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Author Topic: How to save money.  (Read 345756 times)
cutesakura
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October 20, 2015, 10:51:09 PM
 #1201

saving money will not make us rich, that will make us rich is to invest the money that we have today, for example it we can menginvetasikan our money on things that are productive for example gold, land and properties, where the third price of goods is increasing every year, one more thing that can increase our wealth is diligently charity, or diligent to give to others, so the opinion of my hopefully useful
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Nocturne
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October 21, 2015, 01:50:50 AM
 #1202

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Saving money can be difficult specially if your expenses higher than what you earn so
heres a tip just buy only the things you need not things you want.
Nidaleee
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October 21, 2015, 02:17:25 AM
 #1203

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

To save money keep it in the bank that you trusted and in some time the interest for it will grow.
harizen
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October 21, 2015, 02:33:53 AM
 #1204

It is difficult to put money back simply for general savings, so it's important to have a clear reason for your savings. What is your purpose? Setting up a really big goal why you are doing saving money is a must.

IMO saving with a purpose is crucial. Remind yourself that if you're saving money, you're doing something right, so even if the amount is small, it's still better than nothing.

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Nasus
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October 21, 2015, 03:22:04 AM
 #1205

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

I would  keep it in the bank. I know it is more safer there than when I am keeping it with me.
In that way I wont be tempted to use it to buy things.
Dotakels (OP)
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October 21, 2015, 01:42:44 PM
 #1206

It is difficult to put money back simply for general savings, so it's important to have a clear reason for your savings. What is your purpose? Setting up a really big goal why you are doing saving money is a must.

IMO saving with a purpose is crucial. Remind yourself that if you're saving money, you're doing something right, so even if the amount is small, it's still better than nothing.
in my thread theres such a goal like having an extra cash and emergency cash, you may also invest your saving or make another saving for your investment. You also need a patient and discipline.
leex1528
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October 21, 2015, 01:46:42 PM
 #1207

If you just want to save money.  Here are my thoughts: 

Have a plan, if you don't plan to save money you will never save money.

1.  Have a budget with that plan, follow that budget/plan accordingly.

2.  Have a safe fund, that you can use in case of emergency.

3.  Put your budget so you can't touch it, maybe have a savings account where you get penalized on withdrawl.

4.  Follow your own rules so that you can trust yourself to save money.  Over time you will be saving money.
harizen
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October 21, 2015, 01:51:23 PM
 #1208

It is difficult to put money back simply for general savings, so it's important to have a clear reason for your savings. What is your purpose? Setting up a really big goal why you are doing saving money is a must.

IMO saving with a purpose is crucial. Remind yourself that if you're saving money, you're doing something right, so even if the amount is small, it's still better than nothing.
in my thread theres such a goal like having an extra cash and emergency cash, you may also invest your saving or make another saving for your investment. You also need a patient and discipline.

Yes patient and discipline is a must. There is no quick big savings. All are done by proper saving every time you put money in your savings. If all are done properly then someday in the future you will just noticed that you save big money out of your being a disciplined.

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Dotakels (OP)
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October 21, 2015, 02:29:06 PM
 #1209

It is difficult to put money back simply for general savings, so it's important to have a clear reason for your savings. What is your purpose? Setting up a really big goal why you are doing saving money is a must.

IMO saving with a purpose is crucial. Remind yourself that if you're saving money, you're doing something right, so even if the amount is small, it's still better than nothing.
in my thread theres such a goal like having an extra cash and emergency cash, you may also invest your saving or make another saving for your investment. You also need a patient and discipline.

Yes patient and discipline is a must. There is no quick big savings. All are done by proper saving every time you put money in your savings. If all are done properly then someday in the future you will just noticed that you save big money out of your being a disciplined.
all big things come from small things so it means that you should start on small saving or small amount of your money and coins and don't rush it , it only cause you of shortage of cash.
harizen
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October 21, 2015, 02:32:44 PM
 #1210

It is difficult to put money back simply for general savings, so it's important to have a clear reason for your savings. What is your purpose? Setting up a really big goal why you are doing saving money is a must.

IMO saving with a purpose is crucial. Remind yourself that if you're saving money, you're doing something right, so even if the amount is small, it's still better than nothing.
in my thread theres such a goal like having an extra cash and emergency cash, you may also invest your saving or make another saving for your investment. You also need a patient and discipline.

Yes patient and discipline is a must. There is no quick big savings. All are done by proper saving every time you put money in your savings. If all are done properly then someday in the future you will just noticed that you save big money out of your being a disciplined.
all big things come from small things so it means that you should start on small saving or small amount of your money and coins and don't rush it , it only cause you of shortage of cash.

And the worst case scenario, no money will left when there was a time that you need money urgently. So act now by starting a proper goal of savings. After all it will make benefits to all.

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October 21, 2015, 04:59:41 PM
 #1211

This is a very broad topic.. But bottomline is be frugal, only spend on things you really need and live below your means.
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October 21, 2015, 08:00:41 PM
 #1212

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .
[/quote

Some people find it hard to save money while others find it easy.  Saving money involves a lot of things but I think what is important is that you have to have a goal for saving money, then everything would come easy.
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October 21, 2015, 09:41:30 PM
 #1213

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

It seems that saving money is one of the tasks that is easy to say but difficult to do, but each and everyone of us knows that it is important to save.  However, even if you saved just a few or even cents a day, that would already be a big deal.
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October 21, 2015, 11:01:34 PM
 #1214

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

This is just a simple step, so simple that you can ask yourself, will I really save money by doing this?  By this I mean, to make a list before you go shopping and please, stick to it.  Many of us, when shopping, think that if we buy something that is not on the list, that it would not hurt because it is only one or two or three items anyway.  But the truth is, if you accumulate these unplanned purchases over the days, you will find that it has created a big chasm on your budget.  So big that you cannot recover it.
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October 22, 2015, 01:16:19 AM
 #1215

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .


Start by doing the traditional way of saving money  like saving it in a piggy bank.
Saving is something you decide to do and have a will to really do it.
Miss Fortune
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October 22, 2015, 01:59:48 AM
 #1216

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

To save money is to stop buying unnecessary things and be a wise buyer. That is one way of saving money.
tommorisonwebdesign
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October 22, 2015, 02:03:57 AM
 #1217

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

To save money is to stop buying unnecessary things and be a wise buyer. That is one way of saving money.
What would really make you money is if you upload your bot to GitHub and let all of us potential coding employers examine how exactly you managed to spam this forum with your useless bot postings.

Signatures? How about learning a skill... I don't care either way. Everybody has to make a living somehow.
mordekaiser
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October 22, 2015, 02:18:07 AM
 #1218

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Make your expenses be lesser than what you earn in that way you will be able to save money and avoid being in debt.
Nidaleee
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October 22, 2015, 03:44:51 AM
 #1219

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Saving money is somehow hard but it is worth it. One way to save is to keep your money in the bank.
Nocturne
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October 22, 2015, 04:57:07 AM
 #1220

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

One way is to not spend money more than what you can earn because it will make you in debt and most of your income will pay that debt and there is nothing to save.
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