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Author Topic: Is it better to save money or invest it?  (Read 1181159 times)
umaOuma
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April 28, 2015, 02:52:35 PM
 #221

I think savings is better option because it can help you out in case of emergency as investment is for future cause you cant withdraw until it gets matured so i would prefer of saving money rather than investment as investment is a long run and savings is a short term.
Dotakels
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April 28, 2015, 02:53:16 PM
 #222

Invest in Gold. As its value gonna increase day by day. I would prefer saving first and then go for investment. Without savings you can't make an investment so i guess you need to save a part of your salary every month and then as you have good fund with you go for investment.
Like i said. Investing and saving are connected to each other. You can invest if you dont save. Make it step by step dont rush it. Save first and then go for an investment dont forget to invest it in compound interest.
mrhelpful
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April 28, 2015, 03:19:42 PM
 #223

You should compound the intrest in a traditional form, but that decision is based on the person.

Theres different set backs on choices you make, but they all deal with not getting back for awhile. I suggest smaller government notes at certain lengths of time, then a actual 30 yr bond then reinvest it with buying bitcoin.
stromma44
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April 28, 2015, 03:25:00 PM
 #224

Investment would be the better option as you also need to look at the retirement perspective so if you are investing today you will get returns in future where you dont have any other source of income so its good to be independent even if you are retired.
zeraTunerse
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April 28, 2015, 04:05:19 PM
 #225

I would prefer openinng an Savings Bank A/c which is paying me compound rate of interest annually so that i can save atleast fixed amount annually and then over a period of time would go for investment which will take care of my life in future at the the time of retirement.
zendantom
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April 28, 2015, 04:26:43 PM
 #226

Investment is the best option. Many sources to invest for eg. gold,silver,real estate,stock,govt bonds etc. but savings and investments are interconnected u cant invest without savings a small part of income need to be saved every month in terms of fixed deposits

techgeek
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April 28, 2015, 04:52:21 PM
 #227

Investment is the best option. Many sources to invest for eg. gold,silver,real estate,stock,govt bonds etc. but savings and investments are interconnected u cant invest without savings a small part of income need to be saved every month in terms of fixed deposits

You can save a portion of pay all you want, but in the years of saving you`ll be enjoying in your late 40`s or longer when youre old.

Or you can get paid a huge lump sum by selling a company and be retired at the age of now instead.

wearepoor
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April 28, 2015, 05:16:31 PM
 #228

It totally depends on what kind of job u r holding and which country u live in?? Like for eg if u live in india and u r having a govt job even ur life is secured after retirement as indian govt pays u pension which can take care of ur family so basically it depends on which country u r living in n wat profession u follow.
mearylll
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April 28, 2015, 05:24:13 PM
 #229

INVEST INVEST N INVEST...one cant afford to have a risk.. Invest today n get better returns in future.. If one have savings can definitely afford to invest in bitcoins at present.. As bitcoin is much more attractive n paying good returns..one should choose an option of investment
hunnaryb
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April 28, 2015, 06:09:01 PM
 #230

SAVE today n INVEST tommorrow thats the best funda for every normal human being. If u havent saved anything how r u gonna invest tommorrow?? so just start saving a little bit of your income which can be used even at a time of emergency or can be help in future too..

 

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Xenoph0bia
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April 28, 2015, 06:22:07 PM
 #231

I would luv to go for an Investment. As i am very much secured about future so I would prefer to go for an investment that would help me in future even if i am jobless or I am retired I dont have to be dependent on others if i have made an smart investment at initial stage
arbitrage001
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April 28, 2015, 06:51:23 PM
 #232

In a healthy system, saving is investing.
Dotakels
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April 29, 2015, 01:05:02 AM
 #233

I would luv to go for an Investment. As i am very much secured about future so I would prefer to go for an investment that would help me in future even if i am jobless or I am retired I dont have to be dependent on others if i have made an smart investment at initial stage
Can i ask you? how you invest if you dont save? and you said that when you retired your investment will help you the big question is ? if your investment is failed? or your money will loss because your company that you invest are outweigh? how investment really help you in the future? Investment have risk.
Erza
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April 29, 2015, 03:53:24 AM
 #234

I would luv to go for an Investment. As i am very much secured about future so I would prefer to go for an investment that would help me in future even if i am jobless or I am retired I dont have to be dependent on others if i have made an smart investment at initial stage
Can i ask you? how you invest if you dont save? and you said that when you retired your investment will help you the big question is ? if your investment is failed? or your money will loss because your company that you invest are outweigh? how investment really help you in the future? Investment have risk.

Actually if you gonna invest you just need a very good budget and you no need spend some if you really rich and of course if someone invest he must having fund that can support his investment and dont spend what you can't afford to lose
rio3232
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April 29, 2015, 05:58:37 AM
 #235

Is it better to save money in bank or invest it online, in real estate or maybe gold?

It depen for how long you save money or invest it.
If for maybe 3 months - 6 months better u save the money. But if arround 1 year - 3 years better invest it and gain the interest.
For me, i go invest it to business in real life. and maybe invest on hyip but only 1 day.
BitcoinINV
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April 29, 2015, 10:02:17 AM
 #236

i u owuld ask me investing is better option than saving btc or any other altcoin

Sarthak
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April 29, 2015, 11:44:48 AM
 #237

Wow!
I jus found a simple and crazy idea!
Spend it

Dotakels
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April 29, 2015, 12:10:17 PM
 #238

I would luv to go for an Investment. As i am very much secured about future so I would prefer to go for an investment that would help me in future even if i am jobless or I am retired I dont have to be dependent on others if i have made an smart investment at initial stage
Can i ask you? how you invest if you dont save? and you said that when you retired your investment will help you the big question is ? if your investment is failed? or your money will loss because your company that you invest are outweigh? how investment really help you in the future? Investment have risk.

Actually if you gonna invest you just need a very good budget and you no need spend some if you really rich and of course if someone invest he must having fund that can support his investment and dont spend what you can't afford to lose
Or in another words, save as you can so that you can have a budget and you can support your investment. And if the investment is failed at least you have a extra money.
operrajunk74
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April 29, 2015, 12:22:18 PM
 #239

It's better to save first and then investment. Because for investments you need funds and you can hold funds only if u save at the primary stage. And look for safe investments even if its not giving best returns but atleast you can earn some returns.
Rude Boy
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April 29, 2015, 12:23:35 PM
 #240

 Wink save 75% and invest 25%.
If you get more than you've invested, just reinvest and save the remaining.
If you lose, atleast you'll have your 75% of money.


~Rude Boy
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