Is it better to save money or invest it?

[ranlo]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

you're right, safety is very important.

I think that is up to us to determine which investment has a great potential, we need to be educated and read all the necessary information on a certain investment we are putting our money, never follow the hype because most of the time it will lead us to be failure with our investment.

Planning and  have enough information about  on investments would  be must  consider first before  we put our money on said investment because  the risk of lossing your money is always there. In my own plan  we must  invest our money and diversify it in able to get profits so that we would able to save more on those  profits that weve made.

Key word here that most people miss is "diversify." This is one of the core principles of investing. No matter how good you think a deal is, diversifying is a requirement for protection.

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[goldcoinminer]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

you're right, safety is very important.

I think that is up to us to determine which investment has a great potential, we need to be educated and read all the necessary information on a certain investment we are putting our money, never follow the hype because most of the time it will lead us to be failure with our investment.

Planning and  have enough information about  on investments would  be must  consider first before  we put our money on said investment because  the risk of lossing your money is always there. In my own plan  we must  invest our money and diversify it in able to get profits so that we would able to save more on those  profits that weve made.

Key word here that most people miss is "diversify." This is one of the core principles of investing. No matter how good you think a deal is, diversifying is a requirement for protection.

And I believe that should be the standard in investing, we need to diversify our investment so we can minimize the risk, there are many good investment here but we will see one investment that would really attract us but we need to control ourselves not to put our investment in one basket.

[MingLee]

I believe it is better to invest, but only if the investment has good potential and it's not too risky. It's also important to have savings, because you never know when you will need it.

you're right, safety is very important.

I think that is up to us to determine which investment has a great potential, we need to be educated and read all the necessary information on a certain investment we are putting our money, never follow the hype because most of the time it will lead us to be failure with our investment.

Planning and  have enough information about  on investments would  be must  consider first before  we put our money on said investment because  the risk of lossing your money is always there. In my own plan  we must  invest our money and diversify it in able to get profits so that we would able to save more on those  profits that weve made.

Key word here that most people miss is "diversify." This is one of the core principles of investing. No matter how good you think a deal is, diversifying is a requirement for protection.

And I believe that should be the standard in investing, we need to diversify our investment so we can minimize the risk, there are many good investment here but we will see one investment that would really attract us but we need to control ourselves not to put our investment in one basket.

Diversifying your investment with a lot of investments that attract your attention is definitely one of the best investing decisions you can make, and it's something that I would congratulate you on if you do that already. Most people don;t diversify that much, and if the value of something goes down the losses can be astounding.

[Doms]

I have been investing on various financial instruments over the last few years, with varying degrees of risk involved and also varying results as well. I also have invested on different time frames and used different strategies. I have an investment that I paid in lump sum, and investment that I have to put money every month. Now that I also have bitcoin, I try to earn little by little while I also buy when I have the budget.

[wxa7115]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

investing is more risky than savings but i will stay at savings if i save my earnings into bitcoin because the price of bitcoin is increasing anytime i can make a profit for every price spike of bitcoin..

but for getting the success we will have to invest along with saving and saving wil not work better, like on earth everyone is busy in saving but you may know that only those people are rich who are investing their money.

The only people that actually make money are those who go and invest their money in something, saving your money will always just result in a net loss, and in the worst case you might as well save your money in bonds. It has less interest/yield than inflation for some countries, however it is far better than just "saving" your money and doing nothing with it.

Yes my goal should be that money work for me and not the other way around, so while saving is good, your money should not be sitting idly in a bank doing nothing, invest that money, even if it is in one of the safest investments that you can make.

[serjent05]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

Actually this is the  reason  why people   are saving.  The idea of getting a good capital and venture to a business world.  If you ask people who  have daily job on why  they are saving money, they will answer you that they do this thing for  future use that if ever they have accumulated enough, they can setup a business or store  when they are old.

[umaOuma]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

Actually this is the  reason  why people   are saving.  The idea of getting a good capital and venture to a business world.  If you ask people who  have daily job on why  they are saving money, they will answer you that they do this thing for  future use that if ever they have accumulated enough, they can setup a business or store  when they are old.

Yeah a person who is earning only from his day job will prefer to save, as at initial stage its not possible to go directly for an investment, but once you have descent savings you can go for an investment.

[nova-rider]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

[crairezx20]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

Honestly its more good to save instead of investing because there is no investment are legit.. but if you can spend you earnings to your knowledge i think its the best investment for me and safe.

[safari88]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

Honestly its more good to save instead of investing because there is no investment are legit.. but if you can spend you earnings to your knowledge i think its the best investment for me and safe.

save money would do everyone because it is good to savings. so much investment is legit, like OP ask investment in real no only in online, because you do not have to invest in bitcoin and indeed there is no investment are legit in bitcoin. so you must to invest and not just save.

[skyway1]

Its just like when you have a real job and working with fiat currency; you save it in your bank and use some of it for investment so that you can keep earning more

investing is more risky than savings but i will stay at savings if i save my earnings into bitcoin because the price of bitcoin is increasing anytime i can make a profit for every price spike of bitcoin..

I agree with you , its too much good idea that we can save our money into bitcoin because bitcoin increasing its price too much faster and everyone are going to store their money into bitcoin , bitcoin is very secure , useful and bitcoin can be profitable if the price grow up higher so we can get a good profit from bitcoin.

[Vikingr]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

With bitcoin we do not need to save our money in banks, I am after joining the community of bitcoin always keep my money (which I use) in my pocket and those money which i have to save, I save them in bitcoin in my wallet and I am satisfied with this saving.

[goldcoinminer]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

With bitcoin we do not need to save our money in banks, I am after joining the community of bitcoin always keep my money (which I use) in my pocket and those money which i have to save, I save them in bitcoin in my wallet and I am satisfied with this saving.

It is still not wise dude, we also need to save money in the bank and do not just trust bitcoin solely when it comes to our savings because that is always considered a very risky move, we do not know what will happen in the future so it is good to have our money insured in the bank.

[tabas]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

With bitcoin we do not need to save our money in banks, I am after joining the community of bitcoin always keep my money (which I use) in my pocket and those money which i have to save, I save them in bitcoin in my wallet and I am satisfied with this saving.

It is still not wise dude, we also need to save money in the bank and do not just trust bitcoin solely when it comes to our savings because that is always considered a very risky move, we do not know what will happen in the future so it is good to have our money insured in the bank.

Yeah if you are not going to save your money in banks and you are going to save all of your savings to bitcoin that is going to be risky. But for me, it is better if you are going to save both. Save in your bank and as well as save bitcoins also and once you are going to be good at it for sure you are going to get good profit because saving is also investing.

[dunfida]

It is good to have savings, but if you leave all your money in the bank for a long time, it may lose value because of inflation, during which time you may also lose good opportunities to invest.

With bitcoin we do not need to save our money in banks, I am after joining the community of bitcoin always keep my money (which I use) in my pocket and those money which i have to save, I save them in bitcoin in my wallet and I am satisfied with this saving.

It is still not wise dude, we also need to save money in the bank and do not just trust bitcoin solely when it comes to our savings because that is always considered a very risky move, we do not know what will happen in the future so it is good to have our money insured in the bank.

Yeah if you are not going to save your money in banks and you are going to save all of your savings to bitcoin that is going to be risky. But for me, it is better if you are going to save both. Save in your bank and as well as save bitcoins also and once you are going to be good at it for sure you are going to get good profit because saving is also investing.

Having both would be the best choice as long you have enough money to save from those two. If you dont like to save in bitcoin t hen its your choice but  i tell you you are missing the  opportunity on making profits in future as we see bitcoins development is good and its price is still rising and rising.

[ironm@n]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

That will depend on the situation. There are times when it is better to save your money as there are opportunities that are not worth it. However, it is common to see great opportunities on some occasions, especially in the cryptocurrency space.

Do not miss a good opportunity, when you find it. But if you see critical flaws in it, do not risk your money too much. I think is better to be patient and look for better opportunities.

[qiwoman2]

You need to do both. You need to invest a portion of whatever you can monthly into a diversified portfolio and stick a little bit aside for emergency savings. As money depreciates every year you have to do this otherwise you are toast by the time you reach pensionable age.

[Zooplus]

You need to do both. You need to invest a portion of whatever you can monthly into a diversified portfolio and stick a little bit aside for emergency savings. As money depreciates every year you have to do this otherwise you are toast by the time you reach pensionable age.

Doing both gives you a safe future, you will have to invest in order to grow your money but make sure you will not focus  on investing only as once you invest you are risking your entire money and you do not ascertain the outcome, your savings will be a back up money in case you failed.

[wibuindon]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I think you have to accept that in the modern world an investment in bitcoin has more risk including complete wipeout than an investment in stocks or bonds

[bamboylee]

I believe that if there is extra money, they need to invest anything. A deposit in the bank, its business, training. When the money is simply because they are impaired. It is very important to invest in improving and developing ourselves.

Learning to invest is the first move that we are going to enter in the world of risk and reward, if you will not invest you will end up saving your money and that is just so boring for me because I need action and I am a risk taker person who loves to gamble therefore investing for me is a big thing to improve my life in the future.

Saving is boring but it has its function. It stores your money for future use like investing or retirement funds. If you just go investing with out some reserves, if things got worse then you do not have money to pull.