If you apply for a loan to the service then yes usually you will be asked to tell them about the amount of salary you have from your main job, besides that when indeed the salary you have is quite large and meets the requirements of the loan amount you apply for then yes you just have to sign and promise to settle the debt until it is paid off, and on the other hand I think it is less likely for a borrower to be irresponsible because usually the service will ask for something to be used as collateral when they are unable to pay then the collateral will be confiscated.

As for interest, it depends on where you borrow, if you borrow from a relative or friend then yes usually the loan has no interest but if you go to an official service then there will usually be a few percent interest depending on the policy applied, But overall it's clear that when you have a loan you are responsible for paying it back and as you said, the risk of not paying back a loan is that you will usually have a negative record with a service which will make it difficult for you to borrow again in the future when you need it the most, so I think loans are only really useful when people are responsible, otherwise they will have problems as a result.

True, no matter how good the strategy you use or even though you have a strategy that overall generates more profits than losses but if for example you have absolutely no ability in terms of managing or controlling greed then obviously in the end no matter how much profit you make then yes it will all be lost again just because you trade by always prioritizing dissatisfaction or greed.

As you suggest here that yes it's okay even though we only managed to get a small profit as long as we can manage and control greed, because even though it is small but if it is collected over time then yes the amount will definitely be quite large. Logically in any case usually greed will only lead us to a situation that is far from expectations, which in the end it will only increase the possibility of disappointment or regret, such as the scenario you conveyed and it is true that people who are too greedy they hold prices too long in the hope "hopefully there will still be an increase" which at the same time when it turns out that the price has fallen then yes the tension will start which ends with pressure and regret, so it is better to prevent than to cure, it is better to profit even if it is small than nothing.

Yes I admit that gambling can be a hobby which as we know that a hobby is when we really like something and always want to do it whenever and wherever, meaning that I can confirm that gambling can be a hobby but here the OP has said that gambling can be a hobby for people who are already addicted which is not addiction is a very concerning situation with many bad effects or problems that arise simultaneously? sure, that means when gambling becomes your hobby or your favorite activity then it clearly means that you are in danger or you have entered danger.

As I said that yes I agree gambling can be considered a hobby but we also have to be wise in choosing a hobby, because gambling must always be done with money while on the other hand winning will only happen "occasionally and by chance" which means are you willing to spend all your money slowly from your hard work just to gamble? this is the importance of thinking rationally and considering everything from various sides, no one cares about you except yourself.

Yes I am sure that most people come with the intention of winning and there may even be some people who hide behind the idea of gambling for entertainment when in fact they are chasing victory, but yes it doesn't matter because any impact will only be felt by themselves. Basically or simply winning is indeed a very pleasant situation, but there are some gamblers who come purely with the aim of earning while on the other hand some other gamblers come just for entertainment when they have free time but that doesn't mean they don't want to get a win, but the difference is that a gambler who comes without chasing a win then usually when they win they will be easier to make a decision to cash out.

Of course as you said and I agree that indeed when you or anyone wants to engage in gambling then we must be able to manage risk by understanding and recognizing that gambling is a risky activity and with that then I am sure you will feel worried about the money you allocate so most likely you will only put the amount that you can afford to lose, which even if you lose but you will not experience significant emotions because it is money that you can afford to lose.

Yes if we compare about which situation is easier to draw the line or stop between winning or losing situations then yes most likely winning is a situation that is quite possible for a gambler to stop, although yes I can't really believe that someone who is already addicted or those who come with the intention and purpose to earn can always stop their gambling when they just get a win, because usually they will consider that a winning situation is a situation that should not be wasted which means instead of cashing out but instead continuing with the urge of greed in pursuit of a larger amount.

But yes the situation of losing is also the same where most gamblers do not have the ability to really accept the fact of losing, and I will say that for the problem of whether they are able to stop or not actually whatever the situation is they will definitely be easy to stop if for example they come with the intention and purpose to stop or they are responsible gamblers where losing is not a big problem because they only put the amount they can afford, meaning that if you or anyone is an addicted gambler with the intention to earn then it is clear in my opinion "when you win then you will be greedy and when you lose then you will be curious and do not have the ability to accept the situation".

True, when someone who is already addicted has absolutely no personal income in his life for some reason, whether it is unemployed or indeed they are still underage where most children at that age are more preoccupied with school lessons and not looking for ways to earn money such as working or simply they still depend on parents in any case such as in terms of finance to meet their needs, and yes it is true that what is feared is that it is very possible for them to do things that are out of control or bad things such as stealing from their parents or even from other people.

Of course it is a very bad behavior that can make a child lose their future because they have a bad personality which will lead them to many problems as they grow older. Of course this is entirely the responsibility of their parents, one of the contributing factors may be that their parents do not pay much attention to a child which in turn the child is influenced by an environment that is most likely thick with gambling, and I am sure that no matter how bad the parents are, they always want the best for their children by directing and re-educating a child to the right track.

Right, finally we have seen the new champions who managed to break the dominance of Bayern Munich which they have defended for years, initially I thought that Dortmund were the ones who this season would show a more impressive performance to win the title because as we know that last season they failed to break the dominance of Bayern Munich as defending champions, even though at that time Dortmund were only one step away but apparently they failed which in the end the title returned to the Bayern Munich camp.

That's what makes me really not expect that there are other teams that come very violent and not Dortmund or Bayern Munich but Leverkusen who came very surprising with all the matches they managed to secure without losing a single match. Yes we have just seen the victory achieved by Leverkusen just now with a satisfying score of 5 - 0 against Wender Bremen, from the start of the match I was honestly quite sure that this was an easy match for Leverkusen plus they played at home and this victory also locked the Bundesliga title at the end of the season for Leverkusen, another thing is that honestly I never thought that Xabi could make a team become very surprising like that.

Yes but not everyone has a good financial situation to be able to pay for courses to professionals which in addition to the cost of the course is not small, this is indeed a good alternative to be able to get really directed knowledge by learning directly from mentors, but sometimes not everyone has the ability to spend extra money as a course fee, which of course most people usually prefer to use the internet as a place to find information about whatever field they want to learn.

As you said one of them might be YouTube, I understand that there are always some influencers or YouTubers who serve something that is not true and we can never avoid it completely because we are a beginner who does not know what is right and what is wrong about something we have to learn, But I think being rational and thinking logically, you can look for some YouTube channels that do have a fairly high trust from the audience and you can also read some reviews there, if for example most of the reviews are positive and helpful then I think it is a place that might be quite appropriate to be your learning mentor.

But everyone has the same opportunity and time, meaning that it is not intended for those who do not have knowledge but for those who do not want to learn about everything in the world of trading because maybe they do not have strong intentions and determination from the beginning of their arrival so of course they will most likely think that trading is difficult even though they actually have plenty of time to learn to minimize these difficulties when they manage to gain knowledge and insight in return for their dedication to learning.

Everything always starts with being a beginner before you can finally become a successful person in that field, and don't you never know something if you never try it? of course, and all the traders who are now successful started from someone who had absolutely no idea about how to trade properly and correctly, but with strong intentions and determination along with always being consistent and working hard then difficulties and failures will lead them to success, everyone has the same opportunity but not everyone is really willing to fight for it.

If we talk about which is better about whether we should tell a minor about the dangers of gambling and prohibit them from engaging in such activities or keep the following secret by hiding, and avoiding everything that smells of gambling from their view, in my opinion it is best not to tell them at all about gambling education or the dangers of gambling, Because the context in this problem is a child who is still underage, which cannot be denied that maybe when we tell them about the dangers of gambling then maybe it can arouse their curiosity to find out what gambling is really about so that you prohibit them.

Although the statement is a prohibition and not a motivation, but still, the name of a child they are still very dominated by curiosity in themselves which makes them maybe find out for themselves about what gambling really is.

On the other hand, gambling is basically for everyone and not just for the rich, but one of the reasons why gambling should be avoided from the view of a child is because they have a very unstable mindset which does not yet know what is right and what is wrong, as well as for children under the age of 18 they usually have a high curiosity about something they find or that makes them feel interested, so as much as possible we should avoid anything that smells of gambling from their view regardless of whether they are rich or poor.

Not everyone is meticulous and not everyone has the same level of worry, and with the idea of tracking progress along with keeping track of bets I think it's a bit of a hassle, although it's basically for the good of prevention, but if you feel that gambling is not an activity that should be prioritized then I don't think you need to do that, because consciously or unconsciously you will only put the amount that you can afford to lose.

So maybe this kind of action is more recommended for those gamblers who always go overboard in treating their gambling activities for some reason, such as wanting a large amount of winnings, but are we sure that they will be able to do the recording as a benchmark so as not to overdo it? I don't think so, they will not do something that is contrary or that can hinder their intentions and goals even though their intentions and goals are basically harmful to themselves.

Addiction is indeed the worst situation in gambling and people who end up in this situation will certainly experience a lot of pressure, tension and significant adverse effects, telling anyone about the adverse effects of gambling is indeed a good action, but however there are always some gamblers who are not known by others, or that means there are always some people who gamble without telling anyone that they are involved in gambling.

So this is our barrier which is how can we tell them and direct them to some good and right actions or approaches for safety if for example they never tell us that they are involved in gambling, that action does help but we cannot reach everyone to advise them, so that's actually everything back to each individual.

Basically, if someone has entered the addiction phase in their gambling involvement then obviously don't be surprised if for example you hear that they do everything or even justify any means just to get money to finance their gambling activities, and I think taking out a loan is a normal thing that has always been used as an alternative by gamblers to finance their gambling activities, they take out loans without thinking about anything, or that is, without considering anything, which usually occurs when they are dominated by emotions due to losing.

There are quite a lot of gambling addicts who end up experiencing a lot of problems in their lives, such as being in debt or losing all the valuables they own, including their house or land. On the other hand, yes, I understand that one of the reasons why gambling is allowed only for those who are over 18 years old is because they have entered the maturity phase where they can think and consider everything carefully, but what we also have to understand is that not everyone is. adults have an income in their lives while on the other hand you need money to remain involved in gambling, which means of course there is still a big possibility for them to commit many unexpected acts or criminal acts to finance their gambling activities regardless of whether they are over 18 years old or under 18 years old.

Well I agree with your idea which is one that my friend always suggests to me and to some other friends who are gamblers, which is to eliminate or delete something that can be used as an alternative when we experience emotions due to defeat, as I did which is where I deleted the Mbanking application on my smart phone, which when I lost the bet then I had no way to make a deposit back to a casino site where I lost.

Over time my emotions subsided, and I will say that this was a pretty effective idea that led to a preventative measure. But yes maybe there are only some gamblers who really think about precautions like this, because what I hear is that most of them are too busy looking for ways that still can't guarantee victory to come, however precautions should not be ignored and instead should be prioritized, this is gambling which has a very high level of risk that can lose all your money in an instant.

Well stop the mindset or something that is FOMO because most likely it will only lead yourself to a lot of problems, and I think it is not uncommon for people to end up failing along with experiencing a lot of losses because they come with only one focus on one point, namely the opportunity to get profits, like you said where they feel like they want to get the same benefits as those achieved by others or including some of their friends who have come first.

 Basically, in any case, if you only look at one side of the equation such as the positive aspect of profit, then I think it is likely that you will ignore some other aspects that are no less important such as risk management. Trading that makes a profit is when you are able to balance between ways to make the following with ways to minimize the possibility of excessive risk, as you said that trading is not a get rich quick scheme, I understand that there are some people who have managed to achieve wealth in the world of trading but you also have to understand that success is not easy to get, not as easy as saying and not as easy as turning your palm.

It's not always about the fun aspect of learning, there are only some people who have a high interest in learning about any field including trading and others may be those who are normal in learning about trading. Everything can become a burden if you are not able to continue, and isn't there no compulsion at all? Of course, everyone comes to their own decision which means that if at any time you are not strong with everything you face, especially the difficulty in learning and accepting the fact of loss then of course you can stop as soon as possible, the decision is yours. On the other hand there are some people who are discouraged from continuing their journey just because they are experiencing some tension and pressure especially caused by losses, and in the end only people who have strong intentions and determination along with those who never give up and always fight hard to achieve success, this may be the reason why some people fail and some people succeed, in any case.

Of course in any case saving to be used as an emergency fund is an action that must be considered because it does have very important benefits to help overcome some of the problems that come unexpectedly, as you said which a few years ago we were faced with a pandemic situation, there are some people who have a very concerning life because they have never thought of saving before, but there are also some people who remain in a fairly safe situation because they have a habit of saving from far - far away which in the end the good habit really provides significant benefits to help maintain survival.

However, having a long term mindset is a good way to think, because with this, it is more likely that you will prioritize preventive measures such as having a habit of saving money to overcome some problems that come unexpectedly.

This means that a diploma is just a sign that someone has been to school but not a sign that someone has thought! And I will say that a diploma is something that can help you in terms of finding a job but sometimes a diploma is very likely to be useless when you can't think at all while you are in school, or in the sense that you don't really study so in the end you only get a diploma but do not get the knowledge or skills that are taught in school. This is why there are always people who are educated but they are unemployed, it is because they only have a diploma but do not have the skills needed by every company they apply to, but for the problem of building a personal business it is another thing.

Basically we cannot underestimate education because after all education is something important for everyone where education can give you a lot of knowledge and insight (if you study properly), but on the other hand is education not a guarantee of success? of course, education is only a complement or something that can give you knowledge, knowledge and insight, but everything returns to yourself, because success will only be achieved if you take a lot of action, but if for example you only dream without being accompanied by effort and hard work then no matter how high your education in the end it will be useless and will only become ashes.

In my opinion, of course, it is only by having a correct understanding of gambling that will lead them to the recommended mindset and perspective in terms of addressing gambling that will ultimately lead them to the best approach that will indeed keep them in a safe and secure zone or situation in the long run. This is the key, because by having the right understanding, there will be a sense of worry about losing money that makes you ultimately prefer to prioritize preventive measures rather than being too serious in pursuing victory which is full of uncertainty in gambling.

Putting the amount of budget in accordance with the ability based on many considerations is one of the approaches that you will prioritize when you want to gamble if for example you have a correct understanding of the basic concepts of gambling. Overall, it means that anyone, especially those who are too serious in terms of responding and responding to winning, must change their perspective on gambling again, because obviously this mindset will only harm themselves, and I understand that it is difficult but there is no other way if you want to be safe and avoid the adverse effects of gambling in the long run.

Yes, a child always easily absorbs whatever they see, sometimes they learn something they see without us realizing it, which is where we find that they already have the ability to do something, therefore this is why parents must always direct a child, because what is The fear is that they will learn something wrong or bad which could have a negative impact on their health or mental health and thoughts. On the other hand, yes, what you say is true, small children may think that whatever we do is normal and permissible, including gambling, but yes, not all children will realize or know that we are gambling.

Even though basically a child doesn't know anything about gambling which makes you think and assume that there is nothing wrong with gambling, it is clear that the damage will not happen immediately, it needs development and without knowing behind the scenes a child is trying to find something which makes them curious about what you do.

As I said above, a child must always be guided, because they will find a lot of positive or negative things that they see in the environment they are in, whether it is in terms of bad or good behavior that they see from the people around them. surroundings (other than parents) or other things, where it is clear that parents are responsible for filtering their vision and directing them to the right mindset and perspective.