when doing the "we wil send you 2 payments of under $1 to verify your bank account" you are agreeing to let them link and access your bank account

the thing is...
people need to be more risk aware. and learn about what they are getting into. rather then having a blind ignorant mindsete of trusting.. they need to do research and be self aware.

bitcoin is about people taking responsibility of their own property/value. where you should not just blindly trust some third party to look after it and not harm you.

we should have not celebrated the "currency" mainstreaming but instead looked at the ramifications of redefining bitcoin as a mainstream currency. as yes it had negative ramifications to peoples beloved "privacy rights"

putting bitcoin into a custodian is also something people need to be aware of.
its the whole point of "not your keys not your coin" its about understanding that businesses can fail you.

dont cry that they can fail you. learn that they can and probably will.. and if you dont like it. use something else or make something else but no matter what you decide to use. dont just have the ignorant mindset of utopian hope that the new thing you found is perfect. and instead learn about its risks and flaws and understand them

the S9' s were popular in 2016-2019. but most established miners sold off their s9's as second hand cheap hardware for altcoins like the nch bsv in 2018-9 around the same times as the china drama also.. most of bitcoin is now on the s17-19 range

this year there has just been a delivery of lots of s19 which since september has helped to push the hashrate above the 200exa range. and by january with the next batch in november-december should see a hopeful push to 300exa+. all aiding the hashrate competition to move forward from its slump of the last couple years tailing off at 200 average for a LONG WHILE

this push of the hash competition means those still stuck on older gen or wanting to expand current gen asics an opportunity to catch up/overtake rather than be left behind

yes this push will see the small hobby miners with high electric drop of out mining and instead become buyers of coin. as it would be the cheaper option. but this is how the cycles work

when the price is low people prefer to buy coin. when the hash competition starts more switch to buying coin. then the price rises because of that.. and the price rise eventually make mining profitable again for the inefficient miners to start mining which pushes the hashrate higher even faster. which then causes the underlying value to set its new non zero higher value.

some people see the current situation as the 2013-2017 slump of stagnated speculation. thus delaying the deflationary value rise. so trying things to tickle and trigger more movement sooner is a positive, without it being just speculated social drama.  but a value rise due to fundamental hashrate cost competition rise, which is another positive

..
anyway. if i was to become a miner again. i would not use my own coin to buy asics. id prefer to take out a loan that locks up some of my coin as collateral. where by its not actually spending my coin. but putting it into a lock for 18 months.. and when its time to pay up in 18 months. they hand me back some some from the lock rather than it diisapearing and then owing them more.

oeleo. blackhat, tademichi.. the usual culprits of censorship
your little club defended cores main dev employers business property rights (blockstreams products) which were pushed into core roadmap plan) to do the mandatory split.  where anyone opposing blockstreams product push into cores roadmap were treated not as just bitcoiners that reject a bip. but instead treated as complete opposition/enemies to all of bitcoin..

your lil gang even made a topic trying to to get me banned because i dont stop trying to remind people of that corporate push

so stop playing censorship victim when you are highly censorship instigators. yep your group are also the main 12 preachers of saying the same echo'd scripts of denying bitcoin access to billions of people with your ignorant and narrow minded  recited speaches of "bitcoin shouldnt be used for coffee purchases" which in your narrow minds dont realise is the spending amount of 1 billion 3rd world countries weekly wage (yep $3 is a weeks wage for billion people who you decided should not be using bitcoin)

so instead o crying/playing victim. and then shouting some unresearched conspiracy theory that lacks basic knowledge of facts, data and how the world actually works, EG that a fiat business is using its legal rights on its guests...
.. realise what those rights are.. realise how its able to have those rights, and then instead of cry about it.. use it

instead of playing victim that it uses its rights.. instead grow a conscience, some morals. and think of (for once) offering a service that competes against the service you hate. that actually morally and ethically offers something better for everyone

---

its not about me defending "survellaience state" (because i dont))
its about me not being a drugged up paranoid idiot (because i dont do drugs)
its about me being a sober person that has done the research to know what the laws/rights/rules are to understand the rights rules and laws are..

put simply.. i have been involved in bitcoin since 2012. i have a larger hoard then your motley crew put together. and while you cry about privacy of your small illicit activities.. guess what. you cannot find my stash of coins, i dont advertise businesses that cause red flags of surveillance(unlike you lot) and i know how to be risk adverse and protect my property

knowledge is power

you dont have to side with something just because you know how it works

its not about me siding with "gov"/"them". because get this.. i do not side with the globalist elite of corporate greed and control

you can play ignorant and the name call and try to pigeon hole me as "enemy" to anything you want to promote all you like.
but just do the research

stop shouting "government surveillance" when the reality is there is no government department watching everything..
realise the REALITY. its BUSINESSES that are delegated to keep records on their customers.

the foolish thing is you want to cry that businesses are using their laws against customers and so want to then lobby governments to then regulate businesses and destroy the fundamental principles of property rights..


when you learn how the real world works. you can learn the real targets to avoid. and then learn the knowledge you need to then defend your property better by using some of the rights that you are crying are being used against you

so please do some research
then you can learn to offer solutions that work around the real threats

---

while you idiots created paranoid anti-gov conspiracies to then want to brutilise bitcoin as your silly foolish "solution" for your own personal greed without thinking of the ramifications..

learn whats really happening. learn who to actually target/avoid. such as CEX/mixers/buggy flawed subnetworks over promised and over promoted as utopian "top" next gen shit

bitcoin was created to be something different to fiat rules.
yep fiat is a property of central banks and central banks are a business. as are the SEC and the CFTC they are businesses too set up to makage things. LEARN THIS SHIT

stop advertising companies/ broken networks and crying about other companies. stop calling bitcoin broke and censoring bitcoin with your foolish tin foil stories
yes
governments have gained a footing into jurisdictions that then allow businesses to not treat bitcoin as a property of people but as a currency which puts it in the realm of laws that restrict privacy

yep again i need to remind you since the 2014 inception of mainstream definition of bitcoin as a currency. the ramifications of that is that bitcoin is  no longer 100% protected by its own property laws. but instead weakened those rights by now being a currency.. because once you put currency into a businesses hands. its their property, along with you giving them your personal info and bank account numbers allowing them access.. meaning dues to currency laws of bank secrecy act (bank being a business)  privacy has be  redefined.
businesses can monitor things more.
this is not a bitcoin fault/flaw.. its about being defined as a currency instead of a property


so stop trying to brutilise bitcoin to work around the currency laws. by defining bitcoin as useless for accountable property ownership. (you wanting to destroy the provenance/accounting system of bitcoin) and shift people to other networks
stop saying bitcoin is not fit due to your ignorance of whats actually occurring..
stop crying that property rights should not exist

and instead realise we should actually be USING property rights to defend bitcoin against the silly rules of other businesses trying to get their finger into bitcoin

if all you want to do is cry about a business using its property rights. while playing ignorant that you dont know or understand property rights and want to say lets avoid or try to lobby to destroy property rights.. just take a step back. learn something.. and then
USE THE rights. not fight them

oh and if you want to play ignorant and just turn this into a opportunity to respond about your lack of knowledge of property rights to say i must be wrong due to baseball bat analogy (something you are hung up on)

realise this.
2 people can enter a room purely for the sole purpose of punching the heck out of each other until one person is knocked out. where there can be thousands of witnesses. and none of them would call the cops about an assault. and none of them would get arrested even if cops turned up..
yep. property owner sets the terms of use of his property that people can enter his property and fight until knocked out and not be a criminal.... its called.. a boxing arena

also its not allowed to drive a unlicenced go-kart on county/country/main roads.. its not legal to shoot a gun in public

yet there are shooting ranges and go-kart circuits on private land..

uber found ways to set up a business to compete against the taxi regulations..

so think beyond your cries of playing victim that paypal might hurt you. and instead think beyond your tears and find solution
but just be sure your solutions dont have flaws, bugs or ways to rip people off.. in short try something different

yes the debt liability offsetting income is a tax bonus too

..
but the main aim is as said in first part in both our posts. it free's up having to use your own funds. where by if you use a loan to increase your general income then it negates any interest

EG imagine having to sell bitcoin today at 100btc for $1.955m
to then buy 170 asics at $11.5k

then later the bitcoin price jumps to just $22k
guess what.. thats yout 10% extra lost

however take out a loan. keep 100btc on lock as collateral
use their $1.995m to buy 170 asics

and in 18months.  when its time to call in the loan
you have mined more coins with the extra asics.. so win their.. and also the natural price of bitcoin has gone way more then $22k. meaning you dont have to give them all of your initial 100btc to them. you pay them less than 100btc. thus win again

.
interest rates are a bad thing when it comes to fiat. due to the inflationary system of fiat where 10% interest per year is more like 14% because inflation devalues money by 4% ontop. thus your paying 14% extra in a fiat world

however bitcoin is deflationary and in 18 months the payback means you pay them les BTC than what you would have to spend today even if they add on some interest.


the bit i laugh at is how other responders are crying about a 5-10% loan. when fiat credit cards are at upto 40% apr

and also bitcoin sees 5-10% value changes every couple months. so the market will offset the interest

here is the thing many people get wrong about loans..

loans are not suppose to be for people that dont have any assets/ income.. having nothing and then owing someone in the future is the death spiral of fiat.

smart people and rich people know this
those with funds and can afford things without a loan, take out loans as a positive. that way they are not having to spend their own wealth upfront. but use the loan to create more income to increase their wealth

EG if you make $100m a year. and dont want to spend that $50m a year. you get a loan for $50m to create a situation where income increases to $150m a year that way over 2 years you are $100m ahead in profit/new money and able to pay back the $60m(loan+2year interest)  and still have over $40m spare of free profit plus continue to be getting $150m a year income

no one that is "just breaking even" or cant afford to sustain themselves should take out a loan because the loan payment+interest would put them in a worse position if they are not using the loan to increase their initial income
..
so as i said in previous post. smart businesses that can afford to expand without a loan. would use a loan to free up having to spend their own funds upfront..

those taking out the loan are not the unprofitable farms. nor the "start-up"

it will be the profitable well established farms in the best economic setting already.. that, instead of waiting 6-18 months to accumulate coin for next upgrade season in 2 years.(normal processs). will take a loan now grab much more asics now and really drive themselves up into the higher % of hashrate ownership to reap more coin per block sooner

the aim.. is obvious.. if binance can trigger the hashrate competition to raise the costs of mining(underlying value) this then snowballs to raise the cost of all the other miners in speculation zone above the underlying value. which then pushes the price higher because those selling low wont sell so low and those buying will happily buy higher with the new raised low. thus moving the market price up

a bubble is not about utility, its about price going too high to be sustainable

every ATH is a bubble. ATH prices are not the sustainable value line they are the short term events of hyped up speculation that do correct down

here is the thing. many people think tulips are a example of market failure where tulips died after the failure

but guess what even today hundreds of years on you can still buy tulips.

the things you need to realise is tulips were not used as common currency for a nation they were an asset currency, driven by the elites wanting to show off their wealth by having gardens full of what they claimed were unique exotic flowers

it was not a plain tulip breed where thousands of bulbs were selling for near house prices... it was actually only a single bulb that sold for a house price

the mania was not that tulips were being used to pay rent and buy groceries.. it was that elite/rich/politicians were going through a frenzy outbidding each other to try to compete for higher social/economic status  it was where if you can have a garden in the political/rich guy streets of a notable town you are displaying your nobility

it was never about a failed nations FIAT. it was about a reproducable plant that starts off rare and becomes common.

tulips were never meant to be a value guage of "money" or utilised as money. they were just a display of wealth by decorating their lawns with the "first" rare hybrids they could get their hands on which they were all trying to create the next best beautiful plant to display in their garden

tulip mania is more on par with ICO. creating new hybrid things to display as something unique trying to get as much money for the initial premine before the widespread production begins of that hybrid

topic creator has it all entirely wrong

bitcoin was not suppose to stay at $75k. that $75k was a temporary bubble of inflation

imagine it this way

in 2021 the "value" (store of value) was $10k so while the PRICE speculatively bubbled upto $75k for just one day. that meant the store of value was  only 16%
yes the $75k was expected to correct

in 2022 the value (store of value) is was $15k
meaning the price of $19.6k is a store of value of 76%
this means when you buy bitcoin now you are locking in alot more value meaning more of your wealth is safe

bitcoin right now is a great time to buy

other assets
ethereum value is (due to pos merge) only $40
so with a speculative price of $1.3k means its store of value lock is about only 3%

gold with a $1.6k price and a $900 value is 56%

so bitcoin right now is a better store of value and deflationary asset
..
the reason why people are not buying into bitcoin right now is simple
fiat is inflating the spread of min wage vs cost of living means that holding fiat is bad. but real world products are increasing in price so people are on a product buying spree before the costs of products increases further. they are hoarding real world products. to invest against net years costs of living

once they have reached their product hoard limit... then they will invest again in assets once they have spare fiat. because yes they wont want to store value in fiat.

a cult is not a decentralised/libertarian/independant/transparent system

a cult is a belief/trust system without proof, in a manner where its more communist where you have to hand all your wealth to a centralised leader who controls every aspect of your life pulling you away from your peers not allowing you to communicate with the world and eventually suicide the community..

so no bitcoin is not a cult

thare are multiple groups of differing mindsets, some are idiotic and some are socially based cabins of echo chambers reciting some beleif of some one they know without thinking..

but i wouldnt say that it must be a sign of bitcoin community as a whole being a cult.. it just like any community/society. has raving lunantic groups of a dozen people per silly mindset having their own silly conspiracy/idiotic/racist/anti-[insert their agenda] group

bitcoin is actually diverse community but we are not following unproven beleifs in general. the code and the block data is clear and transparent and able to prove who owns what.

for day trading. dont be trying to follow some influencers signals. they are just pump and dump influencers hoping for people to sheep floow them so that the sheep move the price for the influencers profit. not the sheeps benefit

(by the time you read the signal. influencers have already acted upon it, meaning your not at the front of the herd, you are the last sheep , the end if the line... meaning your not going to get all the benefits))


instead stop thinking someone or some site can tell you the perfect time to buy/sell to make 300% quick.. it never works

if you are going to wait for a year to make 300% be smart and risk adverse

make just 1% a day which will add up to more then 300% over a year

each day the price moves/wiggles by more then $190 (1% of $19k)
so its not difficult to achieve

throwing in large amounts hoping for large changes, can also cause you to be waiting a long time to achieve such where most of the time waiting your left at a negative position

take your fiat reserves, and split it into 10 allotments
that way when you buy in at 1 dip to put it as a sell for 1% higher. your not then locked in if the price further drops as you have 9 more opportunities to take the next dip below the first. thus you take more opportunities. and when they fill, the combined profits add up. without the risks and without missing opportunities.

there is no "live" signal that can predict the daily price
there are some fundamental economics based on the 6moth+ logic of trading. but not the daily predictive stuff

so just be smart. take small bites of profit with little risk as those small bites add up over time

buy low sell high
buy the dip not the hype
rides the normal tide waves dont wait for the tsunami

being backed by. is not about "physical" (tangible)
because you then have to ask what is the tangible physical thing backed by to gain the underlying value

fiat right now is not backed by "just trust" or "physical gold" its backed by laws such as minimum wage that keep it useful/needed and also sets the underlying value

where in america and uk the £$10 is about an hours worth of labour

gold is not backed by "shiny" or "malleable". its backed by mining cost

ethereum right now is in high premium speculation compared to bitcoin. due to the PoS of ethereum. the price fell a bit each fortnight since the merge to PoS due to the underlying cost dropping. but its fighting to stay at its price which is now a premium due to the sentimental speculative emotions of utility. but that hype cannot sustain

with fiat because the min wage vs cost of living is spreading. the price is inflating meaning the value % is decreasing. people lose value holding onto fiat during this period of inflation

people really need to learn that the PRICE is not the VALUE
value is a separate number that sits below/underneath price.

when the price is near value then the asset is cheap/valuable. when the price is spread far from value. then thats expensive/over valued/ premium

the difference between the value and the price is an indicator of speculation. where by the spread can be very wide when their is alot of demand, desire, sentiment of need

when the hashrate was in the 220exa region at the first half of the year. the mining cost bottom was about $15k


now that its 50% more this can push the underlying costs up. which then inspire miners at the low end to not sell for low prices and all people above them do the same at their respective rates. and those that cant mine for profit flip over to become buyers. which also offsets the sell vs buy ratio

the reason for the sudden influx of hashpower is obvious. next gen asics being delivered to asic farm warehouses and turning them on

if this hashrate persists where it gets to the point where the lowest cost miners are not selling below X rate then the cheapest buying price will no longer be X rate, and so the price starts to increase as there are less sellers selling for such low prices

usually you see this effect after the next difficulty adjustment which then affects the mining competition costs which then affect the price speculation

once you understand the concept in my last post about backed value
(economics)

then looking outside of the no go zone value. and only look at the speculative green yellow red area. yes different assets have different features which can inspire people s sentiments(values.. not to confuse with value) which can drive demand and the price to be at a premium

but these sentimental (values) are not the same as the backed economic value

prolonged high demand of the sentimental values of utility, function, usefulness can create a higher non-zero bottom(black area no go zone) because the costs to make/acquire stay up so high no one would dare sell and cant make/mine for less



and yes in the past, such as late 2017 there was alot of sentiment in bitcoin that it was then offering new features due to a mandated upgrade that occurred. this desire and demand increased(along with other speculative reasons of that time period) which caused that price to rise

and yes right now many are stuck in the  NFT frenzy of adoring ETH more then BTC right now which is why ethereum is speculatively higher price than bitcoin

but thats separate from the "backed economic value"

once all the speculative hype of ethereum dies down. it will settle down closer to the black area

where as bitcoin has more potential to go up, because its not in a hype period right now, so when it does have a hype. it will go up

nothing is 100% backed.

stable coins are 99% backed by a 'promised' reserve of fiat peg. but recently a stable coin has failed to prove its reserve backing and crashed

gold is not purely backed by its "shine" its actually backed by the labour and cost of its creation. but this backing cost is also not 100%

bitcoin also is backed by its creation cost, but this also is not 100% of the variable price


lets make this very simple.
the very cheapest cost to acquire/create bitcoin is its backed value. the "no go" zone no one wants or can go below to get bitcoin because no one on the planet can mine or sell bitcoin for less

finding the cheapest mining/acquisition cost on the entire planet is the backed value.

right now bitcoin is backed by about $15k value because no one on the planet can get bitcoin for less by any means.

gold is backed by the cheapest mining rate on the planet hich is about $900

ethereum is PoS which if you calculate out the validators calculates to a $40 backing

fiat is not backed by common utility its backed by things like min wage
but min wage is not the same as cost of living. yep when the min wage vs cost of living spread increases, its called inflations

what you can do is create some visual display
take an assets max price it ever achieved.
take its cheapest acquisition price right now
take the look at the price

black is the no go zone price wont go below
green yellow red is the speculative risk window where the price will wiggle in-between

the [] border is the current price in its window





as you can see gold max ATH was about $2.075k and its current price is about $1.66k  but the lowest price it can possibly achieve is $900
meaning that its price in its window puts it in the yellow. meaning it can fall alot

Ethereums cheapest acquisition cost is about $40 the highest it ever achieved is $4.8k. so although ethereum is in the green it can still fall by alot

bitcoins max was about $75k. and is currently priced at $19.6k but its lowest possible cost to acquire is at $15k meaning its in a very good value spot where it cant go down much more

from this you can also work out how much of the PRICE is backed by the lowest cost acquisition backed value no one dares sell below

EG gold is 54% backed
EG bitcoin is 76% backed
EG ethereum is 3% backed

you then learn things like when bitcoins price was at the ATH it was only value backed by its underlying cost of about 20% which was also when it was in the red, so not a good value time to have bought bitcoin

but now the price is at $19.6k its very good value backed
better than some other assets

though using coinbase means google will be selling a % of coin for fiat.. i think the point is this

google customers that have bitcoin dont have to themselves sell their bitcoin to fiat and then put it on a credit/debit card to then hand google debit/credit card details to then buy a google service

in short people can buy google services with bitcoin

but paypal are not fining people for things unrelated to paypal services

paypal are not the arbiters of truth of the world outside of paypal services/related companies

its policy was about if you scam people with horseshit, snake oil, false information.. EG false advertising goods on ebay(a paypal company) or you set up some scam where you ask users to pay you via paypal. then expect to be punished if that policy was in place
..
they are not arbiters of truth of the whole world outside of paypal services. dont be an idiot. you sound like a drugged up paranoid idiot

do your research. learn how the real world works
if you fear being charged a penalty by paypal for being a horseshit salesmen..
a. dont use paypal to sell your horseshit
b. set up your own payment system business that has no horseshit penalty clause
c. stop being a horseshit salesman

take this example.
you say alot of horseshit on this forum. (mostly just echo's of horseshit said by your pals without you even thinking or learning if its correct)
 but you do not sell that horseshit via paypal. but just said horseshit.  they wont penanlise you for saying crap here. because your not using their service to do it

however if you did try selling horseshit on this forum via paypal and their policy was in place. then expect to get penalised
LEARN THE DIFFERENCE!!!

sober up, get therapy for your paranoia, take off that tin foil hat.. and stop echo chamber repeating crap your buddies think.. then decide one day to actually learn how the real world works.

paypal is not censoring the world, its just defending its property from its users ABUSING paypal

lets take an example mentioned in this topic
the freedom convoy.

learn this.. and do your research outside and apart from your buddies opinions
the truckers of the convoy had a reason for their protest.*
however separate from this were a bunch of known scammy anti-gov conspiracy/lying idiots profiting from the event via some misinformation and some other scammy games.

*i personally would have loved to directly pay the truckers for their plight, to cover their costs of living expenses losses for doing their protest. but i refused to pay the promoters who had other idea's in mind

if you learn more about the promoters asking for donations. and you learn about their abuse and misinformation. you will learn why the donations were seized and accounts frozen.. big hint.. its not about the same reasons as the truck drivers plight

---

now here is the big picture
read the topic title
if you dont like paypals policy. dont use paypal

instead be creative and create a service on bitcoin that offers the services paypal does. but without the paypal policies

learn how to get around the "currency" laws which CFTC/SEC and FATF impose.
be creative and set up something new.

remember paypal is a business not a currency
bitcoin is a currency not a business

if you want a paypal-esque service/business but without the paypal policy.. create it

within the market there is a natural window where people refuse to sell below and buy above.. that window is roughly $15k-$90k for 2022
so no matter what speculation is this year i cant see it poking way above $100k no matter how much sentiments pump the market

yes over time this window will move up.

yes sentiment and speculation can push the price way above $20k average for the quarter to higher numbers.. but i dont see it able to push it above $100k right now

there would need to be a big push on the hashrate/mining cost competition to shift the window up to then allow the speculative price within the window to reach new exceptional  highs

@o_e_l_e_o
you are missing the entire point
especially when you ignored the context to only knit pic a analogy about a baseball bat. rather then realise the point is about the property owner having the right to defend his property

the point is learn about things like property rights.
instead of crying about how businesses use their rights to set rules on their property which is their freedom. dont cry about their freedom. instead if you and your crew of idiots are so cry baby about how the fiat system know their rights about property they own.. learn the same rights and rules so that you can offer something that competes.

you and your crew have been for a while now trying to get people to use mixers without realising that mixers will cause more surveillance. you have been crying about how businesses have KYC/AML .. and then you go about and cry that bitcoin is broke to advertise another network that again actually gets people highlighted more..

so instead of saying that businesses and people should not have any property rights to defend their property.. instead wake up and realise that people and businesses should have rights to do as they please and set their own rules.. and then set up services that actually fulfill your wishes

property rights are a stronger defence for your "privacy" than the currency laws of finance. do not expect privacy under items that are deemed as currency. learn the difference between property and currency laws/policy/rights. learn how to defend yourself and learn how to set things up that actually do help people. rather then the games you have been playing

if there is a business that has terms you dont like.. find one that doest. if you cant find one. make one

if you just want to cry that bitcoin should be bastardised more to become more private by destroying its accounting system and provenance of all utxo's back to their mined coinbase. jsut so you can avoid businesses tracking you..  then you are not helping bitcoin have a "good money" system. you are destroying bitcoin whole purpose of good money. and not solving the big picture

if you want to limit bitcoin to not be fit for 1 billion unbaked 3rd world people by your silly "not for coffee" rhetoric you are nto helping bitcoin. your instead trying to limit and set sully political/social rules on bitcoin with your campaigns.
and if you are now crying about how people should not be able to control how their own property is managed. you again are destroying all the freedoms that you have pretended to want

so instead of thinking your crew should go on some silly campaign to get businesses to stop defending their own property
by trying to lobby that businesses and people should not have property rights

instead learn about and use those property rights and be creative to build something better

what you need to realise is a term called capitalism.. where big business know their property rights and common people dont. which then puts big business in more power

if you learn about property rights you can defend yourself better against the big businesses you hate. or create a second option which people can use instead of it

however
as soon as you start campaigning that people and businesses should not have the right to set terms on their own property. you are destroying freedoms

oh and no dont even bother trying to knit pick some snippet of an analogy to avoid the context to avoid understanding the context/point

..
here is the funny thing. by saying paypal should not be able to set membership rules of its property your are actually calling for to have regulators and law makers to jump in and prevent/destroy freedoms/property rights
have a long and hard think about that

the simple answer is not to lobby or cry about business terms of their property.. but instead realise they have those rights.. and simple learn to read their terms and if you dont like them. dont use that business

dont hate property rights. dont try crying that property rights are bad. instead learn about property rights and use them for your own benefit

emphasis
learn and use property rights to your own benefit

but thats the point though
its what you got to learn

its their property..

instead of crying that if you done something in your neighbours property which they decided was bad, where they decide a baseball bat is the solution to defend themselves.. dont cry about it.

yes you may think having your skull crushed is a bit harsh for just telling the property owner that ihis wife is a fat slut.. but his house rules are his right

realise and learn and research property rights. and then build your own house with your own rules(or lack of) where you can freely invite people into your property without fear of punishment
...
..
welcome to the invention called bitcoin.. people realised fiat services were bad because fiat businesses had their rules. its friggen wrote in the genesis block, one of the reasons bitcoin was invented for to offer a services that is different to the normal banking business rules..

bitcoin was invented to be a new system without a property owner of the network(until core turned up mandating changes) where the rules were simple and not requiring ID/location data. whereby people could transact between each other without worries.

yes businesses started to join at the edges of the network. including withing the developer community.. but you are not forced to use those businesses. (which is why altcoins/subnets started popping up)
but speaking just about the financial businesses, if you dont like those businesses rules for their property. dont use them. instead learn about property rights and create your own services that offer something different

this community doesnt need to have idiot crybabies crying about the businesses around bitcoin that have their own rules which is their right. instead the community needs creative people to create completely new services that dont have those rules

so instead of crying about how businesses property rights might harm your use of their business.. think about setting up your own services that do not harm you or your users

you can learn alot if you do research
EG do you know why scammers ask victims to buy giftcards like itunes vouchers and facebook credits.. its because those credits are not "currency" (something bitcoin lost when it became a currency in ~2014

so make a service that accepts 'tokens'/credits where you refuse to consider them as currency and instead define/describe them as asset property or credits that are not deemed as currency. and then use that to convert over. and you can skip the certain regulations
also things like currency swap services that are described as privacy enhancing... learn to create not currency services. but property services. where its not advertised as privacy enhancing. but instead by default just doesnt log personal details

do research and learn stuff
eg how do you think uber got around the taxicab licencing regulations
be creative and research stuff

oh and as for your favoured alt network.. yes it has flaws and bugs, but its already fallen into the currency regulations due to lack of many things.. so just call it a failed experiment.
start afresh with a new network hybrid with a new mechanism and without all the bugs and flaws. define it differently.. then with certain research you might finally have the niche service network that could actually have utility for your wishes

go discuss it with your chums, and think about solutions not just keep playing the same victim card while trying to promote something thats broke before it even got popular or cry about popular things that are limiting your use of due to rules imposed on it

heres the think though.. they can

by linking your bank account you are giving them permission to pull funds from your account.

you have to check their terms for what they deem as reasons they will pull funds from your account

EG some companies say they want to charge you a monthly fee or a retainer amount or a upfront reserve. you ned to read the terms for what they say they will do if you use their service

lets give you some other real life examples
heck even just parking your car on a rectangle space of tarmac for longer than the land owner allows, gets your vehicle towed away and debt collectors chasing you. and thats without even having to sign up to any membership. thats just being on someones property means you agree to their terms of use
much like many websites 'by continuing to visit this site you agree with its cookie policy and the sites terms and conditions'
.you see facebook, microsoft outlook, and paypal update there terms, they dont even have to get you to 'accept' them no more, they simply state by continuing to use their service you are agreeing to the updated terms. meaning they dont even have to get you to read and accept you have read the updated terms.

this is why whenever using any service, read the terms and if you dont like it, dont use the service.

heck you even see utility companies. like cell phone deals that set you up with a contract. which meant to be a fixed rate zero change policy for the contract period, now can change their rates/policies mid contract where they dont even have to get you to sign up again. they can just start taking more money out of your account or any amount they say the bill is owed.