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1901  Economy / Web Wallets / Re: Safest Exchanges in the World on: December 20, 2022, 07:28:29 PM
I almost put money in FTX. Glad i did not.

you make me jealous LOL. until now I still have big hopes the funds that I put in FTX can be returned quickly because I really need it.

Exchanges won't be able to meet "safe" standards from various people's perspectives. Especially about the dirty business scandals run by the founders that the average user can barely detect. In conclusion, there is no "safe" word when you entrust your funds to a third party
Also don't believe in naive author's article reviews (for example [1]), consider them a joke.

1. https://www.cryptovantage.com/best-crypto-exchanges/safest-cryptocurrency-exchanges/

no one can be trusted, especially exchanges that say they have it (high security), I've been traumatized by FTX, and even major media spread the good news about him. the safest way to store assets is to store them in a personal wallet (software wallet or hardware wallet). at the moment I only use exchanges to exchange my crypto for my country's currency if I need it. until whenever a third party cannot be trusted.
1902  Local / Bahasa Indonesia (Indonesian) / Re: Isu Resesi 2023, Peluang Beli Bitcoin? on: December 20, 2022, 06:46:43 PM
Tanpa adanya isu resesi BBM sudah beberapa kali mengalami kenaikan, seingat saya pertamina pernah menaikan harga BBM saat harga minyak dunia turun dengan alasan Pertamina telah mengalami kerugian akibat banyaknya alokasi dana untuk subsidi. Isu resesi telah menimbulkan kepanikan, Indonesia juga tak lepas dari jeratan resesi jika benar terjadi.
Langkah awal pemerintahan mempersiapkan segala kemungkinan yang bakal terjadi pada tahun 2023 sudah tepat meski sebagian besar masyarakat merasa keberatan dengan kebijakan pemerintah menaikan harga BBM.

bagi masyarakat kecil yang mengandalkan hidup di jalanan seperti ojek online atau lainnya, tentu kenaikan harga BBM membuat derita baru, orang2 (terutama buzzer) banyak membandingkan harga minyak indonesia dengan singapura dan juga malaysia namun merkea tidak membandingkan pendapatan rata rata warga indonesia dnegan singapura atau malaysia. bagi saya sih menaikkan harga BBM di tengah isu resesi saat ini tidka lah tepat.

Mau naik sampai 1000% pun, namanya perusahaan BUMN pasti akan rugi, kita lihat saja PLN dan Telkomsel, sahabat karib perusahaan plat merah tersebut, padahal yang pakai listrik hampir 100% rakyat Indonesia, tapi ya rugi juga, kan aneh??. Tentu yang salah itu manajemen-nya, buruk dan unprofesional dalam mengelola perusahaan.

perusahaan plat merah di penuhi oleh orang orang yang hanya memiliki tujuan untuk menyedot uang negara, mereka tidak pernah memiliki tujuan untuk memberikan untung pada negara. saya beberapa kali punya pengalaman buruk dengan bank plat merah, mereka hanya bisa menjawab "mohon maaf atas kelalaian kami" namun tidak pernah berupaya memperbaiki itu.
1903  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: December 20, 2022, 06:26:32 PM
The way Newcastle have been performing this season is truly amazing. They are third in the table. And perhaps they have only lost one match this season. Newcastle have no star players. Due to the good bond between the team players, they have been able to maintain the consistency of their performance. But I would say if Newcastle want to qualify for the Champions League they need to strengthen their squad. The team should bring star players. Newcastle's owner is very rich. But we don't know yet whether they are interested in spending money to strengthen the team.

only 2 teams have currently only lost 1 time, that is arsenal (the current leader of the EPL standings) and Newcastle (which is currently in 3rd position), the game shown by newcastle so far is really good, even though their squad is not filled with expensive star players. but until now what has surprised me is that even though it is owned by a conglomerate, Newcastle rarely enlivens the transfer market.

Now that the World Cup is over and most players have gained more experience to play effectively when the Premier League resumes, lots of signing will start going on Wolverhampton about confirming Cunha signing the Premier League as it is coming fresh and coming with a lot of amazing packages installed with it. I can see Messi still celebrating after is victory in the World Cup and his main target or wish have been granted. I miss my favorite black player Saka and can't wait for the resumption.

saka is an amazing England player, david Beckham really praised Bukayo Saka's performance in the past world cup 2022, I see arsenal really lucky to have him. I'm sure Bukayo Saka will be able to bring Arsenal to win the EPL this season.
1904  Economy / Economics / Re: Fiat and crypto and stock is bs, but property is real on: December 20, 2022, 06:02:00 PM
Fiat and crypto and stock is bs, but property although is just concrete but it is real.

I know all stock investor loss money and some of them are killed, but not all property investor loss money, when Elon Musk said crypto is as bs as fiat, I challenge him to prove me property is anything resembling bs.

When you buy into stock, you get snake oil, but promised it’s indeed a “business”, stock =/= business wake up. When you buy into property you indeed get the concrete box, you indeed get what you paid for,

first of all, you know that property can be created more and destroyed while bitcoin cannot be added or subtracted at all. currently, people in my country are complaining because selling their property quickly is really difficult, it shows even though you have the physical property of the property but in reality, only people who need it buy it. Property is not an investment asset, it is a liability.

But what is there to say, when I tell them, they’re scammed they don’t believe me and even being very hostile on me and call me retard, they think they’re getting the business when they buy the stock, what give?

some companies will distribute dividends per year to each of their shareholders, so shares are still very much in demand, especially by old investors who have a lot of money.
1905  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: December 20, 2022, 05:41:30 PM
the possibility of Auxerre getting out of the relegation zone is still there. but maybe not in the game against Monaco. it will be quite heavy to gain victory points.
now Auxerre's position still has the same points as the 2 teams above it. as long as they can maintain a distance of points not to be left far enough. I guess that could save them to stay in the league next season.

Auxerre will definitely remain in the relegation zone, their performance has not been satisfactory since this season started. Facing Monaco will be a tough match for them and I predict the final score is a 2-0 for Monaco victory.

Messi and Mbappe, one of PSG's best attacking players, played in the World Cup final and both of them had excellent performances. Hopefully they will return to the PSG club in style and train for their next match.

reportedly these two players are still undergoing a rest period while recovering their respective stamina, maybe they will play for PSG again next year.



I read the news about Cristiano Ronaldo's future speculation, reportedly marseille intends to hire him, if that happens we will see two GOATs fight again.
1906  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: December 20, 2022, 05:21:39 PM
Giroud's performance during the World Cup was quite impressive. He scored 4 goals to help France be in the final. But unfortunately, he only got 40 minutes of time in the final because France failed to develop their game. It's true as you said, Giroud still has the chance to play at Milan for a little longer, he's still good as a striker.

we have to respect whatever decision deschamps made at that time even though until now giroud is still very annoyed with him. deschamps claims that what he did was right and he made the substitutions in a timely manner but many observers disagreed with deschamps' decision, The world cup has passed, we can move on from that.

Age will indeed affect his physique and fitness, it will also affect his performance. But this season, Milan can expect him to play at a great level until the end of the season.

if we say he is old then I don't think so, Giroud is currently only 36 years old, and there are still many players at that age who are still very healthy and fit, depending on how he keeps his body fit. I think in 2 to 3 years, Milan can still use Giroud, he is still quite sharp as a striker.
1907  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: December 20, 2022, 05:01:15 AM
It doesn't seem to be a difficult match for bayern. I meant let's take a look at the statistic if bayern is far better compared with leipzig. The match will be coming in january but i just remind you that if some players of leipzig already targeted by some big clubs.



above is the Head to head history of Leipzig vs Bayern and the majority wins for Bayern while Leipzig has almost never won. in the Bundesliga standings, currently leipzig is ranked 3rd with 28 points while bayern is in 1st position with 34 points, if only leipzig is able to hold a draw or make bayern lose then the difference in their points will shrink and the chance for leipzig to catch up with Bayern is quite large.

It seems like that leipzig will perform without the best starting line up owned by it. The only problem is bayern will be performing without neuer and mane which have become the main parts from the club.
Bayern has more time to make preparation. Leipzig was getting win streak in the bundesliga. A tough game possible to happen but i think that bayern known so well about how to counter leipzig in the bundesliga.

Bayern is the hosts, so they are more favorites to win, even though Neuer is injured and can't play, Bayern still has Ulreich who is quite good as a goalkeeper, and Bayern's defense will not falter.
1908  Economy / Economics / Re: Use your money wisely. Invest or Deposit ? on: December 19, 2022, 09:52:52 PM
Now you have $100,000 in your account, pure savings, and you don't need this amount of money to cover your daily expenses. Obviously it's good/free money to use at will. Let's say if you deposit the money into a bank and the annual interst rate is 3%, you will get a steady interest income year by year. If you use this money to buy Bitcoin, let's say the BTC drops to $17,000, you'll buy less than 6 Bitcoins. In the long run, what would you do with this money ? And why ?

if I really have $ 100k and don't really need it at all for living expenses then I will invest 70% in bitcoin and the rest (30%) in deposito, "don't put your egg in one basket"

I'd rather invest it with Bitcoin. It's a sitting duck in bank savings, 3% annually is not much of a money considering they are using your own money to be invested in different funds. Why not do it yourself instead so that you will be the one profiting and not them. This is my mistake before as I thought the bank will somehow pay your loyalty to them, but it's not going to happen. Business is business and we should think the same as them.
Investing is a risk but it can be rewarding if you know what you are supposed to do.

even though the bank uses customer money to do business elsewhere, I can't deny it, I still need them. there is a bank in my country that gives quite high deposito interest, maybe I'll try deposito the money there (if I have as much money as OP says).
1909  Economy / Economics / Re: Saving one third what you earn monthly is not that hard, isn't it ? on: December 19, 2022, 09:30:55 PM
If you are in twenties or early thirties and remain single, earn $3,000 after tax per month, you will probably save $1,000

if I earn $3000 then even though I have many children they will have no problem because the majority of the income of citizens in my city/country is $200 - $400 per month (depending on where you live). 

if you, let's say, spend $500 to $800 on rental, a guest bedroom in a shared house/apartment, $500 on food, $50  on utilities, $150 on phone/internet bills, $400 on commuting costs or gas/maintainance if you have a used car, $200 on occasional entertainment or others. This $1,000 savings will allow you to invest or place a house down payment when time is ripe. Is this possible based on where you live ?

here, the average home mortgage fee is only around $300, so having an income of $3k certainly makes it easier to have several houses even though using the installment banking system.
1910  Other / Beginners & Help / Re: Finally got my boss to pay me in Bitcoin on: December 19, 2022, 09:13:33 PM
Hello everyone I am very excited today as finally my boss has agreed to pay in Bitcoin. After losing at my first attempt in Cryptocurrency as I thought that wealth falls like rain here I was brought back to reality with losses I got a little job on the side although a small amount paying job I think it is okay for me and I can get back on my feet.

congrats cynthia, you are lucky to have a boss who is able to foresee well and also cares about the staff. I hope that a few percent of the bitcoins that employees get can be used properly and they can set aside some of the bitcoins which they earn in personal wallets.

Ever since I started working I have always been talking to my boss and coworkers about Cryptocurrency and after persisting they started to give me listening ears, I made sure to also tell them my experience and made sure they got my picture.

Along the line my boss got very much interested in cryptocurrency especially in Bitcoin. Assisted him in creating his Bitcoin wallet and taught him all I could, it surprised me when he finally accepted to pay me in Bitcoin and has giving it as an option to other workers, it's a big joy for me and I believe they are also talking about cryptocurrency to their friends and family too, just got my first payment in Bitcoin this evening.

but are you sure that your boss won't blame you if the bitcoin price continues to decline, because many people always blame other people who invite them, especially in this crypto world. don't forget to remind your boss that investing in crypto has a big risk but the return is also big.
1911  Other / Off-topic / Re: My story and where it is now..... on: December 19, 2022, 08:57:34 PM
Let's hope I survive this surgery, and everything is fine this time. I'm obviously going to have many obstacles to deal with at that time, but I'm optimistic that I'll be able to get through. Insurance covers some of the costs of the testing and medicines, but not gas, food, hotel rooms if overnight stays, or lost wages from my wife taking days off. I'm not asking for donations or anything, but I do have a bitcoin address in my profile if anyone wants to help out they can. I have been communicating with a few on here that know my story. Jayce, condoras, hopenotlate, and a couple others can confirm this all to be true.

Hi yahoo62278, I don't know you closely and we are only connected in this forum but my prayers are always with you, there is nothing else I wish for you other than the healing you get and the success of your surgery, your healing is everything. keep reminding your wife to take care of her health because women have big worries about their partners.

Why post this you ask? The main reason is to show you that even though some of you think I am lucky and probably live a rich and lavish life, I am human and have everyday problems like all of you. If you'll notice, my issues are hereditary meaning passed on from my family. I urge all of you to get checked and get your kids checked. Whether it be mental health or physical health, it is very important to make sure you are in the best condition you can be in. Don't put it off, get tested ASAP.  Not all issues will be obvious and can only be found through testing.

If this story helps 1 person I will feel it was worth it to share my story.  I hope anyone who takes the time to read all of this will also take the time to make an appointment and get checked.

this is very true, periodic health checks are very important, I also do that and some dangerous diseases can be detected early.
1912  Economy / Gambling discussion / Re: How was your first attempt to play gambling on: December 19, 2022, 08:33:02 PM
We all have a different experience how we started our first bet. Their are people who started bet without having any knowledge concerning it. Their are some people started with a help from a friend to bet and their are some who took their time to learn before they started paying bet.

my friend taught me about playing slots and I was really interested at that time because it was really entertaining, after that I started to study other gambling games such as poker, lottery and betting but I am not talented at poker and lottery so I prefer to play casino game and betting.

How was your first start? Did you play blindly or spent some time to learn.?

when I first learned about gambling, my friends always reminded me to keep control of myself and think of it as just entertainment, so I don't play like a crazy person who just saw something new.
1913  Economy / Gambling discussion / Re: FIFA 2022 world cup on: December 17, 2022, 03:52:35 PM
if you look at the way the two teams play, they are very strong, Morocco replied to Croatia's goal quickly until the score is now a draw, the two teams failed to reach the final, at least they wanted to be the third winner of this world cup, even though they failed in the semifinals yesterday, I think Morocco will win if it happens extra time and penalty shootout

The first half has ended and we see the final score in this round 1 is Croatia 2-1 Morocco, both teams played extraordinarily (the statistics of the match showed that Croatia was very superior in ball possession) Croatia created many chances but only 2 turned into a goal. the second half will definitely be very tight because Morocco will definitely try hard to win in this match.

Kylian Mbappe is the greatest active football player based on some sports analyst due to his exceptional skills especially his speed when he sprint. He is more skilled now compared to current Messi and Ronaldo which many fans won’t agree because they are looking on the previous experience and achievements to measure the current skills of player. Mbappe has an impressive overall skills just like Messi during his younger days.

Mbappe is really very fast even when dribbling, against Morocco, we will see how great Mbappe is, tomorrow's final is very important for him because he will try hard to bring victory to his country. I can't wait to see the final match tomorrow.
1914  Economy / Games and rounds / Re: Sportsbet.io ⚽ Free Bets Extravaganza ⚽ World Cup Superbru Edition - 🏆 Finals on: December 17, 2022, 02:48:40 PM
1. 1-0 Croatia, 59'
2. 1-2 France, 36'
1915  Economy / Games and rounds / Re: Sportsbet.io ⚽ World Cup Final ⚽ Argentina vs. France ⚽ (Sunday) 🏆🏆🏆🏆🏆 on: December 17, 2022, 02:45:41 PM
1) France
2) Under
3) Over
4) Over
5) Over
6) Under   
7) YES
8.) 2nd
9) Yes
10) No
11) No
12) No
13) YES
14) No
15) No
16) No
17)30'
1916  Economy / Exchanges / Re: Could Binance Collapse? on: December 17, 2022, 01:20:39 PM
In regard to this article: https://coingeek.com/binance-to-us-authorities-prosecute-us-and-crypto-will-collapse/

Could binance collapse if they get prosecuted? With the collapse of FTX these things became more much imaginable, then again this could all be just FUD as we've seen it many many times before.
Once again the crypto market is on the brink of another apocalypse.  

centralized exchange whose owner's identity is known, can collapse at any time for various reasons especially if the government targets that person to be prosecuted, but binance has so far been able to survive because they know how to run an exchange business and looks capable of maintaining user trust.

If it wasnt for this possibility I would never want to sell my coins at this point as I pretty much think the bottom could be in. I saw so many bad news over the course of years and this could easily just be 99% FUD again but if it isnt my crypto money will probably be 99% worthless in case of this event happening so I do give it some thought. What do you think will happen? Do you think about selling your coins? Also what would happen with stable coins, would they still hold any value if this happened?

I know your concern and right now the only thing we can trust is bitcoin because bitcoin is a pure decentralized coin, I have some satoshis and have no intention to sell it. btw, if we look at the current BNB price -10% in 24 hours but trading volume is up 77% in last 24 hours, it seems someone is trying to manipulate it.

Also how would such a scenario unfold IF it happened? When would we know? How long would the whole process take? Would there be enough time in between to make a decission or do you think it would unfold rapidly, trigger a chain reaction and steep losses?

chain reaction? of course I'm sure it will happen, just look at how the reaction was when the news about the FTX collapse occurred, several CEXs also said they were bankrupt and closed. and if binance collapses then we will see a deeper red market.
1917  Economy / Gambling discussion / Re: Candidates for the WORLD CUP 2022 Winner on: December 16, 2022, 05:18:18 PM
This world cup is very important for Messi since this is his last chance to win the world cup trophy, he already collect the other international trophy and become the best players in many years, he just don't have a world cup trophy. I think Messi will try his best to win even though he will force himself to the last blood, so I'm pretty sure Argentina will win against France.

this is the official statement that Messi made a few days ago and I see he is very serious about it,
Quote
"I feel very happy to reach the final and end the World Cup journey by playing my last game in the final. The next World Cup is still a few years away and I feel like I can't do it. And ending it in the final, this is the best thing." Messi said to Argentine media Diario Deportivo Ole, quoted by Marca on Wednesday (14/12/2022)
he wants this world cup to be the last for him, and if Argentina manages to become the winner then her achievement is truly extraordinary, we will see him fight really hard in the final later.
in this world cup, Argentina and France have lost 1 time, in my opinion, the achievements made by the two are almost equal, but for the world cup winner this time, my choice leans more towards France than Argentina.

To everyone who haven't make any bet in the final world cup match, you can bet in Duelbits since they have a promotion for world cup final risk free that up to $50 [1].

[1] https://duelbits.com/promotions/world-cup-final-risk-free

it's not just duelbits that holds a risk free event for the final match, there are also other gambling sites that hold it like betnomi [] https://betnomi.com/promotions/world-cup
1918  Local / Bahasa Indonesia (Indonesian) / Re: Platform Exchanges Di Indonesia on: December 14, 2022, 06:11:06 PM
Ini juga sepertinya akan menjadi polemik tetapi disisi lain melihat dari statement Rieka Handayani selaku VP Corporate Communications Tokocrypto mereka juga sepertinya masih ingin bungkam tentang rumor yang saat ini beredar karena memang mereka masih mengatakan bahwa binance adalah salah satu investor yang mana dalam hal ini berarti masih mengambang menurut saya.
Tapi saya setuju dengan agan jika memang ini mendapat izin maka sudah pasti akan ada polemik juga nantinya karena mengacu Perba baru no. 13/22, direktur utama dan direksi/komisaris itu 2/3-nya harus WNI.

ini juga sih yang membuat saya penasaran karena saat ini Tokoh penting di balik TokoCrypto adalah;
Quote
Pang Xue Kai (Founder & CEO)
Teguh Kurniawan Harmanda (COO)
Nanda Ivens (CMO)
Chung Ying Lai (CSO)

di kabarkan setelah akuisisi selesai terjadi maka CEO Tokocrypto bakal di ganti (Pang xue kai baru saja menikah di bulan 10 kemaren, alasan kuat yang menjadi pelengseran dirinya sungguh tersembunyi imo) dan tidak mungkin jika CZ yang menjadi CEO tokocrypto, saya pikir dia pasti bakal menempatkan WNI juga menjadi CEO baru di tokocrypto LOL.
Quote
CEO Tokocrypto Pang Xue Kai, menurut Tech in Asia, akan melepas jabatannya di perusahaan setelah proses akuisisi rampung.
Perba baru no. 13/22 benar benar mengunci investor asing untuk melakukan penguasaan penuh sebuah perusahaan yang terdaftar di Indonesia (meskipun saya sendiri tidak tahu apa kewarnegaraan Pang xue kai).



kita kedatangan exchange baru itu adalah Bittime - kabarnya Bittime masih dalam promosi, itu adalah menggratiskan semua transaksi pengguna baru yang terdaftar di bulan ini saja.
Quote
Bittime, salah satu layanan pertukaran aset kripto mulai beroperasi di Indonesia. Bittime mendapatkan lisensi dari BAPPEBTI, memberikan akses kepada investor kripto di Indonesia untuk melakukan perdagangan terhadap aset kripto lainnya.

"Dengan potensi pasar yang luas dan berkembang pesat, masyarakat pun ingin tahu lebih banyak tentang aset kripto. Apalagi sekaran bisa bertransaksi dimana saja dan kapan saja", ujar Fransiskus Bupu Awa Du'a, Product Manager Bittime dalam keterangan resmi, Selasa (6/12/2022).
[1] https://www.cnbcindonesia.com/market/20221207165948-17-394681/investor-kripto-meroket-pelaku-industri-makin-semarak

kita lihat saja bagaimana perjalanan Bittime ini, karena saya pribadi tidak begitu tertarik dengan exchange yang baru muncul.
1919  Economy / Gambling discussion / Re: Why every casino got bad habits? on: December 14, 2022, 01:37:54 PM
If you have a look at the scam accusation section, you will find that no casino has a good reputation there. Each and every casino which has their ANN thread here, has at least one complaint against them; sometimes confiscated funds, delayed withdrawal, not paying the winning, freezing account etc. Why this is the principal of all the casinos? Why they can't operate without having any issues?

the majority of gambling sites still use the same software as each other, which is the reason why the problems that occur on gambling sites look the same. Apart from that, operators are also still managing the gambling site manually - it causes complaints submitted by customers to be processed for quite a long time and many even have to register tickets. cmiiw

They always do this shit; who knows what has been done with people who don't know how to deal with such a casino. Can you show me a thread that never had any reputation issues on this forum?

regardless if it is a fake or real report - looks like 99% of gambling sites that are in this forum and not in this forum, have received scam accusations from users.
1920  Economy / Speculation / Re: I think that we will see 13500 Dollars In 2022 on: December 14, 2022, 01:09:10 PM
Hi guys in my opinion that btc is in Bear market right now and we do not know that how much time it will be in Bear market and for sure it is In bear market.

Bitcoin is only 2 months at a price below $20k and it's not a long time, so it's a bear market this time it's quite natural to happen (saturated market).

Btc is currently running in 16000 dollars range and it might crash if some bad news might happen. So I was saying that it might crash to my prediction cause market is uncertain but indications are these.
So what are your speculations and I will be more curious to know about this.

mo no more bad news to come - news of the FTX collapse being the worst of the year. my prediction, bitcoin will no longer be worth below $16k. in the last 24 hours, bitcoin has grown 8.9% (currently its price is $17800++). until the end of the year, I am optimistic that bitcoin will return to the $ 20k mark - the saturated market will end soon.
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