Is 2022 really a year of hell? Is 2022 year where people are panic selling? Is 2022 a year where people didn't do anything at all including to accumulate?

For me, 2022 is a whole year of sale. I mean it's like when we are doing some online shopping, we often see some items that are discounted right? It's how I see cryptocurrency last year as well. It's like I'm doing an online shopping of different assets like crypto and stock market.

I'm still holding and accumulated some Bitcoin and Ethereum all throughout the year 2022. Who will not get attracted when you see a crypto down 60-70% or even 80%? If you believe that the coin you bought will rise when the bull market comes then buy it, but research first still.

2022 is a bloody year for investors, but only for those who bought at the peak or near the peak and as for those who have spare cash and believed that crypto's prices will rise a few years from now, I'm pretty sure they bought some Bitcoin and altcoins.

Adoption is growing slowly but surely. Many people are starting to accept the fact that cryptocurrency is part of our financial system already. There are some people who are starting to accept Bitcoin and at the same time, there are people who are starting to use Bitcoin to pay for their goods or whatever it is.

Bitcoin adoption still has a long way to, but I'm sure that there will be a time that a huge percentage of all the people worldwide will accept Bitcoin as an alternative mode of payment. There are already websites who are accepting Bitcoin and more of them will accept not only Bitcoin, but maybe other coins as well.

On the other hand, there are some who doesn't want to accept Bitcoin especially some establishments because of how volatile it is.

The All-Star Reserves for 2022-2023 NBA All-Star has been released. These are the reserves from both East and West.

Eastern Conference

• Joel Embiid
• Bam Adebayo
• Jaylen Brown
• Julius Randle
• Jrue Holiday
• Demar Derozan
• Tyrese Haliburton

Western Conference

• Ja Morant
• Lauri Markannen
• Domantas Sabonis
• Shai Gilgeous-Alexander
• Paul George
• Jaren Jackson Jr.
• Damian Lillard

New names in the All-Star game like Haliburton, Markannen, Sabonis, SGA and JJJ. TBH, there are many snubs with this one. Brunson? Edwards? Fox? Where are they? I mean they're better than most of the reserves out there numbers-wise right?

I guess the quote "Buy the rumor, sell the news" is still applicable in crypto right?

In this case, it isn't a rumor, but it's official that Shanghai update will be implemented in the 3rd month of the year. When they released this update, the price of Ethereum pumped already (I just don't know when the news released). Now when this is implemented, there is a high chance that some will apply the "sell the news" quote therefore, they will sell it immediately.

On the other hand, there is also a chance that the implementation of the update might not affect the price negatively, but looking at the update where those who staked their Ethereum can un-stake them, there is a chance that they will sell the Ethereum that they've bought earlier at a profit. As for me, I'm a long term investor so any dumps for Ethereum is an opportunity for me so I want Ethereum to dump as Shanghai will be implemented.

How cryptocurrency is moving really affects the mindset of every investor right?
What if Stocks in the Stock Market are moving the same as crypto, will they just prefer investing into stocks compare to crypto because it's safer and it can make an investor rich in a quick way.

This is what volatility can do to ones mind. Because of the volatility of cryptocurrencies, people always think that if they will buy now and just wait, there is a high chance that they will earn money faster because it's volatile. It price move faster than other assets thus, they will get rich faster.

Bitcoin and other coins are being treated as an asset by most of the investors and that's the fact and that's a problem because they don't care about the technology behind it as long as they will earn money. As a matter of fact, that "Get rich quick" mindset will just make the beginner investor lose money more than what they can earn because they have a higher chance of getting scammed. As for the OP's question, at least don't stereotype all of the beginners because there are still some beginners who has a different goal when they invest into cryptocurrency.

2 games will be played today.



The first game is a battle of 2 teams who are still win-less right now. Phoenix Vs. NorthPort. It's hard to pick which team will win on this one because both of them are still winless. I'll put my bet on NorthPort on this one just because it's attractive and I believe  Munzon and Tolentino will step up aside from their import.

On the second game, it's the battle of a team which is winless and a team which doesn't have any loss currently. Converge Vs. Rain or Shine. ML odds isn't attractive at all so maybe a +7.5 spread on Converge (base on Stake) is more attractive. I believe that they will cover that one knowing how they are playing right now.

Well, I guess we have no choice but to wait for that war to end.

We almost forgot it since it's been a year since these 2 countries are still bombarding with each other. Many Ukrainians are affected, heritages being destroyed and at the same time, sports has been affected on these 2 countries and that includes the boxers from Russia and Belarus which is a bit unfortunate if you are a boxing fan. I just hope that this war will end soon or maybe this year, and I also hope that this war between between 2 countries will not escalate anymore to the point that other countries will join the war.

I guess the best option for Bivol with the 3 options that he shares is to change his passport. I don't expect the WBC to make an exception for him just for the sake of money. Very disappointing, but understandable and it's beyond his control anymore.

7-19 record on the road the their chemistry. That might be the reasons why they lost on the road.
With what you said regarding Draymond, I think it's their chemistry is the reason why it's happening a lot of times. We've known Draymond as a passer and if you are a teammate of him for a long time, you know that he will make passes like that. Just look at Steph and Klay. They know what they are doing if Draymond is holding the ball. They must strengthen their chemistry now that they have many newcomers in their team.

4-0 sweep again in the playoffs?

It surprised me that the Nets lost to the Celtics by almost 40 points. 46-16 first quarter? I mean WTF? It's unacceptable for a top-seeded team like the Nets to score only 16 points in one quarter while their opponent scored 46. I agree with what you said as well that without Durant, they aren't that good team. Yes they are better compare to last season when Durant is out, but still him not playing is a big problem for the team. They are getting wins yes, but they have more losses than wins. Well, he is out for their next 2 games against Wizards and the Clippers, but he's expected to come back on the 8th of February against the Suns.

A mere Youtuber that's all.
Can you call yourself a financial advisor already if you are just sharing things about investing money or investing a project? These Youtubers aren't financial experts at all.

Dunning-Kruger effect. If you don't know the definition of this one. Here it is:
In short, they don't know that they are overestimating what they know about investing that they are just sharing anything on Youtube, but the reality is they only know a little about it. Don't trust these Youtubers or Financial Gurus on Youtube who aren't experts.

You've said it already.

Money is the main reason why they are doing it. There are some Youtubers who are sharing their information because they want to earn more money aside from the investment that they have. With regards to what you said that crypto Youtubers only earn money from shilling, they will also earn from ad-revenues from Youtube. How? They will create a clickbait-y title, a clickbait-y thumbnail for the viewers to click their video and that's where they earn from ad-revenues. They will also earn from shilling of course because there are still some investors who will follow what their favorite Crypto Youtube influencers are saying. As for me, f*ck them all. I'm not following what they are saying or what they are recommending.

Even the commentators are a bit surprised because Randle took the final shot and didn't take any shot at all which is kind of embarrassing if you are a Knick fan. I mean Brunson can be a better pick than Randle on that game because Randle shot very awful on that game. 6/19 from the field and Coach Thib picked him as the one who will take the final shot?

This is why I'm always thinking, why did the Knicks gave this player a huge contract where in fact, he is only good the season before they gave them a huge contract. He might be averaging at 20's and 10's, but his shooting selection is one of the worst (at least for me). He hold the ball, he will shoot it even though he is having a bad night.

As for the Lakers, they really needed it after what happened to them against the Celtics. Unfortunately, they are still at the bottom spot of the standings (currently at 13th) though they are just 2 games behind the 8th seed Timberwolves. Many are waiting for Lebron to surpass Kareem's scoring record that he held for more than 3 decades. I'm pretty sure it's not only the Laker fans or Lebron fans are waiting for this significant achievement to happen. All NBA fans around the world are waiting for this.

If anybody aside from me took the risk and put the bet on the Road Warriors then congratulations to all of us. They won by only 2 points against the TNT katropa 110-108

TNT is leading in the 42 minutes of the whole game and NLEX only lead by 6 minutes. Going into halftime, the TNT lead by only 7 points, but Simmons scored the first 14 points of the Road Warriors and carried his team until the end. He ended up with 45 points and 12 rebounds. Well, as expected for an ex-NBA player that played a huge role when he is in the Spurs.

It's a very close match that the game has a chance to went into overtime if only Pogoy hit that close range shot. Anyway, NLEX won that match already and the final game for Simmons will be on the 4th of February against the Phoenix which is currently winless still. In addition to that, the Road Warriors find another import replacement for Simmons already and that is Wayne Selden Jr . Another ex-NBA player again. NLEX really has some money to hire those ex-NBA imports don't they?

I watched the whole game and what I will say is that:
Randle Sucks.

6/19 shooting, 2/9 from threes and a lousy defender. If he is holding the ball, expect that he will shoot wherever he is and he doesn't even care even he is shooting badly or not as long as he will shoot and shoot and shoot. That's the reason they lost in that game. It's good that Brunson did something for the team including that assists and that charge against Davis and that's the reason why it went to overtime though they lost.

I just don't know why the Knicks gave him a large contract where in fact, he's that awful both in offense and defense. Yes he got a double-double tonight, but his shooting is just awful. Trade him and just make a team around Brunson and Barrett. I'm not disappointed because I lost my bet, but I'm disappointed because of him.

This year, I'm going to stack only 2 coins when it comes to crypto. Bitcoin and Ethereum only.
Why? It's because I just want to diversify and when I mean diversify, it means buying different types of assets and not only buying only one asset like crypto.

Bitcoin and Ethereum are the ones that I picked because, why not? I mean I know that there are some investors out there who opt to buy other altcoins because they're more volatile when the bull run comes, but I'm more of a conservative investor even though I'm at my mid-20's only. There's a saying that if you are younger, you have many chances to risk it all because you can still have time to cope up if ever you lose your money. I don't think that way. I only think that holding long term is the best way. Aside from crypto, I'm also buying different dividend stocks that I will hold for the long term. Passive income.

All of us have different strategies when it comes to investing, but we all have one goal and that is to profit from our investments.

It will depend on how successful the gambling platform/site will be.
If the owners have a good marketing team, and it really has addictive games then there is a chance that the native token of the site will be valuable.

The problem that I'm seeing with this one is how liquid the gambling token it will be. How will the gamblers convert it into other cryptocurrency they wanted to. Will the gambling token be accepted on many exchanges? What if that token will be a victim of a pump and dump scheme? That might affect the whole winnings of the gambler because if you are holding an X number of that gambling tokens worth $500 and then suddenly, it became $400 because of pump and dump then the gambler already lost money just by it's volatility alone.

After all, I don't see any popular online gambling sites right now that has their own native token. I'm not saying that it will be bad, but having a native token doesn't increase the chances of the website becoming successful.

Legendary Magic Stone update
Eto pala yung nakuha kong Legendary Magic Stone na galing sa Burner. Minalas na rin ako sa huling araw ng pag-summon dahil nakakuha lang ako ng 5 na Epic chest 2 pa dun yung need pa i-unseal at naging rare stones ba silang dalawa. 3 lang yung sure na Epic.


Hindi ganun kaganda pero parang pwede na ring pang PVP if wala ka pang Destruction set (arbalist ako) dahil may Crit Eva na at mataas na Skill Atk dmg Boost. Pwede rin yan pang Fake ng PS dahil sa mataas na HP at MP. Dahil jan sa stone na yan, tumaas ng 1k yung PS ko kahit fake.

My apologies again for me getting too harsh about your decision. I might spoke bad at my post, but I just can't imagine you did it.
Well, what's done is done. The best thing you can do is to just adjust onto it, think twice or even thrice before deciding and learn from your mistake.

I just hope that you will not do this again because I believe that you aren't addicted. It's just, your loneliness ate you and you find a way to make yourself happy and the first thing that came into your mind is gambling which is a bad sign at least for me.

Learning really is expensive isn't it? At least you learn from this one and that's more important. Good thing that you've managed to come up with a way to manage your financial difficulty.

Scammers are always there. Whatever the hype is, they will follow because they know that a huge amount of money can go there since investors really don't want to miss the train thus, they will invest in what's hype currently.

From NFT's to ICO's to DeFi's to Meme coins and now AI. Investors wanted to have a piece of it hoping that they will make some money and because of the desperation to make money, they often fall into the traps of these scammers who have a very attractive sales pitch attractive enough to get some newbie investors out there. That's why scammers are still scamming because there will still be investors who will get scammed on their end.

As for me, F*ck those scammers. I will not fall into their trap. I've seen numerous scam projects already especially in crypto and I've already built my own basis into whether which are scams and which are not. I'll just hope that only few investors will fall into these A.I scam coins.

I guess it will depend on how many points he will score against the Knicks which is live already.

He didn't play on their last game against the Nets because of an injury so maybe there's a chance that we might not see him playing in the next games. Well, if he will play and will not sit down, my best choice is against Thunder or against the Bucks. Lebron averaged more than 30 PPG on his last 5 games so just basing on that, you will have a guess on when he will surpass Kareem's scoring record.

In contrast, I want Lebron to surpass Kareem's record at the Chase Center against the Warriors. I don't have any reason, but I just want to see Lebron surpassing Kareem's record in front of my favorite team's fans.

I also bet for the Knicks on this one.

The Knicks are playing better on the road than on their home, but the Lakers are not playing that good when they are on the road because they are only 10-16 while the Knicks are 12-13 on their home. 1.78 Odds for the Knicks and hope they will win .

Who knows. They might be the team that will end that streak.

Also take note that the Bulls are the ones who ended the winning streak of the Nets that that's with Durant and Irving so anything can happen. Just stick with your team if you believe they will do it.

You know what's the worst thing an investor can do in his investing journey? Not investing at all when people are scared of investing into it.

You're a newbie at that time and it's quite normal that newbies have some doubts into their minds when they see something for the first time especially when there's money involved. It's normal that they will be afraid at first because their hard-earned money is at stake.

As for you, no need to be furious about. There are some investors out there who also experienced the same as you are. They also have doubts in their mind when they first heard about Bitcoin. Anyway, you can't bring back the past anymore. The only thing you can do is to just move on, move forward and continue accumulating. After all, you started it already. Just continue what you are doing and for those newbies out there, OP said to invest now, but that doesn't mean that you will invest without any proper knowledge at all. Do a research first before investing.