Is it better to save money or invest it?

[Aamir1]

I know what I'm doing wrong, but I have almost all of the money invested. Now I need to quickly multiply my capital. Therefore, I venture, with nothing stored. All my money make money

Though investing is good if you are doing some long term and stable investments where you know you can surely get some profit at the end, but still i feel it is better to save a portion of what you have in case if something happens to your invested capital so you still have a backup to start somewhere again with it.

[ibuddy122505]

Saving money or investment is a good opportunity to help change people lives.Each has an important part of our life as save money or invest a good practice which ensure you a safest future which also can help you overcome of an emergency or if you need access to your money at a set time.

[achow102]

I invest only a portion of their savings. I try to invest in several projects at once. Most of its assets, I just keep in the bank. It seems to me that this strategy saves me from losses

[Ferris419]

Saving money or investment is a good opportunity to help change people lives.Each has an important part of our life as save money or invest a good practice which ensure you a safest future which also can help you overcome of an emergency or if you need access to your money at a set time.

Yes I think both are important you cannot depend only on saving as it will never grow your money and on the other end you cannot afford to invest all your money as if it fails in future and if you have not saved anything then it will lead to disaster so its always good to save some money so it can by helpful in rainy days and can take care at the time of emergencies.

[BeGoods]

Saving money or investment is a good opportunity to help change people lives.Each has an important part of our life as save money or invest a good practice which ensure you a safest future which also can help you overcome of an emergency or if you need access to your money at a set time.

Yes I think both are important you cannot depend only on saving as it will never grow your money and on the other end you cannot afford to invest all your money as if it fails in future and if you have not saved anything then it will lead to disaster so its always good to save some money so it can by helpful in rainy days and can take care at the time of emergencies.

of course uses both will be better than just one option only. both will use it will give very good results if you have a good financial division for investment and also save

[janggernaut]

Just invest it. saving won't grow your money but investment can. And there is sure chance of getting better outcome,as bitcoin value is increasing by time. The past statistics says so.

in my country saving money in bank can get return, and competitif return too
iam saving money in bank can get return 8%/month  is very small,  if want big return money to use investment or busness

Are you for real? That was a big amount of interest, where are your bank getting the amount they pay to it's depositor? Comon man, don't say anything without any valid support, what is the name of your bank? it's very impossible that bank offers that kind of interest on deposit rates.

I'm sure if he is lying now. i don't find any bank which willing to pay their depositor with that high interest in monthly. Usually when you are investing your money in bank, the highest interest you will get only 2-3% annually in bank. 8% in a month is too crazy

[Finestream]

Just invest it. saving won't grow your money but investment can. And there is sure chance of getting better outcome,as bitcoin value is increasing by time. The past statistics says so.

in my country saving money in bank can get return, and competitif return too
iam saving money in bank can get return 8%/month  is very small,  if want big return money to use investment or busness

Are you for real? That was a big amount of interest, where are your bank getting the amount they pay to it's depositor? Comon man, don't say anything without any valid support, what is the name of your bank? it's very impossible that bank offers that kind of interest on deposit rates.

I'm sure if he is lying now. i don't find any bank which willing to pay their depositor with that high interest in monthly. Usually when you are investing your money in bank, the highest interest you will get only 2-3% annually in bank. 8% in a month is too crazy

No bank can be profitable with that rate, people will all put there money in bank and the banking business will not survive. Just for the sake of posting and you do it without a valid reference, I guess that's not right. We must stick with the topic no matter what, as that is the only way we can make a healthy discussion for the benefit of all.

[agamasrori]

I know what I'm doing wrong, but I have almost all of the money invested. Now I need to quickly multiply my capital. Therefore, I venture, with nothing stored. All my money make money

You are such as risk taker. I think it does not matter if we use all our money to invest, with the proviso that we really master the investment field. I suggest to be an expert trading bitcoin for very large incomes.

[mornabo]

Just invest it. saving won't grow your money but investment can. And there is sure chance of getting better outcome,as bitcoin value is increasing by time. The past statistics says so.

in my country saving money in bank can get return, and competitif return too
iam saving money in bank can get return 8%/month  is very small,  if want big return money to use investment or busness

Are you for real? That was a big amount of interest, where are your bank getting the amount they pay to it's depositor? Comon man, don't say anything without any valid support, what is the name of your bank? it's very impossible that bank offers that kind of interest on deposit rates.

I'm sure if he is lying now. i don't find any bank which willing to pay their depositor with that high interest in monthly. Usually when you are investing your money in bank, the highest interest you will get only 2-3% annually in bank. 8% in a month is too crazy

I think there is no bank that would give the annual interest rate for customers who keep money in the bank. usually the bank will give you a few percentage points may be 1-3% annually for each customer

[dearbesz1219]

Most of the people said saving money is much good than investing, because this is what they inherited to their love ones, relatives or family. But there saving money in the bank looks risky and lucrative it can be steal by someone or can be manipulated in the program technology. Unlike in investing, we can multiply our money in a fastest way due to the money is rolling up.

[diegz]

Most of the people said saving money is much good than investing, because this is what they inherited to their love ones, relatives or family. But there saving money in the bank looks risky and lucrative it can be steal by someone or can be manipulated in the program technology. Unlike in investing, we can multiply our money in a fastest way due to the money is rolling up.

You've got a point there about saving your money or keeping it, as someone might steal it from you not just directly stealing it but sometimes legally getting it from you.

With regards to investments, I prefer real life investments and mostly on physical goods, they are safer and you can see where you invest, not those online investments. None of them survive long enough and don't have the intention to run.

[KuromaYoichi]

You should do both, divide your money to save and invest. I don't know about your country, but in my country, if i have the money, i would invest in real estate without doubt. the prices of land and housees always increase every year and the increase is quite significant

Real Estate business is good in most countries but you need to understand that real estate investment requires a lot of money. Its not an average person game. So bitcoin can be invested in small amounts and so everyone can invest in it. And also it is granted that whoever invest in bitcoin, he will gain profit because bitcoin price will definitely increase more.

Yeah, real estate investment indeed requires a lot of money and not many people can afford to invest in it. That's why i said "if i have the money". Real estate is safer and reliable compared to online investment in my opinion. Investing in BTC has it's risks too, nothing is certain and no one can say for sure that the price will go higher in future but i'm one of the people who believe BTC price will increase in the future.

[drwtsn32]

Just invest it. saving won't grow your money but investment can. And there is sure chance of getting better outcome,as bitcoin value is increasing by time. The past statistics says so.

in my country saving money in bank can get return, and competitif return too
iam saving money in bank can get return 8%/month  is very small,  if want big return money to use investment or busness

What country are you in? I want to live there.
8%/month return? That is not small. That is very huge actually.
Invest in bitcoin and you won't get even 5% per month.

[TheUltraElite]

I invest only a portion of their savings. I try to invest in several projects at once. Most of its assets, I just keep in the bank. It seems to me that this strategy saves me from losses

I think it will save you from losses but will not earn you much of a profit. We must try to invest money in such sectors which are going to be big in the next few years.

That is why buying bitcoin is said to be a worthy investment. Again gold and  real estate are good enough since they will also rise in future. But blindly just storing the money in banks is like locking the money up like a miser. There is not much profit from the savings account interest rate.

[Gromozeka!]

I invest only a portion of their savings. I try to invest in several projects at once. Most of its assets, I just keep in the bank. It seems to me that this strategy saves me from losses

I think it will save you from losses but will not earn you much of a profit. We must try to invest money in such sectors which are going to be big in the next few years.

That is why buying bitcoin is said to be a worthy investment. Again gold and  real estate are good enough since they will also rise in future. But blindly just storing the money in banks is like locking the money up like a miser. There is not much profit from the savings account interest rate.

Absolutely agree with you, storing savings in the bank does not give us too much profit, or is it to be a very significant deposit. Why do we need banks if we now have Bitcoin and while it is necessary to take this opportunity to the fullest. Investing in Bitcoin we not only can save the time value of money but also greatly multiply our capital.

[Erza]

Saving money or investment is a good opportunity to help change people lives.Each has an important part of our life as save money or invest a good practice which ensure you a safest future which also can help you overcome of an emergency or if you need access to your money at a set time.

Yes I think both are important you cannot depend only on saving as it will never grow your money and on the other end you cannot afford to invest all your money as if it fails in future and if you have not saved anything then it will lead to disaster so its always good to save some money so it can by helpful in rainy days and can take care at the time of emergencies.

But with saving more we sure can get more of the value but like you said it cant never grow but if we keep save more and more I think this problem will grow at least. The value will never grow but the amount will keep on increasing so I think it is a good idea. And if you want to play by value may be you should invest although it is like dead money, cant be used no where until period of time. But still I prefer to do both if I have spare

[stadus]

Saving money or investment is a good opportunity to help change people lives.Each has an important part of our life as save money or invest a good practice which ensure you a safest future which also can help you overcome of an emergency or if you need access to your money at a set time.

Yes I think both are important you cannot depend only on saving as it will never grow your money and on the other end you cannot afford to invest all your money as if it fails in future and if you have not saved anything then it will lead to disaster so its always good to save some money so it can by helpful in rainy days and can take care at the time of emergencies.

But with saving more we sure can get more of the value but like you said it cant never grow but if we keep save more and more I think this problem will grow at least. The value will never grow but the amount will keep on increasing so I think it is a good idea. And if you want to play by value may be you should invest although it is like dead money, cant be used no where until period of time. But still I prefer to do both if I have spare

You don't have to save everything you have, the inflation will eat the value of your money. It's good to save but we should also learn how to invest, the risk is there but the reward is great if we succeed, most people who save does not really get the life they are dreaming. All of use dream of a comfortable life and we can only have that if we have a financial freedom, and we cannot have that by saving alone.

[puremage111]

Well it depends on how you wanted your life to be.

Look at this scenario

A and B work and earn $100 per month.

In 6 months time

• A wanted to go for travel.
• B just wanted to work more to increase his savings.

In this case, A has an objectives which will require a sum of money in order to perform a task. While B have nothing to pay as he just wanted to save more money in his bank account.

Therefore

A would have a better option of investing his money compare to saving his money. Why? Because the objectives he wanted to achieve requires sum of money, by saving $100 a month in half of year, that would only generates him $600. Imagine if he do daily trading on forex, bitcoin. By achieving perhaps just 5% per week by compounding.

in a month time, with $100, he would end up with $121.
After 6 months, lets only take the initial $100 of each and every month.

$100*(1.05*4) = $121/month x 6 = $726.

Compare to B, he would have 21% more $$ by investing.

TL;DR : Its all depends on what you are looking for and what you want, if you just wanted to be safe, saving is byfar the best choice for you

[MFahad]

Most of the people said saving money is much good than investing, because this is what they inherited to their love ones, relatives or family. But there saving money in the bank looks risky and lucrative it can be steal by someone or can be manipulated in the program technology. Unlike in investing, we can multiply our money in a fastest way due to the money is rolling up.

I agree with you, many people prefer to save money than investing. Because they living style will be different from others. But as a businessman, i think every businessman and investor would be like to invest their money than saving. But salary persons always prefer to save the money. It is because businessman and salary persons both have a different thinking to use their money.

[mrjoy15]

I know what I'm doing wrong, but I have almost all of the money invested. Now I need to quickly multiply my capital. Therefore, I venture, with nothing stored. All my money make money

You are such as risk taker. I think it does not matter if we use all our money to invest, with the proviso that we really master the investment field. I suggest to be an expert trading bitcoin for very large incomes.

That's why personally I have hardly believed that skill development is one of the best option for a great future.It not only ensure you a good life but also overcome any difficulty at any situation.By learning one day you must have expert such of many method ,there trading is one ways truly waiting very large incomes in future.