Is it better to save money or invest it?

[savioroshan]

Most of the people said saving money is much good than investing, because this is what they inherited to their love ones, relatives or family. But there saving money in the bank looks risky and lucrative it can be steal by someone or can be manipulated in the program technology. Unlike in investing, we can multiply our money in a fastest way due to the money is rolling up.

I agree with you, many people prefer to save money than investing. Because they living style will be different from others. But as a businessman, i think every businessman and investor would be like to invest their money than saving. But salary persons always prefer to save the money. It is because businessman and salary persons both have a different thinking to use their money.

In my opinion the best way is to invest money than saving it. For example if you save 10 dollars it will be only 10 dollars after a week.Butt imagine if you invested that money in buying bitcoins , after one week you would have 15 dollars worth bitcoin in your wallet. So the best option is investing the money.But before investing the money, its necessary to have a small study about where you are going to invest it.
The best option is investing in real estate. But be carefull while doing because there are so many scams out there. Why I menioned real estate is because the price of the land will definitely increase today or tomorrow. Just keep in mind population is increasing but land is not increasing .So definitely the land you are buying for few cents will worth lakhs in future.

[Fireblade]

Most of the people said saving money is much good than investing, because this is what they inherited to their love ones, relatives or family. But there saving money in the bank looks risky and lucrative it can be steal by someone or can be manipulated in the program technology. Unlike in investing, we can multiply our money in a fastest way due to the money is rolling up.

but saving money for a long time is not a wise decision, because you are going to devalue your money by yourself. at least you should invest your money in gold, where there you can observe a very little change in the price of gold. but not going to devalue at any period. and if you are interested to get some good profit then you should invest your money in bitcoin where you even double your investment in trading alt coin but a little bit risk factor is involve there.

[Superzpay]

I know what I'm doing wrong, but I have almost all of the money invested. Now I need to quickly multiply my capital. Therefore, I venture, with nothing stored. All my money make money

You are such as risk taker. I think it does not matter if we use all our money to invest, with the proviso that we really master the investment field. I suggest to be an expert trading bitcoin for very large incomes.

Only experts can do that while those who are new to that field will not take the risk and those people who do not have much money will first try to save some money to collect them for to be able to invest and I think it is not good that a person invest all of his money because no one know about the time that when a good time come and when a bad time come so it is better to keep some money in pocket for bad time.

[Harlot]

Just invest it. saving won't grow your money but investment can. And there is sure chance of getting better outcome,as bitcoin value is increasing by time. The past statistics says so.

in my country saving money in bank can get return, and competitif return too
iam saving money in bank can get return 8%/month  is very small,  if want big return money to use investment or busness

Are you for real? That was a big amount of interest, where are your bank getting the amount they pay to it's depositor? Comon man, don't say anything without any valid support, what is the name of your bank? it's very impossible that bank offers that kind of interest on deposit rates.

I'm sure if he is lying now. i don't find any bank which willing to pay their depositor with that high interest in monthly. Usually when you are investing your money in bank, the highest interest you will get only 2-3% annually in bank. 8% in a month is too crazy

Yup 8% per month is not possible anymore that is 96% per year almost double your money . Time deposits can even get 2% per month and it ii the most high yielding savings account there is. Wherever you are earning your 8% monthly it is not a bank. You need to check where you putting your money on maybe you don't know its gone now.

[Victorycoin]

I know what I'm doing wrong, but I have almost all of the money invested. Now I need to quickly multiply my capital. Therefore, I venture, with nothing stored. All my money make money

You are such as risk taker. I think it does not matter if we use all our money to invest, with the proviso that we really master the investment field. I suggest to be an expert trading bitcoin for very large incomes.

No investment is without some risk and your being an expert does not totally remove the risk, so investing all the money you got might not be the wisest  business decision. What happens should the business fail? Did you even bother to diversify? If you run into some emergency and needs some fund urgently, what would you do?  Your best bet is to also set some funds aside, so you can easily reach it when you need it and not to have to dis-invest your investments or go looking for some loan.

As a matter of fact, what we should be saving are the proceeds of our investments and not our capital.

[DocGTR]

I know what I'm doing wrong, but I have almost all of the money invested. Now I need to quickly multiply my capital. Therefore, I venture, with nothing stored. All my money make money

You are such as risk taker. I think it does not matter if we use all our money to invest, with the proviso that we really master the investment field. I suggest to be an expert trading bitcoin for very large incomes.

No investment is without some risk and your being an expert does not totally remove the risk, so investing all the money you got might not be the wisest  business decision. What happens should the business fail? Did you even bother to diversify? If you run into some emergency and needs some fund urgently, what would you do?  Your best bet is to also set some funds aside, so you can easily reach it when you need it and not to have to dis-invest your investments or go looking for some loan.

As a matter of fact, what we should be saving are the proceeds of our investments and not our capital.

In humans, there are different situations, and they decide that they seem to be correct.
I can not risk all the money. Therefore, I invest only part of the money. The rest I just keep.

[zagarcoin]

I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win.

[TheUltraElite]

I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win.

Totally wrong conception. People simply want to make money and there are different methods to do so. We need to save money for future needs and emergencies. Investments are needed to passively grow our money - mostly at low rates for less risky ones and high rates for high risky ones.

Its important to have a proper source of income like a job or your own business. Then you can look to save some small fraction of it. Keep the rest for investments and for liquid cash which is for daily expenses. Segregating the cash income is important to control your expenditure and hence increase your savings as well.

[Liang_Kubur]

I choose invest, if we save money in banks would certainly be difficult to grow because a very small bank interest. But if we invest then it could be increased to 100% in 6 months.

[wildan88]

I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win.

Investing will always be together with saving so if you have been doing both the same for good then you are on the right direction. There are people that has been doing a lot of things and saves a lot of money because they are valuing how saving is important. And if you do have these qualities then you can have a bright future.

We can not choose one, because both of them are very important in supporting the economy of our lives, and of course we can not only save without income because ultimately the money would run out.

[lienfaye]

I choose invest, if we save money in banks would certainly be difficult to grow because a very small bank interest. But if we invest then it could be increased to 100% in 6 months.

The interest in banks are really small so even for a year your money wont grow if you only depends on it but investing is risky and there is no assurance that your money will gain if you invest it. for me it would be better to save your money and make a portion for investment.

[szpalata]

I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win.

It's false, saving money is for every one whether an investor or not whereas an investor is someone ready to bear a long term risk to make profits unlike a trader who looks for short term profits. So in a nutshell I would say rather than save money it's better to invest them in the long term if you don't have time or skills for trading.

[wahb]

I think saving money is for people that they have no reserve and invest is for people that they can loose. So you can invest and loose or win.

It's false, saving money is for every one whether an investor or not whereas an investor is someone ready to bear a long term risk to make profits unlike a trader who looks for short term profits. So in a nutshell I would say rather than save money it's better to invest them in the long term if you don't have time or skills for trading.

i am also in favour of long term investment, as long term investment is a safe investment and one can really make good profit from long term investment, but long term investment need more patient and only then you can make money from long term investment.

[Flamma]

Both investing and savibg are good options. Actually,  having a lot of options is better. We can never be sure what the future holds for stocks and banks. I believe it's always better to be ready.

[mornabo]

I choose invest, if we save money in banks would certainly be difficult to grow because a very small bank interest. But if we invest then it could be increased to 100% in 6 months.

but with money in the bank you will not get a big risk as you get from the investment? if the investment can make you lose money. with money in the bank you will not lose because losing?

[Rinder]

This is a hard question since both does allow us to get more bitcoins, and each one has its own risks, if we invest into trading we can make easy btc as we can loose a part of our investment, while savings the max you will loose is the opportunity to get a bit more bitcoins.

[mirakal]

I choose invest, if we save money in banks would certainly be difficult to grow because a very small bank interest. But if we invest then it could be increased to 100% in 6 months.

but with money in the bank you will not get a big risk as you get from the investment? if the investment can make you lose money. with money in the bank you will not lose because losing?

You won't lose your money but you won't earn, that is the only thing that would happen to your money. It was ask which is better and I say both, you cannot invest without your savings as even if you are not an investor, it is important for a person to have a savings for possible future expenses like emergencies or related things. Investing will only be done if you are willing to take risk and you have bigger ambitions to achieve in your life.

[Strongkored]

I choose invest, if we save money in banks would certainly be difficult to grow because a very small bank interest. But if we invest then it could be increased to 100% in 6 months.

but with money in the bank you will not get a big risk as you get from the investment? if the investment can make you lose money. with money in the bank you will not lose because losing?

Don't want to take a risk just make your money safe but didn't make your assets increase, how much interest you get if save your money on the bank? You need to take an opportunity in investment beside learn about the investment and become wise on investment.

[agamasrori]

Both investing and savibg are good options. Actually,  having a lot of options is better. We can never be sure what the future holds for stocks and banks. I believe it's always better to be ready.

Sorry I dissagree with you. I think investing in proper proportions according to our needs is better than simply storing bitcoin in a long time. though only by storing bitcoin can give us an profit, but if we can get more money by investing as trading why not? at least save bitcoin better than saving fiat.

[ChronoLite]

Both investing and savibg are good options. Actually,  having a lot of options is better. We can never be sure what the future holds for stocks and banks. I believe it's always better to be ready.

Sorry I dissagree with you. I think investing in proper proportions according to our needs is better than simply storing bitcoin in a long time. though only by storing bitcoin can give us an profit, but if we can get more money by investing as trading why not? at least save bitcoin better than saving fiat.

Saving your bitcoin for a long time is a lazy way to earn (although it gives you profit like you said) but it takes longer time to receive the profit . Invest is a shortcut to earn and just invest what you can afford to lose.