Is it better to save money or invest it?

[nicolecan13]

For me we can save money and its better idea to take so that in the future we can invest for good business. Investing using credits is not a good idea for me, you should have enough savings so that you could have all profits without any debts from credits, unlike those who borrowed money for business capital.

[angaper]

An intelligent money management would involve a serious plan to spread your money in different options to diversify risks and ensure a gradual an consistent number growth. A good option would be to save 60% of your money and invest 40%. From this last part, you might invest 70% in low risk options and the other 30% in high risk investments.

[LeGaulois]

Saving money can also be seen as investing. When you save money you speculate, you save money in the hope the value will incrase and so you make a profit like this. When saving money, your bank give you an interest annually,ok i admit it is low but it is still in interest profit. It is also an investment, no matter if the profit is small

[Ziskinberg]

Saving money can also be seen as investing. When you save money you speculate, you save money in the hope the value will incrase and so you make a profit like this. When saving money, your bank give you an interest annually,ok i admit it is low but it is still in interest profit. It is also an investment, no matter if the profit is small

Don't believe so much on the interest you will receive from the bank, it's not big enough while the more you put longer your money in the bank, it is subject to inflation. The real investment is when you put your money in an investment like bitcoin and other forms. Banks will just use your money for their interest, like loaning to other people and you will just get a little percentage from their income.

[diegz]

An intelligent money management would involve a serious plan to spread your money in different options to diversify risks and ensure a gradual an consistent number growth. A good option would be to save 60% of your money and invest 40%. From this last part, you might invest 70% in low risk options and the other 30% in high risk investments.

It's good to have higher percentage for saving than investing, so when things go wrong, you still have something in you that wasn't sacrificed yet. dividing your money for investments is good too, just avoid investing on those investing sites, they are not true and most of them just fool their investors so they could profit. Better use it in trading altcoins. 

[The_Dark_Knight]

What it is better depends on your personal situation if you are young, the younger you start to save and invest the better but when you get older you need to cash out your investments and so saving becomes way more important.

[Mr. Big]

What it is better depends on your personal situation if you are young, the younger you start to save and invest the better but when you get older you need to cash out your investments and so saving becomes way more important.

That's right, while you are young, go risky, look for investment and study how it works and then earn, save parts of it and use some of it in reinvesting in new things...

What is important is you should earn more while you are young, and from time to time save your profit, as you grow old, you already have saved something for your retirement and no need to work when you are old and just have a easy life... 

[Kasabus]

What it is better depends on your personal situation if you are young, the younger you start to save and invest the better but when you get older you need to cash out your investments and so saving becomes way more important.

That is correct, savings is very important to us regardless of our age, even kids can start to save so they will grow with discipline on how to manage their own money. A person who knows how to save will not be desperate financial situation in the future, in fact, if you have a good savings, you can start a business for a chance of growing your money.

[sunsilk]

For me we can save money and its better idea to take so that in the future we can invest for good business. Investing using credits is not a good idea for me, you should have enough savings so that you could have all profits without any debts from credits, unlike those who borrowed money for business capital.

Investing with the use of credits is not really going to be a good thing because you need to pay your obligations when you are operating your investment.

And instead of getting profits, you need to take cover and pay the interest rates that was in your credit.

Many people are in deep of debt and some of them are having hard time for paying it. Just save and invest at the same time so that you can have good returns.

[Ipwich]

For me we can save money and its better idea to take so that in the future we can invest for good business. Investing using credits is not a good idea for me, you should have enough savings so that you could have all profits without any debts from credits, unlike those who borrowed money for business capital.

Investing with the use of credits is not really going to be a good thing because you need to pay your obligations when you are operating your investment.

And instead of getting profits, you need to take cover and pay the interest rates that was in your credit.

Many people are in deep of debt and some of them are having hard time for paying it. Just save and invest at the same time so that you can have good returns.

That really depends on the type of investment you are making, when you are too confident with it and it's not too risky then it's alright. I know people who borrow money from the bank to start their business and they succeed, that proves it's possible to succeed as long as you do your job well.

[TheUltraElite]

For me we can save money and its better idea to take so that in the future we can invest for good business. Investing using credits is not a good idea for me, you should have enough savings so that you could have all profits without any debts from credits, unlike those who borrowed money for business capital.

I agree with you point. If we are willing to get into a new business in future then we must start saving money for that. In the meantime we can grow our skills, develop the required things and plan the future business. Then we can spend the money we have been saving for the new business.

The new endevour will be the new investment. So in this manner our saving help us get into a new investment. That is how the two complement each other and hence both are necessary in their own respective domain and cannot surpass each other.

[Mr.grin]

for the moment have very many bitcoin really a very happy thing. but, save bitcoin we have is not going to make us have a lot of bitcoin in the future. Imagine, if the price of bitcoin be higher than this time in the future. so, I feel that the current investment, will make us a profit in the future.

[gabmen]

for the moment have very many bitcoin really a very happy thing. but, save bitcoin we have is not going to make us have a lot of bitcoin in the future. Imagine, if the price of bitcoin be higher than this time in the future. so, I feel that the current investment, will make us a profit in the future.

Wellbif you're thinking about profit, then you're right, saving won't generate a lot of earnings for you as your btcs will remain stagnant and will just rely on the price changes. But some people put security as their priority that's why they consider saving more important. Let's face it, we risk btcs whenever we invest. I've lost a regrettable amount of btcs already with wrong investments though i still consider intelligent investing better but we also need to have savings

[noel2123]

for the moment have very many bitcoin really a very happy thing. but, save bitcoin we have is not going to make us have a lot of bitcoin in the future. Imagine, if the price of bitcoin be higher than this time in the future. so, I feel that the current investment, will make us a profit in the future.

Wellbif you're thinking about profit, then you're right, saving won't generate a lot of earnings for you as your btcs will remain stagnant and will just rely on the price changes. But some people put security as their priority that's why they consider saving more important. Let's face it, we risk btcs whenever we invest. I've lost a regrettable amount of btcs already with wrong investments though i still consider intelligent investing better but we also need to have savings

If you want to earn a lot , go for the investment. I think, saving can help you very minimal of your earnings. We know that this kind of earnings cannot help you a lot. As far we can see, bank profits or interests is just a little and minimal for your earnings. We need a lot of money to survive, if we are just earning very little amount of money, then, we cannot survive with it

[Taki]

I think in the current world's situation there is nothing better. To cover your rear you need to find some ways to hold your wealth. For myself I chose fiat and bitcoin. From the beginning of the year I put some money on side and some part of bitcoins on side as well. I did so for two months already and results are satisfying me, more because of bitcoin keep growing 

[soul-impact]

for the moment have very many bitcoin really a very happy thing. but, save bitcoin we have is not going to make us have a lot of bitcoin in the future. Imagine, if the price of bitcoin be higher than this time in the future. so, I feel that the current investment, will make us a profit in the future.

Investing can be very dangerous if you do not have the experience about the field you want to put your money in and you might lose all of your money if you are not careful. THerefore, since bitcoin is very volatile, holding Bitcoin is very profitable and if you know when is the good time to buy and sell you bitcoin, you can have a good income

[1Referee]

Investing can be very dangerous if you do not have the experience about the field you want to put your money in and you might lose all of your money if you are not careful. THerefore, since bitcoin is very volatile, holding Bitcoin is very profitable and if you know when is the good time to buy and sell you bitcoin, you can have a good income

If you just stick to investing in legitimate investment options, then there isn't really the danger of losing all your money, unless the site or service or whatever else happens to go bankrupt. In the worst case you end up losing a certain amount of your intitial investment, but that's really it. Important is that whatever you choose to invest in, that it can be easily liquidated (whether it's with a loss or not, that doesn't matter in this case). If there is no way of liquidating your investment, then I would just avoid it. Even if they offer you very attractive returns.

[morgand]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

When you were talking about investment, you actually meant profit. I think investment in gold is better and easier than investments in land.
Investment in land needs a lot of experience in the field which is incomparable with buying some gold from a reliable source.
Saving money in bank is not the answer, Bank doesn't pay good interest. But investing in bitcoin is good option. Looks like bitcoin will hit more than 1,5k this year.

[NyeFe]

saving money, without any interest rate, is always the worst way to go

[Theb]

saving money, without any interest rate, is always the worst way to go

I don't think you got the point. Saving is called saving because you don't expect profit from it. It is totally different from investing where you are taking risk on your money to gain profit. In banks you don't expect to double your money but you expect it to be safe from theft or stealing. Keep in mine that Investing you might lose your money.