Is it and what I only prepare for emergencies such as hospital fees or death costs is worthy of being called untouchable savings? because I have that and will only use the funds for emergencies as I said.

the pandemic that passed, gave me and my partner to allocate all the money we got to several parts, such as investments - daily necessities - paying debts - emergency savings. we will never know what other shocking events will happen in the future, what if we are happening the next pandemic that causes us to lose our jobs or something?

wise people always prepare themselves, nothing is comfortable in this world and the future is a mystery.

in today's era (not only in Nigeria but in my country and even other parts of the world), many people who don't have savings are not just gamblers but ordinary people too, that's because they don't have good financial control. gambling is not bad but losing control of yourself and finances is bad.


only a small proportion of gamblers have good financial management skills, most are very bad at it even in severe conditions, will no longer care about family affairs, and all that is on their mind is gambling. I have often heard in my country a case that tells how a gambler was caught stealing - robbing - even abusing a family just to fulfill their desires at the gambling.

quite an easy win for man city. Man City has been leading the match since minute 4 'from the goal created by Rodri, and Assist Mahrez, even though Haaland didn't score, he managed to provide 1 assist. currently, man city and arsenal are only 3 points apart.


very lucky that placed a bet for liverpool yesterday LOL. Dyche used a defensive strategy to face Liverpool but it was useless because he was unable and wrongly managed to score a goal against Everton. Nunez is very good as a support for Salah, he made 1 assist for Salah to prove that he is not a lone attacker. good cooperation from salah - gakpo - nunez.

saving assets on an exchange, that's a pretty stupid thing, I had a bad experience where in the end my funds couldn't be withdrawn because I kept my crypto assets on FTX, when their exchange collapsed they would automatically freeze all the assets on their exchange. 99% safer to store assets in a personal wallet.


when we send assets to CEX then they are no longer our assets because they are the ones who already hold the assets, so I usually use exchanges only to exchange my assets to my local fiat currency and vice versa, but to keep crypto assets for the long term, I really avoid storing it in CEX or DEX.

I think that on YouTube there are many tutorials about how to make deposits or withdrawals using a cryptocurrency which are carried out by gambling sites or users of gambling sites, for example stake.com and several other gambling sites, you can check youtube and tell your uncle about it.


each country has its own habits and even gamblers too, in my country there are also many older people who really like playing mahjong - poker - blackjack - or PvP chess. a gambling game that can sharpen the brain, this is a good thing for seniors.

trading can give profitable = yes
trading can be detrimental = yes

the more you take risks using large capital, the greater your chances of profit or loss, so don't ever think that trading is an easy job that anyone can do.


I'm not a financial advisor or investment adviser but I always emphasize beginners who want to start crypto trading (including my friends)
- ask yourself if trading is the business you want to do.
- are you ready for losses that could affect your condition? your finances.
- where does your capital come from.
- do you have basic skills such as analytical skills - technical - and mental resilience?

Until now, many world governments have continued to increase their gold reserves in order to keep their fiat currency stable and can be used at any time to buy back when their fiat currency falls or the investment value in their country decreases, but because the current supply of gold is sufficiently abundant, making the price remain in the stable category.


I still remember my mother's words very well, that I have to have gold as a long-term investment because the demand will continue to exist and the resale value in the future will not make a loss. from there I think that since long ago, many people have depended on their investments in gold and it is difficult to change, and it can last for decades to come. for stable long-term investment, I think gold is very good but to get rich from gold investment, I think it's difficult.

I don't have a friend who has a gambling business but I'm sure the owner of a gambling business is someone who has ever played gambling but his mindset has changed from a gambler to a gambling business owner and regarding whether they gamble as much as other people do, that's what has to be done we ask each gambling owner personally LOL.


maybe they play on their gambling site for various purposes like testing their system or others but this is definitely a secret that must be kept by all gambling business owners. If they also play on the site they created, doesn't that appear as an act of fraud?

this world economy is controlled by some people, that is very true, but aren't your words very harsh toward the poor! until whenever it is true that the gap between the poor and the rich will forever exist, many rich people create new businesses with the aim of getting money from purchases made by the general public, for example > cigarettes, many cigarette business people make money from selling cigarettes to poor people because they are true cigarette addicts.


the government in many countries is controlled by businessmen because when they carry out campaigns, the political funds they receive can come from them.
because the emergence of bitcoin and cryptocurrency really cannot be stopped, most governments are afraid that what they have controlled so far will just disappear, so they do various ways to define bitcoin and cryptocurrency as a form of resistance against the government and the world economy.

actually, it doesn't matter whether you are a new user or an old user, as long as the evidence you provide can be clearly accounted for, there will be many users who will support you. You need to know that there are currently many gambling site competitors who use dirty tricks to bring down other gambling businesses (I'm not saying you).


I personally don't mind KYC, because I realize I've done KYC on many sites (not only gambling sites but also exchanges and others) lol. but there are still many other users who are skeptical about KYC for various reasons, I think because your goal is to require KYC to be good then you don't need to change the obligation, but to apply KYC based on level, I think it can be considered.

basically crypto can be interpreted as altcoins like ethereum - binance coin - ADA - polygon - tron or others, but bitcoin is a decentralized asset that was first created by the (pseudonymous) satoshi, the amount of bitcoin cannot be manipulated (added or subtracted) and it is very different from crypto (altcoins).


this is a big mistake that is often made by beginners who invest in crypto, they believe that it will be the next bitcoin and can make you rich in 1 night in fact it is just a fantasy. only bitcoin is purely decentralized, the others (altcoins) are self-claimed only.

saya baru beberapa kali mengetes chatGPT dan saya rasa itu masih dalam tahapan pengembangan, seperti yang mas bilang bahwa jawaban yang di lontarkan oleh chatGPT tersebut terkensa seperti menasehati, sepertinya itu adlaha perintah yang i berikan pengemabng kepada produknya unutk menangani pertanyaan yang mungkin belum bisa di jawab atau di tuliskan ke dalam program chatGPT tersebut.


saya setuju dengan yang mas bilang bahwa menggunakan google jauh lebih enak, namun karena chatGPT masih hype2 nya dan juga merupakan hal yang masih baru, maka tidak bisa di katakan sebagai produk yang "pintar". masih banyak pengembangan dan juga program yang harus di masukkan pegembang ke dalam programnya chatGPT, seperti wikipedia yang terus di tulis oleh pengambangnya hingga saat ini, begitu juga untuk chatGPT.

as an Indonesian citizen.. Indonesian football team, I also fully support them, and I hope that Mr Erick Thohir (candidate for chairman of PSSI) is elected and can improve the quality of Indonesian football before the Paris Olympics starts. Besides badminton, Indonesia has also won gold medals in archery - rowing - surfing - weightlifting. badminton team!! they are my biggest hope for a gold medal later.


if you feel bored watching athletics, there are many other sports that you can enjoy at the Paris Olympics later. I'm sure, the Paris Olympics will be very successful.

update the signature code: Done

4 years in a job you hate so much? I'm sure your decision was driven by your closest family, but this is also what you have to understand, if a job you hate gives you a stable income and can make your immediate family happy, I think surviving is a wise choice. I'm sure you don't hate your job, you just hate your coworkers who might have a lot of drama.


haha, I am this type of person, my mental health is my priority. before becoming a full-time freelance and housekeeper, I was a gold broker, my boss gave our team unreasonable targets and my coworkers played a lot of drama for their personal gain, finally, after seeking permission from my partner to leave work, I immediately quit my workplace and toxic co-workers as soon as possible.

madrid lost 1-0 to mallorca and the saddest thing is that madrid in this match could only make 1 "shot on target". without benzema, madrid's front line looks toothless but actually, Ancelotti is trying hard to make madrid's front line not depend on benzema because that's not good.

from the current performance between barcelona and madrid, I doubt Madrid will have the chance to win the la liga trophy but madrid still has the chance to win the champions league trophy - copa del rey and club world cup. madrid is the biggest and best team in the world, they always get at least 1 trophy every season.

if you use borrowed money to buy altcoins in this category > no track record yet - reputation - use case - new project, then I guarantee 1000% you will lose.
First of all, even if you use your cold money, basic knowledge of what you are going to buy is very important because many people cannot tell the difference between bitcoin and altcoins and when they see the price of bitcoin, they choose altcoins whose prices are much lower due to lack of that understanding.


I don't recommend borrowing money for crypto investments, but if you have the ability to pay in installments per month, why not give it a try? some time ago I managed to buy bitcoin at $17k with borrowed money and now if I sell, I am already profitable but I have no intention because I intend to pay in installments from my side income.

the "ball possession" in this match is almost balanced but Juventus has more pressure on Salernitana. lucky for juventus because vlahovic played amazingly (he managed to give 2 goals and 1 assist). if Juventus continue to get positive results like this then the chance for Juventus to return to the top 5 by the end of this season is wide open.


40 points? it's not a difficult target for juventus and Allegri because just now they have managed to get 26 points, but it seems that Allegri is humble in this regard because Juventus will definitely get more than 40 points later.

- burnley managed to win 2-1.
- fleetwood narrowly won 1-0.
- grimsby town won big 3-0.
- while Sheffield managed to win 3-1 and all their goals came in the second half.

- while Sunderland vs Fulham (the last match in the 4th round) will take place later, as host, Sunderland will not let Fulham win easily. based on the head-to-head of the two teams, it seems that Sunderland and Fulham have the same percentage of wins, I think this match will end in a draw.

kalo sepi sih itu masih spekulasi aja mas karena belum benar benar terealisasikan namun saya pribadi setuju dengan penambahan subboard lokal indonesia karena di sub board iduk, seperti nya banyak yang campur sari dan banyak pasti nya yang suka dengan postingan politik indonesia namun tidak ada board yang mendukung.


di thread lainnya yang berhubungan dengan voting sub board yang mungkin di tambahkan, saya memilih yang mas abhi usulkan ini, sepertinya lebih efisien - praktis - efektif (untuk sub boardnya dan pembahasannya)