Heroic vs Faze, probably the most exciting game of the day, but again these two teams are both very strong and could win the match. Even though Heroic might have a small edge in the match I will pass. Furia vs Monte is a better match to bet on the Brazilians. Also ENCE vs Bad News Eagles should be a one sided match and won easily by ENCE. The second most interesting match of the day will be G2 vs Vitality, which should be going in the favour of Vitality after they played so well in the IEM Rio final.

Sogar zwei Gewinnspiele zur gleichen Zeit, dass hätte ich beinahe übersehen. Herrzlichen Dank Willi dass du immer so viel verschenkst hier im DE Bereich.

Ich probiers auch mal wieder mit meiner Glückszahl 13, leider ist heute Samstag und nicht Freitag.

13 - Mauser

Viel Glück an Alle und ein schönes Wochenende.



Oh Danke, dann noch die 07

07 - Mauser

I think the most important thing we should learn from the bankruptcies of these big exchanges is to never leave large sums of money at them. It's fine to trade on them regularly, but once we accumulate 1,000 USD worth of cryptos and more we should be transferring them to a more secure wallet. Even with the high fees we are facing today it's important to keep our coins save. Better to pay 20 USD in fees than to lose a large sum of it due to a bankruptcy. As for using companies again that have failed in the past I don't think it's a problem as long as they have always been honest with the customers. It's a big difference if a company is failing because they scammed their users out of a lot of money, or they were running a ponzi scheme, or they didn't charge enough fees compared to their operating expenses. Bankruptcies are part of modern society and a well restructured company can succeed. Pepsi for example went bankrupt two times before they succeeded and people are still drinking their sodas today. 

Somehow I thought that most casinos rely on 3rd parties to provide slot games for them, because at most casinos I see the same type of slot games. It also has the advantage that the casino doesn't need a development team and monitor the games. When using popular games there is a lot of trust involved as many other casinos use the same game. So when it's a vanilla slot game without any new features than I would prefer a 3rd party game. But if it's something new and exciting I would switch over to the proprietary game. For me the biggest criteria when choosing slot games is the RTP %, I will always take the game that gives me the highest return percentages. Any original slot game from a casino should try and be included in the rankings that can be found online, it's where I usually check for new games.

Sorry for your situation buddy, it must be really hard for you. It's good that you are saving some money in bitcoin, are you having any chance of saving more money monthly in the future? I don't want to sound too pessimistic, but with 30 euros you are not very likely go reach independence. Saving 360 euro per year is not a lot of money. Even if bitcoin would reach another ATH this year it would only be a 100-200% return. How much money do you actually need to be independent and cover all your expenses? You probably will have to increase your monthly savings rare a lot.

I am still not convinced that AI is going to take over the poker world. There might some people who can make it work to have AI assisted online poker games, but once the majority is going to use it the casinos will likely ban. Because if the use of AI would be allowed it comes down to AI VS AI games and who has the best software and hardware. The individual player skill is not important anymore, it's all about having the strongest AI with the best computer. Another thing is that most online poker players are playing multiple tables at once to increase their hourly profit. With the use of AI the number of possible tables it could play at once increases a lot. A super computer might be able to play a 100 tables at once which is insane if every table you join the same guys are already sitting there.

The fees are quite high at the moment, but so is the Bitcoin price. 1 BTC is around 28k USD again which a 70% increase in 2023 alone. Comparing to what the price was last year and where we likely bought our coins the fee is not that high. I am still gambling on crypto casinos, but prefer to not deposit money with Bitcoins anymore. Since the bear market 1.5 years ago I try to avoid spending any Bitcoins because the price is too low. For me the best way is to deposit money with fiat currency and then withdraw any winnings in Bitcoin. Like that I can grow my crypto portfolio over time and don't need to buy coins on an exchange. To a certain extent I would also leave some funds at the casino, as long as its below 200 USD I would not withdraw the money instantly, only for bigger wins I would take the high fee to save some of my winnings. The risk of leaving all the money at the casinos is that we gamble more and with higher bet sizes to eventually lose all our previous winnings again. Better to pay a small fee and save some money long term.

A welcome bonus for new users seems like the easiest choice and should be part of any casino in today's world. When you get 100 or 200% bonus on your first deposit it's a great way to get to know the casino. Even if you are unfamiliar with a game and lose some money at first you won't feel bad about due to bonus. A high welcome bonus is also a good way for casinos to be competitive with each other. Unfortunately most of us here on the forum are regular gamblers and don't apply anymore for the welcome bonus as we have played on most of the big casinos already. That is why it would be great to get some special bonuses for recurring gamblers that are already customers at your casino. Cashback is one form of it, but that usually depends on how much money you have and how much you gamble with. Instead it would be better to have some bonuses that are independent of our bankroll. Freespins are probably the best way for that as it gives everybody the exact same opportunity.

A few years ago I would have taken a better opportunity abroad in a heart beat. As long as it's a good and reliable offer I think it's a good idea to move, if our social situation allows. Unfortunately my personal situation changed since covid and I need to stay closer to my family. My dad is already old and in not good health anymore, he still lives alone but it's getting close to the point where we need permanent care for him. My sister is living further away and it basically comes down to me taking care of him. That's why even for the best offer I would probably have to decline and stay in my country. Maybe there could be an option to not relocate and work remotely from home if the job allows it.

I agree, having waging requirements as a multiple from our initial deposit is fair by the casinos and shouldn't be a big deal. The casino needs to protect themselves from gamblers who deposit money to take advantage of bonuses and would directly withdraw after one win. All this is written in the terms of service and can be read before depositing, if we aren't too lazy. Also placing bets in total of 2-3 times our initial balance isn't such a big issue if we focus on save bets and spread it out over time. The worst thing we can do is to try and go for risky bets only to meet withdrawal requirements. The scam would be of course if the casino sets randomly high withdrawal requirements that are liked to fixed numbers, independently from our balance and betting amount.

Most of my friends like to play slots like me, but so far nobody from us has won any big jackpot. There were some decent winnings in the past, still over all the years we are playing we are s in the reds. In my opinion to make money long term with slots you must be a very lucky person. I haven't heard from anybody that uses mathematical tools for a winning strategy in slots. Since all the RTP in slots are below 100% it means that we are going to lose money the longer we play. The only real option we have is to win a big jackpot to get back into the black, and then mostly depends on luck. Another chance could be go rely on free spins, but they are hard to come by.

First time I am hearing of these sites, can't give you much information about it. But if you have to pay to play the games and you can withdraw fiat money when winning then it sounds more like gambling than actually gaming. It comes down to what type of games they are, if they are based on randomness or skill. Any skill based games against the house and not other players could be exploited by professional players and lead to big losses for the company. That's why I would assume it's luck based games, which basically means it's very similar to slot machines, just with more player input.