Is it better to save money or invest it?

[BTCevo]

Investing usually carries higher risk than saving. Hence better reward.

True. Investing carries a higher risk than saving but the higher the risk the better you can get. Thats what many people said, if you dare not to invest in something big how are you going to get bigger for your reward? That is how suppose bitcoin play in our world

Investing is high risk but you can earn more that savings. If we compare the profits that we can earn in savings and investing, we all know that we can earn more in investing. But the people see is the risk not the money or profit that they can earn.

Yes thats why many people are scare to investing. Investing is a great way to earn money but you must see their background of one company if they willing to developed their company or not. And still you need to do both saving and investing to make your income more higher than usual so you will live a better life

[Dotakels]

Investing usually carries higher risk than saving. Hence better reward.

True. Investing carries a higher risk than saving but the higher the risk the better you can get. Thats what many people said, if you dare not to invest in something big how are you going to get bigger for your reward? That is how suppose bitcoin play in our world

Investing is high risk but you can earn more that savings. If we compare the profits that we can earn in savings and investing, we all know that we can earn more in investing. But the people see is the risk not the money or profit that they can earn.

Yes thats why many people are scare to investing. Investing is a great way to earn money but you must see their background of one company if they willing to developed their company or not. And still you need to do both saving and investing to make your income more higher than usual so you will live a better life

People are negative thinker but you wont blame them because they not like that the money they work for is going to nothing.  Thats why we cannot forced them to invest.

[unpure]

Saving or investing thing is very much depended on risk factors.

[BTCevo]

Investing usually carries higher risk than saving. Hence better reward.

True. Investing carries a higher risk than saving but the higher the risk the better you can get. Thats what many people said, if you dare not to invest in something big how are you going to get bigger for your reward? That is how suppose bitcoin play in our world

Investing is high risk but you can earn more that savings. If we compare the profits that we can earn in savings and investing, we all know that we can earn more in investing. But the people see is the risk not the money or profit that they can earn.

Yes thats why many people are scare to investing. Investing is a great way to earn money but you must see their background of one company if they willing to developed their company or not. And still you need to do both saving and investing to make your income more higher than usual so you will live a better life

People are negative thinker but you wont blame them because they not like that the money they work for is going to nothing.  Thats why we cannot forced them to invest.

Yes all out there are so many people that have negative thinking but I guess that is because of others people is talking bad about this things that is what make people wont believe it anything and stop believing of investing

[GreenStox]

Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit

That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever

No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.

Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property

But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money

Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol 

[anonyymi]

Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit

That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever

No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.

Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property

But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money

Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol 

There is no point of saving money under pillow. The value of that money just keeps dropping.
So my answer is: definitely choose investing over saving.
With investing you beat inflation + gain a little extra profit too
And in long run you can be millionaire!

If you want to gamble, gamble in stocks instead of casino

[Dotakels]

Hahaha sorry
They wont invest because they scared to loss their money. They think investment negatively, they think that their money will loss because ogf some failure in the company that they invest. They much like to save than to invest.

[freakying99]

Do both. Save and invest is the smart call.

[rio3232]

Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit

That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever

No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.

Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property

But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money

Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol 

There is no point of saving money under pillow. The value of that money just keeps dropping.
So my answer is: definitely choose investing over saving.
With investing you beat inflation + gain a little extra profit too
And in long run you can be millionaire!

If you want to gamble, gamble in stocks instead of casino

Lol saving money under pillow is very old style and not give you interest. Better save your money in the bank and get interest.
Nah, gamble is good IF you win  but if you lose haha, High Risk High Return. Better play save by invest on real life like a building or something.

[desired_username]

WTF is wrong with people?

You should do both.

Everyone should have some amount of cash savings to fall back on if they need to move fast or an unexpected expense or event happens in their life.

Also, everyone should look up the thing called "diversification".

[Dotakels]

WTF is wrong with people?

You should do both.

Everyone should have some amount of cash savings to fall back on if they need to move fast or an unexpected expense or event happens in their life.

Also, everyone should look up the thing called "diversification".

Yeah i said to then rhat to both first id to save and second is to save this would help them very much. Savings will investment to have a capital and if tge investment a profit they will save it. Haha

[mrhelpful]

It should been always to do both, while investing more though.

Thats the key if you really want money to work for you, but based on the right investments. See what invesments fail, governments fail too, but just takes a longer period so if you see every form of investment just see if it has a longer ticking bomb then others.

Like the IRS note I mentioned, it also can fail but the odds of failing might a lot less sooner compared to other ones.

[manselr]

Frugality is currently not in style. People just can't take the baby steps, too impatient. People who gorge on debt will eventually choke.. and the sad story those, those that live frugally might not make it anyway due the system being a scam within itself, they'll just probably be a little bit less fucked.

[mrhelpful]

Frugality is currently not in style. People just can't take the baby steps, too impatient. People who gorge on debt will eventually choke.. and the sad story those, those that live frugally might not make it anyway due the system being a scam within itself, they'll just probably be a little bit less fucked.

Everyday should be what can I do to hit a huge principal balance. Hitting the lotto doesnt count. 

Its not a easy road, but what choice is left? It can be building a company, to where you actually do production or starting a company of some other supply of demand.

The indiviual needs to understand that the whole frugality concept should be only temporary to manipulate your odds of winning for that one moment. It took 4 years to build, but now $14 mill dollars richer mentality.

[ajareselde]

60% save on bank account.
25% low risk, low return.
15% high risk , high gain.

Its important to be financially stable, all the other "hopes and dreams"  should not blind you to risk majority of your net worth.
High risks and amounts rarely lead to long term gains, be smart.

cheers

[techgeek]

60% save on bank account.
25% low risk, low return.
15% high risk , high gain.

Its important to be financially stable, all the other "hopes and dreams"  should not blind you to risk majority of your net worth.
High risks and amounts rarely lead to long term gains, be smart.

cheers

and what the bank goes bust? 60% of your money is gone or trapped just like that? FDIC only covers $250k, but they also have details on how its covered in certain terms and conditions.

I`m aware you cant store all your money, but I rather just get a expensive vault and use that instead. Keeping everything in cash, then using it for better purposes when its needed esp, and to access your money is a pain as well by banks - hence transfer days.

The rest of the percent should be at a low 1%, but ultimately a low risk and instead make up for having a higher principal.

[ajareselde]

60% save on bank account.
25% low risk, low return.
15% high risk , high gain.

Its important to be financially stable, all the other "hopes and dreams"  should not blind you to risk majority of your net worth.
High risks and amounts rarely lead to long term gains, be smart.

cheers

and what the bank goes bust? 60% of your money is gone or trapped just like that? FDIC only covers $250k, but they also have details on how its covered in certain terms and conditions.

I`m aware you cant store all your money, but I rather just get a expensive vault and use that instead. Keeping everything in cash, then using it for better purposes when its needed esp, and to access your money is a pain as well by banks - hence transfer days.

The rest of the percent should be at a low 1%, but ultimately a low risk and instead make up for having a higher principal.

The chances of bank going bust are almost zero. We dont all live in sh?thole where everything is falling apart. Anyways i would never invest more
than ~40% of what i have.

cheers

[pinnicle]

The simple practice of risk vs reward is always a must in bitcoin. Investing is the more profitable option rather storing is the safest option. You should know this!

[BTCevo]

The simple practice of risk vs reward is always a must in bitcoin. Investing is the more profitable option rather storing is the safest option. You should know this!

Yes its true but if you can do both why you only do the investment? Sure both is profitble but the higher risk always investing and the storing things is the safest way to earn some money altough the result is lower than investment but it still worth

[GreenStox]

The simple practice of risk vs reward is always a must in bitcoin. Investing is the more profitable option rather storing is the safest option. You should know this!

Yes its true but if you can do both why you only do the investment? Sure both is profitble but the higher risk always investing and the storing things is the safest way to earn some money altough the result is lower than investment but it still worth

Since i bought Bitcoin, the price decreased 40%, not a really good investment, or atleast it carries alot of risk.

But the potential reward is also good. I mean i look for atleast a 1000% return, so my current -40% pending loss will be dwarfed by the potential profit.