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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Matimtim
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August 28, 2017, 01:20:01 AM
 #10901

Its better to save yoor money right? But in bitcoin its better to invest it, and after a year it will double, so you make money more.

If you have cash money its better to save it, but not your all money, maybe some of it is better to invest because the way we invest your money, the higher posibility to have more income.

Doamader
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August 28, 2017, 02:15:24 AM
 #10902

I had considered the last weeks and i did realise its time to invest, altcoins market are very hot and a lot new altcoins coming with potencial to grow a lot and take their place, even believing into bitcoin i do believe its time to take some risks and ignore, forget a bit bitcoin. The segwit implementation will take till November and altcoins arent facing any similiar issue as it, even the price being adjusted against bitcoin altcoins are getting more interest.
BaraxLo
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August 28, 2017, 09:31:42 AM
 #10903

I think it's better if you will invest it. If you will just save your money, there's a tendency that you can get it easily everytime you see something or you want something to buy. It's hard to save knowing that you have it in your hand. But if you will invest it, it's hard for you to get it. You will just get it when you need it for your future.
Haha! I guess you are facing this problem and are not good with saving money. Investing and saving depends on the nature of the investor and his/her financial condition. If you are not good with saving capital, invest into multiple businesses to have grand profits. Better invest into bitcoins.
romeitaly
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August 28, 2017, 10:59:04 AM
 #10904

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In saving money in bank, it is like investing but you'll only get a few interest, in saving online, you are just literally 'saving' it, in case you have bitcoins, it may go up or down; it depends. I think it is better to invest it online but be sure that it is proved safe and your money will not be lost. For me, I will save money for now because I'm still young and still learning.

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kpcian
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August 28, 2017, 11:10:34 AM
 #10905

I think the investment is the best way to utilize your money properly. saving also brings some price value but it doesn't touch the level of the time value of money. in terms of investment, you can get a proper the time value of money.
that is why i always prefer to take this side where you will get huge profit through a little risk.
Sanitough
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August 28, 2017, 11:33:42 AM
 #10906

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In saving money in bank, it is like investing but you'll only get a few interest, in saving online, you are just literally 'saving' it, in case you have bitcoins, it may go up or down; it depends. I think it is better to invest it online but be sure that it is proved safe and your money will not be lost. For me, I will save money for now because I'm still young and still learning.
Actually it's not investing, it's just a mere saving and that would help you to grow your money in the future but if you are
only focus in savings I am sure you lose a lot of opportunity to grow your money faster which can only be possible when you learn how
to invest or to trade.
Beign1979
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August 28, 2017, 11:55:40 AM
 #10907

never invest more than you could afford to lose.
mainly i believe in saving more than in investing.
Predator25
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August 28, 2017, 01:10:24 PM
 #10908

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
I most likely to save my bitcoins than to spend it to many things that is unneccesary for me. If it is needed i will buy it but if it not neccesary to buy. I will not spending it. I will save it for my future expenses. Or in the time of needs. By that i can sustain my needs if that happen just in case of emergency.
olliedickman
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August 28, 2017, 01:23:03 PM
 #10909

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In saving money in bank, it is like investing but you'll only get a few interest, in saving online, you are just literally 'saving' it, in case you have bitcoins, it may go up or down; it depends. I think it is better to invest it online but be sure that it is proved safe and your money will not be lost. For me, I will save money for now because I'm still young and still learning.
Actually it's not investing, it's just a mere saving and that would help you to grow your money in the future but if you are
only focus in savings I am sure you lose a lot of opportunity to grow your money faster which can only be possible when you learn how
to invest or to trade.
I agree with you. Depositing in bank is not the same as investing Wink It does not help you to grow your money at all. In some countries, especially in Europe, you even have a negative interest because the number of people who deposit their money in the bank is extremely high.
marseille
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August 28, 2017, 01:34:32 PM
 #10910

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In saving money in bank, it is like investing but you'll only get a few interest, in saving online, you are just literally 'saving' it, in case you have bitcoins, it may go up or down; it depends. I think it is better to invest it online but be sure that it is proved safe and your money will not be lost. For me, I will save money for now because I'm still young and still learning.
Actually it's not investing, it's just a mere saving and that would help you to grow your money in the future but if you are
only focus in savings I am sure you lose a lot of opportunity to grow your money faster which can only be possible when you learn how
to invest or to trade.
I agree with you. Depositing in bank is not the same as investing Wink It does not help you to grow your money at all. In some countries, especially in Europe, you even have a negative interest because the number of people who deposit their money in the bank is extremely high.

Yeah saving money in banks will give you a feeling of being cheated when you will see the interest paid by them so its better to invest money in bitcoins and save it for a long term and it will surely give you high returns in compare to what interest banks will pay you as investing money in bitcoin will grow your money in future which cannot be done by saving money in banks.
Nenni
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August 28, 2017, 04:27:13 PM
 #10911

in my opinion,better invested rather than saved,because if kept long will run out without generating,but if invested it will get a profit
Xester
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August 28, 2017, 04:32:18 PM
 #10912

never invest more than you could afford to lose.
mainly i believe in saving more than in investing.

Both right and just in the middle.  But if you will not invest and only save money, at the end of the year, the value was not at the same last year.  And that is because due to I forgot the name, it was not the same thst you were able to buy things before now. 
Cocobrayy
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August 28, 2017, 04:59:59 PM
 #10913

I think investing, because you just sit still and earn money, but the results are usually less significant and depend on the manager of your money. However, Investment can also be safe and also for retirement later if selected correctly and appropriately. In addition, investment can also increase capital growth.
luka red
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August 28, 2017, 05:01:03 PM
 #10914

from my perspective, Bitcoin should be in the investment not saving. day by day the price value of Bitcoin is increasing drastically so that if you have invested some Bitcoins in this system then it will carry out more profit rather than saving.

one thing should be specific. if you want to take a risk in terms of making a profit then investment would be the best way in comparison to save.
Abiky
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August 28, 2017, 08:17:15 PM
 #10915

Bitcoins are nothing to be misused or handled incautiously. Bitcoins are the future currency. They are as important for bright future as our education is. Only a fool can cash out bitcoins for fun. Those who are having bitcoins at present are the lucky persons because in the near future prices are going to rise beyond limits and it would be not easy to earn bitcoins.

Exactly. These times are not such where you would cashout all of your Bitcoins, as it will make you lose a huge opportunity for profiting in the future. If you invest into Bitcoin nowadays, and save them up for the long term, then you'll achieve greater results than doing so with other real world assets or commodities.

A terrible thing that you could do is save your fiat currency for the long term, as it is subject to inflation and will make your capital net worth decrease over time. As with Bitcoin, this is not a problem since it is deflationary by design, making it increase in value the more scarce it becomes.

Therefore, if you combine saving with investing into Bitcoin, you'll have greater chances of expanding your capital within a couple of years from now. Of course, it is always important to take into consideration Bitcoin's volatility, but if you manage to get a hold of it, nothing should go wrong. Just my opinion. Smiley

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August 28, 2017, 08:34:00 PM
 #10916

If u have not many so better invest in something trusting
If u have a looot of many so u can just hold it in bank
ModGirl
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August 28, 2017, 09:08:28 PM
 #10917

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In saving money in bank, it is like investing but you'll only get a few interest, in saving online, you are just literally 'saving' it, in case you have bitcoins, it may go up or down; it depends. I think it is better to invest it online but be sure that it is proved safe and your money will not be lost. For me, I will save money for now because I'm still young and still learning.
Actually it's not investing, it's just a mere saving and that would help you to grow your money in the future but if you are
only focus in savings I am sure you lose a lot of opportunity to grow your money faster which can only be possible when you learn how
to invest or to trade.
I agree with you. Depositing in bank is not the same as investing Wink It does not help you to grow your money at all. In some countries, especially in Europe, you even have a negative interest because the number of people who deposit their money in the bank is extremely high.

Yeah saving money in banks will give you a feeling of being cheated when you will see the interest paid by them so its better to invest money in bitcoins and save it for a long term and it will surely give you high returns in compare to what interest banks will pay you as investing money in bitcoin will grow your money in future which cannot be done by saving money in banks.
Comparing with banks, the profit that bitcoins are providing to their investors or traders is many times greater. It is always been a fantastic strategy to save money in banks but I think now it has to be change, and it is changing. People are investing in bitcoins as it is more profit yielder than bank fixed interest.
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August 28, 2017, 09:21:40 PM
 #10918

It's better investing your funds in something like Bitcoin than leaving it in your bank account without any profit. I think it makes sense to have your money working for you an not the other way around so i pick investment ahead of savings.
bebejhen
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August 29, 2017, 02:12:13 PM
 #10919

I think it's better if you will invest it. If you will just save your money, there's a tendency that you can get it easily everytime you see something or you want something to buy. It's hard to save knowing that you have it in your hand. But if you will invest it, it's hard for you to get it. You will just get it when you need it for your future.
Haha! I guess you are facing this problem and are not good with saving money. Investing and saving depends on the nature of the investor and his/her financial condition. If you are not good with saving capital, invest into multiple businesses to have grand profits. Better invest into bitcoins.

Yes you're right. I tried to save money many times but I failed. Everytime I want something to buy my savings is the first thing that comes to my mind. I'm thinking that why don't buy it? I have money. And when I started to less my savings it will continue until it's gone. That's why I am starting to study about investment. Maybe this time I don't failed.
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August 29, 2017, 02:39:49 PM
 #10920

never invest more than you could afford to lose.
mainly i believe in saving more than in investing.
I would like to invest my money instead of saving and making no profit so it is good to invest your money and earn good profit without doing any hard work. Well the bitcoin currency is not for loss I think because I have never heard about bitcoin loss. A lot of people invested in bitcoin and they did not loss even a penny bitcoin has become worldwide currency that made everyone earn good income and make profit is the good point if the bitcoin currency so it is good to invest in bitcoin.

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