Is it better to save money or invest it?

[Get-Paid.com]

Sometimes I wait months before doing any move. My latest move was buying MAID, now it's gone down, im testing waters, I still think the coin is insanely undervalued, therefore I consider rebuying in a couple of days, i'll keep waiting and waiting, until I achieve my goal, and i'll sell a % that covers my initial investment, and hold until im happy with it.

We would personally advice to wait for June for the Fed's rate decision in regards to ALL DECISIONS, whether are bitcoin related or not - this could have a huge impact on the market!

[Troonetpt]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

[BTCevo]

Whether you save or invest depends on how much money coming in you have. Personally I like to save most of my money and invest a little in bitcoin. I think bitcoin could be a decent investment in the long run so I plan to hold for a couple of years at least but if bitcoin doesn't really go where I want it to or fails then I'll still have my savings.

I am also saving at this point, even when it gives me barely a decent return. Currently 2.20% anually. Better than nothing, and it's a very safe and stable manner of growing your money.

I hold my coins because I believe in Bitcoin. And from time to time when the price is quite low, I buy and hold, and if the time is right I sell them again. Extra profit 

So that means you are just wait for the right time to sell right? So how about if the right time is more than a week? Do you still wait it then sell? That is a real problem if you just buying and the price keep dropping? What do you suggest for the time like this?

He means that right time if you really want to earn a profit you should wait that is the really business. Be patient so that you can wait for a day or a week. Don't rush your coins to sell theres a time that it price will high.

But dont you think a week of waiting is kind of boring? I guess you can't do nothing with all of your bitcoin stuck at exchange and I mean how if the price keep on dropping what can you suggest for us to do? Is there any minimum target before you sell it or any suggest?

You can always spend time learning and investigating investment opportunities in the interim. Just think about how many options you have already lost due to ignorance (by not knowing just a few things which you might have known). And then think how many ones you still have to lose in the future...

I know that learning and do some investigating is good and will make improvement, but that doesnt make you can be perfect in doing exchange. Actually we really need some guide that will make sure your doing is right and we need to learn it step by step. But I kind of busy due to my work so I can't investigate a lot. Thats why Im lacking so many things here

[Dotakels]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

Yeah thats right its all depend on you. We can't dictate what you are going to do we can only do is to give you an idea what is better. If you want to earned or make a business or you want to grow your money, invest it. If you want to save and you won't loss your money and earned even if small, save it. Now you are going to decide what you want to do.

[BTCevo]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

If you choose save you are just the same as usual people that having income and just save right away. We are come here to this bitcoin for one reason that is having a great income so why you just save your money like that usual people? If you want to save without do any investment I guess you are just wasting your time here. Altough everything that you did is have risk but it will better to take the risk rather than sitting without doing anything

[Erdogan]

Risk can only be exactly estimated if you have a large number of cases that are similar. This is what the insurance companies are good at. An investment scenario is always something new, and you have to use all your knowledge to calculate what you think is the risk, and you can never know.

What is completely clear, is that you can not compute the risk backwards. You can not take a low-yield bond and therefore assume that the risk is low. You can not take a supposed high-yield investment and conclude that the risk is high. For that to happen in the free market, all other actors must have already calculated the risk correctly.

We suppose that bitcoin holding has a possible high reward, and at the same time low risk. This can happen because most actors don't know what it is and what it can become. When everybody knows, the risk will match the return. For now, it is possible high return, and low risk.

[dothebeats]

Sometimes I wait months before doing any move. My latest move was buying MAID, now it's gone down, im testing waters, I still think the coin is insanely undervalued, therefore I consider rebuying in a couple of days, i'll keep waiting and waiting, until I achieve my goal, and i'll sell a % that covers my initial investment, and hold until im happy with it.

Similar method that I'm using when it comes to altcoin trading. Sometimes while waiting, I'd research some coins with "promising" features that will definitely get its audiences hooked. This is mainly done with newly released coins, and if I think that this particular coin will get big, I'll start mining it. Keep a decent stash before it hit the exchange. Well, a trader knowledgeable enough in the markets wouldn't offload all of his coins at once and at the first time a coin hit an exchange; he will wait for the right time to execute a massive dump. You first need to recoup whatever $$$ you spent in getting such a decent stash and whatever is left would be good for profit and for playing.

[BillyBobZorton]

Im going to bet hard on MAID myself. This thing is so low right, I can see it easily achieving 0.001 type prices per Safecoin. If stuff like Blackcoin reached 0.0005, a legitimate big project like this should do it.

[Amph]

As we all know, the risk is proportional to income, if you don't want to take too much risk, then you should choose to save.

If you choose save you are just the same as usual people that having income and just save right away. We are come here to this bitcoin for one reason that is having a great income so why you just save your money like that usual people? If you want to save without do any investment I guess you are just wasting your time here. Altough everything that you did is have risk but it will better to take the risk rather than sitting without doing anything

if you think about it, saving is actually a form of investments(actually is the only investments without risk), every penny saved can save you in the future from big problems

[Xenoph0bia]

Saving is an better option rather than going for investment at an initial stage. As investment decision can be proved wrong in the future so atleast if you have saved something it can help you out at the time of emergencies and if you have good savings you can for investments in the future.

[deisik]

You can always spend time learning and investigating investment opportunities in the interim. Just think about how many options you have already lost due to ignorance (by not knowing just a few things which you might have known). And then think how many ones you still have to lose in the future...

I know that learning and do some investigating is good and will make improvement, but that doesnt make you can be perfect in doing exchange. Actually we really need some guide that will make sure your doing is right and we need to learn it step by step. But I kind of busy due to my work so I can't investigate a lot. Thats why Im lacking so many things here

A weak excuse really. If you have a job why would you care to trade or invest? If you want to quit it and venture into living on your own in the wild, then why do you complain? Essentially, you are asking that someone come here and start earning for you while you are safely doing your work and got paid weekly for it...

[hunnaryb]

Saving is an better option rather than going for investment at an initial stage. As investment decision can be proved wrong in the future so atleast if you have saved something it can help you out at the time of emergencies and if you have good savings you can for investments in the future.

I think yes saving is a better option and yes people still have a belief that banks are the safe so i would prefer to go for savings in a bank which will give me less returns but atleast its safe and would prefer to go for  FD's and some savings plan which assures me good returns in future.

[johnyj]

If the investment return can not beat the inflation (I mean the inflation in capital products like house and stocks), then it is better to save in some anti-inflation currency like bitcoin

[BTCevo]

You can always spend time learning and investigating investment opportunities in the interim. Just think about how many options you have already lost due to ignorance (by not knowing just a few things which you might have known). And then think how many ones you still have to lose in the future...

I know that learning and do some investigating is good and will make improvement, but that doesnt make you can be perfect in doing exchange. Actually we really need some guide that will make sure your doing is right and we need to learn it step by step. But I kind of busy due to my work so I can't investigate a lot. Thats why Im lacking so many things here

A weak excuse really. If you have a job why would you care to trade or invest? If you want to quit it and venture into living on your own in the wild, then why do you complain? Essentially, you are asking that someone come here and start earning for you while you are safely doing your work and got paid weekly for it...

That is not what I mean. Of course my job is everything in this real life but I need to earn more to have a happy life thats why I do some trading or investing here. Since I got so many work out there I didnt have time to search about it and I didnt quite understand about it somehow so I need some guide to guide me well through this

if you think about it, saving is actually a form of investments(actually is the only investments without risk), every penny saved can save you in the future from big problems

Yes I guess that one of a investment form but the payout is too low and if you save if for too long I dont think it will get you something good but at least that can increase your pension fund. This kind of investment I think must start since small so we can have more when it will be needed one day if you start now that is nothing can be use later because your expenses is more and more. You can't cover it all

[r1f696]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

if you can manage, half of your income could invest with a gold, cause gold is the first easy invest for new comer , but if you want to try, maybe the property not a wrong choice,(but for me, property is difficult cause you must know where you buy, the perfect location, rate every year of that estate, even rate always up)

[stromma44]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

if you can manage, half of your income could invest with a gold, cause gold is the first easy invest for new comer , but if you want to try, maybe the property not a wrong choice,(but for me, property is difficult cause you must know where you buy, the perfect location, rate every year of that estate, even rate always up)

Very True. Gold can be the one option to invest and there are assured returns in it but you to have patience as the prices of gold fluctuates everyday and so far real estate is concerned you need huge amount to invest in it as the land prices are climbing up and up so for an average person its not possible to invest in property or land.

[Dotakels]

If the investment return can not beat the inflation (I mean the inflation in capital products like house and stocks), then it is better to save in some anti-inflation currency like bitcoin

Yeah because if the inflation rate is low the price of goods or stocks will also become low. And the poor people can afford their everyday needs and the money value will become high.

[Bitcoiner2015]

Are they not 2 sides of the same coin?  Investing is saving, and saving is investing...
Spending or Saving would be a question...

[freeyourmind]

Are they not 2 sides of the same coin?  Investing is saving, and saving is investing...
Spending or Saving would be a question...

Assuming that saving is keeping your money in a relatively risk-free (low return like a savings account or GIC) investment, and investing would be taking on risk, for a potential larger return, at the risk of taking a loss.

For savings, are you keeping up with the rate of inflation in what you eventually want to consume?

Spending vs. Saving is another legitimate question, the precursor to what to do with your savings.

[umaOuma]

I would prefer saving rather than investing. Being a Average income guy I don't have much to invest directly as investment requires huge capital so at present would prefer to save money in some savings plans and once i have good fund in hand will go for some good investment products.