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Author Topic: How to save money.  (Read 345756 times)
mearylll
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May 01, 2015, 04:17:01 PM
 #281

If you want to save then Dream BIG. Dream about some Big thing that you really Adore and wish that you could buy that thing one day like say luxurious Car that you really wish that it should be in your parking one day and that will automatically make saving you.
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Dotakels (OP)
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May 01, 2015, 05:54:19 PM
 #282

Depends where you live and work and the common culture that surriunds you,if you have peer pressure then it may force you to spend more than you normally do,rather than spending spree,take time to make sure all the things you spend and need are really,all the things that you really need,you'll come to an state of acceptance  Huh

Nope, it doesnt matter where do you live and what you got. Everything that you earn you can still save it no matter how much it is. It just depends on your willing and what do you want to achieve and make target how month or years do you want to get it with your saving
Great thinking, this is the best explanation to other who can't save because their reason are their salary is small or the country that they live is poor. Saving will test your willingness to save and to achieve your goals and the reason why you are saving.
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May 01, 2015, 06:41:05 PM
 #283

Depends where you live and work and the common culture that surriunds you,if you have peer pressure then it may force you to spend more than you normally do,rather than spending spree,take time to make sure all the things you spend and need are really,all the things that you really need,you'll come to an state of acceptance  Huh

Nope, it doesnt matter where do you live and what you got. Everything that you earn you can still save it no matter how much it is. It just depends on your willing and what do you want to achieve and make target how month or years do you want to get it with your saving

This is only true up to a certain point. Some families can't have the luxury of having any savings, it happens a lot and you don't even need to go as far as third world countries, in any country that's being hit by the economic crisis and doesn't belong to a rich neighborhood you can see this phenomena happening where all wages go to basic expenses, therefore its mission impossible to have any relevant savings.
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May 01, 2015, 06:43:21 PM
 #284

Depends where you live and work and the common culture that surriunds you,if you have peer pressure then it may force you to spend more than you normally do,rather than spending spree,take time to make sure all the things you spend and need are really,all the things that you really need,you'll come to an state of acceptance  Huh

Nope, it doesnt matter where do you live and what you got. Everything that you earn you can still save it no matter how much it is. It just depends on your willing and what do you want to achieve and make target how month or years do you want to get it with your saving

This is only true up to a certain point. Some families can't have the luxury of having any savings, it happens a lot and you don't even need to go as far as third world countries, in any country that's being hit by the economic crisis and doesn't belong to a rich neighborhood you can see this phenomena happening where all wages go to basic expenses, therefore its mission impossible to have any relevant savings.

Yes minim wages are always below inflation levels, how useful they are in reality lol

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Xenoph0bia
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May 02, 2015, 12:03:21 AM
 #285

If you have a goal in life you can save the money. And goal should be SMART
Specific
Measurable
Achievable
Realistic
Time Framed.
Have Real and Logical Goals in your life and you are through Without Goals you wont be able to save anything.
aso118
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May 02, 2015, 04:04:38 AM
 #286

This is only true up to a certain point. Some families can't have the luxury of having any savings, it happens a lot and you don't even need to go as far as third world countries, in any country that's being hit by the economic crisis and doesn't belong to a rich neighborhood you can see this phenomena happening where all wages go to basic expenses, therefore its mission impossible to have any relevant savings.

In countries like the US, I wouldn't be surprised if the average debt levels exceed the savings.  Wink


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scryptasicminer
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May 02, 2015, 04:06:12 AM
 #287

This is only true up to a certain point. Some families can't have the luxury of having any savings, it happens a lot and you don't even need to go as far as third world countries, in any country that's being hit by the economic crisis and doesn't belong to a rich neighborhood you can see this phenomena happening where all wages go to basic expenses, therefore its mission impossible to have any relevant savings.

In countries like the US, I wouldn't be surprised if the average debt levels exceed the savings.  Wink

Has been a fact for many years.
Dotakels (OP)
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May 02, 2015, 05:26:20 AM
 #288

This is only true up to a certain point. Some families can't have the luxury of having any savings, it happens a lot and you don't even need to go as far as third world countries, in any country that's being hit by the economic crisis and doesn't belong to a rich neighborhood you can see this phenomena happening where all wages go to basic expenses, therefore its mission impossible to have any relevant savings.

In countries like the US, I wouldn't be surprised if the average debt levels exceed the savings.  Wink

Has been a fact for many years.
And also they not fix the inflation rate. If the salary of normal worker with normal expenses can't save because of inflation. If the government fix this or they do anything to low the inflation rate, i assure that the normal worker with a minimum wage can earn and they not short in budget.
operrajunk74
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May 02, 2015, 11:34:54 AM
 #289

Saving money becomes very difficult for the person who is only the earning member of family. As he has to take care of his dependents which includes household expenses day to day expenses education expenses of the children so it really becomes difficult to save money.
Dotakels (OP)
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May 02, 2015, 02:12:56 PM
 #290

Saving money becomes very difficult for the person who is only the earning member of family. As he has to take care of his dependents which includes household expenses day to day expenses education expenses of the children so it really becomes difficult to save money.
That situation is so very rare or it happened sometimes only. But it is common in country that have a poor economy like phillipines. And if you arw only who earn monthly or have a job in your family i suggest that kill your self so that you wont have any problem.  Hahaha
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May 02, 2015, 02:54:24 PM
 #291

Depends where you live and work and the common culture that surriunds you,if you have peer pressure then it may force you to spend more than you normally do,rather than spending spree,take time to make sure all the things you spend and need are really,all the things that you really need,you'll come to an state of acceptance  Huh

Nope, it doesnt matter where do you live and what you got. Everything that you earn you can still save it no matter how much it is. It just depends on your willing and what do you want to achieve and make target how month or years do you want to get it with your saving

This would be incorrect. If saving money were so easy people would not be in debt so much complaining for higher wages. It depends on what your starting income is to efficiently save money, and what the standard of living is. You can not live in New York City on a salary of 9 dollars per hour working 30 hours a week to the point of having money retire with, or take vacations, or cover medical costs, ect. If I were taking a financial plan, location would be a huge factor because expenses vary place to place which would offset the percentages you would need to save each month.
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May 02, 2015, 11:32:39 PM
 #292

Look, saving is really easy. All you have to do is live frugal life: don't travel, don't buy cars, don't buy house.
Invest $1000 each month in stocks and you will be millionaire by 23 years.
GreenStox
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May 03, 2015, 12:24:56 AM
 #293

Look, saving is really easy. All you have to do is live frugal life: don't travel, don't buy cars, don't buy house.
Invest $1000 each month in stocks and you will be millionaire by 23 years.

Yea and miss most of your life, sure you would be millionaire by you are 50-60 but would you give up your youth for that?

Party girls, yacht, beach, champagne, in your 20s? Not really, i would prefer to hit the buck until i hit 30  Cheesy

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May 03, 2015, 01:54:53 AM
 #294

Look, saving is really easy. All you have to do is live frugal life: don't travel, don't buy cars, don't buy house.
Invest $1000 each month in stocks and you will be millionaire by 23 years.

Yea and miss most of your life, sure you would be millionaire by you are 50-60 but would you give up your youth for that?

Party girls, yacht, beach, champagne, in your 20s? Not really, i would prefer to hit the buck until i hit 30  Cheesy

My father had two friends at opposite ends of the spectrum.

One guy died in his neat little house without any debt having had the occasional camping holiday. The other one expired having made and blown several fortunes, left behind mountains of debt, armies of women and was finished off by every vice under the sun.

Ideally I'd go for a middle ground but if I was forced to choose, it's gotta be the latter for me.

Tomorrow is promised to no one. A lot of people are already pretty fucked up by 50-60.
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May 03, 2015, 03:11:33 AM
 #295


My father had two friends at opposite ends of the spectrum.

One guy died in his neat little house without any debt having had the occasional camping holiday. The other one expired having made and blown several fortunes, left behind mountains of debt, armies of women and was finished off by every vice under the sun.

Ideally I'd go for a middle ground but if I was forced to choose, it's gotta be the latter for me.

Tomorrow is promised to no one. A lot of people are already pretty fucked up by 50-60.

Well yes, i think its a personal thing to choose which lifestyle you will try out. I`d also go for a middle one, but i`d take the womens.

I would definitely not want to live until 80, i dont know why these idiots want to even retire? So we pay these old hags to live an awful life and suffer from all the fluoride in the water and chemtrails the globalists put in us, and they destroy the youth because guess who has to pay for their misery?

Then the globalists will poison us with their fake medicine and vaccines, and put GMO , colorants and other poison in our food.

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Dotakels (OP)
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May 03, 2015, 05:42:18 AM
 #296

Look, saving is really easy. All you have to do is live frugal life: don't travel, don't buy cars, don't buy house.
Invest $1000 each month in stocks and you will be millionaire by 23 years.

Yea and miss most of your life, sure you would be millionaire by you are 50-60 but would you give up your youth for that?

Party girls, yacht, beach, champagne, in your 20s? Not really, i would prefer to hit the buck until i hit 30  Cheesy
Its ok to give up your youth because all people will get old. At least you have a lot of money to enjoy your retirement. Instead of some people who retired but they dont have savings and they only hoping for their son to give them money.
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May 03, 2015, 08:03:35 AM
 #297

1. How to get money
2. How to not use them all
3. How to keep them
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May 03, 2015, 08:19:53 AM
 #298

I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits.

Good tips
http://www.ahhthesimplelife.com/10-simple-ways-to-save/
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May 03, 2015, 08:35:54 AM
 #299

Look, saving is really easy. All you have to do is live frugal life: don't travel, don't buy cars, don't buy house.
Invest $1000 each month in stocks and you will be millionaire by 23 years.

Yea and miss most of your life, sure you would be millionaire by you are 50-60 but would you give up your youth for that?

Party girls, yacht, beach, champagne, in your 20s? Not really, i would prefer to hit the buck until i hit 30  Cheesy
Its ok to give up your youth because all people will get old. At least you have a lot of money to enjoy your retirement. Instead of some people who retired but they dont have savings and they only hoping for their son to give them money.

Nope, not all retired people like your parent always hope their son giving them money. Its just our duty as a child respect our parents by giving them money because they already raise us into some good people so we just returning the favor for them. Just spare some for them altough you didnt get so much profit, at least it will make them happy
Dotakels (OP)
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May 03, 2015, 09:00:18 AM
 #300

1. How to get money
2. How to not use them all
3. How to keep them

1.How to get money? get a job with monthly salary or make a business that can earn a profit.
2.How to not use them all? Save the 20% of your salary every month it would help you in case of emergencies.
3.How to keep them? 2 ways. You can keep them by putting them in the bank or keep them by investing . The other way is to keep it with you or put it in your house storage that have a security lock.
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