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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Novun
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June 02, 2017, 05:50:18 PM
 #9941

Just to offer a different point of view. You are investing your money even if you do nothing. You invested it into inflation so you get a negative return on your investment. Not investing your money also have costs due to inflation and Forex risk. Not to mention the opportunity cost.
If you are paranoid about losing your money choose investments which are extremely safe. Bonds, mainstream Stocks, collateralized lending, add 40% gold to your portfolio and it will be impossible to lose money even if the stock market collapses wince Gold hedges out the stock market.
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June 02, 2017, 07:45:24 PM
 #9942

Just to offer a different point of view. You are investing your money even if you do nothing. You invested it into inflation so you get a negative return on your investment. Not investing your money also have costs due to inflation and Forex risk. Not to mention the opportunity cost.
If you are paranoid about losing your money choose investments which are extremely safe. Bonds, mainstream Stocks, collateralized lending, add 40% gold to your portfolio and it will be impossible to lose money even if the stock market collapses wince Gold hedges out the stock market.
Yup people are still missing a lot of opportunity cost just by putting their money on banks, if they know what they are losing they will immediately put it into an investment. A money that stand still won't give you something in return, am active flow of money to investments will give you promising results in the future. Its better to invest now rather than save your money.

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June 02, 2017, 08:24:21 PM
 #9943

Investing on safe investments like trading and physical bitcoins or altcoin mining in your own house or partnership with some people in some businesses that includes bitcoin.Saving would just be good if you have a stable source of income through bitcoins
If a person have stable source of income or any other way and there income is very good then they have to think for reinvestment as if they will reinvest then they will increase their earning more. This time they have to invest in any business so they will be rich with that business.
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June 02, 2017, 08:30:04 PM
 #9944

Investing on safe investments like trading and physical bitcoins or altcoin mining in your own house or partnership with some people in some businesses that includes bitcoin.Saving would just be good if you have a stable source of income through bitcoins
If a person have stable source of income or any other way and there income is very good then they have to think for reinvestment as if they will reinvest then they will increase their earning more. This time they have to invest in any business so they will be rich with that business.
I agree with you.But nowdays investing on cloud mining or other things similar like it risky.
Altcoin investment could be a good option if you have enough knowledge about it.Otherwise save your money.
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June 02, 2017, 08:52:12 PM
 #9945

There are many topics on the forum. And in today's financial situation you can't choose between save and invest, it's just not wise. Cause of in a simply word the as should be covered. I think many people choose for themselves the strategy of part holding and part investment.
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June 02, 2017, 08:52:44 PM
 #9946

For me saving and investing money is a good plan, because I like to save and invest so I will save as my investment for the long term.
Both investing and storing are 2 things that complement each other, to produce good results and income you should make both balanced if this goes well. You can become rich with those two things
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June 02, 2017, 09:04:22 PM
 #9947

save is for future right. day by day as per the inflation rate is growing (you can easily realize that, the buying power of money is decreasing) to hold 100 dollars for 1 year and using it after a year wont bring you any good.

just think, about the 100 dollars value and todays 100 dollars value..it isnt the same but worst for sure in comparison to old one.

SO, time = money; thats how the law is and that is what it will be always.

better to invest.

now where to invest?? should i go for bank. .. see what bank do..they just make use of your money and get spread get profit and share you some of its portion. Do, banks interest rate really cover up the losses incurred from the inflation rate ??

Dont ask just do the math..

SO, INVEST. Bitcoin , ETH these are great source. just study the market lill bit and get some information for your knowledge. and invest in the right moment. bit coin is growing high. 2300 dollars a bitcoin. soon the price will 2000 buy it...store it wait for a while..when its 2300 or more then that...simply exchange it to the dollar and enjoy.


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June 02, 2017, 09:07:11 PM
 #9948

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is best to invest it online. Try investing in bitcoin. Since bitcoin's value os skyrocketing nowadays. Its not as established as gold but it has future.
I think invest in bitcoin is much more better than invest in other online sites because there is a lot of people face to scam with other online sites so I agree with you that invest in bitcoin is much more profitable and if we invest our money in bitcoin and then hold it for few month then it will be very profitable and we will be get a secure and safe income in the future from bitcoin.
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June 02, 2017, 09:28:03 PM
 #9949

Investment was much better than savings of bitcoin, because if you invest your bitcoin they had a high possibility that it was earn income but if you save it your bitcoin will still remain value and you was not earn additional income.
Of course investing will be good results because your money will grow and grow, but you must have a good plan. Because investment also has risks. You have to be careful
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June 02, 2017, 09:34:14 PM
 #9950

Investment was much better than savings of bitcoin, because if you invest your bitcoin they had a high possibility that it was earn income but if you save it your bitcoin will still remain value and you was not earn additional income.
Of course investing will be good results because your money will grow and grow, but you must have a good plan. Because investment also has risks. You have to be careful


Every options to earn a money has a risk, not all of the time even if you know the service of the site is good, or the bitcoin price is good, you can have a good profit too. You need to be really careful, I think the popular way of investing these days is participating in a ICO. If you don't want that, you can just store your bitcoin like most of the people do.
But don't make your bitcoin stay at your wallet for a long time, do other things like trading some of it.

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BCTBF
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June 02, 2017, 09:42:55 PM
 #9951

Investment was much better than savings of bitcoin, because if you invest your bitcoin they had a high possibility that it was earn income but if you save it your bitcoin will still remain value and you was not earn additional income.
Of course investing will be good results because your money will grow and grow, but you must have a good plan. Because investment also has risks. You have to be careful

Correct, it's better to invest it than just save it, but we need to be careful in investing our money so as not to get scam. If in doubt to invest better save your money.
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June 02, 2017, 10:13:36 PM
 #9952

For me saving and investing money is a good plan, because I like to save and invest so I will save as my investment for the long term.
Of course, both are important, you can not just choose to invest and leave the store? Because of course it will be useless to what you do with investment
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June 02, 2017, 11:51:28 PM
Last edit: June 03, 2017, 12:08:37 AM by Gameroid
 #9953

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is best to invest it online. Try investing in bitcoin. Since bitcoin's value os skyrocketing nowadays. Its not as established as gold but it has future.
I think invest in bitcoin is much more better than invest in other online sites because there is a lot of people face to scam with other online sites so I agree with you that invest in bitcoin is much more profitable and if we invest our money in bitcoin and then hold it for few month then it will be very profitable and we will be get a secure and safe income in the future from bitcoin.
to me i will also prefer to investment. although it is also too much important to save money, but if you want to increase the amount of your money then you need to invest your money in a profitable business, for example i mostly like to invest my money in bitcoin because  i am sure that i can get good profit from investment n bitcoin, there are so many other altcoin from where one can also get good profit. you need to study about it.
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June 03, 2017, 12:49:17 AM
 #9954

Investing on safe investments like trading and physical bitcoins or altcoin mining in your own house or partnership with some people in some businesses that includes bitcoin.Saving would just be good if you have a stable source of income through bitcoins
Wait a second, Im not sure if I understand your post correctly, but you claim that trading is a safe investment.
In my opinion, saying something like that is very stupid, because getting money from trading is a really tough task, to be constantly profitable on a long-term.
It is a very unpredictable thing, you can never be sure that you are going to make money from such an investment, when you are pretty much guaranteed to get returns from e.g loaning service: if you do it correctly of course.

I also dont really understand why saving is good only when you have some stable source of getting bitcoins, it means that nowadays you cannot save without using cryptocurrencies? Come on, you can always do a bank placement...

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June 03, 2017, 03:10:03 AM
 #9955

For me its better both because saving of money or bitcoin are both good due to savings are doing in preparation of the future fact. However, investment is too good because you can earn income using your other cash or bitcoin.
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June 03, 2017, 03:29:38 AM
 #9956

Investment was much better than savings of bitcoin, because if you invest your bitcoin they had a high possibility that it was earn income but if you save it your bitcoin will still remain value and you was not earn additional income.
Of course investing will be good results because your money will grow and grow, but you must have a good plan. Because investment also has risks. You have to be careful

Correct, it's better to invest it than just save it, but we need to be careful in investing our money so as not to get scam. If in doubt to invest better save your money.
Just save our money will never be involved the more risk rather than invest our money in the project, But this time a lot of investors look madness to invest on the ico. I mean they try to flip their money to get another profit.

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June 03, 2017, 03:34:24 AM
 #9957

Save on expenses and roll back existing funds. That we can play our money we have to spend for the needs of each day .I have done that and succeeded
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June 03, 2017, 03:42:28 AM
 #9958

Investment was much better than savings of bitcoin, because if you invest your bitcoin they had a high possibility that it was earn income but if you save it your bitcoin will still remain value and you was not earn additional income.
Of course investing will be good results because your money will grow and grow, but you must have a good plan. Because investment also has risks. You have to be careful

Correct, it's better to invest it than just save it, but we need to be careful in investing our money so as not to get scam. If in doubt to invest better save your money.
Just save our money will never be involved the more risk rather than invest our money in the project, But this time a lot of investors look madness to invest on the ico. I mean they try to flip their money to get another profit.
In the promotional sources itself it's quoted that investment were risk involved to the market fluctuations, please be clear with the market terms and conditions. But we cannot profit big through saving for which investment is a must. With bitcoin investment is very much risky as there is very small trusted​investment services, whereas others rolling around are just scam with multiplying the investment in a short which is not at all possible by any means.

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Sir Legend
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June 03, 2017, 03:44:01 AM
 #9959

I think better to invest, this is because if we save money then inflation is very high and the value of our money will go down. with invest we can make profit more than bank interest.
mrfreezeh
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June 03, 2017, 04:09:07 AM
 #9960

First, I will solve the problem of saving money in the bank: You should understand that when you deposit assets into a bank is also a form of investment, they will take that money to carry out their projects simultaneously. Pay you some interest under contract (there is risk in investment but low rate)
Secondly, online investment: This is also an investment method that is not new in the past, before that we have seen this form through Forex, stock market ... and most recently Cryptocurrencies market. The Cryptocurrencies market is very new, easily manipulated due to its small investment compared to other markets, so the risk here is very high, depending on the type of investment you have in the market. This, the details are not easy to say
Third on gold hoarding: I think this is the best form of long-term investment compared to the above two types of investment, the value of metals will increase because it becomes increasingly scarce, difficult to exploit. The currency may depreciate over time as a political or economic factor, but gold does not. Each year the value of gold will increase, but slowly, not so hasty as the financial market online. If you want to keep your money for long and reduce the risk of capital loss, I recommend that you choose this form
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