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ajun96
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November 05, 2015, 12:40:52 PM |
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as for me setting aside $15 a month for short term savings goals,it such as $150 over a year. and setting aside about %20 from my wage for long term savings. Always take advantage of discounts, compare the price before purchase it such a good plan
also I do, I set aside 10% of my salary for savings, but sometimes when already collected a lot, this hands itch to take the money and spend it, so it's rather difficult to save Make sure that you save them in safe location like bank or something if you save them at your home you will spend it anytime, that always happened to me, when i saved my savings at my home remains the same, I tried to keep in the bank, but always think to spend it, may need iron box to save money |
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Ninjaskills
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November 05, 2015, 01:20:57 PM |
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Saving money is important and many people are dont know how to save many, there only one I rule in saving that I know, discipline on how to spend your money,, he you have that I think you can save money.
in fact many people who know how to save money, but why they were still wasteful and spend money |
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yakelbtc
Full Member
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Activity: 140
Merit: 100
0x7ae5adbc7a0429a49b6e6ed4a8a89ffbbae6125f
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November 05, 2015, 01:27:36 PM |
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Saving money is important and many people are dont know how to save many, there only one I rule in saving that I know, discipline on how to spend your money,, he you have that I think you can save money.
in fact many people who know how to save money, but why they were still wasteful and spend money Because they don't have disciple in spending there money wisely.. |
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Zaun
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November 05, 2015, 01:35:50 PM |
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Ahh, a lot of great advices in here from you guys
This was very useful.
I always pay my bills first and then set a side around around 200 each month. I try not to spend money on stuff I don't actually need.
It's always good to have some backup money, just incase something happens
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Bananana
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November 05, 2015, 01:42:14 PM |
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Working in food industry can save you extra money too, example if you work in McDonald they normally give you free meal especially if there is left over.  |
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MF Doom
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November 05, 2015, 01:46:28 PM |
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Working in food industry can save you extra money too, example if you work in McDonald they normally give you free meal especially if there is left over. Except you'll pay for that "free food" in medical expenses later on... |
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Djisamsoe
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November 05, 2015, 02:03:49 PM |
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Working in food industry can save you extra money too, example if you work in McDonald they normally give you free meal especially if there is left over. Except you'll pay for that "free food" in medical expenses later on... hehe that's true But if someone work in "normal" restaurant - like for example my girlfriend, it can help a lot. Expenditure on food are key for most people. |
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MF Doom
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November 05, 2015, 02:46:22 PM |
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Working in food industry can save you extra money too, example if you work in McDonald they normally give you free meal especially if there is left over. Except you'll pay for that "free food" in medical expenses later on... hehe that's true But if someone work in "normal" restaurant - like for example my girlfriend, it can help a lot. Expenditure on food are key for most people. Believe me I know, food is becoming the 2nd largest expense in most households, most estimates put it at 10-20% of a typical households spending. If you work at a "normal" restaurant and can get free/cheap food that is a huge benefit. One piece of advice I can give is USE COUPONS. I dont "extreme coupon", but, if you just take 30-45 min planning out meals and utilizing mail/online coupons you can save anywhere from $30-75 each time you go to the grocery store. I'd say on average I save $50 doign this. It adds up big time, and not just on food. Household supplies, paper products, even got a brand new iron for $10 with a coupon!! |
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Djisamsoe
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November 05, 2015, 02:54:26 PM |
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Working in food industry can save you extra money too, example if you work in McDonald they normally give you free meal especially if there is left over. Except you'll pay for that "free food" in medical expenses later on... hehe that's true But if someone work in "normal" restaurant - like for example my girlfriend, it can help a lot. Expenditure on food are key for most people. Believe me I know, food is becoming the 2nd largest expense in most households, most estimates put it at 10-20% of a typical households spending. If you work at a "normal" restaurant and can get free/cheap food that is a huge benefit. One piece of advice I can give is USE COUPONS. I dont "extreme coupon", but, if you just take 30-45 min planning out meals and utilizing mail/online coupons you can save anywhere from $30-75 each time you go to the grocery store. I'd say on average I save $50 doign this. It adds up big time, and not just on food. Household supplies, paper products, even got a brand new iron for $10 with a coupon!! That reminds me something of which now very ashamed. I remember many years ago I laughed when my mother was cutting those stupid coupons. Then when I started working on my own, I understood what she was doing .. |
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nerFohanzo
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November 05, 2015, 03:26:11 PM |
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Good money management tips. For example, it is not a wise decision to make a purchase if there is a need. To save a large share of your income and it is better to buy something only when you really need it.
That is a very good advice. I have followed the advice all my life. I do not buy things if I do not need them. This is my principle. That is true, need to postponed expenses which are unwanted and also need to prepare an action plan to know what is the income and what are the expenses and need to follow the plan with the great level of discipline, if it is done than we can actually save a good amount of money which can be helpful at the time of emergencies. |
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MR.Seller
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November 05, 2015, 05:05:03 PM |
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Good money management tips. For example, it is not a wise decision to make a purchase if there is a need. To save a large share of your income and it is better to buy something only when you really need it.
That is a very good advice. I have followed the advice all my life. I do not buy things if I do not need them. This is my principle. That is true, need to postponed expenses which are unwanted and also need to prepare an action plan to know what is the income and what are the expenses and need to follow the plan with the great level of discipline, if it is done than we can actually save a good amount of money which can be helpful at the time of emergencies. Just make some goals like you want to keep your money for some reasons. In that case you can motivate you self to keep your money until you achieve you goals you want. Simplest way to save your money. |
^^^^Researcher^^^^
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Djisamsoe
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November 05, 2015, 11:54:23 PM |
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Good money management tips. For example, it is not a wise decision to make a purchase if there is a need. To save a large share of your income and it is better to buy something only when you really need it.
That is a very good advice. I have followed the advice all my life. I do not buy things if I do not need them. This is my principle. That is true, need to postponed expenses which are unwanted and also need to prepare an action plan to know what is the income and what are the expenses and need to follow the plan with the great level of discipline, if it is done than we can actually save a good amount of money which can be helpful at the time of emergencies. Just make some goals like you want to keep your money for some reasons. In that case you can motivate you self to keep your money until you achieve you goals you want. Simplest way to save your money. That brings us to the point where it is true that the most important thing in life is the goal. If someone does not have a purpose in life it is poor life .. |
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Franciem
Sr. Member
Offline
Activity: 322
Merit: 250
Real power doesnt hit hard,but right to the target
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November 06, 2015, 12:05:03 AM |
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it all depends on the income and cost of living
If your income and you're saving a little bit I'm sure you could save 60-70% of total revenues
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MR.Seller
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November 06, 2015, 01:50:24 AM |
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Good money management tips. For example, it is not a wise decision to make a purchase if there is a need. To save a large share of your income and it is better to buy something only when you really need it.
That is a very good advice. I have followed the advice all my life. I do not buy things if I do not need them. This is my principle. That is true, need to postponed expenses which are unwanted and also need to prepare an action plan to know what is the income and what are the expenses and need to follow the plan with the great level of discipline, if it is done than we can actually save a good amount of money which can be helpful at the time of emergencies. Just make some goals like you want to keep your money for some reasons. In that case you can motivate you self to keep your money until you achieve you goals you want. Simplest way to save your money. That brings us to the point where it is true that the most important thing in life is the goal. If someone does not have a purpose in life it is poor life .. GOAL is important when it comes to our life. If doesn't challenge you it won't change you and keep your goals out of reach but not out of sight. In that case you can save more and more and more and more money ! |
^^^^Researcher^^^^
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davinchi
Legendary
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Activity: 2100
Merit: 1058
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November 06, 2015, 06:36:51 AM |
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it all depends on the income and cost of living
If your income and you're saving a little bit I'm sure you could save 60-70% of total revenues
Yes truly the savings are fully based on our income and expenses. When the cost of living is more and income is very less then no one can save a little bit too. Bitcoin should be considered as one of the investment or saving throughout the life to make their retirement life happier. |
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benjason2
Newbie
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Activity: 3
Merit: 0
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November 06, 2015, 10:19:39 AM |
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Just be patient and buy only products that you need
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mixan
Legendary
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Activity: 966
Merit: 1000
TRUMP IS DOING THE BEST! MAKE AMERICA GREAT AGAIN!
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November 06, 2015, 06:05:24 PM |
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Just be patient and buy only products that you need
Of course of what defines what you "need"? Everybody's needs are different and some would be catergorized as a want, for instance a coffee. Buying 8 cups of coffee a day is a need for some, yet could be money saved. Instead of buying a can of chili have a pack of soup that costs a lot less, thus saving more money. I am to think these are premium items that could be cut out of everyday life. But then you would live like a hermit in the name of saving. This is a very debatable subject because of the difference's in everybodys sense of their own lifestyle. |
The parasite hates three things: free markets, free will, and free men.
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CryptoBjorn
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November 06, 2015, 10:58:36 PM |
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Life's hard and costly
Over half of my wages goes up to expenses like rent, food etc.
From the left overs I
1/3 save
1/3 invest
1/3 spend and live life
This is a good habit.
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ivanst776
Legendary
Offline
Activity: 1540
Merit: 1003
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November 06, 2015, 11:02:57 PM |
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save money by working hard then cut half of that and hide somewhere and don't touch them for a while
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futurebit640
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November 07, 2015, 12:51:57 AM |
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save money by working hard then cut half of that and hide somewhere and don't touch them for a while
Saving money can be in two ways one by reducing your daily expenses or if you can't reduce your expenses then try to increase your earnings then you can save more money. One should be always looking for opportunity to increase their earnings to save time to time because now a days we can't save much from daily expenses because of living price going up faster than salaries hike |
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