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841  Economy / Economics / Re: Quit borrowing on: April 11, 2023, 12:00:03 AM
Taking a loan is indeed one thing that must be avoided. but for some people who really have urgent needs and there is no other way, borrowing is like a solution at that time. but yeah another problem will come later. what we have to do is we have to be able to measure our personal finances.

When they are in a state of financial urgency and they don't have savings or assets that they can rely on to meet their needs, of course, the short cut is that they will try to find a loan, maybe borrowing is something that is really not a good thing to do, but at this very important moment will have to be done, especially constraints in need or urgent needs, and they are fully required to have to calculate their loan with income, so that later they will not be constrained in terms of payment.
There are people who borrow money to meet unwanted needs. Mostly to show themselves high in the society. Such things needs to be avoided. On an emergency for life going for a loan or borrowing have got its value. We need to make perfect calculations and work on it to settle it at the earliest possible. With some people they easily borrow, but to return it back it is very difficult and this used to create problem between the giver and the taker. Always the best choice is to live with what we earn.
842  Economy / Speculation / Re: Bitcoin can do 30k$ this month? on: April 10, 2023, 11:04:03 PM
We are still at the middle of the months of april and btc is already 28k$ so it is possible or it has a big possibility that it will go 30k$ price because we are almost there 28k$ is not too far from 30k and we start the year with a good market so maybe we are not far from bull run season.

Right now it's already reaching $29600 almost hit $30 and still moving forward, if support will hold then we might reached
$30K maybe within the day or two.

Lucky to those who are doing some leverage there's a good amount of profits for traders who did trust Bitcoin to be more bullish this week.

Still, lots of things that can happened, traders and investors still need to be more careful always do your DYOR.


The price has crossed $29600 and the market is bullish. This makes people believe in the growth of bitcoin to go further and test $30k. Based on experts choice it is quite hard to breach and stabilize above $30k. It is predicted that the market will test and fallback if there is no good support and move around $28k. If some positive news rolls around this could test $30k and could reach the next barrier of $35k at the earliest. Along with bitcoin most of the altcoins have got similar market movement.
843  Bitcoin / Bitcoin Discussion / Re: are you a long time hodler? on: April 10, 2023, 10:35:44 PM
Majority of the cryptocurrency users prefer to be long term hodlers, but the same isn't achieved in reality. Most of the time people cash out bitcoin to meet-up unexpected needs of the family. What for an user holds is mostly to enjoy the growth out of the investment. Some just keep it safe and take it only when the target price is reached. Common kind of gamblers keep on getting into different forms of trading to increase the portfolio. This is the best way and my long time holding in these days doesn't last more than two or three months.
844  Economy / Gambling discussion / Re: Indian Premier League #IPL on: April 10, 2023, 05:32:55 PM
It was a very boring match. Punjab's batsmen looked completely aimless in this match. No other batsman can play better than Shikhar Dhawan. After winning the first two matches, this performance was not expected from Punjab's batsmen. The performance of the batsmen as well as the bowlers was poor. However, it was not possible to win on this pitch with such a low target. Still, if Punjab's bowlers put in a good performance, we might have had a chance to enjoy a competitive match. We have seen a completely one-sided match. It was just a waste of time.

Look like the teams which have lost the initial matches are now coming back to business. I wonder if Mumbai Indians and Delhi teams can also get their first wins in their next matches.

Today's match will be played between Royal Challengers Bangalore and Lucknow Super Giants. I was looking at the odds at stake.com and found that RCB is slightly favorite with 1.84 odds while LSG has 1.90 odds. I think the odds suggest that both teams are of equal strength and you may bet on your favorite team. Both the teams have lost one match each.
Both teams are equally strong. However I see Bengaluru Royal Challengers as unlucky team. Even after setting good target of 212 runs, Lucknow Super Giants have taken control of the match. Possibly Lucknow Super Giants will complete the match before 19th over. Nicholas Pooran have took the match to winning momentum scorin 62* runs in 18 balls. Just 28 runs necessary from 24 balls left and this will be easily reached.
845  Economy / Gambling discussion / Re: Tennis League All Thread on: April 10, 2023, 05:15:49 PM
After a nice match against Halys, Ruud today has been able to win. Ruud vs Kecmanovic the final for Estoril Open...tomorrow it would be interesting place some bet, maybe live...

About Murray, probably yes he is too old, but bear in mind he has also a full titanium hip, so it's not an easy stuff.
Most of tennis players at high levels seems to suffer about bad injury like Alcaraz, even if he is 19 years old he is suffering a lot of issues...

Well Andy Murray has a tough first match at Monte Carlo, he plays Alex de Minaur!
and thats tomorrow.

I'm not sure which surface de Minaur favours but to me he poses a big hurdle for Murray,
and there was me thinking Murray could get to the final...
I dont think I will bet on that, maybe for Andy to win a set, but which one?

How long would Murry continue to play tennis at this level? I never found him athletic, not even before. But now he stumbles across the track, when you see him walking it looks like he could fall down at any moment. Last year he played some great games for himself. But players he used to beat without problems are already causing the biggest problems. It is now someone who plays tennis purely for pleasure it seems.

It is my theory that Murray's tennis since he had the hip replacement is based
on skill, whats lacking is the higher levels of mobility and speed, that is what is
his weakness. Also throw into the mix is his age.

Today he was easily beaten by de Minaur 6-1 & 6-3. I said it last year and I'll say it again -
I think its coming very close to retirement for Andy.
He have been considered among the top line of tennis players. If he continues to play he's gonna destroy his name that's been earned through hardwork. He's at his best and announcing his retirement is the right choice. Today's loss is really bad and he had earned enough to spend good with his family. Right now young players are dominant and to play against them and to take their positions or give competence with this form is really impossible.
846  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: April 09, 2023, 05:29:32 PM
Rinku freaking Singh! Wow! Just wow! These kind of matches are what make the IPL truly special. I knew KKR would be in trouble once Rana and Iyer would fall and that's exactly what happened though I didn't expect Rashid to dismiss 3 power hitters successively.

40 runs in 7 balls is absolutely insane and Rinku will always be remembered for his calm approach just like Tewatia etc.
Before hitting the sixes Rinku was at 18 runs from 16 balls. Even I was murmuring what is he doing, atleast he could've tried to bring the match closer. All of the sudden he had built power and started smashing all around. It is really great thing, because it is the last over. The bowler and batsman both were in pressure. Mistake from the bowler will favour batsman and the same happened, and within two balls he gained confidence and stood strong to reach the target.

Vijay Shankar have scored 64* runs from 24 balls, which is higher than Rinku's strike rate. Here the situation matters, Vijay Shankar too played big shots in the final overs, but there is difference between batting first and chasing the target.
847  Economy / Economics / Re: Without government job we can survive on: April 09, 2023, 12:52:23 PM
According to the information from Forbes.com Norway holds the highest percentage of government employees. This data is taken during the year 2015. Almost eight years passed and there might be small variation. Even in the highest level it is possible to see around 70% work force is on the private sector. This is more than enough to realise that people were able to move forward as well as survive without government jobs. When it comes to government job there is less risk of losing jobs which is why most people prefer government jobs.

848  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: April 09, 2023, 11:46:06 AM
The 13th Match of Indian Premier League has already started today. Gujarat Titans vs Kolkata Knight Riders these two teams have entered the field for the game. Gujarat Titans won the toss and decided to bat. Gujarat Titans scored 123 runs in 14 overs. Now Shakti Shali has 3 wickets.  Lost. There are only 5 overs left. How many runs can Gujarat Titans batsmen score in these last 5 overs?
Gujarat Titans innings have come to an end. Vijay Shankar played awesome at the end scoring 64* runs from 24 balls. Target of 204 runs is really hard to reach. Lets see what KKR players can do with their bats. In the last five overs Gujarat Titans have managed to score 72 runs which is really big. Ferguson had good bowling spell till his third over scoring 15 runs, at the end of his fourth over it was 40 runs. Last two overs were really expensive that Ferguson conceded 25 runs and Shardul Thakur conceded 20 runs.
849  Economy / Gambling discussion / Re: A Thought On Gambling Strategies on: April 09, 2023, 11:18:19 AM
Gambling strategies work at times and the same can't be expected to be realistic all the time. Even the success through strategy is out of the gamblers luck. Gambling is more luck based than strategy based. With sports betting mathematical calculations help in winning bets on live betting. Apart we've got good list of strategies like martingale, D'Alembert system and so on. These strategies would work, but to try this we need good wallet balance. Another thing is the risk with the strategies. Most of the time these strategies were used on recovering lost amount. At some point for a very small amount we'll be risking very big money, which means beyond certain limit the strategies were very risky.
850  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: April 09, 2023, 11:01:15 AM
Sri Lanka VS  New Zealand
The match was really interesting. Sri Lanka gave target of 183 runs to New Zealand. Both team tried really well in this match to win the match. Sri Lanka mad the match tough for New Zealand team. Only one ball and 4 wickets were remaining when the New Zealand team completed the target and won the match. Really an interesting match. Sri Lanka tried well but the luck was in the favor of New Zealand.

Sri Lanka played very well in the last match as well. It was not easy to score 182 runs against New Zealand's bowling line-up. However, this team's performance is completely erratic. Sri Lanka managed to collect 196 runs in the first match. And they managed to win the match. In the second match itself, we saw Sri Lanka's batting disaster. Sri Lanka managed to collect only 141 runs losing all the wickets. But in the last match, their batsmen again performed well. Sri Lanka's main weakness now is the erratic performance of their batsmen. If the performance of the batsmen is regular, this team will be able to continue to perform well consistently. They have several world-class players in their squad.
The match between Sri Lanka and New Zealand was very competitive. In the end, the situation of the match was such that it was difficult to know which team would secure the victory. But in the end, New Zealand finished brilliantly to secure victory by four wickets. However, the Sri Lankan team has competed very well against New Zealand in this match.
Sri Lanka played really well and placed good target of 182 runs. At the end the match looked little fighting, but New Zealand is very confident with their performance from the beginning. Tim Seifert is the game changer, at 15th over New Zealand reached 140 runs with the loss of just two wickets. Further the players Chapman and Mitchell played responsibly without much of agression. In between they had a good opportunity to score 14 runs in the 16th over which made things go easier favouring New Zealand. Finally series won by New Zealand and player of the series to Tim Seifert.
851  Economy / Economics / Re: Money and education on: April 08, 2023, 11:59:45 PM
I believe not all the rich people have a higher degree. Most of the rich people in our time are school drop off
or they have never been to school that is how they get the motivation to find their way and earn some money for their livelihood
Many rich people get higher education in elite universities because they have everything to facilitate education in any country, so I don't understand why you are saying the opposite of the facts, maybe you are saying to your environment because they are already working at the age of education so they are influenced to make money and neglect education. However, they will regret wasting time to improve knowledge and skills for the mentality to prepare to work in large companies
Agreed, we shouldn't take rich into this. For the rich ones they were able to spend big money and they get education from the top universities. There are people who have made themselves successful through the hardworking, but we can see those kind of people educating themselves through some possible sources in the later stages of life. Whether you're good in money making or you master something, if you don't have proper education at some point you'll find difficulty in managing situations. You'll be in a situation to find someone else to do your work.
852  Economy / Gambling discussion / Re: T20 and T20I cricket prediction and discussion on: April 08, 2023, 11:49:24 PM
CSK V MI

Chennai got a very easy win against Mumbai today. After the first match defeat, Chennai managed to get back on track quite well. And Chennai's overall performance in both matches was superb. However, the main hero of Chennai's victory in today's match was their bowlers. Jadeja in particular bowled brilliantly. He picked up three wickets for just 20 runs in 4 overs. Also, Ajinkya Rahane's performance impressed everyone today. He scored 61 runs off just 27 balls.

Mumbai has lost both their matches. In the first match, they lost against Bengaluru by 8 wickets. They were badly defeated in today's match as well. The condition of Mumbai, Delhi, and Hyderabad is very poor this season. All these three teams will probably be at the bottom of the points table.
Both the matches were big loss. In today's match Chennai Super Kings showed the real ability of the team. The bowling is good, so is the batting. The early wicket of Devon gave a thought that Mumbai Indians would easily take the match under control. The thrashing performance from Gaikwad, Rahane, Dubey and Rayudu is quite good and with this power the team could defeat any team.
great performance by Chennai super kings - agreed that their bowling and batting was strong in todays match.
lovely performance - looking fwd for the great performance in the next matches.
Upcoming match for CSK is against Rajasthan Royals. The team is strong with its two win and one loss. In all the three matches it scored good runs. In the match against Punjab kings the team lost the match by 5 runs while chasing the target of 197 runs. This way the team is quite strong in bowling, batting and in chasing targets. This match will be completely one sided or this will be very interesting as the match will move till the last ball.
853  Economy / Gambling discussion / Re: Saudi Professional League 2022/2023 on: April 08, 2023, 11:45:25 PM
I totally see where you're coming from, folks. Those two critical losses must have been a colossal letdown for Al-Nassr supporters, and the anticipation for Ronaldo was, like, sky-high. But we've gotta keep in mind that football's an intricate game, and a whole bunch of factors come into play when it's about a team's triumph or defeat.

One aspect Al-Nassr could really hone in on is their tactics, their strategy, you know? They've gotta scrutinize their rivals like hawks, whip up a game plan that amplifies their strengths and zeroes in on their foes' frailties. They also need to amp up that team chatter and synergy, making sure everyone's singing the same tune, striving for the same dreams.

And, of course, there's always space for growth when it comes to individual player prowess. Ronaldo may not be the titan he once was, but he's still a precious gem on the team. By leveraging their strengths, collaborating as a unit, and perpetually honing their abilities, Al-Nassr can still seize greatness this season!
Well, they do have a manager that is not world class and a team that is not a world class level. Sure they spent a lot of money on Ronaldo, but if I were the owner I would have just hired a much better manager for a lot of money, and also get like 3-4 other players that are good, when you combine all that it still doesn't cost as much as Ronaldo, and the team would be much better.

Imagine getting someone like Mourinho for 20 million a year, and then hiring some great players for 10-15 even 20 million a year, that means the total would be 240 million a year, and I mean 20 million a year salary on all of the roster plus the manager, that's a little bit more than Ronaldo, if you make it 10? That's nearly half as cheap as just one Ronaldo.
I disagree - because if they spent so much money on Ronaldo
They are not fools they know what gem they have brought to their club and Ronaldo is blessed to be landed on the scared land and experience some amazing stuff
Before spending big money surely this could've been discussed much. Everything done at the right time made things even popular. Once after the FIFA World Cup the announcement came and it turned to be the big talk. One of the oldest football league which isn't much into discussion had been discussed and the viewership increased from all around the world. All have happened out Ronaldo into the team. Surely what have been spent on him will be earned within short time period, because each and every act is connected to revenue.
854  Economy / Gambling discussion / Re: Tennis League All Thread on: April 08, 2023, 11:41:15 PM
After a nice match against Halys, Ruud today has been able to win. Ruud vs Kecmanovic the final for Estoril Open...tomorrow it would be interesting place some bet, maybe live...

About Murray, probably yes he is too old, but bear in mind he has also a full titanium hip, so it's not an easy stuff.
Most of tennis players at high levels seems to suffer about bad injury like Alcaraz, even if he is 19 years old he is suffering a lot of issues...

This will be an intresting match up between Ruud and Kecmanovic. Even tho im cheering for Kecmanovic because he is from Serbia i think he is no match for Ruud especially on clay. So this means that Ruud is a clear favorite but hopefully he can surprise Ruud in the final.

With Ruud I never really get the idea that we see the future best or one of the best tennis players in the world at work here. Perhaps it has to do with his charisma or perhaps also because of his inconsistent results that occasionally cost him his head. Anyway, it's been a long time since we've seen a good player from Norway, only Denmark's Wozniacki in the women's was the last near SCandinavia I can remember. Ruud is also still young. Still, I think he is of a much lower level than Alcaraz. Alcaraz also progressed absurdly fast.

There are quite a lot GOOD players in Scandinavian countries but very few GREAT players. I mean really iconic like Borg or Wozniacki. Ruud is 24 so he's approaching the middle stage of his career. He's been on tour for 8 years already. Frankly, I don't see how he can improve from here considerably. His main drawback is his small body frame. If he'd be something like +10cm tall that would help greatly.

Meanwhile, in Charleston the play had been suspended due to rain. Kasatkina is leading Jabeur 5:3 first set.
As mentioned physic really matters. Having good height gives advantage in more places and makes it easy for them to take points. As said Ruud have been into different tournaments for a long, yet he wasn't able to achieve big. He's considered among the intermediate category of players who performs well, but to convert the same to be a win seems to be little difficult.

The match between Kasatkina and Jabeur have come to an end with the win from Jabeur 7-5 7-5
855  Economy / Gambling discussion / Re: Indian Premier League #IPL on: April 08, 2023, 11:34:20 PM
I was expecting this match to be very close and go till the last ball but unfortunately couldn't see such a match, however I think CSK was a better all round team today, saw a sort of unexpected version of rahane. Surprisingly even Mumbai is playing very bad this time. Especially Sky being out of form, that middle order looks so average. I thought SKY would be a key factor this time for Mumbai but it's not really going to be so i think. Also without Archer even Mumbai's bowling looks so average.
Today we have another bore day in IPL as both matches were one-sided Rajasthan started aggressively and not allowed Delhi to have anything positive with three loses from three matches after conceding 199 runs their batsmen fail to have anything for reaching this target and give Rajasthan second win from their three matches after this we have second match where we have one of the best t20 players but sadly these all are also failed to give solid performance.

Now MI also concede second defeat from their two matches fans were expecting some entertaining matches while two best teams were facing each other but right now momentum is completely in favor of GT, LSG and PBK for staying at the top.

Both of these results were as expected and even if you had looked at the odds of for these matches, these suggested the same results. Though i also thought that the matched may be more close ones, but not to be.
In the first match between Delhi Capitals and Rajasthan Royals I predicted the match to be a win for Delhi Capitals because of its previous loss against Gujarat Titans which could've made them plan and execute things in a better way and win the match. Nothing happened good, and in the second match for some reason I thought CSK to win the match as both the teams are equally strong. In that match Mumbai Indians failed to make good runs, atleast it should've made 180+ runs. The target looked easy and the CSK players were quite confident.
856  Economy / Gambling discussion / Re: Test Cricket Prediction and Discussion Thread [self - mod] on: April 07, 2023, 10:50:48 PM
Despite losing four wickets on the second day, Ireland dominated on the third day. This is really commendable. This team has improved tremendously in the Test format. Ireland's top order performance in both innings was very poor. Middle-order and lower-order batsmen batted responsibly after the top order did not play well. Despite being under pressure, they batted well and made an entirely one-sided match competitive. Bangladesh's performance was expected. But Ireland's batting impressed me.
I don't know what's the ICC criteria by which ICC awards test matches to teams like Ireland and Afghanistan. Ireland need more such opportunities to polish there test playing skills. In second innings only 3 players scored runs that brought them back in the game. If few more have joined them then surely result will be quite different. Still Ireland has lot to learn from this test specially about there top order batting.

You are right. Teams like Ireland should be given more opportunities in the Test format. The Irish team performed really well in this match. They also played well on the bowling-friendly pitch of Mirpur. The middle-order players batted responsibly despite being under a lot of pressure and led the team to big collections. I think this team will become more experienced if they get more opportunities to play in the Test format. The team has the ability. They have some talented players in their squad. However, I think their performance is somewhat erratic due to a lack of experience.
More the matches played, the players will gain good experience playing international test matches. None expected such a performance from the team. Ireland team is good in ODI and T20 format cricket and with test match the team itself a debut as they've played very few matches. Slowly the teams will get more matches, following the test match the happened with Bangladesh there is another test match in this month against Sri Lanka. The team have got more talented players and they weren't able to perform due to the lack of experience.
857  Economy / Gambling discussion / Re: Indian Premier League #IPL on: April 07, 2023, 10:44:06 PM
In today's 10th match of Indian Premier League, Lucknow Super Giants vs Sunrisers Hyderabad.  Lucknow Super Giants easily won against Sunrisers Hyderabad in today's match.  Lucknow Super Giants is a much stronger team than Sunrisers Hyderabad.  No player of Sunrisers Hyderabad could perform well in this match.  They have shown failure in both batting and bowling.  Lucknow Super Giants took the first place in the points table after winning by 7 wickets in today's match.  On the other hand, Sunrisers Hyderabad are at the bottom of the points table after losing two consecutive matches so far

Sunrisers Hyderabad have been badly beaten in both their matches. In the first match, they were defeated by 72 runs against Rajasthan Royals. And in today's match too, Hyderabad's collection was only 121 runs. I don't think Hyderabad's bowling lineup is weak. They were defeated in both matches due to the poor performance of the batsmen. If their batsmen play well, they might be able to fight well in the upcoming matches. But if the batsmen don't perform well, Sunrisers Hyderabad will be at the bottom of the points table.
In T20 matches if the batsman doesn't perform well it is really tough for the bowlers to concede low runs and pick wickets. If if some bowlers maintain good economy, even a single over is enough to change the entire situation of the match. The batting performance is really worse. Atleast 150+ runs is a must in T20 cricket, so that bowlers can atleast try something. When the score is low, the bowlers can't go for wickets rather what they do is just focus on restricting the runs scoring. This doesn't work everytime.
858  Economy / Economics / Re: Try to save money while you still can, will you ? on: April 07, 2023, 10:39:48 PM
Saving out of ones earn may not be easy in some countries. Imagine someone earning #25,000 in Nigeria and he's with 3 children. How do you think savings will be easy in such country.
Thats good question, there are people who plan well and execute things in a better way. What you've mentioned is the reality of the common people. Every country have similar situation. If you make a poll on how people save money, you'll get to know the reality. Everyone doesn't have lots of excess money and the same being saved. Everyone try to limit their needs, cut some of the expenses and save the amount. This is how people keeps saving amidst the need. If one's need is calculated, it'll go high above his earnings.
859  Bitcoin / Bitcoin Discussion / Re: How to convince a sceptical person to buy Bitcoin ? on: April 07, 2023, 10:35:46 PM
As majority of the users mentioned it is not necessary to convince anyone to be part of bitcoin. What a bitcoiner can do, he/she can just introduce about bitcoin and available cryptocurrencies in the market. Rest is their choice whether they prefer to use it or not. Just on our suggestion if someone is entering the market and if the person experience loss due to his activities, then this would surely be a problem. In particular if there's good relationship the same gets broken. So, just introduce and leave it for them to learn of their own.
860  Bitcoin / Bitcoin Discussion / Re: Is it wise to spend your Bitcoin on: April 07, 2023, 10:30:43 PM
Everyone have got their own understanding and their own priority things. When it comes to bitcoin, it is much preferred as an asset that assure with better growth in long term. For this reason people prefer to hold bitcoin and spend bitcoin on very rare occasions. My choice is to hold for long term, but when we have a situation to switch between health and bitcoin, first choice is health. By the time if we don't sell we might not be able to spend what we've been holding. So, based on the need my choice differ between holding and selling.
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