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1781  Economy / Service Discussion / Re: People expecting collateral for all loans on: August 06, 2019, 01:36:14 AM
"most"?
i don't even know of a single case of a loan that is given without a collateral or at least some sort of guarantee for the lender to get his money back. i would love to take such a loan without collateral if you know, let us know with an example Cheesy

Here are lending threads of some users offering uncollateralized loans:
   
DarkStar's Loans | No Collateral Required | Lowest Interest | 0.1%-0.333% Daily Link

💰💰 OmegaStarScream's Lending service | No Interest | No Collateral 💰💰 Link

LoyceV's Legendary Little Lightning Loans Link

Lending Service Started! (BTC/LTC/ETH/DOGE/ETC)! Link

Lending Service - With/without Collateral (Low Interest) Link

🎰🎰 LimLims Low Interest Lending Service 🎰🎰 (No Collateral/Fast/Low Interest) Link

🍉🍉 ▶︎▶︎ BITCOIN LOANS ⚡️ FROM 3.6% week with SIGNATURE ◀︎◀︎ 🍉🍉 Link

and

(temporarily closed) DireWolfM14's Crypto Lending Service - BTC & ETH Loans Link

There used to be more, e.g. marcotheminer, until he started needing to lend money for himself.
1782  Local / Alternatywne kryptowaluty / Offtop wydzielony z: "PhoenixMiner & MEW - pomocy" on: August 05, 2019, 08:24:25 PM
Może jak inne kraje powydawają odpowiednio dużo na cały ekosystem około-EV to w Polsce coś podobnego będziemy mogli mieć taniej i lepiej, ale z opóźnieniem 10-letnim.

Z blokowiskami jest też problem, że kiedyś przypadał jeden samochód na kilka rodzin, teraz w jednej rodzinie jest więcej niż jeden. Albo w mieszkaniu jest paru współlokatorów i każdy ma własne auto. Efekt taki, że tam gdzie bloki, kamienice i zabudowa wielorodzinna to jest często strasznie ciasno, ludzie parkują dosłownie wszędzie. Jakiekolwiek ładowarki by nie postawić (pomijając już koszta) to starczyłoby na ułamek samochodów.

Nawet w nowo wybudowanych z halami garażowymi pod ziemią lub na parterze, gdzie każdy ma przypisane miejsce mało kto ma możliwość ładowania i nawet jakby chciał to wspólnota musi się zgodzić. A mogą się nie zgodzić jeśli budynek jest bliski limitowi przydziału przez elektrownię, a zwiększenie przydziału wiązałoby się z dużymi kosztami, które mogłyby nie mieć sensu, jeśli wszyscy by się nie chcieli złożyć na inwestycję. Szacuje się, że cena mieszkania z miejscem parkingowym wzrosłyby o 5%, gdyby na każdym miałoby dać się ładować samochód (w przypadku nowowybudowanych budynków). Być może do tego dojdzie, są takie plany na poziomie unijnym.
1783  Bitcoin / Press / Re: [2019-08-02]Elliptic Launches Data Set to Identify Crypto Money Laundering on: August 05, 2019, 06:46:41 PM
So competitor of Chainalysis finally appeared?

No. There were already half a dozen companies offering services similar to those of Chainalysis 5 years ago, most just aren't as well-known by the general public. One company, Neutrino, has been acquired by Coinbase this year, as they don't really like if their users send/receive bitcoins to/from DNMs or gambling websites. Other known ones are Ciphertrace, Blockseer, Coinfirm, Ironnet and Scorechain, but there are more.
1784  Other / Meta / Re: Bitcointalk Forum is Numero Uno 👑 on: August 04, 2019, 09:08:28 PM
This is their overall stats:
Quote
Messages:59,675
And this the main topic:
Quote
Gold collapsing. Bitcoin UP. Replies:30,476

One topic has half of all the posts of the entire forum. Also when you have a user posting nearly 10% of all the messages on the board, common....

So this is where cypherdoc ended up  Roll Eyes

I thought that the two sites mentioned in the OP rang a bell. I looked at them (briefly) when someone opened a thread on Beginners & Help suggesting some alternative crypto forums (which turned out as expected rather inferior in activity and content, although some sections seemed interesting like the video section in cryptocurrencytalk.com or the guides in mastersofcrypto.com).

I really can’t be bothered with other Crypto Forums unless a pretty good reason crops up to ponder them over Bitcointalk. Even so, I’ve taken a quick glimpse at the list (so my first impressions may be wrong):

Bitalk.org                             -> Seems to be Russian only.

There's another Russian Bitcoin forum, https://forum.bits.media/, and it's way more active.
1785  Bitcoin / Press / Re: [2019-07-30] Largest Wallet Blockchain Just Launched Its First Crypto Exchange on: August 04, 2019, 06:17:02 PM
How practical is this?

You'd be unaffected if bc.i decided to block access to your wallet(s), but if you don't check the javascript they serve you every time you use their online wallet, they could still rob you if they wanted to. In the past there was a browser extension to remedy this threat but I can't find it anymore (bc.i link linking to an unrelated page) so it's probably no longer being maintained.
1786  Bitcoin / Press / Re: [2019-08-02] Bitcoin.com to Launch an Exchange on: August 04, 2019, 06:07:36 PM
Roger Ver is hanging on by the tip of his fingers and I truly would not want to be in his shoes when this thing goes up in flames.

He was already independently wealthy in 2011-2012 when Bitcoin was cheap, and has fingers in (almost) every pie (bc.i, bitpay, kraken, and many more). Even if his exchange fails he'll be all right.

He's got Craigy to hide behind these days.

Didn't they stop being best buddies?
1787  Local / Polski / Re: Ogólne rozmowy na temat kampanii sygnatur on: August 04, 2019, 01:43:58 AM
Jest jedna cecha wspólna wszystkich 4 osób co wyleciały ostatnio za niską jakość postów - bardzo mało meritów średnio w przeliczeniu na post (patrząc po historii otrzymywania meritów z profilu i ilości postów z arkusza) takiej osoby.

Nie byłbym tego taki pewien. Weź pod uwagę, że duża część spamerów pochodzi z krajów biedniejszych od Polski. Dla nich takie głodowe stawki są akceptowalne. Sam pomysł nagradzania jest ciekawy, ale czy nie zwiększyłaby się wtedy ilość nadużyć merita?

Nawet w Polsce nie brakowałoby chętnych za marne $1.5/post, o lepiej płatnych kampaniach nie wspominając.
1788  Bitcoin / Legal / Re: EU Warns Malta of the Dangers of Ignoring Money Laundering on: August 03, 2019, 11:39:42 PM
GDP, if we talk about untaxed money is quite irrelevant.
Take Ireland for example.
https://www.irishtimes.com/business/economy/is-ireland-s-booming-economy-just-an-illusion-1.3444645
The GDP has grown by 50% even ahead of China, the government budget...by 16%.

To the people in Malta, it means zero that a company is making 500 trillion if they pay 10 cents in tax.
Just as Google did in Ireland.

That was due to tax special deals Ireland gave to multinationals and it's ending now due to pressure from the EU.

Yeah, this is the problem.
They will not be taxed for 35% unless that profit is made from selling coins to fiat and earning a profit.
That was the whole deal, to avoid taxation if Binance's profit is in BTC they won't be taxed!
They can simply elude the law by earning their revenue in the form of satoshis from % fees until they will sell those they WON'T be taxed.

And what do you know:
Quote
When you trade on Binance exchange , our system will give you a discount of deductible fees automatically on the condition of having enough BNB in your account. The cost BNB amount depends the market price.By default, if you hold BNB in your account, your trading fees will be automatically subtracted from your BNB balance
As long as they don't sell those tokens they won't be taxed a penny!!!!

Then they'd probably have to move again if they decided to pull such a trickery. Moving companies isn't the same thing as buying a new domain name if a previous one is gets freezed, and Malta is relatively business-friendly place, at least as far as developed countries go, it wouldn't be smart to burn their bridges there.
1789  Other / Meta / Re: Reporter Statistics on: August 03, 2019, 11:25:22 PM
Well that's kind of backwards. You get to guess for your first few hundred reported posts, then we tell you what we think is good and what we think is bad.
I would like to think that after 300 good reports I would have figured it out.

I think the reasoning is that:

a. it's not a problem if someone makes a bad report, as one correct report is worth many bad ones;
b. if every user could see which of their reports are bad/good/unhandled, it could create a bigger burden on mods, Global mods and admins with questions why their report was handled the way it was.
1790  Economy / Service Discussion / Re: Brave, the so called "privacy" browser now requires KYC! on: August 03, 2019, 11:04:36 PM
Or decentralized exchanges like Bisq, which do not require KYC because they do not touch your coins at any time. Furthermore, because of their decentralized structure, it is near impossible for a government to shut them down - it would be akin to them trying to shutdown bitcoin itself. I admit they have a large problem right now with low liquidity and poor speed of trades, but hopefully as they become more popular in the future both of these things will improve.

Authorities in certain *cough* jurisdictions may still one day decide to pull tricks that anyone who contributes in any way to the development of Bisq or its infrastructure, i.e. seeing for example how Etherdelta's owner had to pay a big fine, can face responsibility.

Why Chrome would need KYC when Google already knows everything about us. If you're using Google products, cookies settings won't help you to hide from being spied. Google knows where you been yesterday or month ago, what are your interests and etc. It's much bigger thing thsn all these KYC.

Google probably knows its average user better than all their loved ones put together.
1791  Other / Meta / Re: Trust flags on: August 03, 2019, 09:14:09 PM
The important question is should a wasted business opportunity (0.003 BTC to be made if the collateral had been sent) be construed as having faced 'damages'?

If yes, type 2 flag is correct. Otherwise type 1 flag is more fitting IMHO, at least for the time being with how the flags work.
1792  Bitcoin / Press / Re: [2019-08-02] Bitcoin.com to Launch an Exchange on: August 03, 2019, 09:00:07 PM
I think it's safe to say they'll be prioritising their pet over 'Bitcoin Core' no matter what. However if you go into the exchange business you're suddenly subject to a lot more heavy handedness from authorities so it's conceivable a disgruntled customer could raise hell.

Not sure how Roger will make his peace with having to be compliant.

https://twitter.com/rogerkver/status/1122158924000444416

Quote
Never willingly cooperate with a government investigation, it’s like inviting a murderer into your house who says they just want to chat.

But I think he won't have trouble complying, back when he ran the memorydealers store he couldn't be convinced to underreport the value of the products he shipped abroad to help his customers save on taxes, even though it is/was a frequent practice among Asian businessowners.



I'm also curious as to who in their right mind would trust Roger Ver with all their KYC information or to hold their coins for them.

For those that don't remember: MemoryDealers.com founder Roger Ver abuses admin access at Blockchain.info.
1793  Bitcoin / Press / Re: [2019-07-30] Largest Wallet Blockchain Just Launched Its First Crypto Exchange on: August 03, 2019, 08:37:54 PM
Considering the increasingly hostile stance taken by the governments around the world towards cryptocurrency, I am forced to think about this scenario. My initial conclusion is that it is not possible for Blockchain.com to freeze the funds. Because the wallet itself is decentralized and only the user has access to private keys and passwords.

They could serve malicious javascript to steal users' funds, or require KYC to access the wallet file. If someone hadn't backed it and they don't have the seed with them they'd be screwed.

Very hypothetical, though, as that would bring lots of hate from the entire Bitcoin community onto bc.i.
1794  Economy / Exchanges / Re: Is Poloniex Still Safe to Use in 2019? on: August 02, 2019, 11:47:10 AM
What screwed Poloniex and Bittrex in the eyes of most was a messy transition to full compliance, though obviously there were other issues too along the way.

Binance has yet to transition to being full anal about KYC but the day is coming. They'd better be conscious of the potential to piss off vast swathes of customers and do their best to deal with it smoothly. Both of those joints offer a salutory lesson.

Yeah, KYC and also the unpredictable way it was handled made me very distrustful of these two exchanges which I used to like using. Binance is OK... for now, but in the coming years, if not months from now FATFA might be enough of a reason to push them into introducing mandatory KYC for every user. I wonder what percentage of their users have verified accounts now that it's the only way to participate in IEOs.
1795  Economy / Currency exchange / Re: I want to sell my MTGOX CR accepted claim of 28.6 on: August 02, 2019, 08:54:51 AM
I saw that, and I think Fortress is taking a huge risk with that offer.  It's certainly more risk than I'm willing to take.

I don't know anything about the Japanese court system or their bankruptcy laws, but I tend to be very skeptical about these recovery efforts.  If I were you I would take the offer from fortress.  At the time of the Mt. Gox debacle BTC was worth about $450, so essentially you'd be doubling your money.  Sure that's a far cry from $10k, but it's better than a promise from a bankruptcy court.

Best of luck to you.

You mean ~$2500 or so, right? Based on the amount of money/btc/bch there is to distribute in total. Maybe a tiny bit more with bchsv and airdrops. If they're offering $900/BTC, they're probably confident they'll be able to pocket the difference once all the legal proceedings are finished. They are also probably better informed than an average victim of gox-induced permahodl. If the bankruptcy proceeding were to finish within 12-18 months I wouldn't bother entertaining Fortress's offer I had money stuck at Mt. Gox. But longer than that, >3 years as some are predicting, I'd probably rather take the money now than wait. A lot can happen to/with BTC within such a long period of time, the price can collapse by more than 1—(900/2500)x.
1796  Bitcoin / Bitcoin Discussion / Re: Fake trade volumes on: August 02, 2019, 06:09:17 AM
All Bitcoin trade volumes are false, this is because P2P and local bitcoin trades are not included in the published stats. I suspect this is where the largest volumes occur as well during normal trading periods.

My bet would be that larger volume is in OTC trades between whales, exchanges, 'institutional' investors, people making a living from buying/selling outside LBC, etc. People who initially met via LBC might also want to forgo the middleman and his fees next time if they trust one another enough.
1797  Other / Meta / Re: Bitcointalk Forum is Numero Uno on: August 02, 2019, 04:36:15 AM
I haven't even bothered to look at the number of users at the other two forums, but your post numbers/percentages are wrong, cryptocurrencytalk has 459479 posts which is less than 1% of bitcointalk's figure. Forum.bitcoin.com is even less active than that. They're barely active compared to bitcointalk and not being cared after, from a quick glance even blatant spam isn't being removed.
1798  Economy / Service Discussion / Re: Brave, the so called "privacy" browser now requires KYC! on: August 02, 2019, 03:49:27 AM
No idea about that. I don't think his opinions should be used against him in the tech industry though(depends hugely on how bad his opinions are though).

In 2014 he got kicked out of Mozilla for donating to political cause against same-sex marriage several years earlier.

Asking for KYC won't ruin someone's reputation in the cryptocurrency space, at least not in 2019, but it definitely leaves a sour taste in the mouth, when they could have relocated to a friendlier jurisdiction.
No I wasn't talking about the KYC. I was speaking more of that he wouldn't want his reputation tarnished if ever the government whoops their ass because they didn't follow regulations. And yea, I think they should've relocated instead too. The US is pretty tight. Maybe not in Malta, but probably a country like Japan perhaps.

I just brought that up as something that doesn't exactly reflect very well on him, as the whole Brave browser and BAT project gave out a very different impression when they were first announced.
1799  Bitcoin / Legal / Re: G20 Regulations not a good thing. on: August 02, 2019, 03:40:42 AM
For one thing, it's a breach of privacy. What's next, AML reporting every time someone spends $100? Where does it end?

That's where it ends, yes. 10-15k USD/EUR used to be the transaction limits triggering more paperwork (and that was when the money was worth more), now in the cryptocurrency realm the figure is often ~1000 EUR/USD. Next stop is even lower, in Greece cash transactions are limited to 500 EUR.

For another thing, data security is a major problem. Major companies are compromised everyday, losing customer data left and right. The more companies that have your KYC data, the more likely you are to have your data breached and your identity stolen. I know someone who had their identity stolen. He's been struggling with the fallout for several years now. His credit was ruined because of it. I would never wish that on anybody.

Regulator's dgaf about this, the ends justify the means to them.

1800  Economy / Service Discussion / Re: Brave, the so called "privacy" browser now requires KYC! on: August 02, 2019, 02:16:52 AM
I think it's mostly due to the locations of these services. KuCoin, Huobi, Binance, outside of the United States, whereas Brave is. Also, they gotta make sure they're tightly following regulations. I mean, they have Brendan Eich himself as the founder and CEO. They definitely wouldn't want to ruin the reputation of such a big name not only in the crypto space, but also in the tech industry in general. Just my guesses though.

Isn't his reputation in the tech industry already tarnished due to his political beliefs and activities? Asking for KYC won't ruin someone's reputation in the cryptocurrency space, at least not in 2019, but it definitely leaves a sour taste in the mouth, when they could have relocated to a friendlier jurisdiction.
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