Is it better to save money or invest it?

[Ifincom]

If I had do choose, I would invest money, rather than save it. Investing is more secure as for me. Of course, you need to know about how and where you are going to invest your money. If you invested, you would not have any problems with inflation, for example. And as a result you even can have more money than you had at first, you have a chance to become rich because of investing. Also investing is one form of saving, I think, but mediate and more trustworthy.

Don't say that investing is secure for you, there's no secured thing in investments. But once you are able to be with that investment for a long time and you are seeing it's stability in a positive way maybe you might say you are feeling secured with it anyway. I have now a big belief that instead of saving your money in the bank put that in an investment where you can make more money but if that is bitcoin, then just save it.

Exactly, it's not easy as we think as along the way there are a lot of challenges that you have to surpass.
Investing is purely taking risk and we are just believe our investment will succeed but there is no guarantee it will happen.

It is risky but in this world you can't gain something if you are not going to take a risk. And this is an easy thing for those people that are good in taking risk because they know that it's profitable and they have experience with it. Depending on the investment that they are with, just don't try to invest into ponzi schemes and HYIP's they are not worth of our money.

I know what you are talking about i just think that investing is always better because the worth of the money if you save it will be still the same and if you invest it the worth can go up and low and up where you actually make more then you had.

The money that you'll save all the time will be lessen it's value soon because of the inflation and this is why for people that are open minded they tend to invest more instead of saving more. Saving is giving you a feeling that you are secured financially which is a good thing but if you want to make more money and grow it the best thing to do is to invest your money and diversify it.

I also prefer investing over savings but under one condition. If the investment is the right one, it will bring grand amounts of profit but a wrong choice will destroy one's life. For now, the best investment tool is bitcoin. It is gaining value with every passing day and it is said that before November, the price will be at least 4900 dollars. Now is the right time to spend money.

There is no better investment than bitcoin in crypto currencies, not all crypto currencies are worth investment. If you are investing into altcoins and that too in those which are new in the crypto market, you are surely buying tickets for your loss.

Bitcoin is the best coin among all digital currencies if you really aspire to enjoy big profits. Let us all invest maximum into this coin for bright future.

I agree with you bitcoin is the best coin among all the other coins but you can still invest in other coins and make profit out of them there are a lot of possibilities to make profit out you don't only need bitcoin to have profit.

[Asawakobana2017]

Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit

That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever

No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.

Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property

But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money

Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol 

There is no point of saving money under pillow. The value of that money just keeps dropping.
So my answer is: definitely choose investing over saving.
With investing you beat inflation + gain a little extra profit too
And in long run you can be millionaire!

If you want to gamble, gamble in stocks instead of casino

Lol saving money under pillow is very old style and not give you interest. Better save your money in the bank and get interest.
Nah, gamble is good IF you win  but if you lose haha, High Risk High Return. Better play save by invest on real life like a building or something.

Maybe to end this topic is to choose both. This two kind of strategies have their own importance in way we can adapt each other to a better earning strategies.

Well, we must save first then invest,. Through investing we can save,. Invest 50% then save 50% how about that. If you loss in investing we have our savings in the past money that we invest. So that it is not so risky. Because you will not loss 100% only 50%.

[Xester]

Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit

That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever

No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.

Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property

But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money

Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol 

There is no point of saving money under pillow. The value of that money just keeps dropping.
So my answer is: definitely choose investing over saving.
With investing you beat inflation + gain a little extra profit too
And in long run you can be millionaire!

If you want to gamble, gamble in stocks instead of casino

Lol saving money under pillow is very old style and not give you interest. Better save your money in the bank and get interest.
Nah, gamble is good IF you win  but if you lose haha, High Risk High Return. Better play save by invest on real life like a building or something.

Maybe to end this topic is to choose both. This two kind of strategies have their own importance in way we can adapt each other to a better earning strategies.

Well, we must save first then invest,. Through investing we can save,. Invest 50% then save 50% how about that. If you loss in investing we have our savings in the past money that we invest. So that it is not so risky. Because you will not loss 100% only 50%.

Yes you are correct.  Even financial advisers I have watched, suggested that we should atleast save first our money.  Then after you have saved like three to four months of your salary as emergency fund thrn you can start to invest.  Investing is a good thing because it will make your money work for you.  It will give a huge return compared to the interest given by the banks.

[ghost424]

As a student, it's better to save it first because there are a lot of times you need to use emergency money. You just need to keep it where you can always get it in times of need.
But also as a student, I already plan to invest my money when i get a job. Saving money is always good but i guess investing it to help your money grow is not that bad. Our teacher told us that saving money is good when you are only sustaining life by yourself but when you have a family. You need to keep your money growing because you cannot tell when an emergency will happen and this is financial intelligence.

You can also invest it in cryptocurrency which is safe because you can not be scammed if you are making sure that where you are investing will make your money makes it profit in time.

[yurekaa]

For me, i will just save it in a secured place rather than investing it. There's a high risk on investing, it's like gambling

buy gold is save ways,
go to bank is the right place your money, you can invest on bank than just keep it

[Risktaker31]

Both of the two are good . But if you invest on some promising ico you can double or triple your money if the ico becomes success ful. Better to invest than saving it because you can earn some good profits . Try to invest on some real estate so you can gain while working.

[Warung Jambu]

of course both are good, but if we want to take risks in order to get a big profit then I suggest to investing, while saving fit if we are already rich.

[deadthings]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

In my opinion, it is always a good idea to invest money that you can later receive with a profit.

[Divyam96]

Well it depends on the financial condition of the person. And also on personal preferences. But if a person has adequate amount of money to sustain day to day activities and still he has extra money then it is a good idea to invest. But if a person is not able to sustain day to day life properly then he or she may first start saving money.

[signup01]

if the money saving or invested in the desire of each gan, because it's different people's opinion if the question is so rich ...

[Renampun]

it's better to invest money online than to keep it in the Bank, because the fee in Bank ..

and if I have to choose between investing money into real estate or gold, I prefer real estate,

the price of real estate increases up to 50% / year..

[decoder88]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me it is good to invest money because we all know that if we only ssve money that will not even earn and it will not grow but in investing we can sure that our money will somehow grow and income will enter because we not only save it but we used it. Many people actually like also to invest rather than to ssve it because it is more profitable.

[mbtc31]

I will suggest that dont put all your money to bitcoin and some of your money must be secured in your bank account for emergency purposes. Any Bank will always give a guarantee their customer that they will secure their money no matter what happened.
In term of solely for security , BTC is indeed a better option ( Im a fan of securing my own belongings ) if you know how to do it properly but in term of solely investment , I would say that BTC is a good but as I said dont put all your money in ine basket only,  put some of your money in safe deposits as an investment

[tobs]

I will suggest that dont put all your money to bitcoin and some of your money must be secured in your bank account for emergency purposes. Any Bank will always give a guarantee their customer that they will secure their money no matter what happened.
In term of solely for security , BTC is indeed a better option ( Im a fan of securing my own belongings ) if you know how to do it properly but in term of solely investment , I would say that BTC is a good but as I said dont put all your money in ine basket only,  put some of your money in safe deposits as an investment

Well if by keeping the money in bank, you mean the basic necessary amount needed to live, then okay, but I don't want to sound like some conspiracy theorist, but banks in fact aren't that secure and at least in my country, they have a legal power not to give you your money back. In case they make some bad financial decisions they have a legal need to give you back let's say $10k while the rest they can officialy keep. Also money laying in bank is losing it's value, so it's better to use your funds and invest it smartly.

[Harriti]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me it is good to invest money because we all know that if we only ssve money that will not even earn and it will not grow but in investing we can sure that our money will somehow grow and income will enter because we not only save it but we used it. Many people actually like also to invest rather than to ssve it because it is more profitable.

Of course, no one wants to miss an opportunity make money easily like Bitcoin. But the fact, it is not easily as our thought, it always wait us have wrong choice and make us loss a lot of money to receive the experience haha.

[hangar18]

I will suggest that dont put all your money to bitcoin and some of your money must be secured in your bank account for emergency purposes. Any Bank will always give a guarantee their customer that they will secure their money no matter what happened.
In term of solely for security , BTC is indeed a better option ( Im a fan of securing my own belongings ) if you know how to do it properly but in term of solely investment , I would say that BTC is a good but as I said dont put all your money in ine basket only,  put some of your money in safe deposits as an investment

Well if by keeping the money in bank, you mean the basic necessary amount needed to live, then okay, but I don't want to sound like some conspiracy theorist, but banks in fact aren't that secure and at least in my country, they have a legal power not to give you your money back. In case they make some bad financial decisions they have a legal need to give you back let's say $10k while the rest they can officialy keep. Also money laying in bank is losing it's value, so it's better to use your funds and invest it smartly.

Actually in present, the method money saver through the bank to create a passive income is gone, I do not think the profits you can earn from this field will better use to buy gold or real estate, I do not tell about Bitcoin because we are discussing about the real-life way

[Bonsaiav]

Saving for me is a safe action. Maybe when later amount is enough, i will change it into investment form. However, in retrospect. Investing is much more profitable than saving.

[grbox2001]

If you have a family with 5 kids and don't have a lot of money, it's better to save some for kids future  if you are here, on this forum, really curious what new crypto industry will look like and how you can become a part of this.. it's much more fun to invest in crypto!

[XCANA]

Investment is key in human life but one cannot invest without saving, so of the opinion that who ever save should endeavour to invest some of his/her saving into legitimate investment.

[podrick17]

If you want to earn money from money itself better to invest it into something that surely will make profit but i suggest that do not put all your money into investments because you will never know if there is a problem and an emergency fund is needed so better to keep safety money.