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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
hawkins
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December 19, 2016, 09:52:42 AM
 #8201

Now it is very popular these types of investments such as gold or real estate. Real estate is even better than the first. Of course there are times when you can invest and receive bitcoin bitcoin, too, but it is important to have good favorable conditions.
I know investing will give you an advantage. there are plenty of existing investments and can you use. but it is better if you also have a plan to save money anyway
investment will grow your money and save your money will accumulate more

I agree, doing the both thing is the best to do. If you invest all your money it will be difficult if something unpredictable happens and you have no savings. But if you just save all your money without having some investments then you will only have few momey when you stop working.
To be safe, only invest a certain portion from your savings or what you can afford to lose. That means you have no privilege to invest if you do not have savings, and your first step is to teach your self how to save. It's an accomplishment if you were able to succeed in savings, and everything will went smooth as plan as you have gain discipline already.
It's really important to have savings first and invest some of it. Bitcoins is one of the key to help you make a savings and investment.. once you succeed in bitcoins and make atleast a good money from it use some of it to invest in like in gold or real estate.
I agree with that. probably would be better, if we save bitcoin, and invest some, because then, you can earn money and save bitcoin that you get as an investment in the long term. you will feel a huge advantage, if bitcoin prices rise, and I am sure it will happen.
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December 19, 2016, 05:43:11 PM
 #8202

Now it is very popular these types of investments such as gold or real estate. Real estate is even better than the first. Of course there are times when you can invest and receive bitcoin bitcoin, too, but it is important to have good favorable conditions.
I know investing will give you an advantage. there are plenty of existing investments and can you use. but it is better if you also have a plan to save money anyway
investment will grow your money and save your money will accumulate more

I agree, doing the both thing is the best to do. If you invest all your money it will be difficult if something unpredictable happens and you have no savings. But if you just save all your money without having some investments then you will only have few momey when you stop working.
To be safe, only invest a certain portion from your savings or what you can afford to lose. That means you have no privilege to invest if you do not have savings, and your first step is to teach your self how to save. It's an accomplishment if you were able to succeed in savings, and everything will went smooth as plan as you have gain discipline already.
It's really important to have savings first and invest some of it. Bitcoins is one of the key to help you make a savings and investment.. once you succeed in bitcoins and make atleast a good money from it use some of it to invest in like in gold or real estate.
I agree with that. probably would be better, if we save bitcoin, and invest some, because then, you can earn money and save bitcoin that you get as an investment in the long term. you will feel a huge advantage, if bitcoin prices rise, and I am sure it will happen.

That is right if the price rises in the long term.
dmamigo
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December 19, 2016, 06:16:43 PM
 #8203

It totally depends how much is your saving?  What is your interest and How deep is your knowledge?
If you have a quite extra savings, then save few and use the rest to Invest. Saving only help you to manage sudden requirements, but Investments help you to earn a good Amount as a return.
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December 20, 2016, 02:14:27 AM
 #8204

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would invest money in real project such as real estate, gold, and deposit.

That is a pretty good idea honestly because it can than really let you earn some serious good money for sure.
coynedterm
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December 20, 2016, 02:35:16 AM
 #8205

It totally depends how much is your saving?  What is your interest and How deep is your knowledge?
If you have a quite extra savings, then save few and use the rest to Invest. Saving only help you to manage sudden requirements, but Investments help you to earn a good Amount as a return.
You said true , But still it should be noticed that at the current time no one place is better to invest money . Everywhere scamming scheme exist . So I will suggest him instead to save in his bank he should use his money in the Bitcoin online services .
I mean to start own Bitcoin business to get profit but wisely and perfect business .
One thing is noticed here that if we save our money in wallet than its value after 100 years remain not same but will down .

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Finestream
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December 20, 2016, 03:15:54 AM
 #8206

investment would be more useful for the future. you can earn passive income from investments. but, the lack of investment is, you have to wait to be able to make a lot of money. well, but of course it's all just beginning. when you invest in a large number, it will make you have a tremendous passive income in the future.
Without venturing into investment, you will not be able to reach your dreams to become rich, the most effective way to be rich is we are not working for the money but we let our money work for us and that explains well how investment is done. Risks are always in investment but we have to recognize it for us to be able to manage it and eventually make a right decision to be successful.

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December 20, 2016, 09:40:44 PM
 #8207

I've never understood why people, especially people here who gamble and trade a lot and generally waste a lot of money, don't just buy 0.5 BTC today and hold it for perpetuity. If it goes th rough the roof, you're set. If nothing happens, well, at least you have 0.5 BTC give or take. There's such limited risk...
Mostly because there's no guarantee that the price of bitcoin will really increase really high. As we can see right now, it really does increase but it's quite slow. Trading and all the other risky things let you earn more bitcoins. There are things that you can do to make your bitcoin grow, why would you limit yourself to holding bitcoins? 0.5BTC wouldn't make that much profit even if the price of bitcoins gets doubled after a year of waiting. If you have been trading all those time, then you would have multiplied those coins already.

To be honest, holding bitcoins and waiting for the price to increase is nothing but wishful thinking to me. Don't be lazy, get up, and exert effort to make your bitcoin grow.
holding bitcoin is a good idea no doubt about this ,and specially in present time when there is a remarkable increase in the price of bitcoin, hope that very soon we are going  to see the price trading above 1000 USD.

Let's wish for that in the near future. But only holding bitcoin is not good also. We must let it to circulate in the market to keep the bitcoin alive. If we just store it and big amounts of it, bitcoin will slowly die. Yes we are holding our bitcoin for the future but  only few amounts of it will do. But if we are only small time holders then let's just hold it. Let the whales drive the price up.
Bitcoin is not going to die because of it, in fact what that does is to bring the price even higher since there is lees bitcoin in circulation which may attract more people to bitcoin, which drives up the price and so on.
yeah bitcoin increasing its price to high value and more people attract to bitcoin day to day and people adopting bitcoin in huge amount and bitcoin more rise up its price and getting too much popularity than other coin.
Everyone is looking for easy money, so they will wait for bitcoin will greatly profit from its price. It's certainly feasible, but not as fast as it would like.
you are right. everyone likes easy money, especially when invested with the benefit a lot. however, when you need the money, it is very difficult to take the money you invest. so, between investing, saving, kindness depends on the situation you get.
This is only true if you invested to a fixed term or you made investment in something not very liquid, with bitcoin this is not the case, there are many people all over the world buying and selling so if some day you need to sell your coins you will find a buyer really soon.
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December 20, 2016, 10:38:54 PM
 #8208

Now it is very popular these types of investments such as gold or real estate. Real estate is even better than the first. Of course there are times when you can invest and receive bitcoin bitcoin, too, but it is important to have good favorable conditions.
I know investing will give you an advantage. there are plenty of existing investments and can you use. but it is better if you also have a plan to save money anyway
investment will grow your money and save your money will accumulate more

I agree, doing the both thing is the best to do. If you invest all your money it will be difficult if something unpredictable happens and you have no savings. But if you just save all your money without having some investments then you will only have few momey when you stop working.
To be safe, only invest a certain portion from your savings or what you can afford to lose. That means you have no privilege to invest if you do not have savings, and your first step is to teach your self how to save. It's an accomplishment if you were able to succeed in savings, and everything will went smooth as plan as you have gain discipline already.
It's really important to have savings first and invest some of it. Bitcoins is one of the key to help you make a savings and investment.. once you succeed in bitcoins and make atleast a good money from it use some of it to invest in like in gold or real estate.

For the bitcoin, it is best just to save it.
you are right that it right time to save your bitcoin because bitcoin price increase from 730$ to 789$ in this month so i am sure that bitcoin price will be reach to 900$ to 1000$ because bitcoin adoption more increasing and i think people adopting bitcoin for the year of 2017.
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December 20, 2016, 11:04:48 PM
 #8209

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would invest money in real project such as real estate, gold, and deposit.
Nowadays it is more favorable that you invest your money in bitcoin as the price of bitcoin is increasing much higher every day and more people are adopting it so it is the chances that it skyrocket and you get a highest profit So investing in bitcoin is currently the first option.
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December 20, 2016, 11:12:47 PM
 #8210

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would invest money in real project such as real estate, gold, and deposit.
Nowadays it is more favorable that you invest your money in bitcoin as the price of bitcoin is increasing much higher every day and more people are adopting it so it is the chances that it skyrocket and you get a highest profit So investing in bitcoin is currently the first option.
i don't think it's about to do investing in temporary situation only
but the whole time, investing money have bigger risk than just saving only
there is a risk there is a worthy return, it's just your choice
take a risk or get nothing , which one? i personally always try to choose to invest instead to save.
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December 20, 2016, 11:15:57 PM
 #8211

Never put all your money into one basket. So smaller part is good to save and the bigger one to invest.
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December 21, 2016, 02:22:53 AM
 #8212

Never put all your money into one basket. So smaller part is good to save and the bigger one to invest.
That's best I think, some put bigger amount in savings while the small portion in investments, and some even does not invest as they are hesitant to take risk. I like the simple formula, because the more we invest, the more we have our chances to see our money grow. Our actions towards investment should carefully be plan, and ensure that we are doing it based on our passion.

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December 21, 2016, 02:33:21 AM
 #8213

Only save money is not profitable becouse the value is always decrease everytime. The global reserve curency value is decreased too, that becouse of endless printing of fiat. it is different with bitcoin becouse the supply is always decrease. I suggest everyone to invest in bitcoin becouse only save it is such profitable investment too. But think the best to do with bitcoin is by trading it.

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December 21, 2016, 02:48:08 AM
 #8214

Never put all your money into one basket. So smaller part is good to save and the bigger one to invest.

I think it should be the reverse. Invest small amount and save bigger amount, or invest in many small amount and save the bigger part. Just to be sure that it won't go to waste just in case something happens to your investments.  Most people always dive in to the chances when a site is promising a good ROI, so they invest most of their money, better avoid that if you follow this - "never put all your money into one basket".

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December 21, 2016, 03:18:11 AM
 #8215

invest is for people that they can loose.
I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win. But if you saving,  you win always.

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December 21, 2016, 03:55:35 AM
 #8216

Never put all your money into one basket. So smaller part is good to save and the bigger one to invest.

I think it should be the reverse. Invest small amount and save bigger amount, or invest in many small amount and save the bigger part. Just to be sure that it won't go to waste just in case something happens to your investments.  Most people always dive in to the chances when a site is promising a good ROI, so they invest most of their money, better avoid that if you follow this - "never put all your money into one basket".
We have different interpretation but that two is really important, so as long as we can save and invest at the same time. We are already making a great journey towards the future.

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December 21, 2016, 03:59:56 AM
 #8217

If you save money that money doesnt do anyting they just are hold there
If you invest you will have ups and down and profit

actually you will lose money if you save and nothing else, especially if you save for long term, because fiat are subject to hyper inflation , this mean that after only 3-5 years you will buy many less things with the same amount

so saving is bad if you save fiat, not if you save bitcoin which has huge potential to rise in price
Yeah bitcoin have a big chance to increase its price so its better to keep your money by converting it into bitcoins. These can help your money grow and not lose any single USD or what so ever currency.

Fiat inflation is close to 8% /year worldwide average, according to shadowstats (because we know that the offcial gov numbers are lies)

Bitcoin's inflation is way less (price inflation according to keynesians) , just check advertising costs, they all are going down.

https://a-ads.com/stats

So we got real deflation in BTC and big inflation in fiat!

which mean a 40% loss in only 5 years, if you save 10k under your pillow for example, in 5 years you will lose 4k a fucking great amount, no banks interest can cover that with their tiny 1% per year

there is a reaosn they give you only 1-2% because they are aware of the stupid high inflation of fiat money, on the other end bitcoin inflaation will be almost zero beyond 2024, so only another 8 years of small inflation for bitcoin
So you mean that we must wait 8 years so we can say that our money or bitcoin is safe if we keep it from our wallet? so keeping money right now for a year is not safe its still affect with inflation?

I think right now you should start saving your bitcoin because in 8 years we cant really predict bitcoin as always it will dump then pump I think 8 years is enough to gain mor profits because every year or month the bitcoin user is getting higher and lot of peope are investing bitcoin because of its price and getting famouse throughout he day so you should start now
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December 21, 2016, 03:46:22 PM
 #8218

invest is for people that they can loose.
I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win. But if you saving,  you win always.



well not really. if you invest, of course you're thinking still of earning with your investments so you won't be blindly investing on something that won't give you a decent chance to earn. you'll study and research where you'll put your money on and choose which would give you a better chance with your investments. it's not that you always lose when investing no it doesn't work that way. in saving, yes you're sure that your money is secure but that's it. it won't have any movement and you lose the chance of earning from what you have. i'm not saying that saving is less important here but for me having both is better than choosing one over the other

 
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December 21, 2016, 03:54:17 PM
 #8219

People generally mislead these two terms. If someone has FD or Saving account, it doesn't mean he is investing. Saving is done with the motive of fulfilling security needs(Maslow's second hierarchy need) while investment is done with prospect of future profits.
If someome ask me, I would recommend to follow the given step-
1. Start with savings.
2. Grow money with SIP (Systematic Investment Plan)
3. Move to Portfolio investment and earn big!
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December 21, 2016, 07:22:52 PM
 #8220

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would invest money in real project such as real estate, gold, and deposit.
Nowadays it is more favorable that you invest your money in bitcoin as the price of bitcoin is increasing much higher every day and more people are adopting it so it is the chances that it skyrocket and you get a highest profit So investing in bitcoin is currently the first option.
i don't think it's about to do investing in temporary situation only
but the whole time, investing money have bigger risk than just saving only
there is a risk there is a worthy return, it's just your choice
take a risk or get nothing , which one? i personally always try to choose to invest instead to save.
By keeping your savings in fiat you are in a way investing in the fiat of that particular country and every year you will lose some of your purchase power by inflation, so if you can invest that fiat even if it is in the safest investment you can think of to offset some of that lose of value.
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