Well, it's obvious that they are a business because if they're not, I mean how would large banks survive without any revenue at all. I did a quick search on how they are earning, and base on one website, I saw this: LINK

It's almost the same as those lending applications that we are seeing in the crypto space like Celsius, NEXO, etc. but the interest there is just way higher.

The problem right now is that, people have been taught that the best way to save their money is thru putting it in a bank. These banks taught those people to save their money in them because it's the safest way of saving money. People in the past are the ones who had this thinking of the best way of saving money is to put it into banks, and it has been passed from other people. TBH, most of the people who are using banks don't know that they are being used as a "cash cow" because why will the banks teach it to them that they will use their money to lend it out to borrowers.

I don't know if there's any solution to it, but it's good that I saved money in a different way, and for a different reason because I'm not saving just for the sake of saving, but I'm saving so I have money to invest with, and I will never put any money on banks unless it's an emergency funds. On the other hand, I think there's still good things that banks are providing to their customers. I just don't know what they are because I'm not using banks that much. Maybe the fact that you can get a loan from them as long as you have good credit is considered a benefit for the customer.

We already knew that Davis is capable of giving his team these kind of numbers. It's just that most of us forget that he is doing it because in our my mind, what we often thinks about him is his injuries. He's the main guy back when he is on the Pelicans and carried his team to the 8th seeded a few years ago, but got swept in the first round.

He got 40 points while Lebron got a triple double. It's good that Lebron isn't focusing that much on scoring anymore because he doesn't need to TBH. He has reliable team members who can step up when needed. Players like Reaves, Russell, and even Schroeder, Beasley, and Hachimura can step up offensively especially Rui on this game where he got a double-double 20 points and 12 rebounds.

Right now, they're at the 7th seed, but only 0.5 games behind the 5th seeded Clippers. Their remaining four games will be against Utah (twice), Clippers, and Phoenix. I'm pretty sure that they can beat the Jazz twice, but they might be having a hard time beating Clippers and Phoenix, but if they manage to win on them, I think there's a chance that they can get the 5th seed. Of course it will all depend on the remaining games of the Clippers and the Warriors.

According to some TA experts, the 200 EMA really is one of the indicators that they are using whether a particular market or coin really did change it's price movement, and in this case, it's above it already, so I expect that there is a trend reversal. Now you have lots of questions TBH, but I'll try to answer it (take note that I'm not an expert, but just an Average user here trying to share his opinions ).

Is it a good price to invest? Yes I think if you will hold it for 6 months to 1 year.
You can make a profit? I guess so. I mean we don't have any crystal ball to say it accurately because even though we've seen a trend reversal on the price movement of Bitcoin, we might see it go down anytime.

I'd still prefer Dollar-Cost Average than going at once.
What if you don't have enough money left, and all of the sudden the price of Bitcoin went down. What will you do? I already tried that days before WHO announced the pandemic last March 2020. We know what happened to Bitcoin at that time. It went from $8k to $4k in just a matter of days. I missed that opportunity bigtime.

Those coins that has a low market cap tends to give more than what Bitcoin can give in terms of profitability. I mean I don't want to recommend a particular altcoin, but in a bull run, we always see coins going x2 or x3 or even x5 or x10 depending on the situation. Overall, altcoins can give more profit, but more risky.

It might be. After all, this is also what happened after the 2018 "Year of Hell". Don't ask questions like this because we don't know the accurate answer for that. We are also waiting for it to happen, but like you we don't know when it will happen too.

Now what's the use case of that coin OP if you can share what's on your mind?

I mean if you will create a coin, you must know what's the purpose of that coin right? I can't think of any use case of that coin at all. If for some reasons, they will really create a coin, how will it benefit the forum? Who will be the team behind it? Will our administrators have time to manage that coin? You said that you will ask the moderators and admins about it? Well, good luck I guess.

Whenever I see the word "guarantee" in every investment, I always think that it's a scam because that's the word most of the scammers are using.
I'm not saying that Howeycoins is a scam just because they used the word "guarantee", but I'm just pertaining to that word.

Do you think that the experts now, those who have lots of knowledge with regards to Bitcoin now, didn't start as a beginner?

All of us started as a beginner. Yes it will take time for an average person to learn Bitcoin, but as a beginner, the only thing that you can do is to learn, learn and learn. There are so many information online that can help you. Just do it step-by-step because you might get overwhelmed with lots of information that you can see in the internet. I got overwhelmed one time when I was studying because of so many information, so many terms and so many words that I don't know, but I took time to learn. Cut the story short, I learned the basics now, and I'm just happy that I learned it.

Where can you get information? I think many users here already sent some links that will help you, so I will not add anymore. What I can only say is that, watch Bitcoin documentaries on Youtube. That's what helped me back when I'm starting aside from the fact that I'm reading as well. Just take your time, don't think that there will be a faster learning curve unless you have a mentor that will spoon-feed you with information.

Well, many of the boxing fans are waiting for this fight to happen for a long time, so I guess people will save money just to watch this fight.

I'm pretty sure that this will be an exciting match knowing that both of them are undefeated, and at the same time, they are rising stars on the own weight class. At the same time, it hasn't started yet, but many are already saying that this fight would be a candidate for a battle of year, and I guess I might agree with them just by looking on how they fight in their careers. As of this moment, Davis is the -240 favorite, while Garcia is the +200 underdog.

For sure, I will put a bet on this one, but TBH I'm having a hard time picking which one should I put my money with because both of them really can just knock their opponents out.

I also watched the game, and after that game, one of the cameraman focused the camera on Curry, and he is obviously feeling frustrated because of what happened, and knowing that he is free from the side, I would rather give the last shot to Curry than Thompson, and Curry has a faster release than him as well, so I expect that the remaining time is enough for him to make a final shot.

The Warriors are leading for most of the first half, and there was a time where they had a double-digit lead, but they can't hold that lead, and the Nuggets took advantage of it, got the lead, and winning the game eventually. One Nuggets player that stood out on this game was a rookie named Peyton Watson who only has 8 points & 5 rebounds, but his 3 blocks and some defensive stops against the Warriors was a big factor especially in the crucial minutes of the game.

Anyway, Splash Brothers only has a combined FG of 17/56, and only has 46 points. That's too bad knowing how good at them especially from threes where they only shot a combined 7/30. Well, it is what it is. Nuggets got their first win without Jokic. With how close the standings now in the West, I think I'll agree with you that there might be a tiebreaker in the 5th to 8th seed, but still it will depend on the outcome of their remaining games.

Looks like the Mavericks lost again in overtime on a close one. If only McGee sank those 2 free throws in with 0.4 seconds left in the game, that would've give them the victory, but instead, it went to overtime, and eventually lost the game.

On other games, the Grizzlies destroyed my parlay as they lost to the Bulls 128-107. The Bulls just outscored them in the 2nd half 75-39 after being down 15 at the end of the first half. DeRozan and Lavine lead their team scoring 77 of the total 128 points, and on the other hand, JJJ lead the Grizzlies with 31 points while Morant got 17 point triple-double.

2 teams got disappointed tonight. Spurs winning on the road against the top seeded Kings, and the Trail Blazers manage to win on the road as well against the Timberwolves. Both Kings and Grizzlies lost tonight while the top-seeded got their first win without Jokic against the Warriors.

Anyway, I got 2/3 on my bets, and I hope that all of us won their bets as well.

Many have said it already that Cryptotalk was indeed connected to Yobit.

I can still remember the time where Yobit launched a signature campaign here, and correct me with this one, but I think they also launched a signature campaign with Cryptotalk here? Nevertheless, it's pretty obvious that people there are just posting for the rewards. Nothing more, nothing less. I visited their website a few minutes after I created this post, and last post that I saw there was around 11 hours ago in an ANN thread.

I created an account here just to try and experience what it is to be on that forum.
It didn't took me a day for me to leave that forum. Not only because of the fact that, the posts there were only one liners, but like you said, you criticize the coins, you will get bashed as well. I also don't want to read some wall of texts out there that's why I left that forum.

Well, at first, I didn't really want to have some discussions or share my opinions with other people, but as time goes by, I'm learning from them and at the same time, I'm sharing my opinions based on what I know, and that increases my knowledge into a particular topic.

Me being active in the forum is because of the fact that you learn here. Well, Youtube videos also helped me, but reading some of the opinions here really helped me a lot. I'm not a technical guy, but at least I know the basics. Also the fact that most of the reputable players that helped Bitcoin and crypto are here such as Satoshi, Hal, Sirius etc. etc. is one of my reasons as well.

How did I detected or know Bitcointalk? My friend introduced me, and from that on, I learn and learn and learn until I reach what I am today.

Whether it's a developing story or a confirmed story, I guess there's no changes with the whole Blackwater team.

I mean changing a coach is good (thanks you shared it still) especially if you know that coach isn't helping the gain more wins anymore, but with how independent teams are being treated right now in our league currently, I don't see anything beneficial on it at all.

They get draft picks? Big companies will just fish it. They get new coach? Nothing changes because their roster is still an average one. Changes in the roster? This might be a good one, but when they saw a star player on that team, big companies will just get it. It's sad to see independent teams being like this for many years already, and I'm too young when this happens, but I would want to see PBA back to where it was a decade ago or even more.

I've also saw this one already in some of the FB posts, but if they will activate him and let him play, it will be a hard time for the TNT.

I mean who in TNT can stop CStand? Aside from that, they also have Brownlee who can just shoot threes anytime he wants, and at the same time, they have Aguilar who can give his team 5-7 rebounds or more in every game. It might be too early for my prediction since the first game will happen on Sunday next week, but if nobody can stop CStand, Ginebra will win on this one in 6 games at least.

It's possible, but what are the chances of most of the countries considering Bitcoin as a legal tender? At first place, the government isn't the one who are issuing or producing Bitcoin, so they can't control it, and that would be a problem for them in the long run. It's good that we are seeing one or two countries putting Bitcoin as a legal tender.

With regards to get rich scheme, it will all comes to how people are getting educated. If people got educated, they will realize that Bitcoin isn't a get-rich quick scheme.

Social Media, Internet, Education.

I think there are some, but these 3 are the main things that will aid global adoption of Bitcoin. Social Media, and Internet is very vital when it comes to spreading the word right now especially now that we are in a digital era, and people are spending 2 hours and 27 minutes per day (base on Google search) browsing different social media platforms. Just imagine on that span of time, they will saw an ad or a video with regards to Bitcoin. That's why for me, Social Media and Internet are 2 keys for Bitcoin to be used and adopted worldwide.

Education? No further explanation from that. We just need to educate people what really Bitcoin is, and let them realize what really it is.

Pwedeng ganyan ang mangyari. Alam mo naman ang mga Noypi, mejo adventurous pagdating sa mga ganyan at pwede nilang gamitin yan panghanap ng kalandian gaya ng sinabi mo.

Pero ang pangunahing rason kaya nila ginawa yan ay para makachat muna nila yung sender para iwas scam, at para na matrack nila kung sakaling may scam na mangyari lalo na ngayon na may Sim Registration Law na, mas mabilis na nilang matratrack yung scammer.

Magandang move ito para sa Gcash lalo na gusto ata nilang mag-expand outside ng PH base sa ilang mga articles na nababasa ko or sa mga news ata hindi ko na matandaan. Ok ito na para malaman kaagad kung sino ang scammer.

With their lose against the Miami Heat, I already knew that the experiment was a failed one.
There are on a point where they are struggling, and in the off-season, I wonder what will they do when Kyrie decided not to sign on the Mavericks. Ohhh they really don't want to re-sign with the Mavericks at first place right knowing what Kyrie wants. Good job to Mark Cuban, but they need to do lots of work on the off-season to gather better players.

As for the Jazz, they still have a chance if they will win on their final 5 games. They might get the 10th seed if they will make a 5-game win streak.

---

Anyway, here are my picks for tonight's ballgame.

Oklahoma City Thunder - Phoenix Suns - Phoenix Suns
- There are no injured on the Phoenix Suns, so I expect that they will steal one on the road against the Thunder. On the other hand though, the Thunder needed the win more than the Suns needed it because a win for the Thunder might put them on the 9th seed (depending on the outcome of the Blazers - Timberwolves match). Overall, I'll go with the Suns on this one.

‍Atlanta Hawks - Dallas Mavericks - Atlanta Hawks
- I'm done betting with the Mavericks, and with back to back games, I believe that fatigue will kick out knowing that they will play back to back games on the road. I think that the Hawks will win against them on their home.

Chicago Bulls - Memphis Grizzlies - Memphis Grizzlies
- The Grizzlies might have a below .500 record on the road (like what most teams' record is), but the Bulls doesn't have a good home record at all with 20-18 (yes I consider it not good knowing that it's their home). I think that the Grizzlies will steal one on the road with this one.

Good luck to all bettors.

Possible.

I mean we've known Bitcoin as a very unpredictable cryptocurrency. I guess it all depends on your beliefs towards the price movement of Bitcoin. If you believe in the 4-year cycle of Bitcoin, then you don't expect for a Bitcoin supercycle anytime. Now if you think that Bitcoin will one time break that 4-year cycle in the future, then it's possible that a Bitcoin supercycle will happen.

Overall, it's hard to know when because Bitcoin is unpredictable. We might seen those 4-year cycles happening in the past, but there's always a 1% or more chance that it might break that cycle thus, we might see Bitcoin going down for more than a year and vice-versa. As for me, I don't think that this will happen after how I saw the price movement of Bitcoin in the past.

Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=1143164
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I don't know if I'm prominent, or not TBH, but I'll try my luck.

Save until we can save. I believe that saving would be helpful for every person. However don't save for the sake of saving. Save because you have a different reason. I just watched a video a few days ago telling that there are 3 reasons why a person needs to save. For me, there is no such thing as "significant level" because you don't know what can happen, or what you can do in the future.

1. A person needs to save for emergency funds. At least 3-6 months of emergency funds will be fine. The more, the better.
2. A person needs to save money because he needs to buy something that's expensive. A car, a house and lot. Something that will be helpful for the person.
3. A person needs to save money so that they have money to be used on investments.

You are saying that because you didn't experienced anything that would cost you a lot of money. Trust me, if you experienced something that will cost you a very expensive amount, you will change your mind with that. Just pick on the 3 reasons that I shared above, and just continue saving. Don't stop. A wealthy person doesn't stop saving. They are saving because they either want to buy something that will help them, or they want to invest into something like into a business or something.

Anonymous? It's only pseudo-anonymous.
It isn't that anonymous compare to Monero because anybody can still track your Bitcoin address depending on the transactions that you've done in the past. Bitcoin used in illegal services? Nothing new. With Bitcoin being pseudo-anonymous, criminals, and bad people will utilize it so that they can get away from the government.

How can you fight these criminals if they are psudo-anonymous.
Also, include the fact that Mixing services are becoming more and more popular right now, and because of that, they can just get away easily because of these services. I'm not using that mixing services are bad in general, but we know that there are some bad people who are using it still.

You can't.
Even the governments can't stop the criminals who are using fiat money in their criminal activities. Take note that they are using fiat, and it can be easily tracked because of their transactions. With cryptocurrency especially with Bitcoin, and also add the mixing services which makes the tracking way harder for the authorities to do, I don't think that there's a way for us to fight a crime without taking away anonymity.

Maybe he is saying the New Digital Currency that the BRICS might be creating after stopping themselves from using USD in their transactions, but this will happen many, many years from now, or it might not happen at all.

I will just focus on this one since, I don't what you are pertaining for OP.
If you look on the price history of Bitcoin, the price of it pumps a few months just after the Bitcoin Halving, so I guess investing in Bitcoin in 2024 might be a wise decision, but there are still risks into it. As for me who believes in 4-year cycle, investing not only next year, but also this year is still a good decision.

However, don't go all in just because many people say that it's a good or wise decision to invest in Bitcoin in 2024.

Right now, the Miami Heat are the lowest with only 108.7 however, they scored 129 points on this one against the Mavericks.
With this, it shows how atrocious the defense of Mavericks are. They allowed a low-scoring team like the Heat to score 129 points. I mean that's awful if you will ask me.

I put my bet on the Mavericks because Adebayo will not play, and I expect Kyrie and Luka to step up offensively. Well, Luka step up as he scored 42 points, but Irving only scored 23 points, and yes Hardaway stepped up offensively and scored 31 points, but still their defense is one of the worst. I will never put my bet on the Mavericks from now on at least on their remaining games whether it will be on their home, or on the road.

I wonder what the Mavericks are feeling right now that they let Brunson out, they let Dorian Finney-Smith, and Spencer Dinwiddie out as well, and let Kyrie Irving in. As to what you said, I can't remember any trade that happened in the last 10 years that are far better than this one, but I guess you're right. Many doubted the Knicks as well because of this trade, and I hope those bashers will stop bashing the Knicks right now.

In his interview, he said that it would be an honor for him to fight Fury because that's what the fans wanted, and he wants it as well. I mean if Fury wanted to give him the fight then the best possible date that these 2 might face with each other will be on summer.

Anyway, congratulations to Joshua in winning against Franklin. Unfortunately, I didn't watch the full game for some personal reasons, but I did watched the highlights. Right hooks, right straights, lots of uppercuts, and I thought that Franklin will get knocked down on the 10th and the 11th because of the barrage of shots made by Joshua. Anyway, a Unanimous Decision win for him, and a good comeback win after losing 2 straight fights to Usyk.

As for Wilder, even though he got defeated by Fury twice, I agree that he still possess that deadly and strong punch that will make his opponents knocked out. Like you said, outside Fury, all of his opponents got knocked out when facing him. Joshua Vs. Wilder? I'm afraid Wilder might just demolish him because of that one-punch KO.