Is it better to save money or invest it?

[Skyshark]

Saving money is never a wrong idea, its safe and sure but the problem is its not growing and your not making profit out of it. Now, when you invest your money, you can also a form of saving but with a risk, you can either lose money or gain some more, the thing in investing is that you need to know where to invest, when to invest and when to get your money back.

[robotrobert]

It will somewhat depend with your goal. If you want to make more profit out of your money, you shoukd invest it online. Why online? because it is the new trend. Lots of companies are bringing their businesses online to cope up with technology. And if you're afraid of the risk on investing, maybe you should just save it in banks and use it whwn it is needed.

Agree. It is only a matter of choice whenever you prefer to grow your capital at the cost of risking your investment, or saving it for the long term for emergency situations. If you wish to do both, then you can rest assured to have a stable financial life, as you'll be prepared for any situation no matter good or bad in the future.

When saving on a bank, you'll get security you can trust for the long term. And when its investing on real world assets or cryptocurrencies like Bitcoin, you'll have peace of mind towards making your money grow over time. With this in mind, you can't only depend on saving in your life or viceversa as it will limit your ability to gain control over your financial life for the long term.

Nevertheless, as long as you spend your money wisely, you'll be able to overcome in your financial life becoming free of debts, and bankruptcy. Just my opinion

You have rightly said. I think this choice of saving or investing depends on the individual himself. If he is confident that he can make a good amount of profit by investing his money, then definitely he should go for investment. There is no other better thing than investment. On the other hand, if he thinks he cannot, then better save money to avoid loss.

[Doomzoom]

Investing in cripto is high risk too in my opinion. Saving on a high invest rate account is the safest way to do it is my strong suggestion if you don't like to take any risk what so ever.

[Alttradex]

Given high inflation rates these days and low interest rates, in most cases you are losing money from simply saving it.  That is not to say you should invest in products your bank or a financial advisor recommends you, as the hidden costs are considerable.  These days it is easy enough to manage your investments yourself and by doing so you are often much better off from the get go. 

[katiecbell]

I think it's better to invest our money, if we just rely on saving money of course money will grow very slowly. with invest then our money can grow up to 100% in a year.

If you are investing in bitcoin then you can go up to 100% a year but if you are not investing in bitcoin then you will not have a chance to earn that much in a year. Saving is good to have as well as investing because it will give you security and assurance that you are safe in case of emergencies and it will help you to have a good passive income for long years.

I think saving in banks in of no use. If someone has savings he must invest it in some profitable business. And as we know that now-a-days bitcoin is the most profitable business throughout the world. So I think that investing someone’s savings is far better than keeping it in a bank or in pocket. By investing you can increase your capital and holding in bank is just savings and not a good idea for future.

[Heni23]

better both of them because sparing is also important and investing is also important because saving and investing is useful for the future, by saving and investing then the future will be better ...

[BUK2016]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I don't think you can invest without saving, for it is the money which you save that will be channel into investment. There is need for diversification when it come to the issue of investment. Investing in an online business like crypto currency, real estate and Gold at the same time is not a bad idea if you have the capital.

[fasdorcas]

Definitely invest. I advise you to choose the Fund that will manage your money. Entrust it to professionals. Now is the time when one of those in whom you invest will bring you millions. As it happened with Ethereum and its investors.

exactly investment is always better than the saving in back or in safe of your house. i think investment is little bit of riskey but it has a good chance of healthy profit and it you are aware of altcoins and bitcoin then invest in some good altcoin and bitcoin.
you will be very happy in the future after seeing the profit.

There is always a risk in everything that you try. Even saving has its own risk like you are risking your money by not touching it because of the inflation rate then it will decrease the real value of your money so if you will invest it then you can fight the inflation rate but it has still some risk but it is alright because that is the better and advisable way to do.

Indeed every action we take involves risk but we determine safe ones by the low risk level and saving is less risky than investing at least this is what I have observed in case of bitcoins.

Trading with bitcoins is really every dangerous. No one can afford such expensive coins so I am holding mine in offline wallet.

Yes I completely agree with you that in this day bitcoin is the most profitable business all over the world. as we see that those people who have bought bitcoin in 2009 and 10, now they have earned a lot of money till date.

This is the reason that I recommend incesting your money in some business besides holding in banks. And the far better business is bitcoin because of the skyrocket price of it.

[yurekaa]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

invest is better than you save in bank. if you save you will pay every month for bank. if invest is possible you get more money when sell it

[sheryl26]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me it is better to do it both, in case of emergency when somthing happens you always have a back up plan. And besides holding your money on bitcoins is also a form of investment. Because we all know that bitcoins value always rises from time to time. And that the great thing about bitcoins you can have a profit without doing anything but holding your coins. That is why a lot of people are getting in to this because it is a very easy job. But inspite of being a great investment their value might also drops so just be ready to take risk.

[Therly]

divide your money into a few components and make some deposit, expenditure, and cash in hand. For now, financial institution is not absulutely protected any more, this kind of as Greek personal debt disaster.

[eucliffe]

both are important, you can't say one's better than the other. I suggest you save some then invest some, but never ever invest money you can't afford to lose.

[mkhadazz]

For me who is categorized as young, investing is a good choice as provision for old days when not able to make money. Saving money is less profitable according to my calculations, except saving in the form bitcoin.

[Xester]

better both of them because sparing is also important and investing is also important because saving and investing is useful for the future, by saving and investing then the future will be better ...

I agree with you.  I also want to do the same but I have to atleast save some for emergency.  Then after I have my target savings I will invest my money on different things.  I would like also to have a business for me not to go to work anymore.

[Razmirraz]

Prioritize bank not as the best choice for your money. Investment makes money grow better and commensurate with the risks in it depending on what you invest. Bitcoin is scintillating, why not to invest in bitcoin.

[ammo121810]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me both are better savings can be used in emergency fund and other expenses needed while investments could be long term short term or in kind. In investment there is a possibility to earn a much bigger profit like in real estate crypto currency etc. So they are both better just be wise on where to use your money.

[ritsel02]

     If I have plenty of money 50% of  it will be invested in real estate because it is one of the best way to make money and build wealth especially from rental incomes. Properties also increase it's value in a long period.

  I will invest 15% of it in gold. It is also a good form of investment as a way of diversifying risk especially using it for future contracts.

  Another 15% for online investment because i find it interesting with a promising profit then the rest will be saved at the bank for future use and emergencies.

[STT]

Gold is not an investment really, its a form of currency but there is no ongoing business as its just a plain holding.   Same for any other commodity, silver, iron, wheat, oil and even BTC.    An investment typically gives some kind of yield because you are part of a business operation.

So gold helps liquidity and to retain wealth and allows investment capital to be available even cash might otherwise be rare.  Gold is typically easy to realise as cash or in trade because its totally fungible.   I'm arguing against any of those things just they arent really investment, profits might occur but its speculative and based on the currency you sell to buy it and then to trade back to.  What I'm saying really is the dollar may depreciate vs gold, your investment is a view that dollar is weaker then gold which long term has proven true.   Gold didnt do anything for that occur, it was the dollar which depreciated not that gold appreciated or any that investment return happened.

Re: OP a similar question I think is it better to Rent or to buy Housing is a similar question.  Sometimes the price is wrong

[Sled]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me both are better savings can be used in emergency fund and other expenses needed while investments could be long term short term or in kind. In investment there is a possibility to earn a much bigger profit like in real estate crypto currency etc. So they are both better just be wise on where to use your money.

Indeed, both are important and best to have. Savings will help you to feel safer than before you have money that can sustain and help you to pay the possible expenses if there will be an emergency while investment will help you to make your money grow and keep growing it exponentially if you will decide for long term investments like stocks, cryptocurrency and other more.

[rfj]

Both. You need to save money: first, for emergency purpose,  second, for your future, and third, for your needs and wants. When you already have enough money on your savings you can now put your excess money in another level which call "investment". Investment can bring you more profit. But it's risky so be careful  always background check.