Is it better to save money or invest it?

[tabas]

well as a reasenable person you should not invest all just like 25% prob and the 75% try to safe. but that its the amount of investment i do of course if you willing to invest 100% you need to porbe a very good investment in honest and trusted adminstrations.

Whether you do 25% for saving and 75% for investment, that will still depend on how you are going to be a good investor and saver. Because for me, both investing and saving is good. What you need to do is just keep on saving even you don't have investment, try to think and upgrade someday that you will have your own investment.

yes that is good, i also have the same strategy i have saved about 20 %of my assets for emergency purpose while the rest have invested in bitcoin, currently i am holding my bitcoins for the price increase because i am hopeful that bitcoin will continue increasing its price more and more.

That's big amount for the emergency fund but it's up to you on how you are going to save your money. As long as you have fund for saving that will be the best thing for you. And with bitcoin holding, this is also our investment and in that way we are going to earn from there while the price is increasing.

[Ferris419]

To have a good balance of money in your account you should invest your money as saving will never help you in growing your money so its good to invest majority of wealth in different investments and save some money for rainy days which can take care of our emergency situations.

[digaran]

For the first time in the history of mankind there is a network which is perfect for stupid people to earn great profits by doing one buy and then nothing but yet as it seems stupids are called stupids for a reason
You just do one job, accumulating slowly over time and keep them coins in cold storage and forget about them.

But they will walk around spending them in ICOs or sending to wrong addresses after getting viruses or investing on some altcoins which will only dump on them.

How hard could it be really? invest 80% of your money into Bitcoin, not trading it as a day trader but as a long term holder, 5 years from now if I was wrong I will change my name but if I was right then you know who to thank.

[crwth]

To have a good balance of money in your account you should invest your money as saving will never help you in growing your money so its good to invest majority of wealth in different investments and save some money for rainy days which can take care of our emergency situations.

That's one of the things you should always do, is to save enough for emergencies also because you'll never know what can happen. If you have health insurance, way better because you are covered with that. Do not just save, save to invest. Let your money flow in order to get the most out of it.

[rainingbitcoins]

To have a good balance of money in your account you should invest your money as saving will never help you in growing your money so its good to invest majority of wealth in different investments and save some money for rainy days which can take care of our emergency situations.

That's one of the things you should always do, is to save enough for emergencies also because you'll never know what can happen. If you have health insurance, way better because you are covered with that. Do not just save, save to invest. Let your money flow in order to get the most out of it.

Saving is a good habit but we need to make sure that we have good balance between saving and investing as both of them are crucial in their own way as you cannot depend only on saving to become rich in future and you cannot afford to invest all your money without saving them at initial stage.

[Cosbycoin]

I better to invest my money in 50% and 50% for saving my money. Invest in online is risky I prefer Invest in  if the  is going down.

Absolutely right mate. Invest in online always risk, this market you can't expect what will happen next. And practice of both, I mean half save for the future rest of invest some trusted site. I think It's a better way for most people. Set the goal and wait your potential success.

you are right that online investment is sometime risk i think hold your bitcoin is good for your future because the price rising everyday and if you hold bitcoin for 1 month i am sure you will get a big profit in short time from bitcoin so hold is really very better.

[phaddie]

I better to invest my money in 50% and 50% for saving my money. Invest in online is risky I prefer Invest in  if the  is going down.

Absolutely right mate. Invest in online always risk, this market you can't expect what will happen next. And practice of both, I mean half save for the future rest of invest some trusted site. I think It's a better way for most people. Set the goal and wait your potential success.

you are right that online investment is sometime risk i think hold your bitcoin is good for your future because the price rising everyday and if you hold bitcoin for 1 month i am sure you will get a big profit in short time from bitcoin so hold is really very better.

Yes the best investment at a moment is to buy bitcoins and hold them for future instead of taking any other risk of invest our money as we have seen that the price of bitcoins has gone higher over a period of time so if we invest in it now and hold for next few years then it can give us good profits on our investments.

[Sled]

I better to invest my money in 50% and 50% for saving my money. Invest in online is risky I prefer Invest in  if the  is going down.

Absolutely right mate. Invest in online always risk, this market you can't expect what will happen next. And practice of both, I mean half save for the future rest of invest some trusted site. I think It's a better way for most people. Set the goal and wait your potential success.

you are right that online investment is sometime risk i think hold your bitcoin is good for your future because the price rising everyday and if you hold bitcoin for 1 month i am sure you will get a big profit in short time from bitcoin so hold is really very better.

Yes the best investment at a moment is to buy bitcoins and hold them for future instead of taking any other risk of invest our money as we have seen that the price of bitcoins has gone higher over a period of time so if we invest in it now and hold for next few years then it can give us good profits on our investments.

Investing money in bitcoin can be also saving money because we are buying bitcoin and collecting it and holding it for a long time which is the same of saving money and we also having investment at the same time because we are earning money because of the benefits of the price pump. If the OP is talking about investing money in bitcoin then it is better to just save money.

[kathiravan]

You know what?

Better strategy is to reverse the keynesian dynamics of the FED.

When the Fed is reducing interest rates, Stock Market is expensive, unemployment is decreasing, Debt is low - SAVE
When the Fed is increasing the interest rates, Stock Market is cheap, unemployment is increasing, Debt is high - INVEST

You can draw a scale and work out a strategy based on percentile of both.

[barnes13]

This thread started at 2015, 2015 Bitcoin price lower than now, if buy Bitcoin and save it now get profit because the Bitcoin price flying high, invest in Bitcoin more profitable than just save the money.

[Cactushrt]

This thread started at 2015, 2015 Bitcoin price lower than now, if buy Bitcoin and save it now get profit because the Bitcoin price flying high, invest in Bitcoin more profitable than just save the money.

No one can predict bitcoin price so there are no guarantees its more profitable to invest in bitcoin although the price is very high compared for the past years. Saving money is good because there are no risk involved

[blackhawkeye1912]

Both. To invest you need to have some saved up and it's a bad idea to invest the money you're living on.
If you're really afraid of investing do yourself a favor and don't keep your savings in a bank. Buy a good safe or a piece of land that will work as both a store of value and an investment.

Moreover, if you want safe and sure profit, saving is the best thing you can do, if you are going save bitcoin not the money/cash itself which you are going to save it in the bank. Of course, was the best one to save it then hold it in a long term basis because of the volatility it has.

[BitHodler]

This thread started at 2015, 2015 Bitcoin price lower than now, if buy Bitcoin and save it now get profit because the Bitcoin price flying high, invest in Bitcoin more profitable than just save the money.

No one can predict bitcoin price so there are no guarantees its more profitable to invest in bitcoin although the price is very high compared for the past years. Saving money is good because there are no risk involved

Nowadays saving money doesn't make any sense since it's basically the same as capital destruction. If I decide to keep my money in my savings account, after tax, fiat losing value, and the list goes on ~ I lose like 1% per year!!

Even if I don't want it, I have to look at ways to generate enough profit to at least not see my wealth shrink down every year. It's insane, but the hard reality, which is why I am very happy that I found Bitcoin. Investing is definitely the way to go.

Saving money is only a good option to have money aside for when you need it. That's why it's important to find the right balance between saving 50% of your wealth in form of fiat, and use the other 50% for investment purposes.

[KenR]

No one can predict bitcoin price so there are no guarantees its more profitable to invest in bitcoin although the price is very high compared for the past years. Saving money is good because there are no risk involved

Saving money in the long run isn't good as the value of goods increases daily,basic lifestyle changes on daily basis.Your $100000 saved will be worth much less in the next 10 years.I'd prefer investment,taking risks is an integral part of any successive measure.

Nowadays saving money doesn't make any sense since it's basically the same as capital destruction. If I decide to keep my money in my savings account, after tax, fiat losing value, and the list goes on ~ I lose like 1% per year!!

Not when you have FD deposits.Government benefits from the money you saved in the bank,they don't tax you for it.

[TheUltraElite]

Both. To invest you need to have some saved up and it's a bad idea to invest the money you're living on.
If you're really afraid of investing do yourself a favor and don't keep your savings in a bank. Buy a good safe or a piece of land that will work as both a store of value and an investment.

Moreover, if you want safe and sure profit, saving is the best thing you can do, if you are going save bitcoin not the money/cash itself which you are going to save it in the bank. Of course, was the best one to save it then hold it in a long term basis because of the volatility it has.

To be safe and sound I think saving is the way to go but in this forum many people are not happy with their earnings and always want more and more - in other words its known as greed. Hence for them investing is a good way to earn extra money by different methods. But people should be careful about where they invest their money in and not do so in some MLM factory or HYIP.

[Aikonio]

Both. To invest you need to have some saved up and it's a bad idea to invest the money you're living on.
If you're really afraid of investing do yourself a favor and don't keep your savings in a bank. Buy a good safe or a piece of land that will work as both a store of value and an investment.

Moreover, if you want safe and sure profit, saving is the best thing you can do, if you are going save bitcoin not the money/cash itself which you are going to save it in the bank. Of course, was the best one to save it then hold it in a long term basis because of the volatility it has.

To be safe and sound I think saving is the way to go but in this forum many people are not happy with their earnings and always want more and more - in other words its known as greed. Hence for them investing is a good way to earn extra money by different methods. But people should be careful about where they invest their money in and not do so in some MLM factory or HYIP.

Greed and lack of patience deprive them of the opportunity to properly manage their savings and very often drive to losses.

[yrreg ger]

How about trading it on altcoins? I`m sure there are many many good altcoin investment, now only a few cent cost, later it can be worth thousands of dollars!

Alt coin trading is the hardest and riskiest investment. If you have less knowledge about the alt coin you might end losing more.

Kinda like another form of gambling which depends on your luck and skill.


It is not hard if you try to search and learn it. Yes it is risky but the payout is good so it is worth enough. With gambling you need a lot of funds but
trading you will not need that much, you just need to be patient and have faith and it is safer than gambling

Thats what i`m saying, but altcoins are almost totally predictable, they go up and probably 99% of them give nice returns!

You said altcoin are almost predictable, when did you say it has a good price or have a sure profit?
Almost every one here always see in the market price but they say that it increase and increase more but have no fact and it's only an opinion.

We have same opinion regarding in which is better to save or to invest? Much better to invest because even in the small amount you can get a profit unlike savings that save only then consume.
Like other countries they want to invest to get an advantages in profit than savings.

[pseexh]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

It is better to distribute money between different ways of investing and saving to avoid big losses.

[BobBct]

I guess it depends on the person's liquidity.  If a person had enough room on his finances for the risk, I would be best to invest a portion of his money to earn more to beat  the inflation. But if the person is on a tight space, I guess investing would be a risky venture. That's all I can say. Have a nice day guys.

[basketcoin]

If you know what you are doing investing may be a good option for you but don't invest on thngs without understaing how it works firstly