i agree, USING stable coin as a tool to get into bitcoin has benefits of time. its faster than dowing a bank wire transfer out and then a wire dranswer in.

using it as a temporary tool for instance to move from one exchange to another for arbitrade opportunities..

but SAVING value long term in fiat or stable.. is not a good investment plan

..
when it comes tochooseing the %of the fiat lump sums to put to btc or altcoin. its simple..

rate each coin you are interested in based on their price position inside the window (mining cost low and max, your perceived low and max of 6 months)

EG lets take ethereum PoW vs ethereum PoS pre-post merge
PoW                      V
       ||||||||||||||||||||||||||||||||||||    30% risk
       0         900    1.8k     2.7k     3.6k

PoS                   V
       |||||||||||||||||!||||||||||||||||||    37% risk
       0         900    1.8k     2.7k     3.6k

BTC          V
       |||||||||||||||||!||||||||||||||||||    6% risk
       0    15    30    45    60    75    90
  
as you can see the price of ethereum is now in the orange mid risk zone. because ethereum has now degraded to a poor store of value algo where the possible-bottom is a few dollars because it costs only a few dollars a coin to create ethereum thus those staking can sell down to a few dollars and still profit
yep so far Eth staking has dropped the store of value minimum support from ~$900 to about $30

thus not a great time to be holding/investing in ethereum compared to other coins that are more in the green. like bitcoin and have a better value support

lets imagine you get min wage ($10/h *40 *40=$1600)
you keep $600 as fiat (~36%)
put $1k a month into stable. purely to invest into crypto..
for easy math numbers

where you want to be based on your numbers 2parts btc 3 parts altcoin
meaning 40% btc 60% alt(not sure why but you have your reasons for altcoin preference)

meaning of the $1k going to stable.. you are reserving $400 for bitcoin

now if you work out bitcoins "value window"
which by world costs is $15k -$95k
or by market measures is $17k-$70k

lets go with the first one. where it has a window of 80k gap. (15-95)
measure it out as a %

m.price: 15   19 23 27 31 35 39 43 47 51 55 59 63 67 71 75 79 83 87 91 95  
percent:100  95 90 85 80 75 70 65 60 55 50 45 40 35 30 25 20 15 10 05 00


at a price of $21k each month i would put in 92%($368) of the $400 monthly investment money to buy btc..  and accumulate $31-631 a month in stable
depending on how much altcoin you bought and to take some opportunities if price went down

after all if the price went up $2k($23k) you will be angry that you missed out on the 10% lower price where you done nothing but just waited out and didnt buy in.
however if the price didnt go up but went down $2k($19k).. you would still be waiting out hoping for a lower price($15k) which may never come..

thus having a large stash of stable doing nothing. and when the eventual price rise does come.. wishing you bought in while low

so set some limits. and assign a %chance of up or down to decide how much each month you should invest
 EG what is the max you think the price will reach in the next 6 months. set up your own window and percentage it out into increments of how much of monthly amount you should invest per month into btc and how much you want to leave aside for the rare chance of "bottom"

EG if you think $30k is the top limit for next 6month window

15    16  17  18  19  20  21  22  23  24  25  26  27  28  29  30
100  94  88  82  76  69  62  55  48  41  34  27  21  14  07  00

that way at $21k price you are 62% btc 38% stable of the $400 btc allotment
you assigned

obviously at top of window it becomes 0% where you just stop investing most of your fiat

the concept of the market is more than just the speculation

imagine i asked you "what are your life values"
you would tell me about your morals, ethics, desires and opinions"
which may not match everyone elses

thus "values" are speculative and individual
peoples values are subjective and varied and yes volatile if trying to measure them

but bitcoin has an underlying value(.. singular not plural).. an amount no one wants/can go below

no where on the planet can anyone acquire bitcoin for less than $15k right now by any means imaginable

call that the bottomline..the no mans land border. the underlying value line

above that line are the subjective and speculative values of individual preference/reason

then at the top is a limit where no one is willing to go above. where the price is soo premium even the most eager investor things enough is enough. because even in the most expensive mining cost region of the planet everyone including their mother can get bitcoin cheaper by other methods than the public markets

this window can be defined. and the speculative price does sit within this window

you cannot predict the price at any given time. but you can see where the window will be to work out that $250k right now us 2.7X above the top of the window. and 12x above price. thus not really in the realm of realistic possibility for 2022(now)

if it is of interest
https://youtu.be/JM1L3Lobdsk?t=114

RIOT asic farm that buys electric from texas grid in 2 year contract allotments. sells electric back to the grid in high electric demand periods

bitcoin does have an underlying value. as do jobs

min wage in america is $10/hour. meaning everyone should turn down a job paying less. and no one should accept such job.. this is the bottom underlying value of fiat. the minimum secure and supported value all people think is the minimum..

peoples individual values(sentiments/emotions about self worth and price) can vary which are all values above that limit. however fiat has a underlying limit no one sells themselves for below.

bitcoin has one too.. no one on the planet is acquiring (mining or private OTC purchase) bitcoin or trading on markets for under $15k. thats the current bottom limit underneath the speculative market bitcoin also has a upper limit. the amount every person and their mother can acquire bitcoin for less that. and that limit is $90k at the moment

the market price is volatile but wiggles up and down between these limits.

right now the top limit is about $90k so no way is there going to be a $100k bitcoin in 2022

yes $68k can happen anytime with the right rally.. but a save bet is that it will hit the $70k mark again in next 4 years. its like common send using a safe number in a large buffer safe time schedule
much like saying in the next month you will use the toilet.

no one can predict the exact price of any future given moment but you can see the bottom-top windows and calculate mining vs hashrate costs to adjust that window and see where the future window may lay at any given hashrate .. to know the realms within that the price will speculate(wiggle) between

i know your also trying to be a few steps ahead about having mailing lists and celebrity twitter names so you can keep them uptodate about future campaigns and such..

but for now concentrate on finishing this campaign which is about getting politicians informed about the mis-guided info they may have received from the altcoin brigade.

dont make this campaign about recruiting people that just talk to other bitcoin maximalists about being angry about some coming soon change.. it should be about getting everyone to promote your site where your site guides people into how to teach a politician..
 where the virality of linking your site within the bitcoiner community is the path to getting more people to poke a politician. but only when the poke a politician part is formalised

so get the poke the politician stuff done (the main campaign agenda) then sort out the mailing list/virality spider web of getting your site noticed after.. because there is no point spamming your site if your sites not ready to poke a politician

$68k within 4 years is a safe bet.. its like saying tomorrow the sun will rise

though its not pushing any boundaries of going to exaggerated amounts. so its not like he is suggest a foolish pump and dump this year

in essence its no news.. and requires no drama

when the FED talk about interest rates and inflation increases for 2023. yes some people that have not already hoarded their real life lifestyle stuff while its cheap. will sell crypto assets to get fiat to buy goods quick.. but then with next real world income they will not need to buy things, meaning disposable cash to then invest back into deflationary assets for inflationary hedges


many businesses done this already in spring.. meaning now they dont care as much about interest rates. and are now back into prepping to invest their spare/disposable cash that they dont want/shouldnt want to keep as value losing fiat

as DaveF pointed out..
both sides have said what is needed to be said. its not for the judge to investigate every detail during the trial.. as that just slows down the trial and adds costs to both parties.
but now the trial is over, now its time for the judge and their assistants to read through it all again, and check out the references and evidence and scrutinise the detail and come to a conclusion.

the judge probably will now learn more about bitcoin and signing processes and also the ATO case documents of CSW and all the other stuff to just get a full understanding of it all

to us crypto experienced people the verdict we see/want is obvious now.
but to an outside with no previous clue about crypto. there is alot to churn through to fully know whats real and not

this paragraph
"Proof of Work can solve this problem when electric utilities and the digital asset companies responsible for excessive energy consumption (called "miners" by the industry) enter into a mutual agreement where the miners reduce their electrical consumption during times of peak power generation, in return for a fee paid to them by the utility. In return, the miners
purchase all surplus electricity from the utility during all other periods"

makes power companies the asic farms boss and can have control ramifications

however wording it

Proof of Work can solve this problem when digital currency energy consumers (called "miners" by the industry) enter into a mutual agreement with utility companies to purchase allotments of energy on long term contracts(6mon-2year). this gives responsible predictable power supply and consumption, thus evades the peaks and dips of unpredictable demand.
where the miners can reduce/manage their electrical consumption via efficiency methods of new equipment and business planning, where they can sell some of their allotment at a buyback rate the utility company pays.

---

using words like "excessive" is saying PoW uses too much.. which means pretty much admitting PoW is bad when saying excessive.
use words like "industry level demand". rather than excessive

and as said at start of post trying to give per companies a responsibility to boss asic farms to turn off at the simple request of a guy in an office.. is not a good footing to offer

dont use my wording, but just take the substance/meaning of my next comment as explainer for you t put into your own words

the point being
commodities are MORE regulated. but PoS are transfered to the SEC which is less regulated

SEC cannot tell a cryptocurrency it is using too much electric
the CFTC can..

commodities are raw materials used to create other products
EG wheat = bread
oil=car fuel, plastic
PoS=NFT tokens

all those raw materials have many regulations, even ones about environmental impact

the political idea is to put PoW into commodities regulations and then push all the environmental impact stuff on them to change algorithms  , and only return to being classified as a security aka a asset currency, if they meet some standard.

think about all the regulations farmers have to obide by, such as the environmental stuff about fertiliser and oil drilling into the ground, the living standards of cattle/paultry and disposal of waste etc. commodities have alot more regulations and ability to get really deep into the lives of businesses operating in commodities in comparison to  what securities regulator does

oh and the reason ethereum price is in decline is not due to social drama of media reports. its becasue the cost of creation dropped by atleast 20x since changing to PoS thus the underlying value support dropped by 20x. and they are losing the battle to keep the price at a speculative high

at minimum wage of $10 an hour for 40 hours a week = $5k a person for 3month usual campaign length

its only 1000 trolls for 3 months

i guess ripple couldnt find its own 1000 idiot army of altcoin supporters

as for what greenpeace is saying. that part is social drama.. its the petition part to government that has more implications

especially if you read the exaggerations of the report that us governments own "experts" have pushed to the decisions makers
https://bitcointalk.org/index.php?topic=5414147.msg60985112#msg60985112

in short bitcoin uses only 36-57TWH/year using fair efficient asics of the last few years at the years actual hashrate calculation of the network of 192exa average.

 instead of the exaggerated BS numbers oin the report based on older outdated asics of 4-5 years ago and pretending the hashrate was at a constant state of its ATH 230exa constantlt all year long(facepalm)

rather then Leg-end forming an opinion from "decrypt"
let look at the white house report.

it identifies 4 questions and comes with some answers according to their teams...

so
https://www.whitehouse.gov/wp-content/uploads/2022/09/09-2022-Crypto-Assets-and-Climate-Report.pdf

so lets deal with some things
120 -240TWH

lets use some very very very outdated hardware which majority was switched out in 2019 to be used on altcoin. (and upgraded to s17 then s19).. . but lets assume the whole bitcoin network is using outdated s9 hardware and also using a constant high hashrate of ATH 230exahash non stop all year(didnt happen but lets go extreme)

14thash for 1.4kwh
230000000 /14 =16,428,571asics of 1.4kwh
23,000,000kwh = 23GWh = 552GW/day = 201TWH/year

so even if the network was using old asics and at a constant ATH hashrate. that still does not reach the 240 top limit

so lets use more reasonable asics of the s19 range of 2020(not using most efficient asic of 2022, to be fair).. which is the 95thash for 3.25 first s19gen

and lets actually work out the real hashrate by adding up all the days and getting the average..
hashrate=192exa for the year
=192000000 / 95 = 2,021,052asics
= 6,568,421kwh= 6.6GWH =157.6GW/day = 57.5THW/year

and thats not even the most efficient asics available in 2021-2022(110-140thash)

so saying 120-240 is an exaggeration by a factor of 2.5x-5x
oh and argentina are 140twh/y and australia are 260.. not 57

trying to suggest that bitcoin uses as much electric as australia,, is a exaggeration by a 4.6x factor
thats like a politician whos wife only gave birth to 1 kid. but the politician wants to boast to his colleagues that his wife had twins TWICE and there is another baby on the way.. its total BS
 
as for trying to say bitcoin uses upto 0.9% of world energy..
but here is the thing
world capacity is at 7.1TWH =  170TWH/d = 62196TWH/year
now lets use their exaggerated 240
240 of 62196 = 0.39%
now lets use their exaggerated 120
120 of 62196 = 0.19%

now lets use a fairer 57
57 of 62196 = 0.092%

so when they say upto 0.9%.. its actually 10 less as a fairer calculation of world usage

if i was to use the most efficient asic of 2022 the 140thash for 3.01kwh
it equals 36.16TWH/y = 0.058% of world energy
meaning this uear can actually get more efficient and use less power

all info anyone wants to know about satoshi is all available on this forum using the search function..

its free..
if you are soo lazy as to have not even done a search to find the theymos message that satoshi uses tor. then you are lazier then a snail in winter.

can you(bitcoin moses/digital monk) stop asking useless questions about bitcoin personalities and instead do your own research. actually try to use a search engine, do things for yourself for once.

then when you have a genuine question that has not been asked before and not been answered before .. then you should ask

if you want to earn money from some story you are building. actually put in the effort

fiat loses value. so when fiat is in bear. your losing more value..

however a crypto when its price is low. is a good value to buy in. a great opportunity to stock up.

when inflation is high you need to get rid of fiat. when bitcoin is low you gotta hoard bitcoin

stable coins is pretty much fiat in a different form.. so your suggesting
75% fiat and only 15% bitcoin

fiat LOSES VALUE..
hold fiat for 2 years and i guarantee you you will not be able to buy as much car fuel, bread, milk, meat, veg

during inflation holding fiat is BADDDDDD
either spend it on goods to hoard/stockpile before those goods increase in price.
or spend it by investing in other assets.. but just putting fiat value into another form of fiat value.. is just meaningless and not an investment. its just a silly way to store fiat under your mattress where said mattress is a encrypted key.. but generates you no profit

bitcoin is at this market cycles low meaning its the best price to buy compared to the rest of the market cycle and next market cycle in 2 years. so buying bitcoin now is better.. because in a couple years you will be able to buy more
car fuel, bread, milk, meat, veg

altcoins dont hold value. they are 99% pure speculative. so just ride them temporarily on the waves (buy the dip sell the hype/buy low sell high)

something to be very aware of about the "top window line"
in regards the the 4 main ATH events
2011- trigger shift from CPU-GPU mining
2013- trigger shift from GPU-asic mining
2017- trigger efficient s9(well efficient at the time)
2021- trigger efficient s19(well efficient at the time)

what occurs is when a new major mining efficiency change occurs..
thus with most efficient and well funded operations shift their old gear out and replace it with new gear. but upto a limit of current hashrate. meaning less electric less asics needed=les cost
this makes them mine cheaper
it can lower the bottom window

however with the spare cost they save on electric and extra space on shelves they made by being more efficient they can then expand their asics to do more hashpower

this then effects the hashrate competition
whereby the bottom window starts to rise again
also.. separate effect..
those at the top cost(least efficient) end up having less coin per cost= more cost per coin. thus it raises the top window line

by raising the top window line where those less efficient miners cant mine cheap and losing in the hashrate copetition.. they instead BUY coin. which causes a price rally all the way to their top break even line

put it this way

you have 2 choices..(using gold analogy)
buy gold only in bull market when it is prices at $1900
or buy gold in a bear market when it is $1400

personally.. id be all in on the bear market
and sell on the bull


if you havge an influencer telling you to:
sell low buy high
buy bull sell bear
dont hold on the bear

change influencers

and now you all know that Dina gets paid using chens money

which if there is a break in the route. like if bob goes offline chen doesnt get paid
thus alice keeps her funds too because she to doesnt pay bob. and now Dina has been paid walking off pretty happy to get free money and alice walks off happy knowing dina accepted payment for goods designated to go to alice, without alice paying..

thanks chen you paid for alices goods

along with blackhat having issues of missing funds where he cant find the key to spend it via a simple methods.. and needing to hack his own wallet to find the keys(facepalm)

yep LN is even more riskier and flawed than a pegged sidechain like Luna

but its good you guys are now seeing, experiencing the flaws instead of the utopian dreams of XXXevent s earning XXprofit messages you previously only wanted to talk about.

bitcoin works. no stress. just put in the destination address and amount. and wait for confirm.. done..
imagine a average joe using LN. like a el salvador citizen using LN last year as the backnobe of chivo.. ooopps. LN failed thousands of times for thousands of people

do you now see why LN is not a "solution" or better than bitcoin...

digitalmonk AKA bitcoinmoses is trying to not learn bitcoin..but instead learn about the people of bitcoin to try to put himself somewhere within them to fame himself up and then try selling some story about all the things he knows

such a shame he wastes his time. there are hundreds of people tying to sel stories already, or have blogs and patreon accounts trying to get money for telling stories about what they know.. and none of them are rich..

oh well bitcoinmoses will learn the hard way.

everyone can find out info by doing a free google search and no one buys a book these days.
also no one cares about someones story unless they can prove they are a worthy person of the early adopters to even think the stories are true..
might as well start a SCI-fi book about how aliens invaded your mom 9 months before your were born.. atleast sounds more realistic then the games of pretending you were one of the early adopters and you had some insider info..