Don't worry about those account names or label

All you need is your seed. Even your trezor device can be lost, and with your seed you can recover all your funds in Electrum or any other wallet.

Those account name's are just for your organization and software interface, they don't affect anything in the blockchain or in your balance

A hardware wallet is the best option
If you want to store all your coins you mentioned I would use coiniomi (mobile version, not desktop). It is not the best wallet, but you said you don't want a hardware wallet..

I would certainly buy ledger or trwzor as they can hold all your coins as well.

The problem with cards in developing countries are the taxes and fees and the exchange rate.

In Brazil the usd/brl pair is very volatile (about 20-30% this year only), and you won't know which rate you are paying until you pay the credit card invoice, which is available only in about 30 after you use the card.

Additionally, there are 1-5% card fees and 6% taxes
So, it is way better to just bitcoin anywhere if you are Brazilian or if you live in any other fuked country

Personally I don't think it is so important for now to pay with bitcoin in local stores. I would certainly ofc, especially when traveling abroad (using other fiat currency).

But for internet payments I think it is the safer and best method. After all, that is an internet money.

Few days ago I bought some games in Steam and a product from Microsoft. I missed the bitcoin payment option, for many reasons:
- safety (as I never like to insert my credit card details online)
- I was paying using another fiat currency, so I lose some money in taxes and fees
- I would like to spend some of my bitcoins lol

Na verdade essa senha não é muito importante.
O que importa mesmo é a seed. Que deve ser guardada em papel e em local seguro. Com a seed você pode recuperar seus bitcoins em qualquer lugar.

Acho que a blockchain.com não é a pior wallet do mundo, e pode ser usada pra pequenos valores e como uma primeira experiência para novatos.
Não é mais perigoso do que ter uma carteira com alguns reais no seu bolso. Podem te roubar, ainda mais no Brasil, mas pra pequenos valores vale a conveniência. Pessoalmente eu prefiro uma mobile wallet do que a blockchain.com

Without or by you monopolizing escrow?
 will you be escrowing all the funds? How does it works?

I think your idea may be good. Campaign participants opinions don't have much weight here, you need to see managers opinions


Sadly participants quality is still not  considered in most campaigns, specially in the oldest ones.
You can still see many spammers and users with less than 30 erned merits in 2 years receiving lots of money in brc through campaigns.
Unless companies really decide that post quality is important and force managers to accept only high quality posters we will be seeing this..

Yes it is possible. If you are feeling lucky you can try.
I warn you: it is easier to be hit by a lightning 10 times in the same day. Or winning 10 times in a lottery.

This has been discussed so much. I don't get how all newbies are just spreading this misconception about Bitcoin mining costs and energy consumption.

Energy consumption is necessary to secure the network. It is the only way, for now, to keep it secure and resistant to any form of attack (even against powerful nations).

Altcoins may try alternative algorithm, but bitcon needs to me more conservative and safer.

Once I heard antonopoulos saying that maybe the world can't handle two pow coins. And that's fine . There is only one Bitcoin.

I agree with you both.

I gave this example a few times already. If it safe to use a physical wallet with some fiat cash in it? Well, you shouldn't put all your life savings in it ofc, as you can be robbed, you can forget your wallet somewhere, etc, and you may lose some money. But you can, and you should, carry some bucks with you all the time, so you don't miss opportunities.

The same with bitcoin and other cryptocurrencies.

I have with me, in my mobile, about $50-100 all the time. Some in eth, some in btc. I like to have it. Sometimes I talk to someone who is curious about bitcoin and I show them, or if I have some opportunity I will spend it in goodies. In my mobile I use Coinomi. It is the best wallet for my needs.

But my savings, well, that is cold storage ofc.

We are exposed to many different situations in life, and certainly we need different products to cover all our needs.

Imo my opinion newbies can mostly ignore any other project. The only project that newbies should invest is Bitcoin

The risk of losing money is too high, even in bitcon. Those other projects are way too risky, most of them scams (even coin in top100cmc)

Most people are not psychological prepared to deal with Bitcoin's volatility.

Some friends of mine bought btc when the price was going up, early this year, and sold now on loss.
They think it is going to crash, China will ban, whatever.

One thing that most newbies don't understand is that you will lose money, at least temporarily.

There are some trolls around here, like r0ach on WO thread, but there are also real newbies that are just desperate

Yes, the Seed (your 24 words) can generate all the private keys you need. All the private keys from your ledger wallet are derived from that 24 words.

For educational purposes only, go to the website iancoleman.io/bip39

Insert any seed, this one will do it "word word word word word word word word word word word word" (never insert your seed, ofc, as you can lose your funds when you write them in a computer)

Scroll down and you will see many Public Address and their respective private keys. This is what your seed generated from ledger can do.

When I first read the thread I thought"well this is a risky bet for TMAN"
Because cryptosparks says he can make 700% ROI. Well , even though it is a obvious scam he might have some trading skills. And TMAN if offering his Avatar, signature, betting 1btc, and he is also an "amateur" , not a professional trader , afaik.

But then, cryptosparks, with 700% not, is afraid? Is inventing ridiculous excuses like escrow and now "one week is nothing"?

This cryptosparks is really a scammer. If he had any trading skills, he would be able to clean his reputation here .

I was looking at Antonopoulos shop and he accepts BTCpay and Coinbase (non custodial multi-currency). I didn't know they had a non custodial option.

Electrum mobile does not have coin control feature. You can check here on Reddit a discussion from 2 months ago.
https://www.reddit.com/r/Electrum/comments/d9ppxc/electrum_mobile_coin_control_feature/

Only electrum desktop have coin control

I have never seen a new firmware from ledger comes with a beta program.  This was clearly a different update, a big one.
I decided to wait and I didn't regret

Sometimes the same firmware version stays for months without any update and no beta program. This is not the case and soon they will release a new update , probably

Did you actually read what I wrote?
"Electrum claims that their seed generation is better"
Exactly what you said in the end.

I just don't think that their "better" method, used only by them, and only by vanity, at the expenses of community and compatibility problems  should be used. They should just be like everyone else, as they are not better than anyone and  community accepted bip39 standard, not Electrum standard.

Coinbase is the same as bitpay. Maybe even worse, as you won't even have the privatekeys of your funds and they are strictly regulated, freeze account funds at will and so on

It is not a matter of technical knowledge
 You don't need more technical knowledge to use btcpay. OP came to he right place asking for questions and definitely he shouldn't use neither bitpay or coinbase

I didn't know samourai allow coin control as well. This is exactly what coiniomi does , allows you to mark some inputs as unspendable.
This is a must to me, I think every wallet should have this feature.

I am going to recommend samourai from now as, as it is better than coiniomi (if you don't need a shitcoin wallet)

Ofc
Additionally why the hell would someone sell under market price?
Someone who is willing to sell 30k btc could just spread along many exchanges and sell over a few months. Much less risky also