Is it better to save money or invest it?

[sulendra12]

The best option - is to have enough money to just part of the store, and some invest in different projects. This is the least risky way

So you mean to say that being an investor or stockholder of something will make the risk lower. Always remember that all types of investments are risky. It depends on how you will take the risk and even just holding I can say that holding or saving money is also a good enough but risky also and I prefer to save rather than invest.

Either save and invest also has a risk behind of them such as the price is dumped and investment couldn't pass the ROI and get scammed . But , unless you're realizing about this risk and don't be rush for earn you should be fine.

Every people has their opinion regarding this , so choose what better with you and don't force it.

[Hypnosis00]

Invest your money on bitcoins rather than just saving it because you can easily grow your money by just investing bitcoin since the price is very volatile and the price is getting higher slowly.

[ethereumhunter]

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true.  Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years.  This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

It will help your grow your money and there's no question about that, everyone should know how to invest and must be willing to take the risk. Both are good but investing is better if you aim to have a good financial standing in the future, you have to play your card if you want to be successful.

That's true. If you're looking to gain your money you have to invest it and work for it.. it's risky and need to focus on.. saving money let only make your money sleep in a bank and nothing happens they may some interests but not too much as compared to investing it.

i think saving money in a bank is not good idea because the interest its really small depend on the fee administration and we can not expecting to get much of profit with this.

making investment is a good idea to see that our money will be growth within a certain period but todays many investment that not exist for long time and just make people get scam.

i am agree that we can make invest but in other ways like we buy a land, house, apartment in one or two location and we rent that house and apartment in middle term and if we are see that the price of the house and apartment is increase in high price, then we can sold the house and apartment.

i called this smart investment for long term period and if i have much of money, i will do this to buy property, renting it for limit time, sell it if i see i can take much of profit.

[Harlot]

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

[diegz]

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

Precisely, saving your money for a long time would depreciate its value due to inflation, so it is best to put it to work in investments, unfortunately, nowadays investments are too risky that is why most of the people are just keeping their money to make it safe. Well, if a government would sponsor such investments, I would not have second thought, I will invest. But mostly investments are run by private people which are sometimes have a plan to steal your money, some don't even have an SEC, and some are just plainly scam.

[MTBTT]

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

investment is better, because it can give you an advantage but store also is important, because without a good plan to save then perhaps you will be difficult to become rich

[tanarif]

Investing smartly. Tbh the best way is to split your money, say 30% in something very safe, 30% in something moderately safe, and say 30% on something reasonably risky.

[goldcoinminer]

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

Precisely, saving your money for a long time would depreciate its value due to inflation, so it is best to put it to work in investments, unfortunately, nowadays investments are too risky that is why most of the people are just keeping their money to make it safe. Well, if a government would sponsor such investments, I would not have second thought, I will invest. But mostly investments are run by private people which are sometimes have a plan to steal your money, some don't even have an SEC, and some are just plainly scam.

Therefore you have to be wise enough to invest, there's a risk it's given but you have to take it. Be a man and enter in the world of investment. Many people are getting rich because they try to invest and take the risk, so if they can of course we also can I believe.

[jonpande]

I would say, investment would be the best choice. But make sure that your investment gives the best results in the near future.To current best choice for investment gold and Bitcoins. And the savings will not provide many results.

[betohell]

Investing smartly. Tbh the best way is to split your money, say 30% in something very safe, 30% in something moderately safe, and say 30% on something reasonably risky.

everyone has different strategies for investing, probably a pretty good plan to divide the money, but I think it would be good if you also have a plan to manage finances

[markyminer]

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

investment is better, because it can give you an advantage but store also is important, because without a good plan to save then perhaps you will be difficult to become rich

i think investing your money in bitcoin is more good than store it, as if you are going to store your money for a long time its value will decrease, but if you will invest it in bitcoin and if the price of bitcoin goes up then the value of your money can aslo increase.

[Sithara007]

Investing smartly. Tbh the best way is to split your money, say 30% in something very safe, 30% in something moderately safe, and say 30% on something reasonably risky.

First of all, it depends upon the amount of money which you have in hand. If you are having only a very small amount of money with you, then it makes no sense to further divide it.

[Positid]

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

investment is better, because it can give you an advantage but store also is important, because without a good plan to save then perhaps you will be difficult to become rich

i think investing your money in bitcoin is more good than store it, as if you are going to store your money for a long time its value will decrease, but if you will invest it in bitcoin and if the price of bitcoin goes up then the value of your money can aslo increase.

Investing in bitcoin is always good that saving alone, the money you save will be subject for inflation, however if you will invest your bitcoins will not grow but its value will grow as the demand of bitcoin is increasing and the longer you hold the more you earn profit.

[Text]

Choose the right investment, not all all investment is worthy. Yeah you can earn profit in a fast way but there's the other side to lost it fast also, it is just like gambling... After investing from yesterday I realize that it is better if I just save it.

[South Park]

Personally, I like investing money as if I don't, I get a feeling that my Bitcoins are just lying in my wallet not doing anything. I only invest it at places where to the loss margin is slim to none and that it is a very reputable site.

Simply holding your coins in your offline wallet is the safest possible form of investing. It's not that your coins aren't doing anything. It's just a feeling or a thought in your head that you should get rid of. Did you forget about the recent price increase? People bring themselves in unneeded dangerous positions when they look for ways to invest their coins. Just out of curiosity, what places with minimal risks do you invest in?

Yes holding is very safe but some people don't want safety they want to maximize their earnings and for that investing their coin in different business opportunities is the way to go.

Holding doesn't guarantees us the profits in future as price can even fall down in long run so in that case holding will not give us profits as per our expectations and it will waste our time too, so better choice is to invest them in hot altcoins and try to collect quick profits at regular intervals.

Not a single investment can guarantee any profits 100% of the time and even if an investment made that promise you should run away from it since it is very likely that is a scam of some sort.

[Doamader]

The problem is that there are great project to invest, casinos bankrolls are one of them with an amazing returns of 5-20% monthly from your investment, but there is always a risk. For other side saving with bitcoin will only be good if the price raises, and its something that we cant be sure it will be always this way, it changes too much up and down.

[Dwetha]

Choose the right investment, not all all investment is worthy. Yeah you can earn profit in a fast way but there's the other side to lost it fast also, it is just like gambling... After investing from yesterday I realize that it is better if I just save it.

They are not all worth is but you have to choose the right one and also of course have some luck when you pick one because you never know what can happen.

[deisik]

That's true. If you're looking to gain your money you have to invest it and work for it.. it's risky and need to focus on.. saving money let only make your money sleep in a bank and nothing happens they may some interests but not too much as compared to investing it.

i think saving money in a bank is not good idea because the interest its really small depend on the fee administration and we can not expecting to get much of profit with this

While I generally agree that bank deposits can hardly beat inflation, not even speaking of getting decent profits. Nevertheless, not all animals are born equal. Many banks allow to open a multicurrency account within which you can freely convert between the currencies that this account was opened in. Indeed, the currency spreads are wide and usually start with 1% (the smallest I've seen), but, on the other hand, you don't pay any fees for conversion and even get some interest on the amounts held in this account at the end of the day...

Basically, you have a sort of a spot currency exchange like Forex in your bank but without typical risks associated with it

[Mario274]

I understand that I am doing wrong, but I invested all my savings to cryptocurrency. I do this in order to quickly multiply my capital

[mirakal]

I understand that I am doing wrong, but I invested all my savings to cryptocurrency. I do this in order to quickly multiply my capital

There's nothing wrong with what you did, it is just right to invest if you aim to multiply your money. As long as you were able to do your job which is to make a good study before investing then you are just fine, you will earn or lose but you have to accept whatever the result.