oh... it`s so complicated now... so what is the best way to stake coins?
transfer to a new wallet splitting into 500 hobos each transaction or what?
Thanks!
Let's make this really simple,
I use only 1 wallet for staking (you can have multiple address in one wallet). I have another wallet where I send my mining coins and purchased ones. I used that second wallet so I don't have to many "small" blocks in my staking wallet and when I have a big enough amount I combine those smaller blocks and send them to my staking wallet (keeping the number of blocks in that staking wallet relatively low).
Start from your overall balance and divide by 10. It's a quick rule of thumb and you shouldn't have to combine blocks for at least 2 months. And in two months, you don't have to start all over again, you can move gradually and combine newly minted coins into bigger blocks. You can keep the same address or pick a new one, a new wallet or the same one, it doesn't matter. I use the same.
For example,
your balance is 10,000 HBN you'd make 10 x 1,000 HBN blocks
your balance is 5,000 HBN you'd make 10 x 500 HBN blocks
Keep in mind this doesn't have to be perfect, but starting with 10 blocks, you'd have ~640 Block in 2 months, that's when you should think to combine them again.
Also, if you already have some age or weight on your current coins, you can wait for them to stake and move them right after that, so you are not resetting the coin age and losing the PoS rewards on those coins. (You will need to use the coin control feature for that).
You will likely always make more than 2% since it will mostly always take more than 10 days to stake. The PoS reward is based on coin age (number of blocks it takes before successfully getting your PoS block). So you don't lose for waiting longer and thus the reason for having slightly more than 2%. The max interest per year is set to 100%. That is hard coded and the same for all.
Having a fast CPU doesn't matter if you have a lot of blocks... they will consume all of the CPU power and get your client less responsive.
Also, there is a distinction between BLOCKS and TRANSACTIONS. having a lot of transactions is fine. I have a wallet with over 25k transactions with no problems with it yet. But I have no wallet with more than 500 blocks. that is a pain to work with if you ever do.