[ANN][NOTE]DNotes - Celebrating DNotes 3rd Birthday - Forum Now Open

[RJF]

"Managers that do know of it are reluctant to incorporate in portfolios either because their investors don't understand or trust it or, the old standby, it's too volatile."

Also . . . certainly (we canvassed 25 Australian financial institutions in our survey on this) the regulatory environment is hostile, which hostility extends to their being no regulation!

"verb:CRISP, past tense:CRISPed, present participle:CRISPing" Phrasal verb: crisp up: 'to gleefully own large amounts of CRISP,' as in 'Wow! I'm CRISPed right up at this point!"


Mark (IndiaMikeZulu), Australia

Very true Mark. People who live their lives in a regulatory bubble are not going to play with sharp objects... We do need clear guidance from lawmakers not patchwork regulation where straddling the state line makes you legal and illegal at the same time.

[RJF]

Please remember to vote for DNotes on Cryptsy! We have a long way to go but, I'm betting we can do it if everyone participates.

[Dyna]

“Follow the money” is a sound advice in investing as well as other investigative work. I mentioned in earlier posts that $500 million VC money was invested in the cryptocurrency space in 2014, followed by $100 million in the first two months this year. I also predicted that we will see $1 billion Venture Capital funding for the year 2015. So far I am on track, another  $116 million has just been invested in a cryptocurrency related company and the rest of the world has little knowledge as to what they are working on.

One would think that this is becoming so obvious that people will at least put away their pocket change and turn it into DNotes. I would hope so, but frankly, I do not think so, at least not yet. CRISPs are designed with that in mind, save you pocket change and convert it into DNotes. Think of it as universal life insurance payment using your pocket change. Start off with a meaning amount you can afford and keep adding to it on a regular basis.

There are indeed many very promising signs that the big money will one day start wishing that there is a Bitcoin alternative that is stable and trustworthy for them to invest some serious money. To us DNotes is the obvious choice but to others it is not so obvious. We all should start trying a little harder to help our friends and family know about CRISPs and the new technology revolution that holds enormous power to cause a quantum shift with world changing implications.

"the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs."

DNotes press release today says it all. Email a copy of it to all your friends and family.

********************

“21 has quietly raised $116 million in venture capital, from prominent firms including Andreessen Horowitz, RSE Ventures, and Khosla Ventures.”
Read more:
http://fortune.com/2015/03/11/march-10-bitcoin/

[RJF]

“Follow the money” is a sound advice in investing as well as other investigative work. I mentioned in earlier posts that $500 million VC money was invested in the cryptocurrency space in 2014, followed by $100 million in the first two months this year. I also predicted that we will see $1 billion Venture Capital funding for the year 2015. So far I am on track, another  $116 million has just been invested in a cryptocurrency related company and the rest of the world has little knowledge as to what they are working on.

One would think that this is becoming so obvious that people will at least put away their pocket change and turn it into DNotes. I would hope so, but frankly, I do not think so, at least not yet. CRISPs are designed with that in mind, save you pocket change and convert it into DNotes. Think of it as universal life insurance payment using your pocket change. Start off with a meaning amount you can afford and keep adding to it on a regular basis.

There are indeed many very promising signs that the big money will one day start wishing that there is a Bitcoin alternative that is stable and trustworthy for them to invest some serious money. To us DNotes is the obvious choice but to others it is not so obvious. We all should start trying a little harder to help our friends and family know about CRISPs and the new technology revolution that holds enormous power to cause a quantum shift with world changing implications.

"the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs."

DNotes press release today says it all. Email a copy of it to all your friends and family.

********************

“21 has quietly raised $116 million in venture capital, from prominent firms including Andreessen Horowitz, RSE Ventures, and Khosla Ventures.”
Read more:
http://fortune.com/2015/03/11/march-10-bitcoin/

And just as important, even more so on several levels, is the news that it appears 21 has penned a deal with Qualcomm, a huge global chip and mobile device maker. This is, in my opinion, the real news in this deal. Crypto is starting to fuse with real world products and companies. They are hinting at mass adoption which I can only guess might entail hard coding Bitcoin and other forms of digital currency into mobile phones and other products. It will be interesting indeed to watch this play out...

Does your phone have a Bitcoin chip? No? Better upgrade.... 

If you are interested in the potential scale of this deal, go here: https://www.qualcomm.com/products/all and click on "Products A to Z"

[infovortice2013]

Dnotes is unique in cryptoworld, we are an oasis in this ecosistem, they must watch us and they wanna buy us,,,, while be sure not loose cheapz Dnotes

[Dyna]

Here is one more headache for Banks and Credit Card companies:



Sequencing fraud on 9 CIBC Visa cards like 'Groundhog Day' for Ottawa man

By Rosa Marchitelli, CBC News Posted: Mar 11, 2015 5:00 AM ET


What is sequencing fraud?

Sequencing fraud allows scammers to figure out card credit numbers even before the bank can issue a new card.

The Canadian Bankers Association tells Go Public it doesn't have specific numbers on sequencing fraud, but it does track credit card fraud overall.

The most recent numbers show scammers made a total of $465,135,009 worth of fraudulent charges on Canadian credit cards in 2013, and fraud seems to be increasing year over year

Read More:

http://www.cbc.ca/news/canada/sequencing-fraud-on-9-cibc-visa-cards-like-groundhog-day-for-ottawa-man-1.2989611

[Chase]

Here is one more headache for Banks and Credit Card companies:



Sequencing fraud on 9 CIBC Visa cards like 'Groundhog Day' for Ottawa man

By Rosa Marchitelli, CBC News Posted: Mar 11, 2015 5:00 AM ET


What is sequencing fraud?

Sequencing fraud allows scammers to figure out card credit numbers even before the bank can issue a new card.

The Canadian Bankers Association tells Go Public it doesn't have specific numbers on sequencing fraud, but it does track credit card fraud overall.

The most recent numbers show scammers made a total of $465,135,009 worth of fraudulent charges on Canadian credit cards in 2013, and fraud seems to be increasing year over year

Read More:

http://www.cbc.ca/news/canada/sequencing-fraud-on-9-cibc-visa-cards-like-groundhog-day-for-ottawa-man-1.2989611

Unbelievable!  I've never even heard of sequencing fraud.  I wonder what else they're not telling us??

[infovortice2013]

a lot man..... you will never see this news on TV, like last one big i heard reported by kapersky, hackers create plus than 1k $ milions in banks over europe and america and rusia,,, this can be considerated a steal? ... they create this money like bank empoyed, no steal it XD just create and send it out

haha some year ago to falsificate money must print papers... now just adding ceros and ones (0,1) in proper place you got it.

[keemo]

“Follow the money” is a sound advice in investing as well as other investigative work. I mentioned in earlier posts that $500 million VC money was invested in the cryptocurrency space in 2014, followed by $100 million in the first two months this year. I also predicted that we will see $1 billion Venture Capital funding for the year 2015. So far I am on track, another  $116 million has just been invested in a cryptocurrency related company and the rest of the world has little knowledge as to what they are working on.

One would think that this is becoming so obvious that people will at least put away their pocket change and turn it into DNotes. I would hope so, but frankly, I do not think so, at least not yet. CRISPs are designed with that in mind, save you pocket change and convert it into DNotes. Think of it as universal life insurance payment using your pocket change. Start off with a meaning amount you can afford and keep adding to it on a regular basis.

There are indeed many very promising signs that the big money will one day start wishing that there is a Bitcoin alternative that is stable and trustworthy for them to invest some serious money. To us DNotes is the obvious choice but to others it is not so obvious. We all should start trying a little harder to help our friends and family know about CRISPs and the new technology revolution that holds enormous power to cause a quantum shift with world changing implications.

"the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs."

DNotes press release today says it all. Email a copy of it to all your friends and family.

********************

“21 has quietly raised $116 million in venture capital, from prominent firms including Andreessen Horowitz, RSE Ventures, and Khosla Ventures.”
Read more:
http://fortune.com/2015/03/11/march-10-bitcoin/

Well said, Dyna. I wanted to address a specific point you made:

>>>
There are indeed many very promising signs that the big money will one day start wishing that there is a Bitcoin alternative that is stable and trustworthy for them to invest some serious money. To us DNotes is the obvious choice but to others it is not so obvious. We all should start trying a little harder to help our friends and family know about CRISPs and the new technology revolution that holds enormous power to cause a quantum shift with world changing implications.
<<<

Here the obvious scenario is that of wanting to own DNotes. The other scenario is value-added technology and service providers building businesses around DNotes e.g. investment managers selling DNotes based portfolios, state of the art payment technologies supporting DNotes, merchants accepting DNotes, developers providing fancy solutions around CRISP/DNotesVault and other properties, open-source developers putting their weight behind DNotes and speeding up DNotes technology development, brokers fixing DNotes/BTC hedges. I am having difficulty being very specific but DNotes will be a viable platform for all these fancy things VCs are funding bitcoin related ventures for.

It is but natural for smart money to look at the next most promising currency after bitcoin and put their weight behind it to upset bitcoin hegemony. So money and resources will come flowing in from all directions as long as DNotes continues to progress and reaches a critical mass. Gaining user adoption is a bigger problem than building fancy new technical features, so if DNotes succeeds in having a large diversified user base and a low volatility path, the whole world will want to transact with it (in all the above manners).

Here Bitcoin has a distinct disadvantage. There are no specific promoters behind bitcoin. It is a large number of software developers set up in a heirarchy. There is no distinct business leadership that a potential strategic partner could do business with. Thus ease of doing business with (for potential partners) with DNotes is much easier.

[DNotes]

As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes Brings Banking Solutions, Stability, And Value

Bitcoin Press Release: As credit card fraud cases reach new highs, the legacy banking system may soon be challenged by Bitcoin Alternative DNotes with an impressive track record of stability and good store of value; two of the most commonly cited reasons that Bitcoin is not a viable threat.

There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often being described as the greatest technology innovation since the Internet. The Bitcoin space has received a staggering investment of almost $500 million from Venture Capital funding in 2014 alone, followed by over $100 million during the first two months of 2015.

No matter how promising, emerging technologies are never perfect, providing room for critics to predict their early demise with sensational headlines. The legacy banking system – being an integral part of an outdated and costly credit and debit card payment network system – has been among those critics. Being the most direct targets of disruption, senior bank and credit card companies’ executives often discount Bitcoin as a threat because of its explosive volatility and poor track record as a store of value. Bitcoin as a medium of exchange has not gained meaningful scale to cause much pain either. In such an environment, the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs.

DNotes can best be characterized, as a second generation Bitcoin alternative digital currency. Created over one year ago, it exploited the advantages of knowing the weaknesses and pitfalls that penalized Bitcoin as the pioneer. It objectively studied Bitcoin’s strengths and weaknesses as well as threats and opportunities. DNotes was created on February 18, 2014 with an objective to meet the full functions of fiat currency as a unit of account, store of value and medium of exchange within three years. It decided to take a very different path since day one in building a trustworthy stable digital currency with reliable long term appreciation.

Central to DNotes long term strategic plan is the creation of highly scalable building blocks, as the foundation of its own ecosystem. Those strategic building blocks include CryptoMoms; a currency neutral site dedicated to encourage women participation, DNotesVault; a free secure storage for DNotes’ stakeholders with 100% deposit guarantee with verifiable funds, and CRISPs; a family of Cryptocurrency Investment Savings Plans for everyone worldwide. The core mission of CRISP is to make the savings opportunity available to everyone; from the unborn to the most senior; from the unbanked to the super rich. The opportunity for anyone to participate irrespective of financial standing, coupled with combined charity efforts will bring about much needed financial freedom for millions worldwide.


Yong explained that,

“winning strategies are most effective when executed flawlessly in the right sequence and at the most opportune time. Until there is a stable digital currency everyone can understand, trust and feel comfortable about, attempts to promote it as a medium of exchange will cost more harm than good. In the case of DNotes, the medium of exchange function will not kick until its third year; at which time many small business owners and their employees are anticipated to be DNotes stakeholders and participants in one of its cryptocurrency savings plans.”

DNotes’ ecosystem is strategically linked and systematically executed towards the ultimate goal of mass consumer and mass merchant adoption of DNotes as a medium of exchange in global commerce. As a digital currency it is equal to and better than fiat currency and as a technology it holds enormous power to cause a quantum shift with world changing implications.

DNotes is a cryptographically created digital currency based on a novel decentralized peer to peer model, where trust is replaced by mathematical algorithms, eliminating the need of an intermediary such as a bank or an automatic clearing house. Assets of value such as Bitcoin, DNotes, and other digital assets can be sent and received in minutes anytime, anywhere, worldwide without the oversight of any central authority. It takes as little as two simple cell phones, or computers with an internet connection to send and receive funds. It does not require, transmit, or store any personal information and the two parties do not need to know or trust each other to successfully complete the transaction at little to no cost.

On the other hand, the legacy banking system, credit and debit card payment network systems are based on an absolute dependency on personal identity with multiple exposures that can be and have been compromised. With multiple intermediaries requiring proof of identity for the release of funds, loans and credit approval based of the “holder” of the required personal information, this has been proven repeatedly to involve high risk exposures.

The legacy credit and debit card payment network systems are costly. In addition digital currency nonreversible transactions offer a significant advantage in protecting businesses and online merchants from credit card fraud chargeback that plague many smaller online businesses dealing in credit card payments.

For more information please visit: DNotescoin.com

Media contact:

Name: Alan Yong

Email: Contact@DNotescoin.com

Source: http://bitcoinwarrior.net/2015/03/as-credit-card-fraud-reaches-new-highs-bitcoin-alternative-dnotes-brings-banking-solutions-stability-and-value/

[infovortice2013]

As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes Brings Banking Solutions, Stability, And Value

Bitcoin Press Release: As credit card fraud cases reach new highs, the legacy banking system may soon be challenged by Bitcoin Alternative DNotes with an impressive track record of stability and good store of value; two of the most commonly cited reasons that Bitcoin is not a viable threat.

There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often being described as the greatest technology innovation since the Internet. The Bitcoin space has received a staggering investment of almost $500 million from Venture Capital funding in 2014 alone, followed by over $100 million during the first two months of 2015.

No matter how promising, emerging technologies are never perfect, providing room for critics to predict their early demise with sensational headlines. The legacy banking system – being an integral part of an outdated and costly credit and debit card payment network system – has been among those critics. Being the most direct targets of disruption, senior bank and credit card companies’ executives often discount Bitcoin as a threat because of its explosive volatility and poor track record as a store of value. Bitcoin as a medium of exchange has not gained meaningful scale to cause much pain either. In such an environment, the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs.

DNotes can best be characterized, as a second generation Bitcoin alternative digital currency. Created over one year ago, it exploited the advantages of knowing the weaknesses and pitfalls that penalized Bitcoin as the pioneer. It objectively studied Bitcoin’s strengths and weaknesses as well as threats and opportunities. DNotes was created on February 18, 2014 with an objective to meet the full functions of fiat currency as a unit of account, store of value and medium of exchange within three years. It decided to take a very different path since day one in building a trustworthy stable digital currency with reliable long term appreciation.

Central to DNotes long term strategic plan is the creation of highly scalable building blocks, as the foundation of its own ecosystem. Those strategic building blocks include CryptoMoms; a currency neutral site dedicated to encourage women participation, DNotesVault; a free secure storage for DNotes’ stakeholders with 100% deposit guarantee with verifiable funds, and CRISPs; a family of Cryptocurrency Investment Savings Plans for everyone worldwide. The core mission of CRISP is to make the savings opportunity available to everyone; from the unborn to the most senior; from the unbanked to the super rich. The opportunity for anyone to participate irrespective of financial standing, coupled with combined charity efforts will bring about much needed financial freedom for millions worldwide.


Yong explained that,

“winning strategies are most effective when executed flawlessly in the right sequence and at the most opportune time. Until there is a stable digital currency everyone can understand, trust and feel comfortable about, attempts to promote it as a medium of exchange will cost more harm than good. In the case of DNotes, the medium of exchange function will not kick until its third year; at which time many small business owners and their employees are anticipated to be DNotes stakeholders and participants in one of its cryptocurrency savings plans.”

DNotes’ ecosystem is strategically linked and systematically executed towards the ultimate goal of mass consumer and mass merchant adoption of DNotes as a medium of exchange in global commerce. As a digital currency it is equal to and better than fiat currency and as a technology it holds enormous power to cause a quantum shift with world changing implications.

DNotes is a cryptographically created digital currency based on a novel decentralized peer to peer model, where trust is replaced by mathematical algorithms, eliminating the need of an intermediary such as a bank or an automatic clearing house. Assets of value such as Bitcoin, DNotes, and other digital assets can be sent and received in minutes anytime, anywhere, worldwide without the oversight of any central authority. It takes as little as two simple cell phones, or computers with an internet connection to send and receive funds. It does not require, transmit, or store any personal information and the two parties do not need to know or trust each other to successfully complete the transaction at little to no cost.

On the other hand, the legacy banking system, credit and debit card payment network systems are based on an absolute dependency on personal identity with multiple exposures that can be and have been compromised. With multiple intermediaries requiring proof of identity for the release of funds, loans and credit approval based of the “holder” of the required personal information, this has been proven repeatedly to involve high risk exposures.

The legacy credit and debit card payment network systems are costly. In addition digital currency nonreversible transactions offer a significant advantage in protecting businesses and online merchants from credit card fraud chargeback that plague many smaller online businesses dealing in credit card payments.

For more information please visit: DNotescoin.com

Media contact:

Name: Alan Yong

Email: Contact@DNotescoin.com

Source: http://bitcoinwarrior.net/2015/03/as-credit-card-fraud-reaches-new-highs-bitcoin-alternative-dnotes-brings-banking-solutions-stability-and-value/

Congrats good article !

[Dyna]

“Follow the money” is a sound advice in investing as well as other investigative work. I mentioned in earlier posts that $500 million VC money was invested in the cryptocurrency space in 2014, followed by $100 million in the first two months this year. I also predicted that we will see $1 billion Venture Capital funding for the year 2015. So far I am on track, another  $116 million has just been invested in a cryptocurrency related company and the rest of the world has little knowledge as to what they are working on.

One would think that this is becoming so obvious that people will at least put away their pocket change and turn it into DNotes. I would hope so, but frankly, I do not think so, at least not yet. CRISPs are designed with that in mind, save you pocket change and convert it into DNotes. Think of it as universal life insurance payment using your pocket change. Start off with a meaning amount you can afford and keep adding to it on a regular basis.

There are indeed many very promising signs that the big money will one day start wishing that there is a Bitcoin alternative that is stable and trustworthy for them to invest some serious money. To us DNotes is the obvious choice but to others it is not so obvious. We all should start trying a little harder to help our friends and family know about CRISPs and the new technology revolution that holds enormous power to cause a quantum shift with world changing implications.

"the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs."

DNotes press release today says it all. Email a copy of it to all your friends and family.

********************

“21 has quietly raised $116 million in venture capital, from prominent firms including Andreessen Horowitz, RSE Ventures, and Khosla Ventures.”
Read more:
http://fortune.com/2015/03/11/march-10-bitcoin/

Well said, Dyna. I wanted to address a specific point you made:

>>>
There are indeed many very promising signs that the big money will one day start wishing that there is a Bitcoin alternative that is stable and trustworthy for them to invest some serious money. To us DNotes is the obvious choice but to others it is not so obvious. We all should start trying a little harder to help our friends and family know about CRISPs and the new technology revolution that holds enormous power to cause a quantum shift with world changing implications.
<<<

Here the obvious scenario is that of wanting to own DNotes. The other scenario is value-added technology and service providers building businesses around DNotes e.g. investment managers selling DNotes based portfolios, state of the art payment technologies supporting DNotes, merchants accepting DNotes, developers providing fancy solutions around CRISP/DNotesVault and other properties, open-source developers putting their weight behind DNotes and speeding up DNotes technology development, brokers fixing DNotes/BTC hedges. I am having difficulty being very specific but DNotes will be a viable platform for all these fancy things VCs are funding bitcoin related ventures for.

It is but natural for smart money to look at the next most promising currency after bitcoin and put their weight behind it to upset bitcoin hegemony. So money and resources will come flowing in from all directions as long as DNotes continues to progress and reaches a critical mass. Gaining user adoption is a bigger problem than building fancy new technical features, so if DNotes succeeds in having a large diversified user base and a low volatility path, the whole world will want to transact with it (in all the above manners).

Here Bitcoin has a distinct disadvantage. There are no specific promoters behind bitcoin. It is a large number of software developers set up in a heirarchy. There is no distinct business leadership that a potential strategic partner could do business with. Thus ease of doing business with (for potential partners) with DNotes is much easier.

Excellent scenario.  That is exactly correct. As a whole, this will be a huge industry with massive job growth and wealth creation. It will become more obvious over time. DNotes will be well positioned by then. Just remember, when it becomes more of a sure thing, investors will pay a premium for it. Some will look back and wonder, how the opportunity to pick up DNotes for less than two pennies each, were missed by so many?

You are also absolutely correct that: “The other scenario is value-added technology and service providers building businesses around DNotes e.g. investment managers selling DNotes based portfolios, state of the art payment technologies supporting DNotes, merchants accepting DNotes, developers providing fancy solutions around CRISP/DNotesVault and other properties, open-source developers putting their weight behind DNotes and speeding up DNotes technology development, brokers fixing DNotes/BTC hedges.”

Our focus is to build the part of the ecosystem or infrastructure most valuable in taking DNotes to the next level. Once DNotes reaches a certain level of success, many will want to be a part of DNotes. That is how the business world evolves.

What DNotes has done is not easy to replicate. Building a stable trusted currency is a very difficult thing. That itself is invaluable. We are also agile, nimble and decisive, yet very caring and respectful. And I mean our whole community. This is a rare package and we all are very proud of it.

[Chase]

As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes Brings Banking Solutions, Stability, And Value

Very powerful press release - great job DNotes team!!

[Dyna]

As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes Brings Banking Solutions, Stability, And Value

Very powerful press release - great job DNotes team!!

Thanks, Chase. It will take a few days to populate the news outlets worldwide.

[Chase]

CRISP WORD CONTEST

Feel free to have some fun with the long list of CRISP words that will be a part of DNotes Dictionary in the future.  Does anyone have an award winning definition for "Laddered CRISP", "CRISP optimization", "CRISP sense", and so on...

Here's my non-competitive, just for fun entry:

CRISP Fund Baby

Definition - Modern day replacement of the "trust fund baby".  A child born to, or receiving a gift from, someone with a large amount of DNotes.  The parent or gift giver set up a CRISP for the child when they were born or very young and the child is now able to live off the appreciated value of the CRISP.  While the term "trust fund baby" carries negative connotations of never having to work, the grown up "CRISP fund baby" tends to be hard working and appreciative of what their parents did for them.

 

[DNotes]

CRISP WORD CONTEST

Feel free to have some fun with the long list of CRISP words that will be a part of DNotes Dictionary in the future.  Does anyone have an award winning definition for "Laddered CRISP", "CRISP optimization", "CRISP sense", and so on...

Here's my non-competitive, just for fun entry:

CRISP Fund Baby

Definition - Modern day replacement of the "trust fund baby".  A child born to, or receiving a gift from, someone with a large amount of DNotes.  The parent or gift giver set up a CRISP for the child when they were born or very young and the child is now able to live off the appreciated value of the CRISP.  While the term "trust fund baby" carries negative connotations of never having to work, the grown up "CRISP fund baby" tends to be hard working and appreciative of what their parents did for them.

 

Very creative Chase. I don't know how you come up with these ideas, but they are great! 

[Dyna]

CRISP WORD CONTEST

Feel free to have some fun with the long list of CRISP words that will be a part of DNotes Dictionary in the future.  Does anyone have an award winning definition for "Laddered CRISP", "CRISP optimization", "CRISP sense", and so on...

Here's my non-competitive, just for fun entry:

CRISP Fund Baby

Definition - Modern day replacement of the "trust fund baby".  A child born to, or receiving a gift from, someone with a large amount of DNotes.  The parent or gift giver set up a CRISP for the child when they were born or very young and the child is now able to live off the appreciated value of the CRISP.  While the term "trust fund baby" carries negative connotations of never having to work, the grown up "CRISP fund baby" tends to be hard working and appreciative of what their parents did for them.

 

Very creative Chase. I don't know how you come up with these ideas, but they are great! 

Impressed. Perhaps Marc, our author of CRISP Handbook, may want to consider adding a new section to the Handbook.

[RJF]

As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes Brings Banking Solutions, Stability, And Value

Bitcoin Press Release: As credit card fraud cases reach new highs, the legacy banking system may soon be challenged by Bitcoin Alternative DNotes with an impressive track record of stability and good store of value; two of the most commonly cited reasons that Bitcoin is not a viable threat.

There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often...

Excellent PR Dyna. This the kind of information people will lock onto and and take action.

[IMZ]

"Managers that do know of it are reluctant to incorporate in portfolios either because their investors don't understand or trust it or, the old standby, it's too volatile."

Also . . . certainly (we canvassed 25 Australian financial institutions in our survey on this) the regulatory environment is hostile, which hostility extends to their being no regulation!

Very true Mark. People who live their lives in a regulatory bubble are not going to play with sharp objects... We do need clear guidance from lawmakers not patchwork regulation where straddling the state line makes you legal and illegal at the same time.

Don't expect clear guidance.

IndiaMikeZulu spent literally months on the phone in 2013, talking to accountants’ organisations, accountants, AML authorities, banks, credit unions, regulatory bodies, license issuers, the Australian Tax Office, and fellow crypto geeks. It was like attacking the ocean with a bread-and-butter knife.

Here are two insights:

One: ‘national chapters’: although cryptos are a global phenomenon, the regulations generally go nation by nation. So, krypto hoomernz in one nation (even from different cryptos!) can co-operate to gather data on the regulatory situation in that nation (including, I suggest, the postage of bullion).

Two: choose one business in a nation, and mentor it. That is, instead of dumpin’ the whole crypto thing in the lap of the business’s unsuspecting accountant, guide the business/accountant through the initial processes, ensuring them that assistance – perhaps even financial – will be forthcoming.

This business becomes the showcase. Mutual benefit all around.

Mark (IndiaMikeZulu), Australia

[Just to show you how out of our minds we are, with the resources of one overworked family-guy and one half-blind disability pensioner, we tackled an entire town in early 2014, in an effort to learn how crypto adoption might happen at all levels. Expensive and punishing! but it was one of only two projects like it in the world at the time.]

[mafort1469]

As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes Brings Banking Solutions, Stability, And Value

Bitcoin Press Release: As credit card fraud cases reach new highs, the legacy banking system may soon be challenged by Bitcoin Alternative DNotes with an impressive track record of stability and good store of value; two of the most commonly cited reasons that Bitcoin is not a viable threat.

There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often being described as the greatest technology innovation since the Internet. The Bitcoin space has received a staggering investment of almost $500 million from Venture Capital funding in 2014 alone, followed by over $100 million during the first two months of 2015.

No matter how promising, emerging technologies are never perfect, providing room for critics to predict their early demise with sensational headlines. The legacy banking system – being an integral part of an outdated and costly credit and debit card payment network system – has been among those critics. Being the most direct targets of disruption, senior bank and credit card companies’ executives often discount Bitcoin as a threat because of its explosive volatility and poor track record as a store of value. Bitcoin as a medium of exchange has not gained meaningful scale to cause much pain either. In such an environment, the immensely promising Bitcoin with the potential to be the greatest technology revolution of our generation can be quite deceptive; causing many to look back a few years from now wondering how they could have missed the early promising signs.

DNotes can best be characterized, as a second generation Bitcoin alternative digital currency. Created over one year ago, it exploited the advantages of knowing the weaknesses and pitfalls that penalized Bitcoin as the pioneer. It objectively studied Bitcoin’s strengths and weaknesses as well as threats and opportunities. DNotes was created on February 18, 2014 with an objective to meet the full functions of fiat currency as a unit of account, store of value and medium of exchange within three years. It decided to take a very different path since day one in building a trustworthy stable digital currency with reliable long term appreciation.

Central to DNotes long term strategic plan is the creation of highly scalable building blocks, as the foundation of its own ecosystem. Those strategic building blocks include CryptoMoms; a currency neutral site dedicated to encourage women participation, DNotesVault; a free secure storage for DNotes’ stakeholders with 100% deposit guarantee with verifiable funds, and CRISPs; a family of Cryptocurrency Investment Savings Plans for everyone worldwide. The core mission of CRISP is to make the savings opportunity available to everyone; from the unborn to the most senior; from the unbanked to the super rich. The opportunity for anyone to participate irrespective of financial standing, coupled with combined charity efforts will bring about much needed financial freedom for millions worldwide.


Yong explained that,

“winning strategies are most effective when executed flawlessly in the right sequence and at the most opportune time. Until there is a stable digital currency everyone can understand, trust and feel comfortable about, attempts to promote it as a medium of exchange will cost more harm than good. In the case of DNotes, the medium of exchange function will not kick until its third year; at which time many small business owners and their employees are anticipated to be DNotes stakeholders and participants in one of its cryptocurrency savings plans.”

DNotes’ ecosystem is strategically linked and systematically executed towards the ultimate goal of mass consumer and mass merchant adoption of DNotes as a medium of exchange in global commerce. As a digital currency it is equal to and better than fiat currency and as a technology it holds enormous power to cause a quantum shift with world changing implications.

DNotes is a cryptographically created digital currency based on a novel decentralized peer to peer model, where trust is replaced by mathematical algorithms, eliminating the need of an intermediary such as a bank or an automatic clearing house. Assets of value such as Bitcoin, DNotes, and other digital assets can be sent and received in minutes anytime, anywhere, worldwide without the oversight of any central authority. It takes as little as two simple cell phones, or computers with an internet connection to send and receive funds. It does not require, transmit, or store any personal information and the two parties do not need to know or trust each other to successfully complete the transaction at little to no cost.

On the other hand, the legacy banking system, credit and debit card payment network systems are based on an absolute dependency on personal identity with multiple exposures that can be and have been compromised. With multiple intermediaries requiring proof of identity for the release of funds, loans and credit approval based of the “holder” of the required personal information, this has been proven repeatedly to involve high risk exposures.

The legacy credit and debit card payment network systems are costly. In addition digital currency nonreversible transactions offer a significant advantage in protecting businesses and online merchants from credit card fraud chargeback that plague many smaller online businesses dealing in credit card payments.

For more information please visit: DNotescoin.com

Media contact:

Name: Alan Yong

Email: Contact@DNotescoin.com

Source: http://bitcoinwarrior.net/2015/03/as-credit-card-fraud-reaches-new-highs-bitcoin-alternative-dnotes-brings-banking-solutions-stability-and-value/

WOW, excellent work. Just blown away right now after reading this. Tremendous press release. wow.................love it!