SEPA transfers take from 1 to 3 days. It depends on your bank. So for example, if you requested a SEPA transfer yesterday, let's say they will process it today (They can do it Monday if they don't work on the weekend) you should see it credited to your account between Monday to Wednesday at least. Too soon to start to worry for your money.

They just provide solutions for merchants to be able to accept Bitcoin. They can't be responsible for what behaviour the seller has. Actually, you can be happy (at least) that they disabled the seller to use their service.
To be honest, I don't think you  will recover your bitcoins

Some exchanges don't have the option to sell your coins for $,£,€
In some exchanges such as Kraken, Bitstamp, etc people can sell their bitcoins (of course) for dollars, euros, etc and then get the money transferred to their bank account quite easily.

It's the problem. Most of the people starting to use including those who started 1 year ago are using cryptos as their investment. Bitcoin is a currency and should be used as a currency. It's not an investment for the retirement or a collectable item.
People hear about Bitcoin as a high ROI in just a few months etc then what people do? They buy bitcoins and hold them and not use it.

The Bitcoin's price is so volatile these recents days like it was for the previous fork in July. You can go to sleep and the next day the value lose 10-15%. The weekend is starting and usually, the price falls a little during those days. It may fail a lot since we are in a fork period. Still 4-5 days left, after this, I am sure we will see a correction and a nice one.

Investing in gold and investing in Bitcoin is totaly different
People investing in gold are mainly those who are looking to protect their funds in case of an economic crisis, war, or just because they prefer this over their saving account in a bank.
Currently the ones investing in Bitcoin are doing it with the only purpose to generate a profit

If I remember correctly you can do this with Coinbank. But there are 2 things you have to consider. You will need to have a verified account with Coinbank. Secondly Paypal may hold the funds for a period of 21 days (like when you sell on ebay). I have not tested myself, but you can see about this in their FAQ or Fees pages.

I tough that people who registered before a certain date don't need to verify their account? My account was registered before this supposed date but when I log in my account I am redirected directly to the verification page. Euh.
I am not going to give any piece of personal information to Bittrex. After all, there are plenty of exchanges around. No problem I will stick with Cryptopia and use it more

I visited the roadmap, I am 

I knew Bitwala is a company that can't stop to provide just a Bitcoin wallet and card and has a potential to go to the next level. You haven't got the "Best Blockchain Startup" (at the Fintech forum in Paris) without doing anything. I am in hurry to see how Bitwala will grow.
When you will offer the EU bank account/IBAN I will happy to close one bank account I own and replace it with Bitwala service.

Everyone here can say Bitcoin value will be $7000 next month, $9000 for Christmas, $15000 for the next year etc but no one is able to give arguments to explain. You can't just say this or that without explaining your opinion. It's not a lottery or a casino game where you need to guess a number.
Listening to people here everybody is economist

You think like this because you're maybe a European... But most of the people have no idea what's going on in Spain, and a large percentage has no idea that Spain is a country. With your graph, it could be the speech Puigdemont like it could be Lady Gaga latest shoes... I mean, who gives a fuck about the latest shoes of Lady Gaga like who gives a fuck about a country they don't know. There are millions of American citizens who think Europe is a country (seriously) for example.

I don't think that what's going on in Spain has something to do with it.

Ca c'est l'excuse officielle. Seulement une grande partie des comptes compromis sont des comptes inscrits apres ce probleme de 2015.

Banks have never controlled Bitcoin a single time because no one can do it.

Now let's imagine a day if Bitcoin becomes an official currency worldwide. Do you think that the banks will sit on their chair without doing anything? No, they will adapt as they do for thousands of years. Remember that cards, checks/cheques, bank notes, didn't exist thousands of years ago.

A possibility could be that they apply Bitcoin in their system. They will have still plenty of customers because the average person doesn't want to deal with instaling a bitcoin client, the private keys and all that goes around

You crypto portfolio shouldn't be over 20%. At least I won't. 70%-90% is just too much in such volatile market, and I am not sure if we can consider cryptos as a "safe haven"  I will prefer to invest at least 50% in precious metals which are far more safe than cryptos. 70% in cryptos you are taking the risk to the extreme as possible. But, of course, you know, usually bigger risk means bigger profits, but when it's about securing your investments it is something else.

It can be used to record the history of the patient for example. It's some extremely sensitive data, I am not aware if a data breach already happened in this field but if it happens it will be a big scandal.

With the cryptography and signature, those data could be visible only with the approval of you or a doctor, pharmacy, or something like that. I think It could also increase the efficiency of a healthcare system generally speaking.(payments, bills, whatever).

You can use Cryptopia if you want to trade BTC/XMR. It's a reliable exchange platform so far.
You don't need to have a verified account as long you don't need to withdraw 5000$ daily. It's a high limit for most of the people. And if you need over $5000 then do it during multiple days.
There is HitBtc as well but I am not 100% sure about the KYC there, I used it one time only but didn't do anything regarding giving personal information

I vote for Cryptopia as well. There are a lot of coins listed there but most important is they have a good support and reply to each ticket in a timely manner. They don't disable account for a stupid reason like some others, and they don't avoid to reply to people and their support tickets as well on social networks. They do have a topic on this forum and you can see them quite active in. So it's not an exchange that will let you alone with a problem you may have.

Money is backed by nothing more than a ponzi scheme and it's useless if suddenly the current banking system collapse. Or if it becomes like in Zimbabwe where 1 million is equal to 7$ maybe.... Money in banks is not your once deposited, you lend the money to the bank and there is no collateral lol.

In july the price was going amazingly like this days, but it was also losing a lot. We are not exempt to see the same situation this month. Most people are buying bitcoins with the hope to get free coins with the next fork. They missed bitcoin cash they don't want to miss the next train. It's the only reason why bitcoin price is going up

Totaly not relevant to what the OP is talking about. He is talking about something like coinhive. Website owner install a code to his site and when someone visits the site his computer is used to mine Monero. Antivirus may consider the site as infected with a virus. Good way to say bye bye to your traffic in my opinion. So it is not about cloud mining sites in any way.