Is it better to save money or invest it?

[madwica]

I think saving your money in bitcoin is an investment and if you save you money in bank is also investment and if you are planning to save then you are planning to invest too in short saving and investment is the same.

[Omegasun]

I think saving your money in bitcoin is an investment and if you save you money in bank is also investment and if you are planning to save then you are planning to invest too in short saving and investment is the same.

For me. I didn't consider my deposit on bank as investment. My main objective is just to save when i deposit and not to have a profit. The interest ia very minimal so it is not considerable as an investment. Investment is putting tour money in line with the presence of riak on losing it. In short it involves gambling. So there is a little bit difference between the two.

[sportis]

  Does anyone believes to open a savings account in a bank where they will pay him an interest on his savings is a good and secured investment? Say that the bank can pay him an interest rate eg 5% a year on his money, if inflation is around 7%, his investment loses 2% per year. Saving and investing are often used interchangeably, but they are completely different. 

  In my opinion not all eggs in one basket. A good strategy would be: 50% of our capital to savings, 30% -35% in low risk investment and 15% in high-risk investments

  But this not the point. The crucial question is the investor decision about the risk he wish to take and what he considers as a savings and what as investment. Savings in bank notes? Definitely yes if you live in an advanced country with a strong economy. If you live in a small country where the currency is inflationary then gold is a secure investment. Cryptocurrencies like as bitcoin I believe is a good investment but it depends on the price that someone bought it unless he was smart to buy or mine years ago and prudent to hold it and not trade it with paper money. Long-term investments such as market shares of large multinationals and land market. Short-term market as medium and high risk shares. So I would like to ask; What kind of investment is trading between cryptocurrencies?

[deisik]

I think saving your money in bitcoin is an investment and if you save you money in bank is also investment and if you are planning to save then you are planning to invest too in short saving and investment is the same.

For me. I didn't consider my deposit on bank as investment. My main objective is just to save when i deposit and not to have a profit. The interest ia very minimal so it is not considerable as an investment. Investment is putting tour money in line with the presence of riak on losing it. In short it involves gambling. So there is a little bit difference between the two.

I tend to agree with you that investment has something in common with gambling since you can't predict the outcome with the same degree of certainty that a deposit in a bank provides. But keeping money in the bank at a minimal interest is allowing inflation to gradually take away the purchasing power of you money. If you just want to save your money (and its purchasing power), government bonds seem to be the right tool for you. They are as risky as your national currency itself since they are issued by the same entity (i.e. government)...

But the interest on them is typically higher than the level of the currency depreciation, though not by much

[achow102]

my money is constantly working. I do not have stocks that are simply stored. I have all their savings are invested in different projects. Except for the amount that I need for operating costs

[BossMacko]

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit.

[molsewid]

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit.

you're right that's what im doing right now saving all my bitcoin because in the next 2 years i know 1bitcoin will hit 1k usd . but if his ttalking about saving money in actual using fiat system. much better if he invest it on bitcoin so it grows up accross the bitcoins grow too. he also can search about bitcoins graph so he will not hesitate to invest in bitcoin .

[mirakal]

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit.

you're right that's what im doing right now saving all my bitcoin because in the next 2 years i know 1bitcoin will hit 1k usd . but if his ttalking about saving money in actual using fiat system. much better if he invest it on bitcoin so it grows up accross the bitcoins grow too. he also can search about bitcoins graph so he will not hesitate to invest in bitcoin .

It's really good to be positive in the future, that will lead us to success and since bitcoin is very progressive right now as we can see it the price is increasing again, there's a good chance of having some kind of good profit in the future if we remain committed to save and hold for the next 2 years or in the future.

[sotoshihero]

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit.

I agree and if you want a long term investment. Since bitcoin is rising now, this is very favorable to us. If you buy when bitcoin is $300 dollar the previous months, now your bitcoin almost double. without touching it in your wallet.

[diodio5]

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit.

yeah, save bitcoin will be the same as an investment, but it includes investments that have a low risk, because your bitcoin will not decrease unless you use it for certain investments bitcoin
I have a wealth of 30% only in bitcoin, and others I keep it in a fiat

[Positid]

Saving your bitcoin in your bitcoin wallet is like investing, Because price of Bitcoin goes up and down . Still i have Bitcoin save in my Bitcoin wallet and i also have investment on gambling site. What i am going to do with my saved bitcoin is exchange it later on when i know i will get profit.

yeah, save bitcoin will be the same as an investment, but it includes investments that have a low risk, because your bitcoin will not decrease unless you use it for certain investments bitcoin
I have a wealth of 30% only in bitcoin, and others I keep it in a fiat

There's no worrying if you just hold it for a longer period of time, in that way you are convince that the price will increase and you will benefit. The future is what matters and instead of venturing into other investments just save continuously your money into bitcoin and you shall receive great rewards.

[carlisle1]

I think saving your money in bitcoin is an investment and if you save you money in bank is also investment and if you are planning to save then you are planning to invest too in short saving and investment is the same.

For me. I didn't consider my deposit on bank as investment. My main objective is just to save when i deposit and not to have a profit. The interest ia very minimal so it is not considerable as an investment. Investment is putting tour money in line with the presence of riak on losing it. In short it involves gambling. So there is a little bit difference between the two.

just to add , investment also has a chance to gain a profit multiplied or maybe half to your actual invested money . And making a deposit to the bank will only make you a small percent of interest which is not actually a profit . By the way you have made a good decision and i think it is really good to deposit money to bank and not only to aim for interest but you actually intended to save .

[altcoinnxt]

For me, I think it's better to invest it in real estate.

The value of an estate especially a land no matter what happens never depreciates.  Smiley

[kotwica666]

For me, I think it's better to invest it in real estate.

The value of an estate especially a land no matter what happens never depreciates.  Smiley

From long time investment in real estate is good. Now many of my friends are looking to buy apartments in countries that has joined to European Union in last years. As it happen in all countries that joined before, prices are always jumping 2-4 times up in few years.
Anyway I'm still of the opinion that an investment in Bitcoin is better

[Factmine]

In my opinion it is always best to invest your money. Saving it only will reduce its value. It may be the same amount, but if you just keep it in a safe or somewhere that it will not grow then it loses value. In the future it will not buy what it can now.

[knyolku123]

I think to save or invest? invest will be better which when invest money we will get some profitable. although when we invest sometimes lost some money. besides that, if you save the bitcoin you can get profit, it happens cause the price of bitcoin is growing up which can make the value in the wallet is add.

[anavuajna]

I think to save or invest? invest will be better which when invest money we will get some profitable. although when we invest sometimes lost some money. besides that, if you save the bitcoin you can get profit, it happens cause the price of bitcoin is growing up which can make the value in the wallet is add.

And invest and easy to store - it's good. Only need very wise to this approach in order not to lose savings. And no need to invest in all sorts of fraudulent projects that promise great profit

[1Cz]

Depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

[South Park]

The problem is that there are great project to invest, casinos bankrolls are one of them with an amazing returns of 5-20% monthly from your investment, but there is always a risk. For other side saving with bitcoin will only be good if the price raises, and its something that we cant be sure it will be always this way, it changes too much up and down.

Casino bankrolls can give you the returns you are talking about but they can give you those very same losses as well, since the casino business can be very variable, you could have months of profits and then in a single day you lose all your profits because a whale won big.

[arseaboy]

Depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

That's a good point of view mate. When you are still young try to invest for a long term so that when you get older and retire you will have a good fortune in your hands in the future. You can also invest at the same time in bitcoins where you can invest in short or even long term.