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We ought save money so money will save us and some also say that we out to save for raining days and we should know that out raining days might differ and one should be free to use their savings and not feel they're doing something wrong when using their hard earned savings.
What's your concept of savings?
actually what those people (Banco Central de la República Argentina) said is true that "savings is income that is not spent" but now this type of savings can also be categorized (based on what I read on Google) in several types; Conventional Savings
Term Savings
Foreign Currency Savings
Child Savings
Giro Savings I also have savings like the one above and to be honest today saving is something everyone should do because of the uncertainty of the future. I don't think about the concept of saving what I live, as long as I save then I have prepared for the future. as much as possible everyone should have savings, and don't use them wrongly. |
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Disadvantages;
* it can be time consuming
* the losses are irreversible
being in cryptocurrency (as a trader - developer or otherwise) is not time-consuming, rather cryptocurrencies open up new opportunities for anyone. besides that losses anywhere (not only in cryptocurrency) are things that cannot be irreversible, so what you say here is not correct. * it prone to scammers
scammers are not only in cryptocurrency, scammers have been in this world for a long time even long before cryptocurrency, it was just the trick - the era and also the targets were different. * its discouraged seeking further career
* it can cause shocks and death
discouraged seeking a further career? If you've heard the story of CZ (founder of Binance) then you wouldn't have thought he'd come this far and so far I have never heard of someone who died or committed suicide because of cryptocurrency but because of bank loans (non-payment of debt) I have heard a lot. |
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I agree that PSG doesn't have a coach that is worth it with the quality of their current team. Christophe Galtier seems to have failed to prove himself as a coach who can influence PSG's confidence in the Champions League so it will be difficult for him to achieve success in the Champions League. After all, Ligue 1 has the lowest league ranking compared to Serie A, Premier League, La Liga and Bundesliga and maybe that's why PSG are looking so hard to establish themselves as the best champions on the European stage.
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I also think this is PSG's problem, they haven't found a coach with international capacity who can manage the egos of PSG's star players. Galttier in that game used a 4-4-2 formation with Messi and Neymar on the front lines but it seems that it hasn't been effective, I think it's really bad luck for PSG because in such an important match Mbappe got injured.
while milan vs tottenham ended with a narrow win for milan, it was really a good performance shown by diaz, he managed to score a quick goal for milan's victory. even though Milan's performance in the local league is bad, in the champions league I quite appreciate Milan's performance, the second leg will take place at home to Tottenham, I wonder if Milan will be able to hold a draw or even win again from Tottenham later. |
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... No one knows about things in the future and is always a mystery and we can only predict for the possibility, we don't know whether there will be another pandemic or not, maybe it could even be worse than a pandemic, of course that is a worry for people who feel Future security must also be prepared today, even though it has been several years running and the emergency fund has not yet been used. We can pass it on to our descendants or our wives or whatever it costs when we are old. I also plan like that, because the original purpose of the funds was for health or misfortune, so when the untouchable saving is still there, even though it has been used a little for health costs or misfortune, I will pass it on to my children, not only the money but also their mindset. fatherly continues to allocate funds to several sections including health and investment. ...
... I think the understanding is more like "if you save enough, would you buy a brand new car?" type of thing, like instead of life, it is more enjoyment or more like assets and I agree that if you say yes to that, then it is not untouchable. Basically if you have a goal to spend that money on something, then it is not untouchable and you should consider keeping it for a longer time. what you say here is correct, because the purpose of the money is for emergency expenses so when a new bag or new shoes appear, I won't buy all of it using that savings LOL. sometimes it's hard to manage, but I'm sure it's all a process of learning and honing my financial management skills. |
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Bayern taught PSG that the German league is better then the French league tonight! They dominated from start to finish but I think they used a lot of energy in the game and this could affect them in the league.
I think it is time for Bayern Munich to settle down and play good game with any pressure. The match against PSG has been a game that made Bayern Munich to not focus on most of their game in the Bundesliga, but right now they have defeated one of their toughest game so it is time for them to be very consistent in their in the Bundesliga. I don't think Bayern Munich will have problems with their upcoming games in the Bundesliga league because I don't see any team that is as strong as them in the league. If we look at the teams that Bayern will face next in the Bundesliga then I see that there is no one who will really be a big threat to Bayern but they can't be trivial about it because maybe there will be other lucky teams like Augsburg who are able to beat bayern. since the beginning of the year, even though some of the matches they have played have ended in draws, in the local league, and in the international league, no team has been able to beat Bayern, they are truly an extraordinary team. Bayern really is a team that has a winning mentality, I salute them. |
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"For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs."
-1 Timothy 6:10 The money being a root of evil, could be a 2,000 year old view derived from the christian bible. Its illustrated by King David being moral and just as a shepherd. Later after having become king he attains wealth, power and fame. This changes his behavior completely. He murders men and steals their wives. The story of King David is meant to illustrate how money and wealth can change people for the worse. How power and money can have a corruptive influence. On a broader scale, how might the behavior and tendencies of ruling elites be defined across all of human history. Is the behavior of the wealthy and powerful today, different from their peers in previous eras? ... In recent times, we adopted the urban myth of the "benevolent billionaire" who uses his wealth primarily for charitable and humanitarian causes. We have a paradigm shift in our views of the wealthy and powerful which could contrast with past eras. I also heard several times the story of King David who became hard-hearted and forgot God when he already had everything, in contrast to the story of the prophet Ayub who was not arrogant with everything he owned but had a bad family even though God finally returned all his wealth multiplied. it's good if we still have a role model of a philanthropist billionaire, then the paradigm of the rich is criminals, shifts a little. I would add one more word to it- The lust for the money is the root cause of all the evil.
SOme people have so evil nature - that they would do anything to get the money from other peoples pocket.
There really are people of this type who are very evil, even when they are in a state of poverty, their greed for money is very big, even to the point of stealing - robbing - deceiving other people. |
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Learn and increase as much knowledge as possible from various existing sources.
Then we have to know and determine how we can take advantage of this cryptocurrency world in order to get maximum profit.
We must determine according to our current conditions and capabilities.
Set your limits and don't be greedy so you won't be too disappointed when you don't succeed or experience losses in the crypto world.
I think these words do not only apply to beginners but other members who have been in the crypto world for a long time must also reflect on these words. often people in the crypto world have expectations of getting rich in a short time without them figuring out the ins and outs of how to achieve that, in the end, they are trapped in greed. it's not easy to get rich from crypto, there are many stages that must be passed. Do you think high expectations are good for crypto beginners?
actually high expectations are not so bad, and generally, expectations are everyone's fuel for hope, but some of these expectations fall into the toxic category. if beginners have high expectations of being rich in one night from crypto then they have toxic expectations but if a beginner has high expectations cryptocurrency can change their life then their expectations are very good. |
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Yes, another reason is PSG doesn't have a champion mentally to face Bayern even has a superstar squad. Maybe because of this reason Mbappe want to leave.
if we look at the composition of the players + the match happened at PSG home then PSG should have won but that didn't happen, bayern is a team that has the mentality of winning the UCL 6 times so it's difficult for PSG to match that, if mbappe continues to be at PSG, I'm sure he will never be able to get the UCL trophy at any time, moving clubs is the best choice. As we know, it's not fast to build that mental even have alot of money, The club like PSG, Man City and others is have money to buy expensive player and build the superstar squad and maybe able to stand to local league, but it's not work when fight on Champion League where must have mentally like Bayern and Madrid.
a winning mentality team, well PSG doesn't have that. messi and neymar have been at PSG for several years, even when they were younger than now, they were unable to make PSG win the UCL. I agree with what you said that Man city and PSG only seem to be victorious in the local league, not the champions league. |
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We all know that gambling existed long time in human history and in several forms and ways. I’m sure old people has another image when they think about gambling the first thing coming on their head is most probably cards, casinos and horse racing since they were more famous than any other game. Now as in this new generation of gambling thinking of it generate an image of slots, betting and live card tables and tou can gamble in your own house without getting in touch with people all you need is your device and access to internet.
My topic today is about a simple question, Do you think gambling in old days is more safe than our days now?
Gambling nowadays is much safer. I still remember that gambling in the past was very harsh, if you are a weak person then don't try to play gambling because you will be tortured for no reason especially if you win big like what happened to my uncle before when he played cockfighting gambling, the dealer refused to pay it, as a result, there was a big fight which caused my uncle to become disabled and everyone who was there ended up in prison. Just 2 months ago in my region unfortunately a guy in my age has been murdered in cold blood only for gambling when the victim managed to win a good amount of money against the owner of an illegal small casino. If these two people where gambling online nothing bad could happen
In the other hand gambling online also have consequences such as getting scammed by the casino as well.
sad to read this story. If those gamblers knew how to play online gambling, I'm sure he wouldn't have been killed. Currently, there are many trusted online gambling sites, especially crypto gambling sites, what we need to do now is tell others about the good benefits of playing online gambling. there is no point in gambling offline, winning big at online gambling is much safer. |
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2021 I started my journey here in crypto, I was lucky because I was able to invest in other cryptos before it went all the way up. NFTs, P2E games, airdrops and hyped shitcoins lol. Of course I earned a lot and since it's my first time I became very confident thinking I'm so smart lol  . I have more money to spare, in 2021, I still remember how excited the crypto market was, at this time the bitcoin price skyrocketed to penetrate the ATH and even dogecoin skyrocketed because of elon musk. people who are used to investing will definitely understand when to buy or sell and those who are lucky will definitely sell and wait for the market to go down. so I end up investing left and right carelessly thinking i will earn more but the truth is majority of those i have invested are lost money because of bear market, scam projects and rugpulled shitcoins. I think I am not for crypto  . because you were a beginner at that time, the location of your mistake was that in your knowledge about crypto still a little but your greed was really big. if you give up, haven't you wasted your time and money in crypto, learning from your mistakes is a wise thing imo, running is only for losers. |
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The difference in points from the top of the standings and number two from the top of the standings is very far away, 15 very different points make Napoli even calmer and it is confirmed that he is the winner of the Serie A League, no team has been able to catch up on points from Napoli, even in the previous game against Cremonese they also take advantage by scoring 3 goals which is enough to add points and the points are higher.
Napoli took many advantages this round in fact. After they collected the 3 points from Cremonese, they found out later that Inter got a draw vs Sampdoria, the 19th team in the ranking mind you! while Roma and Lazio dropped points too. 15 points gap is quite huge, making Napoli very comfortable in Serie A but also Champions League  Napoli is really lucky to have Osimhen who is currently at the top of Serie A's top scorers with 17 goals and Kvaratskhelia with 9 goals. the difference of 15 points with second place is far enough and Napoli seems to have been able to claim the title of Serie A champion this season. On February 18, Napoli will face Sassuolo, on paper Napoli is predicted to win and the winning percentage will reach 62%, Head to head between Sassuolo vs Napoli is very interesting (in their last 4 matches Napoli won 2 and drew 2), but the match will take place at home to Sassuolo, at least Napoli must continue to maintain the quality of their game, don't let them be careless. |
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Kami berdua memang sering banget sharing-sharing soal kondisi ekonomi, plus minus investasi saham, plus minus investasi kripto, progress pengetahuan soal investasi, dll. Meskipun saya pernah pamer profit ke dia, pendiriannya tetep tidak berubah dan tidak tertarik untuk berinvestasi pada kripto sama sekali.
Hak dan keinginan seseorang itu memang tidak bisa dipaksakan, kalau kita memaksa dia untuk investasi ke kripto tentu resiko tidak dihadapkan ke dia sendiri tapi kamu juga. oleh karena itu jangan menyarankan, apa lagi memaksa seseorang untuk ikut gabung. saya sudah punya pengalaman akan hal ini, saya juga sudah menulisnya di topik lain tentang saya kehilangan salah satu teman saya karena di 2018 lalu saya memaksa dia untuk investasi di bitcoin namun di 2019 akhir hingga 2020 ketika harga bitcoin turun, dia langsung panik dan langsung jual, sambil mengatakan pada saya, bahwa saya menipu dia padahal jika dia hodl aja, maka di 2021 dia udah untung besar. ntah bagaimana kabarnya sekarang, jika bertemu pasti ku ejeki tu, wkwkwk. Dan, 1 hal yang harus dihindari adalah pamer, karena hal tersebut memang sepele, memang kita akan dapat pujian dan sanjungan kalau kita itu hebat dalam berinvestasi, akan tetapi resiko malah lebih besar dari pada pujian itu, seperti: kamu akan jadi incaran dan target, kapan ada kesempatan dia akan nyuri-nyuri HP atau PC kamu supaya bisa akses ke investasi kripto kamu. Dia akan nyari akun, private key dan password dengan berbagai cara untuk memiliki hakmu.
ini saran yang saya suka mas, jangan pamer, karena kita tidak tahu kenekatan apa yang bisa di lakukan orang lain, apalagi jaman sekarang ini banyak ornag stres dan iri ama keberuntungan orang lain. saya pernah kecurian laptop dan yang mencuri adalah sepupu saya, dia gak ngaku alasan dia mencuri laptop itu namun saya yakin dia menginginkan aset kripto saya, untung saya selalu nyimpan aset dan privake key saya di iphone saya. |
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Is it and what I only prepare for emergencies such as hospital fees or death costs is worthy of being called untouchable savings? because I have that and will only use the funds for emergencies as I said.
the pandemic that passed, gave me and my partner to allocate all the money we got to several parts, such as investments - daily necessities - paying debts - emergency savings. we will never know what other shocking events will happen in the future, what if we are happening the next pandemic that causes us to lose our jobs or something?
wise people always prepare themselves, nothing is comfortable in this world and the future is a mystery.
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I want to ask a question. And I need serious answer from this forum, and my question is WHY DOES A GAMBLER DON'T HAVE A SAVINGS.
In my country (Nigeria) there are many gamblers who don't have savings and it isn't help matters at all.
- Not Realizing Early on That Savings is Important
- Difficult to Distinguish Needs and Wants
- The desire to continue gambling and to be at gambling
- The desire to make oneself happy through the victory of gambling in today's era (not only in Nigeria but in my country and even other parts of the world), many people who don't have savings are not just gamblers but ordinary people too, that's because they don't have good financial control. gambling is not bad but losing control of yourself and finances is bad. Most of these gamblers can't afford for there families but they can afford money they will use to gamble. So why are they not having savings that they can use to help there families in time of lack. Like they said, we save money so money can save us tomorrow. But these gamblers doesn't know that.
only a small proportion of gamblers have good financial management skills, most are very bad at it even in severe conditions, will no longer care about family affairs, and all that is on their mind is gambling. I have often heard in my country a case that tells how a gambler was caught stealing - robbing - even abusing a family just to fulfill their desires at the gambling. |
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quite an easy win for man city. Man City has been leading the match since minute 4 'from the goal created by Rodri, and Assist Mahrez, even though Haaland didn't score, he managed to provide 1 assist. currently, man city and arsenal are only 3 points apart. ...
Liverpool 4.20
It's funny that bets are not accepted on City - I wonder if City will definitely be in the top 4 or because of the threat of points deduction?
In fact, Liverpool have a ghostly chance.
very lucky that placed a bet for liverpool yesterday LOL. Dyche used a defensive strategy to face Liverpool but it was useless because he was unable and wrongly managed to score a goal against Everton. Nunez is very good as a support for Salah, he made 1 assist for Salah to prove that he is not a lone attacker. good cooperation from salah - gakpo - nunez. |
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Exchanges are not at all secure. We must avoid keeping money in exchanges, whether it is centralised or decentralized. These resemble a market where you can only transact. You run a very high danger of having your money or cryptocurrency stolen. So, absolutely, use them only as necessary. Additionally, as is always recommended, keep your money in offline or hardware wallets. If you don't, nobody will be able to stop you from losing your hard-earned money.
saving assets on an exchange, that's a pretty stupid thing, I had a bad experience where in the end my funds couldn't be withdrawn because I kept my crypto assets on FTX, when their exchange collapsed they would automatically freeze all the assets on their exchange. 99% safer to store assets in a personal wallet. There's no way to verify centralized exchange! they're not open source, not giving your seed phrase, etc. If you use centralized exchange, it's mean you're trusting your money to them and you need to accept all the risk when the exchange bankrupt, confiscate your funds, terminate your account etc and you don't have any way to recover your coins. So it's mean there's no such safe in centralized exchange!
when we send assets to CEX then they are no longer our assets because they are the ones who already hold the assets, so I usually use exchanges only to exchange my assets to my local fiat currency and vice versa, but to keep crypto assets for the long term, I really avoid storing it in CEX or DEX. |
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I visited an uncle in another city. His birth year was 1960. He has been an avid gambler for a long time and frequently visits brick-and-mortar casinos. He currently wants to test out an crypto casino. He has heard a great deal about it. He did, however, note that despite possessing the cash, he has no knowledge of how to use cryptocurrency for gambling but would really like to. I would like to suggest that crypto casinos put a video tutorial explaining how to use cryptocurrencies for gambling on their website.
I think that on YouTube there are many tutorials about how to make deposits or withdrawals using a cryptocurrency which are carried out by gambling sites or users of gambling sites, for example stake.com and several other gambling sites, you can check youtube and tell your uncle about it. What other features would you like to see in crypto casinos for senior citizens?
each country has its own habits and even gamblers too, in my country there are also many older people who really like playing mahjong - poker - blackjack - or PvP chess. a gambling game that can sharpen the brain, this is a good thing for seniors. |
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Over the time, I've seen people wanting to go into trading because they feel or think is a get rich quick scheme but get so disappointed along the process because the result they get isn't what was expected.
Trading is a very lucrative business but also a very risky business as well and as such should be done with so much caution.
trading can give profitable = yes trading can be detrimental = yes the more you take risks using large capital, the greater your chances of profit or loss, so don't ever think that trading is an easy job that anyone can do. What would be your advice for those wanting to trade as a newbie?
I'm not a financial advisor or investment adviser but I always emphasize beginners who want to start crypto trading (including my friends) - ask yourself if trading is the business you want to do. - are you ready for losses that could affect your condition? your finances. - where does your capital come from. - do you have basic skills such as analytical skills - technical - and mental resilience? |
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However, we haven't seen any significant changes in gold price yet to approve the above news.
I'm wondering what does everyone think about gold price in the long term, specially in coming year or two as the conflicts get worse and more economies crash which would push regular people to invest in gold and more governments to start increasing their gold reserves on larger scale.
Until now, many world governments have continued to increase their gold reserves in order to keep their fiat currency stable and can be used at any time to buy back when their fiat currency falls or the investment value in their country decreases, but because the current supply of gold is sufficiently abundant, making the price remain in the stable category. Price fluctuations in gold are also not too large every year, so people still tend to have greater trust in gold even though it is not for investment purposes, because there are also people who use gold only for jewelry or to decorate themselves without thinking about investment. Even though there are many who store gold for investment purposes, considering that trust in gold is still very large and has not decreased in the eyes of the public.
I still remember my mother's words very well, that I have to have gold as a long-term investment because the demand will continue to exist and the resale value in the future will not make a loss. from there I think that since long ago, many people have depended on their investments in gold and it is difficult to change, and it can last for decades to come. for stable long-term investment, I think gold is very good but to get rich from gold investment, I think it's difficult. |
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Do you think that the owners of casinos and sports betting platform, gamble as much as other people do?
I don't have a friend who has a gambling business but I'm sure the owner of a gambling business is someone who has ever played gambling but his mindset has changed from a gambler to a gambling business owner and regarding whether they gamble as much as other people do, that's what has to be done we ask each gambling owner personally LOL. If they gamble, do you think they gamble on their platform?
maybe they play on their gambling site for various purposes like testing their system or others but this is definitely a secret that must be kept by all gambling business owners. If they also play on the site they created, doesn't that appear as an act of fraud? |
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