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1841  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: ICO Bench, what are you doing? on: October 31, 2018, 01:39:22 PM
Those 'approved' experts especially, are actually all paid shills. They'll often give out 10/10 reviews for a few bucks or a promise of tokens. It's just weird.
1842  Economy / Service Announcements / Re: [ANN] Mistertango - Bitcoin friendly European Bank Account + free MasterCard on: October 31, 2018, 10:53:22 AM
How much is fee there and what is the exchange rate used by Wirex?
tx.

Their help page displays almost no fees (excepting ATM fee and account management).
However, their exchange rate earns them some % (I cannot tell exactly, it's somewhere between 1-3%, I didn't check for quite some time). And if your local currency is not EUR nor GBP you'll have to pay some extra fees (may be to cover forex, I don't know). Unless your local currency is USD, it's not worth having USD card since it has some more fees.
The issue with Wirex has always been the exchange rates. In my opinion, they employ a very dishonest practice of not disclosing that they have a fixed fee within their exchange rate. They advertise 0% fees for Crypto-fiat conversions but that's simply not true. Their prices have a stable deviation from live prices.
1843  Other / New forum software / Re: Requesting Night Mode. on: October 30, 2018, 11:21:11 PM
I'd see if adjusting brightness and contrast levels on your display and installing f.lux does any good for your eye strain.
Sorry for responding to an old reply, but since this thread was bumped recently I thought, why not?

There's an free and open source alternative to f.lux:
https://github.com/Tyrrrz/LightBulb
1844  Other / Meta / Re: Should attack ads be allowed? on: October 26, 2018, 02:47:16 PM
I personally feel like it's a gray area...

If there is a clear scam accusation with ample proof and community consensus about the validity of the scam accusation, an attack ad can actually perform a public service by warning potential victims about a proven scammer or scam tactic. In this case, i feel an attack ad to be justified, i'd even say such an attack ad would add more value to the forum than a "regular" (commercial) ad.

If it's an ad attacking a person or company on unclear grounds, i personally feel the ad should be taken down.
Like i said: it's a grey area... Who decides when there is community consesus about a certain scam? In the end it'll always be Theymos' call.

In any case, an ad should never violate the law in the jurisdiction where the forum is hosted (i believe it's hosted in the US).


I'm asking the question to see what people think about such ads in general, but I noticed it from the following ads.

This time around it's this ad:
https://i.imgur.com/UDUXZds.png

In the weeks prior it was one by the same user:
https://bitcointalk.org/index.php?topic=5036496.msg46520165#msg46520165

I've noticed recently that through several ad rounds that the forum holds, some of the advertisements were bought from parties seeking not to promote a product/service but instead attack the reputation of a third party.
Firstly i do not know what an attack ad actually is, I don't know if you can throw more light on it, so more people would actually understand your point..

If it's an ad to warn other members off scammers or a fraudulent group of people,then I totally support it as it'll reduce the possibility of falling prey to them

But like I said earlier,i need more info about this,to be able to scribble out a valid input

Thanks for bringing this up. I've edited the OP with some definitions.
1845  Other / Meta / Should attack ads be allowed? on: October 26, 2018, 01:34:44 PM
I've noticed recently that through several ad rounds that the forum holds, some of the advertisements were bought from parties seeking not to promote a product/service but instead attack the reputation of a third party.

I'd like to pose the question to see what the forum's members thing on the issue of whether or not attack ads should be allowed.

Edit:
Dictionary.com defined an attack ad as follows
Quote
a public notice, such as a printed display or a short film on television, in which a political party criticizes or abuses an opponent
https://www.dictionary.com/browse/attack-ad

I'm using it without the political notion (ascribed to it from American politics). The phrase consists of two words.
Attack
Quote
to assail with unfriendly or bitter words
https://www.merriam-webster.com/dictionary/attack

advertisement
Quote
a picture, short film, song, etc. that tries to persuade people to buy a product or service, or a piece of text that tells people about a job, etc.
https://dictionary.cambridge.org/dictionary/english/advertisement
1846  Economy / Scam Accusations / Re: Atomic Wallet and Guarda' owners == SCAM ChangeNOW' owners on: October 26, 2018, 01:26:20 PM
Who really pays for those attack ads?

First Changelly, then this. Are there any other 'instant' exchanges left to attack?

There might be a coordinated plot against competition here. Shapeshift was the leader in this space for a long time, but has maintained unfavorable margins that competitors are beating, thus offering a better service. Perhaps its investors are scared about losing their market share now that so much money has been poured in. They recently closed their smart contract project 'prism' too, after so muc development going into it.

Roger Ver and Erik Voorhees are key investors in Shapeshift.

Vorhees is known for duping investors with a project that didn't even get started after doing an IPO in bitcoin early days.

I'm absolutely to blame for the failure of FZB, and for the poor communication after it fell apart.

Now, "BTC should payback bitcoin," you say. First, investors don't get "paid back" when a business fails.


This scheme, may or may not have contributed to formulating Voorhees' bitcoin fortune and making him a 'key investor' in the space.

Ver on the other hand, built on Voorhees' concept from that failed IPO and build his own paid trolling network, paying people to promote his ideas. He used it extensively to pure vitriol on the bitcoin community and spread propaganda for his BCash altcoin.
https://twitter.com/peterktodd/status/872377516564111362

Those two are not new to using subversive tactics to promote their personal agenda. I wouldn't be surprised if they had devised a plan to hurt the reputation of their competitors by manipulating public opinion.
1847  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 25, 2018, 10:23:23 PM
Ferratum bank doesn't seem to have good reviews:

https://www.trustpilot.com/review/ferratumbank.com

Not very good times lately with Leopay and Mistertango facing difficulties.
Well, 16 reviews on trustpilot.com don't seem like a good sample to draw conclusions from... The group behind this bank is a listed company in the Frankfurt stock exchange. I'd be more inclined to trust them than most neobanks, especially after placing my trust with Mistertango and Leupay.

https://en.wikipedia.org/wiki/Ferratum
1848  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 25, 2018, 08:57:39 PM
I think I'll try migrating to https://www.ferratumbank.com this time. Why isn't it on the list yet?

For me, using neobanks is a great utility because it saves money when you receive international payments. Banks in Greece where I am all have versatile web-services and great support but their fees aren't very competitive. With local banks I would have to pay 3 or 4 EUR for outgoing/incoming transfers out of other countries, and exchange on a huge and unfavorable spread whenever another currency would be sent to me, on top also of a % with a minimum of 5 EUR exchange fee.

So overall, if someone pays in currency other than EUR it'd be 4 EUR flat for incoming transfer from other country + exchange on spread of >=2% + 1% exchange fee out of total or 5 EUR whichever is greater. Crazy.

1849  Economy / Service Announcements / Re: [ANN] Mistertango - Bitcoin friendly European Bank Account + free MasterCard on: October 25, 2018, 08:36:21 PM
I had paid for a card order recently with Mistertango staff actually confirming my order about a week ago.

Is the bank going to consider giving out refunds to recent card orders at least?
But their card was free, why did you had to pay for it? But yeah, if you paid for card just a week ago, I think you should get refund. Maybe try to talk with their support.
Ordering a new card was not free.  I was in need of another debit card and asked mistertango if I could have a replacement or new card because the free one I had gotten couldn't be used anymore (my fault for breaking it.)
1850  Economy / Service Announcements / Re: [ANN] Mistertango - Bitcoin friendly European Bank Account + free MasterCard on: October 25, 2018, 05:25:06 PM
I had paid for a card order recently with Mistertango staff actually confirming my order about a week ago.

Is the bank going to consider giving out refunds to recent card orders at least?
1851  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 25, 2018, 05:23:59 PM
Mistertango payment cards will be disabled from 1st of November, 2018

Hello, dear MisterTango friend,
 
Bringing the important news!
 
Mistertango team is sorry to announce, but due to contract cancellation with the current payment card provider, Mistertango payment cards will be de-activated and no longer working from the 1st of November, 2018.
 
To secure you from any inconvenience this situation might have caused, Mistertango team is actively working to ensure the service operations with the new payment card provider are available as soon as possible.
 
All private Mistertango clients will be able to sign up for a new payment card pre-order procedures on Mistertango website or mobile app shortly. Business clients will be informed separately.
 
All users, who will sign up for pre-orders will receive a free 1 month usage of 4,99 EUR worth Personal+ plan.
 
Sincerely,
 
Mistertango Team
Mistertango was a wild ride. Good while it lasted but obviously struggled to find a sustainable model with its corporate identity. Perhaps they would have done better if they had secured sufficient funding to test the feasibility of their free option in the long term. Now, without a debit card, I don't see any advantages to their product when compared to any other alternative.

I wonder if there's any backstory with their card provider though. The change seems very abrupt and they were giving the impression they had a reliable partnership. This certainly does not not look like a good sign for the future of Mistertango.

For what it's worth, I had an order for a new card confirmed about a week ago... And I mean, I might not like Mistertango that much, but I really don't believe they'd dupe me for 10 EUR if they had prior notice of the card provider stopping to provide services to them. And they only gave a 5 days notice!
1852  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 23, 2018, 10:04:27 PM
Correct me if I'm wrong but I think that n26 uses transferwise as an option internally for cross-currency transfers (for example, EUR to UK). My experience for the last couple of months at least has been that I was unable to use that feature though, getting an error every time I tried. Support staff told me that there was an internal issue they were waiting to be fixed. Instead I was directed to create an account on transferwise.com to actually use transferwise rates.

I don't see how that affects BTC-related transfers. At least it doesn't seem to do so directly. 
1853  Other / Archival / Re: draft on: October 23, 2018, 05:50:57 PM
.
1854  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 23, 2018, 12:43:50 AM
Guys, question. I have an Airbnb in Argentina. Opened an N26 amount a few days ago.
 I want to do the following:
1) Send my Airbnb payouts in EURO to N26
2) Send the EUROS from N26 to Bitsamp.
3) Sell bitcoin for USD in Arg to pay the bills of my airbnb (I will HODL too!!!!)

Do you know if step 2 will work?
It has always worked for me without any issues for Coinbase PRO, Bitstamp, Kraken and The Rock Trading. Can't speak for the reports other have been posting.
1855  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 21, 2018, 01:58:01 PM
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:

https://i.imgur.com/8Byk2nM.png



Are you sure? But, only their paid ones are crypto 'friendly' and exchanges are supported or so they say and market.
The above PDF appears to be in par with their latest changes in fees. As for exchange tranfers only being available to paid accounts, I think it has to do with this. It says that they encourage to use a '+' account for exchange transfers but it doesn't say that you must.
1856  Other / Meta / Re: Cloudflare issue. Is this a bug on: October 19, 2018, 01:10:15 PM
It redirects based on your HTTP Referrer header. If your browser doesn't send one (usually because you're using a privacy-enhancing plugin that blocks it), you get dumped onto the home page. All Cloudflare redirects work this way because they haven't figured out that the best way to send the redirection target is as a query parameter. Roll Eyes
Seems like that could be it more likely than not. Thanks.
1857  Economy / Service Discussion / Re: [LIST] Free EU bank accounts that you can be opened directly online on: October 19, 2018, 06:56:25 AM
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:


1858  Other / Meta / Cloudflare issue. Is this a bug on: October 19, 2018, 06:26:26 AM
When I click the 'all' link on a thread, I get the cloudflare message and I'm then re-directed to the homepage. Usually this won't happen again in the same session but it's still annoying.

I assume the forum is doing this to check on users that request too much data in once instance, but if the test is completed why not land the user in the page he was intended to visit?
1859  Economy / Services / Re: [BitBlender] Signature Campaign - Seniors and up (Open) on: October 19, 2018, 06:23:04 AM
Been part of this campaign in the past. I'd like to join again.
Thanks for considering me.  Smiley

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1860  Economy / Scam Accusations / Re: CHANGELLY - Illegal exchanger from RUSSIA with FAKE team on: October 15, 2018, 10:52:58 PM
Pretty funny how someone will spend so much money and effort trying to discredit Changelly publicly?! Kinda seems counter intuitive if there's a dispute over held funds.

Perhaps Roger 'I call myself Bitcoin Jesus' Ver hired a troll army to damage the reputation of his venture's (Shapeshift) rising competitor? Tongue Not that it would be the first time for him to do so... Anyone remember the whole BCash debacle with all the faked, non-organic interest towards it?
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