There are (close to) 100 billion XRP, at about 0.006 USD each that makes 600 million USD.
RippleLabs holds about 72 billion of these, about 8 billion have been distributed by them and about 20 billion are held by the Ripple founders - I'm not sure where you get your numbers from, but it seems you are only looking at the 8 billion distributed by RL, even though for example Jed McCaleb (one of the founders) stated he'll sell his 9 billions, so you can consider these "on the market" too (in case you want to arbitrarily change/redefine what "market cap" means...).

This still does not make Ripple itself anything, we are still only talking about XRP, which have very little to do with Ripple.

That's all about XRP, also the market cap is at ~600 million USD right now. They are sure not very great as Altcoin...

Apparently people really don't get that Ripple has not much to do with XRP: The article is about to be deleted, even though it is about Ripple as a decentralized exchange, not about XRP as an "altcoin".

Yeah, the BTC solvency stuff is neat (though I hoped you'd do that maybe quarterly, the last and only one was in April - when there were still funds at Bitstamp too), however most people seem more concerned with your fiat balances - so an audit statement from one of the big 4 (http://en.wikipedia.org/wiki/Big_Four_%28audit_firms%29) and not just some random company/person would be really great.

...how about publishing audits of your fiat (USD) amounts, as well as LTC and DRK?

Well, to you too: Which parts of Ripple are not available under an Open Source license at https://github.com/ripple ?

Which parts of Ripple are not available at https://github.com/ripple?

You are wrong, Ripple is a distributed market place and payment network, it contains somethig like an altcoin though (XRP aka. "ripples") which trades "only" about as much as NXT and Dogecoin combined at the moment.

@OP:
Some more concrete questions might help. Otherwise maybe start by reading the white papers and/or the wiki on ripple.com.

...du meinst OpenCL, nicht GL.

Oh really? What exactly is closed source in Ripple and can't be found on https://github.com/ripple?

Also einfach nur eine Webwallet, bei der sogar du als Betreiber die Bitcoins besitzt? Dann schau dir mal Ripple, Open Transactions, Counterparty, NXT, Mastercoin (naja, wenn die irgendwann mal wirklich ihren Marktplatz implementieren) oder ColoredCoins an.

Also ich will dir da ja nicht zu nahe treten, aber alleine der Anwendungsfall "trading im client" ist für native Bitcoins bisher noch immer erst theoretisch gelöst...

Stell doch mal eine Handvoll Entwickler um 10k€/Monat für ein halbes Jahr bis Jahr ein, dann wird das schon.

Hm, another feature request (no idea how much work that one actually is on your end):

Please display fees in the ledger/history for swap payments/interest too, similar to what you already do for trades.
Currently I only see the 85% that I actually get - the current fees can be calculated from that of course (with the new 15% flat fee) but it is not applicable to all interest payments I received. I have 4-digit transaction IDs for some swaps I provided... so there were quite a few fee changes since I joined. It is just weird that I can see exactly how many fees I paid for trading, but not for lending.

Now someone needs to spam ~2000 offers, not just ~1000 to block people from actually seeing other offers.

Simply spamming it is probably not ok, putting it in your signature (not too flashy) is fine.

Other than lowering risk, do you have stuff in the pipeline for lenders too? Eg switching loans for ones on the market that are the same rate or better so it is easier to lend out for longer periods and still get some money out quickly in case of an emergency.

Another nice feature for lenders would be the ability to offer higher leverage and not just longer duration. If someone wants 10k USD at 1% a day for 10:1 trading for a week, I'd do that in the current market. This might be subject to limits of course to not increase your global leverage too much but would be something where lenders could charge more and traders probably also would pay more.

Thanks for the updates by the way, much appreciated.

In January there was still a "Bitfinex Limited" registered in Gloucester Road, HK with company number 1872039 - now Virgin Islands?! Sorry, but not communicating this stuff is definitely something that starts to sound very strange, especially after silently(!) cutting your liquidity in half (or worse) by dropping Bitstamp. This is now the 4th or 5th company operating Bitfinex...

@DoubleSwapper:
By now they should have 2, maybe 3 million USD, they never stated how many BTC the company owns afaik.

Blah blah blah...

Anyways, I bid 1 BTC to get the action started. I know it is below your asking price but since there are 0 bids so far, maybe it's the only one after all and you at least can consider it as an option.

Hi Zhou Tong...

With a lot more effort maybe, also you either will NOT be able to borrow a few 100k USD with BTC as collateral or you might at least have to answer some quite nasty questions. Also USD are not transferred as fast as BTC - depending on your lender it would take several days until you actually have the USD you borrowed on an exchange to trade with.

Just look at the charts - as long as there are swings like this, 0.2%/day interest is pocket change. Also consider that other exchanges charge more for a single trade (often from both sides), not just per day. If you trade one single time less you already have saved the swap fees...