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941  Economy / Gambling discussion / Re: Taking a break in gambling on: February 10, 2024, 05:25:09 PM
I never thought about taking a break from gambling, because I am not an active gambler so I don't need to think about it, even if you want to take a break I will prefer useful activities, such as investing some of my money, planning a trip for healing so that I can escape from all the burdens on your mind, and much more, unless you are an active gambler it will be difficult to do this

We are the same, of course we don't need to think about quitting if we are not active gamblers, I don't rule out the aspects that are always recommended for a gambler especially in terms of limiting the time in gambling such as "quitting" but maybe this is more recommended for those gamblers who are quite active in this activity which of course by knowing when to stop then this can minimize all the bad possibilities, such as you will not experience a significant amount of defeat because emotions can be slightly minimized when you don't gamble too often.

So the conclusion is "stop/rest" in gambling is much more recommended for those people who have entered the addiction phase even though on the other hand I understand that this is an action that is not easy for them, but there is no other way to prevent all unwanted possibilities except knowing when to row and when to pull over.
942  Economy / Gambling discussion / Re: If I bet big I lose, but if I bet small I win on: February 10, 2024, 05:05:19 PM
Guys, do you often feel like me? when I raise the bet I lose and when I lower the bet I win. Does the casino system/algorithm know the betting patterns we make? So often when we bet big we are given a loss and when our bet is small we actually win, which is very annoying

I don't know if this applies to all games or not, but I feel like this often when playing table games. What do you think?

If you are always in this kind of annoying situation in your gambling activities then I think it is better for you to bet in small amounts only friends because it is useless for you to bet with large amounts but in the end lose, however it is a good result to get a win even in small amounts, even people may  always lose even if they do both, or that means betting in large and small amounts but the results always lose.

So I think it's best to keep betting  small amounts because if it's calculated then it's a decent amount of winnings over time, however this is gambling that will not be able to go according to what you want, therefore I think you are still in a pretty good situation by always getting a win on small bets, if I were you then obviously my choice is that I would bet with small amounts especially if the results are more wins than losses.
You would really be making those adjustments accordingly on which on the time that you've been able to sense something odd or notice it out then you would be sticking on playing with smaller amounts.
You would really be finding whether those things does really work or not if you do straight on betting on small amounts. When curiosity and those questionings would be kicking in then people
bound to prove out into themselves whether it does work or not. In the time that they had proven out that it isnt then they would really be coming back into their own ways or methods of betting.
There are ones who cant really just that easily accept whenever they've seen something on which they would be assuming that what if they would be doing the reverse thing? would it be able
to result out into something positive? These kind of questions would be normally be popping out into this kind of moment.

Basically only they themselves can know and feel about the results of the gambling they do, if indeed overall you lose more when betting large amounts and on the other hand when you bet with small amounts you win then obviously as I said earlier that the choice is "better to bet with small amounts", this is the best that must be chosen if you still want to be involved in gambling.

On the other hand, it doesn't matter if you want to bet with large amounts but you must remember that you should only do it occasionally to experiment and also to compare whether you can win or not when betting with large amounts. But the point here is that not everyone can always win and the amount of budget they allocate really won't always have an effect on the results of their gambling, simply put the final result in gambling can never be fully known and this is why I recommend that it is better to bet small amounts because this way you can save your budget, on the other hand I recommend not to take gambling too seriously because obviously this makes you even more curious and try various actions that actually don't really have an effect unless you are really lucky.
943  Economy / Gambling discussion / Re: Selling a property to play gamble on: February 10, 2024, 03:50:18 PM
One can sell a valuable asset and invest in bitcoin, gold, a business or the stock market, but one should not sell a valuable asset like a house and invest here if one does not have more than one house. There is how a person can decide to sell their house and invest in gambling. Even if I had 100 houses, I would never decide to sell them and invest in gambling. Gambling is always best used as a fun activity. If one uses gambling for income, it should be done part-time and on a limited basis. And of course besides this he must have some other source of income.

What I can conclude from this action is that people who think that selling something of value just to gamble is an alternative, when the fact is that this action will refer to a new habit that will make them suffer more over time, no matter how small the first item you sell to gamble, because over time this action will turn into a habit and you have the opportunity or interest to sell something bigger like the house you mentioned here. So anyway it's a reckless or even stupid idea to sell something just to gamble, because as you said gambling should be fun and it's a useful activity to fill your spare time when you're bored and of course gambling shouldn't be done seriously because it's the same as digging a deeper hole to bury yourself. However, I would never advise anyone to gamble with the aim of earning and expecting to win, it's too dangerous in the long run.
Its not an alternative on the sense that you are already selling out possesions and this is one of the solid indications that you are already bring up yourself into such possible devastation when it comes to this one.

This is why it would really be that best that you should really be that trying to avoid this kind of option on the time that you do gamble because if you do force up yourself on doing such thing then
you are really just that basically putting up yourself into such scenario on where you could possibly mess up big time on gambling field.

Its never been that a good step or actions that has been made on the time that you would really be doing already these kind of selling.
We've seen those probability on which its impossible that we cant be able to picture out at least on where it would be heading up possibly if these things comes worst.

For an addict maybe selling something to fund their gambling activities might be for them an alternative but for normal people who look at gambling from a rational point of view it is definitely not an alternative but something that can get them into a deeper hole or a much worse situation. As I said above that this is a new habit that will make them even worse.

I think the only way for us to avoid the idea or idea of selling something just to gamble or other excessive actions is when we are able to understand what gambling activities really are, because by understanding it, it is clear that you will not dare to act out of control or mean doing things that you really cannot be held accountable for in the end.

Of course because there is absolutely no good result with us doing this kind of action because it involves an excessive action while as we know that something that is done in excess is always synonymous with even worse results, especially in the case of gambling where there is absolutely no certainty to actually produce because the randomness that exists in gambling does not allow you to produce, so of course it is better to avoid this kind of thing because this is an action that will be dangerous.
944  Economy / Economics / Re: Why we should prioritize investment over saving on: February 10, 2024, 03:31:47 PM
In my opinion this is nothing more than a choice, or that means everyone has their own choice, but for me it is better to invest than to save, because investment is a place that can develop the amount of value of our money even though we are sleeping, while saving, saving is also good but on the other hand saving cannot make your money grow or that means your money will not be able to increase. but if investment in other words is exactly the same as saving but the difference is that investment can increase the amount of your money when the asset you invest in increases, but before you invest it is better for you to learn first about this investment, before you try it, But if investment in other words it is exactly the same as saving but the difference is that investment can increase the amount of your money when the asset you invest in increases, but before you invest you better learn first about this investment, before you try it, because after all investment is also an activity that has certain possible risks not only do you save money and then you get pasive income, meaning you can experience a reduction in the amount of money you allocate.

Therefore it is always recommended to learn in advance about things that smell of investment, there are many accesses to learning and you can get a lot of references to learn about investing, one of which you can search on some social media such as YouTube or other platforms that provide online classes about this investment, and I hope you can consider this as well as possible, as I explained above that in this investment there are also certain risks that can cause you to lose or make you not want to invest anymore, so consider better and learn well so that you have a good understanding of investing. On the other hand, most investors fail because they make investments not based on the right understanding and knowledge that makes them misguided and lost in the cycle of losses that dominate.
945  Economy / Gambling discussion / Re: Know when to stop on: February 09, 2024, 08:57:53 PM
Gambling addicts will never stop if they haven't run out of money, that's why OP warns us when to stop, don't let gambling interfere with all our activities and finances, it's better to think carefully than to suffer in the long run.

Exactly, someone who is already addicted will only be able to stop when they really run out of all their money at that time, someone who is already addicted has a very high level of curiosity so that is what makes them always act excessively in their gambling activities, not only that, they also put hope in winning and this hope is the reason why they act excessively such as doing more experiments to be able to multiply the money they carry. On the other hand I understand that they can win but unfortunately people who are addicted cannot make wise decisions when they are in a winning situation and obviously at that time the decision they make is to apply greed to get something much bigger which basically cannot be sure whether it will be able to come true or not more than just a hallucination in the mind.

Addiction is a very bad situation in gambling, losing is a sure thing and even if you manage to get a win but I would say that it is not a real win for you because when you are addicted then you will never feel enough / satisfied with what you get which in the end ends up losing everything. Therefore, from the beginning we are advised to have a good approach to gambling, having self-control along with limits in gambling will make it easy to stop under any circumstances, especially when losing.
946  Economy / Gambling discussion / Re: Anyone here who retired with Gambling winnings ? on: February 09, 2024, 08:37:55 PM
Anyone here who retired with Gambling winnings ?  If not, how much you think is sufficient to retire as Gambling winning ?
Unfortunately I think it's never enough for most people. If you are able to make money, or you think you're able to do it at least, why would you stop? You will always find people richer than you, you will always want things you can't afford. So I think most successful gamblers never stop until they make a mistake, be scammed/stolen or get an endless unlucky bad streak.

In the event that you're looking for the most effective way to get the most out of your home, then you've come to the correct place, If we look at it in terms of needs then it will be endless while we are still alive and the other is that everyone has a desire for everything that makes them interested, so of course if gambling can really provide income then obviously no one will stop doing it because the reason is clear as I said above that everyone needs money while they are alive.

On the other hand however  gambling is not a job or a profession, rather it is nothing more than an activity to fill your spare time when you feel bored, so there is absolutely no retirement in gambling, simply put if this activity costs you a lot in all respects, especially losing financial balance then obviously at that time you can stop. So basically in my opinion gambling is not a place that can provide you with provisions (especially in large amounts) for your retirement because there is no certainty there to really get a big win.
947  Economy / Gambling discussion / Re: Gambling are mainly for rich and lucky mind. on: February 09, 2024, 08:16:01 PM
To succeed in gambling, requires a special discipline of mind. You need to be able not to give in to momentary impulses, try not to give in to the desire to put everything on the line to win the maximum possible amount. It is better to win a little bit at a time than to chase a pigeon in the sky and be left with nothing. Of course, that's easy to say - but it just has to be done

I think I would be willing to do whatever it takes at the beginning of the journey if I can eventually become one of the successful gamblers and become one of the rich billionaires, and also I think you can tell me about the right discipline that every gambler should have who wants to get success in his gambling activities. But overall I would never buy into the idea that "you can succeed" in gambling by becoming wealthy, there is no such thing as success in gambling. Gambling is an activity that changes over time in terms of end of session results, what I mean by this is that yes you may win now but it is very likely that the next session you lose and it is a fact that losses dominate over wins and this also confirms that there are absolutely no consistent results in terms of end of session wins. So it's reckless and risky to risk everything on gambling because it's not the place to earn as the randomness of the outcome of each session makes the idea of continuing to earn impossible.
948  Economy / Gambling discussion / Re: Quit gamble! Easy or Hard? Let's talk. on: February 09, 2024, 07:53:10 PM
The casino games was totally different from the sports betting,because the sports betting allow the gamblers to win the game or end with the loss.But the casino will allow the gamblers to make the huge money by the multiple options in the game.If the betting was made in the right way,the gambling site will help to get the winning with the multiple of 12x,4x,6x of your betting money.The winning from the casino should not get the wipe for the gamblers to get over confidence.Many gamblers use to loss the funds because of the over confidence on their prediction in the betting of each game.The quality betting will help the gamblers to make money from the gambling in the short period of time.The risk is part of gambling should be considered by the gamblers on betting in gambling site.
Anything addiction is not easy to stop and we don't have to easy it as simple just like the way we could think. We need to understand what's wrong with us and how we can related our personal experience to others so that their problems can be resolved.. Gambling is very difficult to leave especially those of us that see it as a major way to make money. We can always make the money to the urge to keep gambling even when we have the money is never easy. We need to know what we are doing and not do something that will make us be seen like we don't have the right knowledge a s ability to make a change.

If you do understand what you are dealing and you have that right disipcline in every aspects to prevent yourself getting addicted, quitting is not that hard for those who knows what to do and not being dominated by any emotions, you can say that you are not addicted if you are not being move by your emotions, it's  very important that you have that capability to control your limitation, with this kind of mentality, for sure it's not going to be a tough decision quitting with anything that you are dealing with.

Of course in any case such as in gambling you can get out of addiction if you can agree with yourself not to do it anymore, and this mindset will be able to come out when you really realize that what you are doing is something wrong that most other people avoid and that means any addiction can be overcome if you basically realize that what you are doing is wrong or that means that recovery must always start with awareness and desire from yourself. People who find it difficult to get out of addiction is because they have to fight against the expectations that they put on their gambling activities, or what I mean is that it will be very difficult for you to get out of addiction if basically your goal is to come to gambling is to earn, And on the other hand I think most of those who are already addicted do not realize that they have entered the addiction phase so they think what they are doing is normal and does not matter when in fact the wrong approach they are doing is causing a lot of problems in their lives, especially in terms of finances, so all of that will be overcome if you really realize that what you are doing is something wrong.
949  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: February 09, 2024, 07:18:43 PM
It's safe to say that tomorrow is the match that most Bundesliga fans are looking forward to as Leverkusen take on the defending champions Bayern Munich and we'll see who is the stronger of the two. As we know how Leverkusen  have performed this season, they are very strong and their performance this season was completely unexpected that they would be as strong as they are now which makes them able to dominate the top of the table for a long time this season.

Although this is not a decisive match to determine who will be the champion this season, the chemistry is still like we are seeing a decisive match, because only these two teams are really strong, however this is a very serious match for Tuchel and Xabi Alonso, Tuchel inevitably must be able to maintain the prestige of the club as defending champions who are more favored while Xabi Alonso must maintain his points advantage in order to remain one of the teams that have a great opportunity to  break the dominance of Bayern Munich and become champions. Either way this is a highly anticipated match but on the  other hand I can't be sure what the score will be or who will win, I see a high probability of them ending up sharing the points. Smiley
950  Economy / Gambling discussion / Re: Taking a break in gambling on: February 09, 2024, 06:58:35 PM
For me gambling is nothing more than an activity that I will only do when I am really bored in some free time that I have such as once a week or two with a relatively small amount of bets, I do not harbor excessive interest in this activity so I do not need to think about how to stop or take a break even though this is a very important and mandatory thing for someone who is addicted. On the other hand, I also did not feel or experience any financial problems as a result of gambling and with that, I can conclude that I have the right and recommended approach to gambling.

But on the other hand if you are a fairly active or even addicted gambler then obviously taking a break or quitting is a decision that really needs to be made because after all this is a high risk activity that can make you lose everything you have in life, so immediately change your mindset and understanding of gambling, long-term safety is more important than anything else.
951  Economy / Gambling discussion / Re: If I bet big I lose, but if I bet small I win on: February 09, 2024, 06:38:30 PM
Guys, do you often feel like me? when I raise the bet I lose and when I lower the bet I win. Does the casino system/algorithm know the betting patterns we make? So often when we bet big we are given a loss and when our bet is small we actually win, which is very annoying

I don't know if this applies to all games or not, but I feel like this often when playing table games. What do you think?

If you are always in this kind of annoying situation in your gambling activities then I think it is better for you to bet in small amounts only friends because it is useless for you to bet with large amounts but in the end lose, however it is a good result to get a win even in small amounts, even people may  always lose even if they do both, or that means betting in large and small amounts but the results always lose.

So I think it's best to keep betting  small amounts because if it's calculated then it's a decent amount of winnings over time, however this is gambling that will not be able to go according to what you want, therefore I think you are still in a pretty good situation by always getting a win on small bets, if I were you then obviously my choice is that I would bet with small amounts especially if the results are more wins than losses.
952  Economy / Gambling discussion / Re: Selling a property to play gamble on: February 09, 2024, 06:18:47 PM

Nah! I'm am not gonna take that risk because it is a suicide. There is no assurance of winning in gambling so why should I use it for something that is not worth the return? This is same as taking a loan money and then gamble, we might end up badly with this kind of mindset.

selling something that's guaranteed to gamble on casinos is probably stupid
totally different idea if you want to sell a property to invest in bitcoin or study investing and try to get better returns on the stock market as an example than you have on renting (or living rent-free if you live in the property)

many paths and many ways to see but we should be responsible.
One can sell a valuable asset and invest in bitcoin, gold, a business or the stock market, but one should not sell a valuable asset like a house and invest here if one does not have more than one house. There is how a person can decide to sell their house and invest in gambling. Even if I had 100 houses, I would never decide to sell them and invest in gambling. Gambling is always best used as a fun activity. If one uses gambling for income, it should be done part-time and on a limited basis. And of course besides this he must have some other source of income.

What I can conclude from this action is that people who think that selling something of value just to gamble is an alternative, when the fact is that this action will refer to a new habit that will make them suffer more over time, no matter how small the first item you sell to gamble, because over time this action will turn into a habit and you have the opportunity or interest to sell something bigger like the house you mentioned here. So anyway it's a reckless or even stupid idea to sell something just to gamble, because as you said gambling should be fun and it's a useful activity to fill your spare time when you're bored and of course gambling shouldn't be done seriously because it's the same as digging a deeper hole to bury yourself. However, I would never advise anyone to gamble with the aim of earning and expecting to win, it's too dangerous in the long run.
953  Economy / Gambling discussion / Re: stop the unnecessary blame on gambling whenever you get unlucky on: February 09, 2024, 05:58:21 PM
Of course that is true because there is nothing that can be used as an excuse to beat the casino, everything is clearly the fault of the gamblers themselves, the casino has made an announcement when you first enter that this is a gamble that risks your money which on the other hand there is absolutely no certainty or guarantee whatsoever for you to win at the end of the session, and if you still blame other parties for what you experience especially the adverse effects of the amount of loss then obviously I will call you a gambler who has absolutely no responsibility or you are a loser who wants to win but does not want to lose. So before you gamble then you should really consider and ask yourself whether or not you are ready for all the possibilities that are very likely to occur, not only the chances of winning but you also need to think about what if you lose money and if you are not ready to lose money then obviously your best decision is not to gamble.
We will not be able to beat the casinos because we know that the casinos are the ones running the business. We can only try to gamble moderately with self-control and restrictions so that we don't exceed what we can afford. When we lose a certain amount of money, we will not blame the casino because that is the risk of gambling, and we should have understood it when we started gambling. To avoid losing a lot, we must always control ourselves when gambling and limit our time and money so that when we lose, we don't lose a lot of money. Many people have misunderstood this, so they still make mistakes like that, so they will only blame the casino even though it is their own fault. With the awareness that we must be able to limit our gambling games, we still try not to exceed the limits and only use gambling as entertainment and nothing more. If we can be responsible gamblers, we can enjoy gambling as entertainment and can avoid the problems that other gamblers have faced.

However, gambling is nothing more than a probability activity or a chance activity which means that obviously you will be able to win when you are "lucky" no matter how skillful you are. The possibility of losing cannot be completely avoided because gambling is a risky activity and that is the risk that anyone can lose any amount of money and anyone can win or double the amount of money, but everything there is nothing more than a "possibility" which means you may lose or you may win, you cannot know when you can win but losing is a definite risk because this is a business for casinos which means you really have to have good luck if you want to win but the problem is that anyone can never know when he can get lucky.

Therefore gambling is really based on the right understanding because this activity involves a huge risk that can lose you any amount of money in an instant. On the other hand many people are involved in gambling but there are some of them who feel fine without experiencing significant impact while others are those who are trapped in many problems due to gambling and that means there is something wrong that you apply to your gambling activities, looking at the examples of many people and then doing self-introspection to recognize the location of the error is what you must do when you are in such a situation rather than blaming the innocent party.
954  Economy / Gambling discussion / Re: I could have won bigger. on: February 09, 2024, 05:38:22 PM
It is true. All gamblers have their reason for gambling in the first but no matter what the reason is it is better to always put in check our gaming buzz because there's no way gamblers that play the game only for winning purposes won't gamble beyond his/her unless he/she has plan B which is the risk management in place already.

Yes and one of the more common reasons that gamblers come to gambling in the first place is that they want to win, there are some of my friends who just got involved in gambling because they saw one of their friends who managed to hit a pretty big jackpot which basically motivated them to get involved and gamble too with the hope of winning like their friend, but their journey will not be that smooth because as I said before that winning will only happen once in a while from the dozens of tries you make and if calculated then I think maybe the amount of winning is equivalent to what you have lost.

I've already come to this realization that the gambling was designed and built to favor the casino majority of the time, and this have helped me quite chasing my loses unnecessarily, this has been the problem and downfall of many gamblers, always trying to chase their losses, they want to recover the money they've lost and by doing this, many things gets involved, they become desperate at some point and when a gambler starts to gamble out of desperation due to loss chasing, they start increasing their stakes in order to hit one big win and then recover thrones they've lost and then quite for the moment. I've been here before and I can say it's a very bad position for a gbler to find himself, and I can tell you confidently that not all gamblers makes it out in one piece. Some gamblers even goes as far as borrowing money to continue gambling, right after they've lost everything they have and this will end in frustration.

Yes that is what will happen and what you will experience when you start gambling without a proper understanding of gambling, after all it is a fact that gambling is nothing more than a probability activity that provides two possibilities at the end of the session namely "win or lose" you will find one of the two when you are at the end of the session, and because as you mentioned that gambling is mostly only to benefit the casino so this is a reason why losses are more common than wins, losing is a definite result and winning is something that depends on how lucky you are when running a session.

The misconception about the chances of winning that exists in gambling makes gamblers come with the aim of "earning" so this is where the disaster scenario starts which is that they will not be able to accept the fact of losing at the end of the session and after that enter the cycle of chasing wins to restore something that has been lost and this is a stupid idea when you bring it to gambling. As you said, few gamblers can walk away in one piece, as more often than not you will lose larger and larger sums as you try to recover what you have lost, so it is always advisable to be a responsible gambler.
955  Economy / Gambling discussion / Re: Have you ever introduced an elder gambler to online betting? on: February 09, 2024, 05:18:28 PM

And you, have you ever successfully introduced an elder person to virtual gambling?
Yes the guy I introduced is already a gambler and have played in physical casinos and he is a responsible player so I have no problem with his attitude on gambling, but I have watched and keep monitoring because playing online is very different from playing in physical casino, you'll have to be good in keyboards when playing online an so far he is doing good but I keep reminding him that to limit his time playing online as an older guy he needs to move around its not good if he stuck in a chair for a long time.

As long as you introduce and explain everything correctly without excluding the possible risks that can also occur when the person you recommend bets on this type of online gambling then I think it doesn't matter, because what is feared is when you explain something that tends to only lead to its advantages such as online casinos can make it easier for all gamblers to gamble anytime and anywhere because with this it is very likely that he puts aside his caution and vigilance about possible risks that cannot be completely avoided which in the end can make them stuck in the addiction zone or experience a lot of big losses. But if you recommend everything well, especially about the chances of winning and the possible risks then I think they are unlikely to suffer a significant amount of losses, especially if you always monitor their gambling activities along with always reminding them to limit their gambling activities, it's a good thing because with the convenience offered by online casinos, the risk is very likely that they plan all their time just to gamble, and this is dangerous.
956  Economy / Gambling discussion / Re: Gambling mistake repeated by the gamblers on: February 09, 2024, 04:58:30 PM
Overconfidence and greed are interconnected because someone who becomes overconfident will mostly become greedy because of it. When you are winning constantly, you become overconfident and that also makes you greedy because you start thinking that if you are winning, why not increase the stake so that you can win higher amounts? And when you do that, you lose everything you've managed to win in no time and then you start regretting your decisions.

You are right that most gamblers repeat these mistakes because even if they lose everything multiple times because of getting overconfident and greedy, they would barely learn anything from their mistakes, and they start repeating the same thing after a few days. Gamblers tend to ignore things like these very easily.

Agreeable because the overconfidence actually comes from when you start thinking you’ve got this and you’re in control whereas it’s just been luck, even if you applied some statistical analysis. Then you think you are in control so you double your stake (greed), and that’s when you go back to zero. Very true.
Well, I think things like this are often forgotten by gamblers. They become confident when they win and they forget it was just luck. They can get lucky but it's definitely not every day and there are times when they can get it. I think gamblers are too ambitious when chasing wins and they forget that the results they get are more than enough to bet again.

Exactly, this is indeed a fact when a gambler is in a winning situation, as you said and I agree with it that gamblers feel great when they win so at that time confidence and self-confidence begin to increase along with higher expectations, all this happens because they cannot maintain their awareness of the real facts of gambling when they are in a winning situation so they overreact to the sensation which in turn makes them become very confident that the victory is generated because they are great and of course this is a scenario for gamblers to finally apply greed in their gambling by putting all the money they have won before to continue the session in the hope of getting a bigger amount of winnings.

Too much in response to the thrill of victory can indeed someone forget the real facts about the possible risks that are completely inseparable in gambling which in the end there is absolutely no doubt for them to apply greed by putting high hopes and maybe you already know that usually greed more often ends in regret because it turns out that luck is no longer there.
957  Economy / Economics / Re: How do you deal with financial stress? on: February 08, 2024, 11:02:35 PM
Everyone goes through stress related to money after all over the past few years millions of people have faced financial difficulties due to various problems around the world, including epidemics and wars.

Just remember this. When you are stressed, that just means that you are focusing too much on the things you cannot control. So if you want to get back in the right track again out of your adversities, you just simply need to feel that you are in control of you own finances and your own whole life. So take a pause in your life. Remind yourself that you are the only person responsible.

There's two things you can do. Minimize your expenses or maximize your income. Along with that you have to payoff your debts and start saving so that you have something to invest later in your career and life. Anything outside of your control are just distractions.

Its also necessary to stay out of debt.Debt affects more than just our financial well-being,having money problems can also affect our physical and emotional health, which is why it’s important that we understand how to deal with debt stress.Everyone can be under pressure,and been in a debt can actually be one of a kind since been in a debt is also a stressful situation.

having a lot of forests in my opinion can be a pressure on our thinking, especially if we ourselves do not have a clear income but have a lot of debt, in my opinion it will create problems and as you say it can affect our health as well as worse it might have an impact on our mentality because I think there  have been and maybe many cases of people who are mentally damaged so that they experience mental disorders because of the pressure they experience a lot including by having a lot of debt because obviously it will put pressure on the health of our thinking.

In my opinion, if you really don't have money and income, please don't take action to get into debt, because with a situation that doesn't have money and doesn't have income it can only add to the problem if you really don't have money and don't have income then you should be able to find a job that can produce, even though finding a job is currently difficult but I think by utilizing current technological advances, many things can be done including by utilizing current technology that is developing.
958  Economy / Economics / Re: The savings problem on: February 08, 2024, 10:42:33 PM
I'm referring to the stage where individuals are already financially independent, meaning they are already working. I agree that if they are still studying, they can still rely on their parents until they finish their studies. However, if it is about having a job or planning to start a family, they should strive to build their own life independently without the financial support of their parents.
By having a job, it is not certain that someone can achieve their financial freedom, because if someone has an income and they cannot manage it well then it is very unlikely that they can have financial freedom and for those who are still in school and have parents who can afford to send them to school, of course they haven't thought about how to find a job that gives them an income because they still have parents who give them money for them to go to school, but for those who want to start a family of course they have to look for a job and manage their income well so they can save for the family's future. so they can meet their family's needs.

that's true, even though we have a job that generates a large income, if we can't manage our finances well then I think the money we earn can run out without knowing where it's going, this happened to my friend, he has an income every month that he can use. said it was big, but he couldn't manage his finances well so when chatting he asked about his money which always ran out somewhere, and I advised him to record every expense, because I think this helps him if the money he uses is clear. used for anything.

and also with that, I think we have to avoid spending that is not necessary or that is not very important, because I think there are people who buy things because they want to, not based on their needs, so the things they buy are only used for a short period of time. , this includes unnecessary expenses. In my opinion, by recording expenses, we can divide which part is for basic needs and for saving, because saving is not just for the future, of course this can help us overcome something that happens suddenly. such as an accident that requires medical costs, the savings we have can help with many things.
959  Economy / Economics / Re: Save while young better than wait on: February 08, 2024, 10:20:10 PM
Saving is important, and investing too, but what's equally crucial for young people is experimenting. We know that to have a comfortable retirement, having passive income is key. And many retirees have businesses that run on autopilot.

It's not wrong for young people to start businesses hoping they'll grow by the time they retire. It can be an alternative to just relying on investment returns and uncertain ROIs. The point is to diversify income sources so that when retirement comes, we're truly settled.

Investment is of course important, but only a few young people think about this, many of them I think only think about a lifestyle that is only temporary or you could say short term and don't think long term. In my opinion, if we are still young, there is nothing wrong with being stylish or spending the money we earn with what we want, because that also includes pampering ourselves and indeed every now and then we have to pamper ourselves because it is a form of self-appreciation. But apart from that, we also have to pay attention to other aspects such as the future, thinking about how to enjoy the future comfortably.

but if they have good thinking, I think they can invest in assets that really guarantee it, but before that of course there must also be consideration, don't make an investment without considering it well, even though the investment is relatively small, that doesn't mean it doesn't need to be considered, still you just have to consider it as carefully as possible. In fact, in my opinion, if you are still young and have the courage to start a business, that's good, because people like that, in my opinion, have the courage to move forward, with so many young people, in my opinion, many of them are reluctant to move forward, even if it's for their own good.
960  Economy / Economics / Re: A course worth studying ? on: February 08, 2024, 10:00:29 PM
Exploring our own potential actually won't be that difficult as long as we have the will and ability to know what we can do with something we have mastered. Because someone can certainly judge themselves in this matter, especially if they have previously taken a course that can direct them to become better in life, even though some people may still not be able to give advice to others. However, that doesn't mean that some people can't see opportunities and use them well for themselves, because everyone will definitely care more about themselves before starting to care about other people in any case.
Agree. Exploring your true potential, the most important thing is to have the will. Because actually why do we sometimes focus more on weaknesses than strengths. Because we feel unappreciated or humiliated, this makes us prioritize our weaknesses. one of the reasons we prioritize weaknesses is that we don't want to get out of our comfort zone.

To find out our potential. Many people focus on their weaknesses to the point of forgetting their strengths. (The impact: we often make wrong decisions, and are not confident. And often feel dissatisfied with the efforts we make). Many people think that potential is their subordinate from birth, so many people feel hopeless. In fact, one's potential can be explored and studied. For example, when you do something well, enjoy doing something without pressure, and have your own satisfaction when doing it.
But in essence these three things can be learned. The important thing is that you believe you can change and move forward first, then you will discover your potential.

I agree with you, in my environment there are many young people who are trapped in their comfort zone, so they are reluctant to move forward to experience change. even though it is for their own good and not for anyone else's. I think young people today still have a high sense of pride so they are reluctant to take action that triggers change, not many young people have the will to be able to look for new things on their own, many young people today are already at home in their comfortable situation even though it doesn't generate any profit.

Occasionally I have heard "searching for identity" often said by parents who are advising their children or young people who are gathered together. I think that sentence is true, we must live with a purpose where finding one's identity is one of the goals in life. It's true what you say  we have to have confidence in ourselves first to be able to change for the better  then only then can we explore the potential that exists within us to make changes for the better.
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