[Mydarksaviour]

basically, I don't agree on idea of Bitcoin bank because it defeats the whole purpose of using Bitcoin in the first place, thus it is against the nature and fundamental idea on what Bitcoin is working and was invented. Bitcoin is sign of freedom and decentralization where as any type of banking idea means again centralization and tough rules and regulations just like traditional ways. further, bitcoin gives power back to the people.

[mogrith]

Not sure everyone agrees on what is meant by 'Bitcoin Bank'

1. A place where you a keep your savings, get a checking account, make/receive electronic payments, get a home car or personal loan.
2. A place to keep business accounts pay wages ect.
3. A currency reserve that can issue 'money' like the USA federal reserve
4. A place that makes loans made out of nothing by use of fractional reserves.

Numbers 1&2 used to be able use gold/silver instead of paper or at least act as an exchange for them. A bank that does this with BTC is mainly what I think of for 'Bitcoin Bank'

Number 3 is what mining is and we do NOT want some Government issuing an extra 4 trillion BTC. They can't if they could it would not really be Bitcoin any more. Kind of like a British pound is not a pound of silver anymore.  

Number 4 is done as margin accounts on some exchanges but short term not 20 yr mortgages

[klaaas]

In the sense of any wallet owner is a bank, it could easly fit with the idea.

[johnnyyash]

Why would I use bank for my bitcoins? I also think that this idea is stupid, and I don`t know how banks are planning to get into bitcoin community. That will be tricky for them, what can they offer to me (or us) to open bitcoin wallet in some bank, pay monthly account maintenance, what can they do for me, that I can`t do myself?
Only one thing fall on my mind and that is high saving rate. I opened some saving calculator and for example best bank in my country offer if I save in my currency 1 000 000 dinars for one year (that is 9 000 dollars) I can earn 90 000 dinars (850 dollars).
If I save in foreign currency, for example dollars, 10 000 dollars for one year will bring me 396 dollars. Which is joke, so how big interest they can offer for bitcoin to I be attracted to save my bitcoins in some bank?

Same sentiments here. What "bitcoin bank" really do? We will deposits our bitcoin to him? If that happens,the real essence of bitcoin will be lost I think. People wants to hold or store their bitcoin,where they can spend anytime.

sure and i agree with you...people what quick access to there bitcoin, in turn they what to store it within there reach so it can be used and spent anytime in need.....not necessarily with "bitcoin bank idea"!!!!!!!!!!!!!

[MingLee]

Why would I use bank for my bitcoins? I also think that this idea is stupid, and I don`t know how banks are planning to get into bitcoin community. That will be tricky for them, what can they offer to me (or us) to open bitcoin wallet in some bank, pay monthly account maintenance, what can they do for me, that I can`t do myself?
Only one thing fall on my mind and that is high saving rate. I opened some saving calculator and for example best bank in my country offer if I save in my currency 1 000 000 dinars for one year (that is 9 000 dollars) I can earn 90 000 dinars (850 dollars).
If I save in foreign currency, for example dollars, 10 000 dollars for one year will bring me 396 dollars. Which is joke, so how big interest they can offer for bitcoin to I be attracted to save my bitcoins in some bank?

Same sentiments here. What "bitcoin bank" really do? We will deposits our bitcoin to him? If that happens,the real essence of bitcoin will be lost I think. People wants to hold or store their bitcoin,where they can spend anytime.

sure and i agree with you...people what quick access to there bitcoin, in turn they what to store it within there reach so it can be used and spent anytime in need.....not necessarily with "bitcoin bank idea"!!!!!!!!!!!!!

Storage could be done through a personal wallet or whatever, there is no specific need to go and put it into a bank account to store it and use it later on.

Storing your Bitcoin in a bank would be more like, in my opinion, keeping it in a vault or whatever. Nothing too special and nothing beyond what you would expect to come from a bank and its services.

[rajasumi3]

Well i dont totally agree with bitcoin banks .well it is better people should have their oen wallet so that they have their own bitcoins  within themselves ..kudoos

[Yutikas_11920]

Well i dont totally agree with bitcoin banks .well it is better people should have their oen wallet so that they have their own bitcoins  within themselves ..kudoos

Yeah, indeed for now I also disagree. for now the existing system in the banks is unclear, so a bitcoin I think that it is not good to use. But if in the future the system bitcoin bank much better and gives it a very safe and fun from the bank, then I would use the bitcoin bank and supports full growth into a BAnk used by everyone. Just wait for it to look and determine the attitude after learning everything

[(altair)]

No, if bitcoin bank will be created then what is the purpose of having bitcoin wallets or why was it created? We are our own bank when we talk about bitcoin. Bitcoin wallet is more convenient and easy to use. We can secure it in our own way. Bitcoin is anonymous and having it a bank is a no for me.

[Xester]

No I dont agree, but I think it will be inevitable as people are too stupid to be responsible with their money , so they will need a 3rd party to hold them for them.

I think bitcoin bank is not just a place to store bitcoin but can be more than that, if you want to grow while storing bitcoin bitcoin bank therefore will work for this, I think bitcoin bank has its advantages and disadvantages

Yes, definitely agree to have bitcoin banks.. bank could be one of the safest storage of bitcoins. Although the security of every wallet was tight, i still believe with the posibility to be hacked!hackers and scammer are everwhere so we better think of alternative safe place to store our bitcoins. all banks have its own policy so did the blockchain and other wallets have thier policies too..

[seven4smoke]

No I dont agree, but I think it will be inevitable as people are too stupid to be responsible with their money , so they will need a 3rd party to hold them for them.

I think bitcoin bank is not just a place to store bitcoin but can be more than that, if you want to grow while storing bitcoin bitcoin bank therefore will work for this, I think bitcoin bank has its advantages and disadvantages

Yes, definitely agree to have bitcoin banks.. bank could be one of the safest storage of bitcoins. Although the security of every wallet was tight, i still believe with the posibility to be hacked!hackers and scammer are everwhere so we better think of alternative safe place to store our bitcoins. all banks have its own policy so did the blockchain and other wallets have thier policies too..

Bitcoin bank not how it can be different from the ordinary banking institutions. For policies of such institutions too obvious and clear that the focus on earning money. Therefore bitcoin bank will also be doing the same as others.

[FlightyPouch]

I think I do not agree with a bitcoin bank. It can be a something that will make people who steal bitcoin more active.

[nejibens]

No, i don't agree with the idea of "Bitcoin Bank" because one of the main features of this crypto currency is that's decentralized and anonymous currency, and should still with this features.

[shinratensei_]

No, i don't agree with the idea of "Bitcoin Bank" because one of the main features of this crypto currency is that's decentralized and anonymous currency, and should still with this features.

Yes, They don't.
https://bitcointalk.org/index.php?topic=1684576.msg16909385#msg16909385
Bank will be making their crypto soon, they don't need bitcoin in his environment. Even if they will be giving a chair for bitcoin in his environment, and this makes no sense for me today.

[Bitcoin0916]

Bitcoin bank is good idea, I sure with bitcoin bank will increase for bitcoin users and made central bank from government accept bitcoin as legal transactions. Bitcoin bank also keep of inflation.

[sportis]

     Bitcoin is the digital cryptocoin were is decentralized, easy to setup, anonymous, completely transparent, fast, very law fees in transactions (practically near zero) and most important freedom because everyone at the same time is the bank and the customer. Which of previous characteristics has a bank?   

[Senor.Bla]

Bitcoin bank is good idea, I sure with bitcoin bank will increase for bitcoin users and made central bank from government accept bitcoin as legal transactions. Bitcoin bank also keep of inflation.

yes you're right, if it aims to develop bitcoin, then I also agree with bitcoin bank. Well, maybe with so many people will attempt to use or invest the money they have with bitcoin without khawati, because with bitcoin bank, it may be able to increase public confidence in the bitcoin

i do not know if i have the wrong idea about bitcoin and banks, but i think i understand bitcoin and also banks enough to say, that this would not work. people who want this do not want to be in charge of their money it seems to me.

[Bitcoinsummoner]

Bitcoin bank is good idea, I sure with bitcoin bank will increase for bitcoin users and made central bank from government accept bitcoin as legal transactions. Bitcoin bank also keep of inflation.

yes you're right, if it aims to develop bitcoin, then I also agree with bitcoin bank. Well, maybe with so many people will attempt to use or invest the money they have with bitcoin without khawati, because with bitcoin bank, it may be able to increase public confidence in the bitcoin

i do not know if i have the wrong idea about bitcoin and banks, but i think i understand bitcoin and also banks enough to say, that this would not work. people who want this do not want to be in charge of their money it seems to me.

You have the point but bitcoin banks is a good idea to increase the trust by people and also it can help people to withdraw money anonymously
Because if we use online exchange or online withdrawal like here in my counrty we still need ID to withdraw.

[carlerha]

     Bitcoin is the digital cryptocoin were is decentralized, easy to setup, anonymous, completely transparent, fast, very law fees in transactions (practically near zero) and most important freedom because everyone at the same time is the bank and the customer. Which of previous characteristics has a bank?   

yes no doubt all these characteristics of bitcoin are free but to me the main problem is that still not a single country accept bitcoin as legal currency, if we want bitcoin more stable and more reliable then it must be legalize by states.

[Senor.Bla]

Bitcoin bank is good idea, I sure with bitcoin bank will increase for bitcoin users and made central bank from government accept bitcoin as legal transactions. Bitcoin bank also keep of inflation.

yes you're right, if it aims to develop bitcoin, then I also agree with bitcoin bank. Well, maybe with so many people will attempt to use or invest the money they have with bitcoin without khawati, because with bitcoin bank, it may be able to increase public confidence in the bitcoin

i do not know if i have the wrong idea about bitcoin and banks, but i think i understand bitcoin and also banks enough to say, that this would not work. people who want this do not want to be in charge of their money it seems to me.

You have the point but bitcoin banks is a good idea to increase the trust by people and also it can help people to withdraw money anonymously
Because if we use online exchange or online withdrawal like here in my counrty we still need ID to withdraw.

i can guarantee you that no bank will work with anonymous customers. they do not want to and they are even not allowed to. but i see how people think it would make bitcoin more trustworthy.

[Sponsoredby15]

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card.

If someday bitcoin having a bitcoin bank i think this ain't gonna happen . First reason why is bitcoin is not really stable price so it means when you are going to save your bitcoin in bank like what we use to bitcoin wallet then there are chance that we can still earn bitcoin or not? And how many percentage of fee's they rip when we are withdrawing our bitcoin.