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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
Wandika
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June 12, 2017, 12:08:54 PM
 #10061

The best thing to do would be saving, then taking a small part of your savings every once in a while and invest them.
Don't ever invest what you're not ready to lose, that's the first thing that should be running through your mind when making an investment.

Saving is good,yet to make it grow more we can try trading for there is much more assurance of it getting high profit than waiting too much.

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June 12, 2017, 02:43:41 PM
 #10062

Save money in bank is a waste of money. Many costs you have to spend if save money in bank such as interest taxes, monthly administration fees, transaction fees and many other costs. If your money is a bit it is very bad to save in the bank. Then investing is the best way to spend money, but invest in the right place, do not invest in a bad place that will make you poor
batang_bitcoin
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June 12, 2017, 02:49:14 PM
 #10063

Save money in bank is a waste of money. Many costs you have to spend if save money in bank such as interest taxes, monthly administration fees, transaction fees and many other costs. If your money is a bit it is very bad to save in the bank. Then investing is the best way to spend money, but invest in the right place, do not invest in a bad place that will make you poor

I say that it's not a waste of money. It's good for security of your money but if you are chasing for the possible profit that you may get in any investment that you want. Then invest and focus there while working your bank savings account and just keep on saving so that you will have something to pull in times of disaster.
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June 13, 2017, 04:33:36 PM
 #10064

Saving money serves a purpose. You save money to ''invest'' it later on, whether is on food or something big. No one saves money to look at the dollar bills they saved. It's always good to have money saved in case of an emergency and I think everyone should have some money saved at all times. However if you want to ever be rich, you will have to take some risks and invest in things that may or may not work. If you don't take the risks you will always be poor.
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June 13, 2017, 06:14:20 PM
 #10065

Money will not be useful if it is only stored in the bank, money must be moved to keep the economy going in the right direction. Using money for investment would be better than just being saved. Many things you can invest, depending on the amount of money you have, if you want to buy property then you have to have a lot of money
basically it could make world better but as you might now that everybody have different way to think and the difference sometimes make everything looks beautiful , just imagine what would you feel and think when you see everybody have same thought.

investment always better for those people who have an ambition right? so pick the one that fit to you.

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chalkboard17
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June 13, 2017, 09:49:12 PM
 #10066

Is it better to save money in bank or invest it online, in real estate or maybe gold?


If you have five hundred thousand USD its better to save money in the bank. Once you save your money in the bank with higher amount of saving its earn a high interest (e.g one million USD saving in the bank with interest of 3%, your 1M USD earn three hundred thousand USD).
LOL. You have interest every year on the bank because there is the inflation. If there is no inflation, there will be no interest. And, you can see that you can not earn anything while putting your money in the bank. Be smart. Take some risks and invest your money

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carlerha
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June 13, 2017, 11:51:18 PM
Last edit: June 17, 2017, 01:11:57 AM by carlerha
 #10067

The best thing to do would be saving, then taking a small part of your savings every once in a while and invest them.
Don't ever invest what you're not ready to lose, that's the first thing that should be running through your mind when making an investment.
but to me i think the best choice is to invest money in some profitable business, because from saving you cannot increase the amount of your money, you can only hold  the fixed amount, to me if you will invest your money in bitcoin or any other profitable business from there you can really get a decent about of money although risk of losing money is also involve there but still If you  have good experience and skill then you can minimize the risk of losing money.
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June 13, 2017, 11:56:00 PM
 #10068

Is it better to save money in bank or invest it online, in real estate or maybe gold?


If you have five hundred thousand USD its better to save money in the bank. Once you save your money in the bank with higher amount of saving its earn a high interest (e.g one million USD saving in the bank with interest of 3%, your 1M USD earn three hundred thousand USD).
LOL. You have interest every year on the bank because there is the inflation. If there is no inflation, there will be no interest. And, you can see that you can not earn anything while putting your money in the bank. Be smart. Take some risks and invest your money

If the interest rates were up, a bank wouldn't be so bad because of how safe your investment is. Not the returns of a blue chip stock, but decent returns if it's enough money. There is a lot more risk in a stock, but way more potential gain. Them bitcoin, crazy volatile with unlimited upside. I guess the compromise is having a little of all of it.
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June 13, 2017, 11:59:18 PM
 #10069

The best thing to do would be saving, then taking a small part of your savings every once in a while and invest them.
Don't ever invest what you're not ready to lose, that's the first thing that should be running through your mind when making an investment.
but to me i think the best choice is to invest money in some profitable business, because from trading you cannot increase the amount of your money, you can only hole the fixed amount.
Agree, you should have information first before investing in any kind of investment, if you have got accurate information you will calmly invest your money that will surely increase. Investment is better than just storing it.

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June 14, 2017, 12:16:35 AM
 #10070

Saving money in banks basically means getting negative returns. Depending on countries there are banks which are already imposing negative interest rates and while there are some that still pays interest but the amount they are paying is considered lower than the inflation amount which basically still means getting negative return.
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June 14, 2017, 12:19:14 AM
 #10071

Is it better to save money in bank or invest it online, in real estate or maybe gold?


If you have five hundred thousand USD its better to save money in the bank. Once you save your money in the bank with higher amount of saving its earn a high interest (e.g one million USD saving in the bank with interest of 3%, your 1M USD earn three hundred thousand USD).
LOL. You have interest every year on the bank because there is the inflation. If there is no inflation, there will be no interest. And, you can see that you can not earn anything while putting your money in the bank. Be smart. Take some risks and invest your money

If the interest rates were up, a bank wouldn't be so bad because of how safe your investment is. Not the returns of a blue chip stock, but decent returns if it's enough money. There is a lot more risk in a stock, but way more potential gain. Them bitcoin, crazy volatile with unlimited upside. I guess the compromise is having a little of all of it.

It's gonna be many, many administrations before we see decent interest rates again Wink Don't hold your breath.

But diversification is always a good idea. Bitcoin is like playing musical chairs with your money, to great effect (or detriment). Like all profit potential, the greater it is, the more risk you have to assume. You can do ALOT to mitigate the risk by doing your diligence, or by getting a basic understanding of trading before you take a serious stab at it.

Never put all your eggs in one basket. Shit, to hell with eggs, you are going to want a fruit salad Wink
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June 14, 2017, 02:11:44 AM
 #10072

Indeed both ways are cost-effective lifestyle measures,act of saving money or investing has a different function for our lives,but I think investing in right place and giving us a profit is certainly a good alternative in managing finances.
Yeah I know that investing is a good thing because it gives you an advantage. But does not mean you do not use save right? Because saving is also very important to the wealth that you will collect. You should use saving as well


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June 14, 2017, 02:19:47 AM
 #10073

Saving money is always good if you dont have any safe option to invest as blindly investing can lead you to big losses, best is to do great research and invest wisely in things that will pay you in a regular manner like a buying a house and giving it to rent. You get monthly rent as well as you hold the asset in your name and it is  a great investment.
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June 14, 2017, 04:12:33 AM
 #10074

for me i think the best way is put it in the bank and save your money when you need money for emergency atlis do you have save money. when your money put in invest maybe there possible they scam your money. there many investor and investing web site scammer. you know!

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June 14, 2017, 04:19:54 AM
 #10075

Saving is an better option rather than going for investment at an initial stage. As investment decision can be proved wrong in the future so atleast if you have saved something it can help you out at the time of emergencies and if you have good savings you can for investments in the future.
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June 14, 2017, 04:50:02 AM
 #10076

for me i think the best way is put it in the bank and save your money when you need money for emergency atlis do you have save money. when your money put in invest maybe there possible they scam your money. there many investor and investing web site scammer. you know!
Why not choose divide your property into 2 parts? You can use 50% for saving in Bank and 50% can buy Bitcoin or Altcoin and hold it for long-term. I not should you investing a HYIP site or Ponzi Project, when invest online, we have more way can do that and it have small risk. Example: Hold Crypto (best choice), join ICO project (have more risk than hold), trading (need skill if not want loss) ...
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June 14, 2017, 09:12:26 AM
 #10077

If we save money, then we'll be happy because felt had a lot of money, but remember because money ktia save did not develop so that when there is inflation then its value drop, investment is a better choice than save our money.

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matchi2011
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June 14, 2017, 09:13:54 AM
 #10078

Saving money in banks basically means getting negative returns. Depending on countries there are banks which are already imposing negative interest rates and while there are some that still pays interest but the amount they are paying is considered lower than the inflation amount which basically still means getting negative return.



Saving doesn't necessarily means putting all your savings in a bank. You can have your own vault at home fornyour savings. For people who are employed and are getting a regular salary, it would be more important to have their savings as most of the time this is where their investments will come from. If you're a businessman, it's better to have both as savings and investments will come hand in hand with each other.

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June 14, 2017, 09:58:51 AM
 #10079

for me i think the best way is put it in the bank and save your money when you need money for emergency atlis do you have save money. when your money put in invest maybe there possible they scam your money. there many investor and investing web site scammer. you know!
Why not choose divide your property into 2 parts? You can use 50% for saving in Bank and 50% can buy Bitcoin or Altcoin and hold it for long-term. I not should you investing a HYIP site or Ponzi Project, when invest online, we have more way can do that and it have small risk. Example: Hold Crypto (best choice), join ICO project (have more risk than hold), trading (need skill if not want loss) ...
That's true, diversifying for the investment purpose is quite a good choice. Because half the savings made will always help us if something goes wrong with our investment. I'd everything is placed into investment the risk we're taking is very big that it might lead to big profiting or a big loss based on our ability to predict the market.

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Ronaldcoin2017
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June 14, 2017, 11:00:55 AM
 #10080

It is better to invest money because inesting is some kind of a business opportunity making money grow past as past as a wind blow..depending on how you handle and the way you threat your self.like making your self prudence enough to wait.
Some people do saving because they think saving is enough.but to tell you frankly saving is less than investing     .most sucessfull person do believe that business is one way of gaining more prophit than any others..
By the way in terms of saving we can save anything anytime anywhere..but thats it period..
A verry big difference through investing because investing can double your money.anytime anywhere but as what i have said its deppend on you..all of this things depends on your discepline...make your self productive.open your mind through business and see the differrence of the words saving and investing gudluck
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