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Author Topic: Is it better to save money or invest it?  (Read 1181218 times)
marcuslong
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May 09, 2017, 01:15:14 PM
 #9601

If you know what you are doing investing may be a good option for you but don't invest on thngs without understaing how it works firstly
Im preferred to do trading than investing your money without assurance also we can't assured the earning or comeback of our investment, however there are some of gambling website that accept bankroll for 2-5% of earning of our deposit, IF we had the budget for trading why not to try trading?
Jewell
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May 09, 2017, 04:06:05 PM
 #9602

Invested in btc or altcoins, having your money in traditional banks, basically you are loosing money these days.
i think invest in bitcoin is much more safe and profitable because bitcoin price rising to higher value and we do not face to any risk when we invest our money in bitcoin and i if we invest our money in bitcoin we will be get a good profit from bitcoin in the future so i think bitcoin is much more profitable currency than altcoins.
Investing money in bitcoin is not more safe than saving it because any kind of investment is risky even bitcoin is risky so i don't think we should invest all our money in bitcoin or any kind of cryptocurrencies because they are all risky so i think it is best to just do both, save and invest so we we will be safe that we have always back up.
yes no doubt about that every ind of investment is risky, but if you want to make money then you have to take risk and without taking risk you cannot make money from any kind of investment or trading. even in long term investment there is always a element of risk. but i think if we have proper planing then we can reduce the risk of losing money.
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May 09, 2017, 05:09:43 PM
 #9603

Investments always give us an advantage as long as we do it for future and not for speculate. Saving only makes our funds slightly reduced because the monthly charge by bank.

Cosbycoin
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May 09, 2017, 11:43:37 PM
 #9604

I better to invest my money in 50% and 50% for saving my money. Invest in online is risky I prefer Invest in  if the  is going down.
Absolutely right mate. Invest in online always risk, this market you can't expect what will happen next. And practice of both, I mean half save for the future rest of invest some trusted site. I think It's a better way for most people. Set the goal and wait your potential success.
you are right that online investment is sometime risk i think hold your bitcoin is good for your future because the price rising everyday and if you hold bitcoin for 1 month i am sure you will get a big profit in short time from bitcoin so hold is really very better.

Yes the best investment at a moment is to buy bitcoins and hold them for future instead of taking any other risk of invest our money as we have seen that the price of bitcoins has gone higher over a period of time so if we invest in it now and hold for next few years then it can give us good profits on our investments.
you are right that buy bitcoin is good for your future because bitcoin rising its price day by day and i hope bitcoin reach a wonderful price in the future so it good chance for you to invest your money in bitcoin i hope your will be very happy with your investment.
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May 10, 2017, 01:24:59 AM
 #9605

Invested in btc or altcoins, having your money in traditional banks, basically you are loosing money these days.
i think invest in bitcoin is much more safe and profitable because bitcoin price rising to higher value and we do not face to any risk when we invest our money in bitcoin and i if we invest our money in bitcoin we will be get a good profit from bitcoin in the future so i think bitcoin is much more profitable currency than altcoins.
Investing money in bitcoin is not more safe than saving it because any kind of investment is risky even bitcoin is risky so i don't think we should invest all our money in bitcoin or any kind of cryptocurrencies because they are all risky so i think it is best to just do both, save and invest so we we will be safe that we have always back up.
yes no doubt about that every ind of investment is risky, but if you want to make money then you have to take risk and without taking risk you cannot make money from any kind of investment or trading. even in long term investment there is always a element of risk. but i think if we have proper planing then we can reduce the risk of losing money.
Yes, risk can be lessen if we know what we are doing and we have idea to the things that might happen. So it is better to plan first for the things that we will have to do before doing it so we don't need to be that in a rush because we know our plans and we all know that the risk is low because we have knowledge on the investment or trading that we are doing.
BeGoods
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May 10, 2017, 01:31:20 AM
 #9606

Investments always give us an advantage as long as we do it for future and not for speculate. Saving only makes our funds slightly reduced because the monthly charge by bank.
Investment does give you an advantage. But do not forget the risks that exist in the investment. So that's why many people advise not to use all your money for use in investing because it will be risky

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May 10, 2017, 01:39:32 AM
 #9607

Investments always give us an advantage as long as we do it for future and not for speculate. Saving only makes our funds slightly reduced because the monthly charge by bank.
Investment does give you an advantage. But do not forget the risks that exist in the investment. So that's why many people advise not to use all your money for use in investing because it will be risky


Agreed, investment is quite risky because of the lack of legitimacy found with the investment securities. But with investment with bitcoin is quite popular and risk free if you could spot the right platform. In my view very few serves in a legit manner. Also saving too is a form of investment with bitcoin , because just holding give profit periodically based on the fluctuations.

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May 10, 2017, 01:50:28 AM
 #9608

Nothing has stable value over long term - dollar and gold can decrease with time too, or rise. So, there's no "saving" without "investing".  And when it comes to investing, it's better to diversify your portfolio. For example, you can keep most of your savings in Gold or Fiat (depending on your country), then smaller part in Bitcoin, and even smaller in some altcoins.
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May 10, 2017, 01:57:19 AM
 #9609

Nothing has stable value over long term - dollar and gold can decrease with time too, or rise. So, there's no "saving" without "investing".  And when it comes to investing, it's better to diversify your portfolio. For example, you can keep most of your savings in Gold or Fiat (depending on your country), then smaller part in Bitcoin, and even smaller in some altcoins.

In short its the best thing if you are going to do both things. Because if you realize that you need to diversify your money for investing then you shpuld be aware too that you need to save.

freedomgo
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May 10, 2017, 03:55:50 AM
 #9610

Nothing has stable value over long term - dollar and gold can decrease with time too, or rise. So, there's no "saving" without "investing".  And when it comes to investing, it's better to diversify your portfolio. For example, you can keep most of your savings in Gold or Fiat (depending on your country), then smaller part in Bitcoin, and even smaller in some altcoins.

In short its the best thing if you are going to do both things. Because if you realize that you need to diversify your money for investing then you shpuld be aware too that you need to save.
You have to protect your savings no matter what, there is some proper allocation that is needed in order to be successful otherwise you are putting all your money at risk. Whatever you wish to invest, it should be a certain percentage coming from your savings because part of your savings is for emergencies and leisure if that is included in your budget which I believe necessary also.
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May 10, 2017, 04:03:27 AM
 #9611

Nothing has stable value over long term - dollar and gold can decrease with time too, or rise. So, there's no "saving" without "investing".  And when it comes to investing, it's better to diversify your portfolio. For example, you can keep most of your savings in Gold or Fiat (depending on your country), then smaller part in Bitcoin, and even smaller in some altcoins.

In short its the best thing if you are going to do both things. Because if you realize that you need to diversify your money for investing then you shpuld be aware too that you need to save.
You have to protect your savings no matter what, there is some proper allocation that is needed in order to be successful otherwise you are putting all your money at risk. Whatever you wish to invest, it should be a certain percentage coming from your savings because part of your savings is for emergencies and leisure if that is included in your budget which I believe necessary also.
Of course, life in today's realities is very complicated and that's why money is always small, but without saving them, it will be even less.
LegendOF45
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May 10, 2017, 04:50:09 AM
 #9612

Of course and no doubt again that I'll choose investments, nowadays many investment options that could generate a profit of up to 200% in 1 year only, whereas if we are saving money likely only get no more than 20% per year. And the best investment currently is cryptocurrency.
cryp24x
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May 10, 2017, 06:11:15 AM
 #9613

Of course and no doubt again that I'll choose investments, nowadays many investment options that could generate a profit of up to 200% in 1 year only, whereas if we are saving money likely only get no more than 20% per year. And the best investment currently is cryptocurrency.

What if the investment do requires a sum that you do not have, obviously you will go to savings first.  then when you saved enough you will use this savings to fund your investment.  And when our investment is getting its Roi, we will save it to prepare for another investment.  this two come hand in hand and will be able to help us to elevate our way of living.  Why do we need to chose when we can have or do both.
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May 10, 2017, 07:53:02 AM
 #9614

Of course and no doubt again that I'll choose investments, nowadays many investment options that could generate a profit of up to 200% in 1 year only, whereas if we are saving money likely only get no more than 20% per year. And the best investment currently is cryptocurrency.

What if the investment do requires a sum that you do not have, obviously you will go to savings first.  then when you saved enough you will use this savings to fund your investment.  And when our investment is getting its Roi, we will save it to prepare for another investment.  this two come hand in hand and will be able to help us to elevate our way of living.  Why do we need to chose when we can have or do both.
When you learn how to save it will be easy for you to invest, we need to mature enough before entering the world
of investment because the real risk is there. Saving can be your first step and must succeed on it.

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TheUltraElite
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May 10, 2017, 10:18:35 AM
 #9615

Both. To invest you need to have some saved up and it's a bad idea to invest the money you're living on.
If you're really afraid of investing do yourself a favor and don't keep your savings in a bank. Buy a good safe or a piece of land that will work as both a store of value and an investment.


Moreover, if you want safe and sure profit, saving is the best thing you can do, if you are going save bitcoin not the money/cash itself which you are going to save it in the bank. Of course, was the best one to save it then hold it in a long term basis because of the volatility it has.

To be safe and sound I think saving is the way to go but in this forum many people are not happy with their earnings and always want more and more - in other words its known as greed. Hence for them investing is a good way to earn extra money by different methods. But people should be careful about where they invest their money in and not do so in some MLM factory or HYIP.

Greed and lack of patience deprive them of the opportunity to properly manage their savings and very often drive to losses.

It is true and people run after illusions that they think are real and they fall for their greed. One should not start investing without the value of patience in them. Without patience and reasoning one can never hope to make proper money in this market. They will end up dumping cash into some fake ICO or some scam HYIP and then complain about it. Some even blame casinos to be scammers when it was actually their luck and their own choice to put money into gambling.

 
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kpcian
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May 10, 2017, 10:23:05 AM
 #9616

It's not just depends on a single criteria, there are a lot of factors to make a decision about investing or saving of your money.
If your bank may offer high rate of interest, then saving would be the best way for you. On the other hand, if you couldn't get like this then investment must be chosen.
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May 10, 2017, 12:23:56 PM
 #9617

For me it's better to invest money than to save. Saving money or bitcoin is a nice decision doing by the saver. But how your money or bitcoin grow if you cannot invest it to earn income. At least if you invest your money they had high possibility to double it.
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May 10, 2017, 04:05:51 PM
 #9618

For me it's better to invest money than to save. Saving money or bitcoin is a nice decision doing by the saver. But how your money or bitcoin grow if you cannot invest it to earn income. At least if you invest your money they had high possibility to double it.

Saving will only make your money die even without risk. Does not increase or even can be reduced. While price of necessities increase from year to year. Invest better, risk does exist but it makes your money work, even while you are sleeping.
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May 10, 2017, 06:00:53 PM
 #9619

For me it's better to invest money than to save. Saving money or bitcoin is a nice decision doing by the saver. But how your money or bitcoin grow if you cannot invest it to earn income. At least if you invest your money they had high possibility to double it.

Saving will only make your money die even without risk. Does not increase or even can be reduced. While price of necessities increase from year to year. Invest better, risk does exist but it makes your money work, even while you are sleeping.

Investing is an activity using funds we have to grow. While saving, just make our money idle. Course investment is much better and more useful than we save.
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May 10, 2017, 11:35:09 PM
 #9620

Nothing has stable value over long term - dollar and gold can decrease with time too, or rise. So, there's no "saving" without "investing".  And when it comes to investing, it's better to diversify your portfolio. For example, you can keep most of your savings in Gold or Fiat (depending on your country), then smaller part in Bitcoin, and even smaller in some altcoins.

In short its the best thing if you are going to do both things. Because if you realize that you need to diversify your money for investing then you shpuld be aware too that you need to save.
You have to protect your savings no matter what, there is some proper allocation that is needed in order to be successful otherwise you are putting all your money at risk. Whatever you wish to invest, it should be a certain percentage coming from your savings because part of your savings is for emergencies and leisure if that is included in your budget which I believe necessary also.

And part of your savings is for backing your investment too. If a person that wishes to invest, just make sure that you can handle it for having a lot of savings or maybe you can have a decent savings that can support your investment, because it's not an easy thing to start your business or investment, you have the tendency to fall. Having savings will save you from that collapse.

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