Is it better to save money or invest it?

[tabas]

I think a better investment than to save, the current bank interest of not more than 12% a year or 1% per month, if we use to invest of course we could generate more than 5% per month.

Thats too low .It is much better to invest it than invest it on a bank .the only difference is banking have a legal laws and it is safe .
Saving on bitcoins will allow you to make profits in fluctuations of price in the market but the secure of your account will depends on you how you kept it and in the web wallets itself.

1% a month is too high already, I have never seen any bank offers that much on a month basis, some banks offers less than 1% in lending
money so how it's possible to give depositors that rate. Can anyone tell me what bank it is exactly.?

Who on Earth will say that 1% per month is too high already? I don't think that will be sufficient for you and will make you interested to keep on investing there. Banks are just good if you need to take some loan or you really want to have security upon storing or saving your money there. And those banks that are offering 1% in lending maybe it's their promo and you know, they are charging a lot of hidden charges so you don't have to question about it.

[Ipwich]

I think a better investment than to save, the current bank interest of not more than 12% a year or 1% per month, if we use to invest of course we could generate more than 5% per month.

Thats too low .It is much better to invest it than invest it on a bank .the only difference is banking have a legal laws and it is safe .
Saving on bitcoins will allow you to make profits in fluctuations of price in the market but the secure of your account will depends on you how you kept it and in the web wallets itself.

1% a month is too high already, I have never seen any bank offers that much on a month basis, some banks offers less than 1% in lending
money so how it's possible to give depositors that rate. Can anyone tell me what bank it is exactly.?

Who on Earth will say that 1% per month is too high already? I don't think that will be sufficient for you and will make you interested to keep on investing there. Banks are just good if you need to take some loan or you really want to have security upon storing or saving your money there. And those banks that are offering 1% in lending maybe it's their promo and you know, they are charging a lot of hidden charges so you don't have to question about it.

That is low but in terms of interest on deposit it is high already based on the banking standards, if you have a deposit in your bank
account you can compare how much interest you are earning. I doubt if you can earn at least 1% a month, not even in a quarterly basis.

[erickkyut]

Banks are devils in the world of trade. Banks are secure mentally but not physically. Besides that banks will to give you much returns for saving your money at their facility. They will hardly pay you 7-10% of interest that too yearly! Which is not worth for your hard earned money. They use your money for leasing loans, on top of that they apply lots of surcharges for you to use their services.

On the other hand, bitcoin works just opposite of what I depicted above. Bitcoin world is heaven to us, bitcoin don't want anything from us. It gives you 10% + profit every alternate day if you save it on your wallet. This is simply due to its decentralised work which makes it more comfortable for us to use it. Bitcoin fees are really really tiny for heavy transactions. So if you have all positive things about bitcoin then of course my first choice is bitcoin only.

You don't put your money in bank to invest, you put your money to save because they offer great security and your money is secured. There are a lot of ways to grow your money but businessmen who are earing deposit their money to the bank at the end of the day, that means they trust the bank to safe keep their money and not to grow their money.

Most of the businessmen I know does not put their money on the banks. They put their money on investments to earn more money and that is the reason why they are called "Businessmen". They believe that they will only acquire loss if they put their money in the banks because aside from very little interest, it is taxable and subjected for inflation.

[radjie]

If the money you have is not in use for a need, you better save it in the bank. for if you invest through online when you want to exchange it back you should see what prices are rising or are declining.

[tiptopfund]

Banks are devils in the world of trade. Banks are secure mentally but not physically. Besides that banks will to give you much returns for saving your money at their facility. They will hardly pay you 7-10% of interest that too yearly! Which is not worth for your hard earned money. They use your money for leasing loans, on top of that they apply lots of surcharges for you to use their services.

On the other hand, bitcoin works just opposite of what I depicted above. Bitcoin world is heaven to us, bitcoin don't want anything from us. It gives you 10% + profit every alternate day if you save it on your wallet. This is simply due to its decentralised work which makes it more comfortable for us to use it. Bitcoin fees are really really tiny for heavy transactions. So if you have all positive things about bitcoin then of course my first choice is bitcoin only.

You don't put your money in bank to invest, you put your money to save because they offer great security and your money is secured. There are a lot of ways to grow your money but businessmen who are earing deposit their money to the bank at the end of the day, that means they trust the bank to safe keep their money and not to grow their money.

Most of the businessmen I know does not put their money on the banks. They put their money on investments to earn more money and that is the reason why they are called "Businessmen". They believe that they will only acquire loss if they put their money in the banks because aside from very little interest, it is taxable and subjected for inflation.

Wealthy people always split their funds between savings and investments. There is no alternative to banks for savings

[el kaka22]

Well if you were to ask me it would be much better to save the money in a bank than investing it. Specially if I'm not in badly need of money but if I'm i typical type of individual who's thinking is to double my money i would definitely try to invest it.

it will be the best option for people that will only save their money without thinking that their money can grow for long term. but if we want, we can grow our money with investing programs so we can have double income which is from our bank account and from our investment. save money and invest money is really help us to make our money works for us but both can not work for short term so we need to decide what is the best thing that will work for us.

You are right, but sometimes it is very difficult to choose the right investment project. Now there are a lot of scammers. And often their projects seem attractive, but then we realize that they were scammers.

The thing is you have to be very careful when picking the right investment and you have to be smart, like not fall for the sites that offer you fortune and fame because clearly those are the ones that are a scam.

You can always look for reviews about the best places to invest, and like cloud mining people have a bad idea about it but there are legit sites that offer a good profit for a low price and you can look up some reviews to know which are scam and which ones are not.

[tabas]

I think a better investment than to save, the current bank interest of not more than 12% a year or 1% per month, if we use to invest of course we could generate more than 5% per month.

Thats too low .It is much better to invest it than invest it on a bank .the only difference is banking have a legal laws and it is safe .
Saving on bitcoins will allow you to make profits in fluctuations of price in the market but the secure of your account will depends on you how you kept it and in the web wallets itself.

1% a month is too high already, I have never seen any bank offers that much on a month basis, some banks offers less than 1% in lending
money so how it's possible to give depositors that rate. Can anyone tell me what bank it is exactly.?

Who on Earth will say that 1% per month is too high already? I don't think that will be sufficient for you and will make you interested to keep on investing there. Banks are just good if you need to take some loan or you really want to have security upon storing or saving your money there. And those banks that are offering 1% in lending maybe it's their promo and you know, they are charging a lot of hidden charges so you don't have to question about it.

That is low but in terms of interest on deposit it is high already based on the banking standards, if you have a deposit in your bank
account you can compare how much interest you are earning. I doubt if you can earn at least 1% a month, not even in a quarterly basis.

If that is the only percentage I would rather invest my money somewhere else that can even earn higher than that amount but if you don't have any intentions on earning, then well that is good already if you just want to store it for good. As far as I know 1% is not really the percentage that banks will give you monthly, it can be lower.

[Anjing Lu]

In life many things are unpredictable, for example there is a need for a spur of the moment because we are sick so we have to be thoughtful to divide money, advice I was 50% for saving and 50% for investment.

[elena-tur]

In life many things are unpredictable, for example there is a need for a spur of the moment because we are sick so we have to be thoughtful to divide money, advice I was 50% for saving and 50% for investment.

That's right, you need to think in advance about unforeseen situations when money may be urgently needed.

[Maslate]

If the money you have is not in use for a need, you better save it in the bank. for if you invest through online when you want to exchange it back you should see what prices are rising or are declining.

Bank is the safest play to store your money, also it will gain a little interest while you have a very comfortable feeling. I want to save but
I do not just want to save all my life, I will also invest because it is the only chance I can grow my money faster and my dream to become rich
will be realize.

[izanagi narukami]

If the money you have is not in use for a need, you better save it in the bank. for if you invest through online when you want to exchange it back you should see what prices are rising or are declining.

Bank is the safest play to store your money, also it will gain a little interest while you have a very comfortable feeling. I want to save but
I do not just want to save all my life, I will also invest because it is the only chance I can grow my money faster and my dream to become rich
will be realize.

Well investing value are greater compare when you save your at bank.
Let say if you invest on gold and sell on the next year , the value will greater than current value
compare with bank's interest that only able to made small profit although it's has past 1 year

[TheUltraElite]

In life many things are unpredictable, for example there is a need for a spur of the moment because we are sick so we have to be thoughtful to divide money, advice I was 50% for saving and 50% for investment.

That's right, you need to think in advance about unforeseen situations when money may be urgently needed.

For unknown reasons and unseen cases we must save money as well as keep up investing the money. I think 50% savings is a bit too much. I suggest 10-15% savings at most of total monthly income. We have to divide the total monthly income based on our own needs so its better to experiment and list out the basic needs first and then divide the money in that manner. You never know when you might want to invest some extra cash in case bitcoin prices are rising and you want to make some profits you can draw money from the savings.

[Potato Chips]

If the money you have is not in use for a need, you better save it in the bank. for if you invest through online when you want to exchange it back you should see what prices are rising or are declining.

Bank is the safest play to store your money, also it will gain a little interest while you have a very comfortable feeling. I want to save but
I do not just want to save all my life, I will also invest because it is the only chance I can grow my money faster and my dream to become rich
will be realize.

Well investing value are greater compare when you save your at bank.
Let say if you invest on gold and sell on the next year , the value will greater than current value
compare with bank's interest that only able to made small profit although it's has past 1 year

Yah. banks are not meant for investing in the first place if you don't have a million. we can say for now that banks are somewhat necessary in our

lives, you might not he able to expect a big profit but it is the safest way or storing our money, almost all online payment system is connected to them

and the most important one it can help you in your financial problem. If you wanna try investing pick a different choice.

[geegaw]

Banks are devils in the world of trade. Banks are secure mentally but not physically. Besides that banks will to give you much returns for saving your money at their facility. They will hardly pay you 7-10% of interest that too yearly! Which is not worth for your hard earned money. They use your money for leasing loans, on top of that they apply lots of surcharges for you to use their services.

On the other hand, bitcoin works just opposite of what I depicted above. Bitcoin world is heaven to us, bitcoin don't want anything from us. It gives you 10% + profit every alternate day if you save it on your wallet. This is simply due to its decentralised work which makes it more comfortable for us to use it. Bitcoin fees are really really tiny for heavy transactions. So if you have all positive things about bitcoin then of course my first choice is bitcoin only.

You don't put your money in bank to invest, you put your money to save because they offer great security and your money is secured. There are a lot of ways to grow your money but businessmen who are earing deposit their money to the bank at the end of the day, that means they trust the bank to safe keep their money and not to grow their money.

Most of the businessmen I know does not put their money on the banks. They put their money on investments to earn more money and that is the reason why they are called "Businessmen". They believe that they will only acquire loss if they put their money in the banks because aside from very little interest, it is taxable and subjected for inflation.

Right, businessmen never put too much money into banks, putting money into banks just made their money freeze. They are always looking for investment opportunities that can make their money make more money, they always know how to create passive income, put money in the bank does not give them more profit, it only ensures the safety of their money. Saving money can not help us get rich but investing can help us become rich, however I also do not say businessmen do not save, they also save but save their way, their savings are also the main investment

[Abiky]

This is good for your own security. And we are in bitcoin the more you are going to save the better. Also you are considered investing if you are just saving. But in fiat money both things will be a need, because if you will just save money without other source of income or trying to invest it. Your money will be used only by the bank.

Yeah. Since fiat money is controlled by governments and banks, they're prone to manipulation in its supply, causing inflation over the long term, making lose its value over time. That is why, it is always best to save and invest your fiat money, to help protect against these situations, and at the same time, grow your wealth.

In contrast, with Bitcoin you can rest assured to hold onto it for the long term, as it tends to increase in value over time, due to its scarcity and deflationary model. You can save your Bitcoin for the long term, and even earn better rates than saving your fiat money on a bank savings account.

It's all about combining both saving and investing, to stimulate the economy and help you become financially free in the future. Just sharing my thoughts. 

[TheUltraElite]

If the money you have is not in use for a need, you better save it in the bank. for if you invest through online when you want to exchange it back you should see what prices are rising or are declining.

Bank is the safest play to store your money, also it will gain a little interest while you have a very comfortable feeling. I want to save but
I do not just want to save all my life, I will also invest because it is the only chance I can grow my money faster and my dream to become rich
will be realize.

Well investing value are greater compare when you save your at bank.
Let say if you invest on gold and sell on the next year , the value will greater than current value
compare with bank's interest that only able to made small profit although it's has past 1 year

Yah. banks are not meant for investing in the first place if you don't have a million. we can say for now that banks are somewhat necessary in our

lives, you might not he able to expect a big profit but it is the safest way or storing our money, almost all online payment system is connected to them

and the most important one it can help you in your financial problem. If you wanna try investing pick a different choice.

Of course banks are for keeping your money in a place to store money for safe withdrawal in future whenever you want. There are not for people to earn money in case of an investment through interest - interest is just to attract people to deposit there and not a source of earning. We should try to focus on investing in proper places and not try to deposit all in banks because thats a loss except in urgency when you will need to draw money.

[neonshium]

In life many things are unpredictable, for example there is a need for a spur of the moment because we are sick so we have to be thoughtful to divide money, advice I was 50% for saving and 50% for investment.

50% is a lot for investing. because in most cases specially in crypto. the chance of getting lost is very high. so I would prefer using 10% to 25% of my earning to invest back in crypto.

[Cabapzarf]

In life many things are unpredictable, for example there is a need for a spur of the moment because we are sick so we have to be thoughtful to divide money, advice I was 50% for saving and 50% for investment.

50% is a lot for investing. because in most cases specially in crypto. the chance of getting lost is very high. so I would prefer using 10% to 25% of my earning to invest back in crypto.

It depends. If you buy the good coins. You will lose very little.

[StarCitizen999]

In life many things are unpredictable, for example there is a need for a spur of the moment because we are sick so we have to be thoughtful to divide money, advice I was 50% for saving and 50% for investment.

50% is a lot for investing. because in most cases specially in crypto. the chance of getting lost is very high. so I would prefer using 10% to 25% of my earning to invest back in crypto.

It depends. If you buy the good coins. You will lose very little.

All cryptocurrency is a very risky investment. Therefore, you can invest in it only that capital, which is not terrible to lose. This is the second rule of investing

[Jewell]

If the money you have is not in use for a need, you better save it in the bank. for if you invest through online when you want to exchange it back you should see what prices are rising or are declining.

Bank is the safest play to store your money, also it will gain a little interest while you have a very comfortable feeling. I want to save but
I do not just want to save all my life, I will also invest because it is the only chance I can grow my money faster and my dream to become rich
will be realize.

to me i save some of my money in online wallet while invest the rest of the money but currently i am not going to invest my money anywhere, i just have to wait for some more time as the price of bitcoin is increasing contimously.