How to save money.

[Dotakels]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Yeah thats right don't invest all of your money, and if you are invest you must continue until you can or your money will grow a lot or even if not a lot. And if the bitcoin price going up and down it will affect the other investment.

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[BTCevo]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Its true that we need some cash to do investment but how are you going to invest if you didnt have that sum of money? I mean the real job payment is fit to them and they dont even know how to save their money anymore. How are they going to get their money and how much do they need to save it? I think for their cases it would be easy to save or do some investment

[Erdogan]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Its true that we need some cash to do investment but how are you going to invest if you didnt have that sum of money? I mean the real job payment is fit to them and they dont even know how to save their money anymore. How are they going to get their money and how much do they need to save it? I think for their cases it would be easy to save or do some investment

To have something to save or invest, you have to earn and not consume all. The idea is that if you have only a small sum, don't invest, just keep the value in the form of money. Bitcoin comes to mind, it is good money and there is no lower limit.

If you want to invest, you don't have to do a project like a shop on your own. You can take a share in a collective investment effort, a public stock company. With the internet brokers, you can play small, buying single shares with a very low cost. I don't say it is worth the bother, just that you can. There is no excuse for not saving or not investing nowadays. Either you want, or you don't want.

[BTCevo]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Its true that we need some cash to do investment but how are you going to invest if you didnt have that sum of money? I mean the real job payment is fit to them and they dont even know how to save their money anymore. How are they going to get their money and how much do they need to save it? I think for their cases it would be easy to save or do some investment

To have something to save or invest, you have to earn and not consume all. The idea is that if you have only a small sum, don't invest, just keep the value in the form of money. Bitcoin comes to mind, it is good money and there is no lower limit.

If you want to invest, you don't have to do a project like a shop on your own. You can take a share in a collective investment effort, a public stock company. With the internet brokers, you can play small, buying single shares with a very low cost. I don't say it is worth the bother, just that you can. There is no excuse for not saving or not investing nowadays. Either you want, or you don't want.

But the turnover from this low sum of money is not good enough, some people need fast money but the cost is low so they can get a big profit from it and can start to do things with that profit. And about share, that is not something you can buy easily because you need to pick which share is good and profitable and some profitable share need a high fund to buy

[Erdogan]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Its true that we need some cash to do investment but how are you going to invest if you didnt have that sum of money? I mean the real job payment is fit to them and they dont even know how to save their money anymore. How are they going to get their money and how much do they need to save it? I think for their cases it would be easy to save or do some investment

To have something to save or invest, you have to earn and not consume all. The idea is that if you have only a small sum, don't invest, just keep the value in the form of money. Bitcoin comes to mind, it is good money and there is no lower limit.

If you want to invest, you don't have to do a project like a shop on your own. You can take a share in a collective investment effort, a public stock company. With the internet brokers, you can play small, buying single shares with a very low cost. I don't say it is worth the bother, just that you can. There is no excuse for not saving or not investing nowadays. Either you want, or you don't want.

But the turnover from this low sum of money is not good enough, some people need fast money but the cost is low so they can get a big profit from it and can start to do things with that profit. And about share, that is not something you can buy easily because you need to pick which share is good and profitable and some profitable share need a high fund to buy

That's what investing is. Find out what is profitable, set your money at risk, and do it. That's why, with a small sum, just save.

So how to get lots of money, not saving or investing or working or whatever, with no risk? I have no answer for you.

[BTCevo]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Its true that we need some cash to do investment but how are you going to invest if you didnt have that sum of money? I mean the real job payment is fit to them and they dont even know how to save their money anymore. How are they going to get their money and how much do they need to save it? I think for their cases it would be easy to save or do some investment

To have something to save or invest, you have to earn and not consume all. The idea is that if you have only a small sum, don't invest, just keep the value in the form of money. Bitcoin comes to mind, it is good money and there is no lower limit.

If you want to invest, you don't have to do a project like a shop on your own. You can take a share in a collective investment effort, a public stock company. With the internet brokers, you can play small, buying single shares with a very low cost. I don't say it is worth the bother, just that you can. There is no excuse for not saving or not investing nowadays. Either you want, or you don't want.

But the turnover from this low sum of money is not good enough, some people need fast money but the cost is low so they can get a big profit from it and can start to do things with that profit. And about share, that is not something you can buy easily because you need to pick which share is good and profitable and some profitable share need a high fund to buy

That's what investing is. Find out what is profitable, set your money at risk, and do it. That's why, with a small sum, just save.

So how to get lots of money, not saving or investing or working or whatever, with no risk? I have no answer for you.

Find any investment that is profitable with a low budget of money I think it would be hard to get nowadays. So you suggest just do saving a lot altough it is in a low? Any other things to suggest for a low budgeting?

[Dotakels]

Generally, you should start to save in money, and only consider investing when you have a suitable stash. And you should not invest all of it. If you invest in a shop, for instance, and you encounter a loss, the business could still be worth continuing, in which case you need to invest more to keep it going. At your own discretion of course.

Most people can save some money, except at times when the luck goes against you, in which case you have to draw on saved money. Is that coffee at Waynes really necessary, or that last pint of lager?

The fact that bitcoin is sound money, and currently most probably will rise in value, and the probability of it's value going down is smaller, is in fact good for the small guy, the one who does not have enough to invest.

Its true that we need some cash to do investment but how are you going to invest if you didnt have that sum of money? I mean the real job payment is fit to them and they dont even know how to save their money anymore. How are they going to get their money and how much do they need to save it? I think for their cases it would be easy to save or do some investment

To have something to save or invest, you have to earn and not consume all. The idea is that if you have only a small sum, don't invest, just keep the value in the form of money. Bitcoin comes to mind, it is good money and there is no lower limit.

If you want to invest, you don't have to do a project like a shop on your own. You can take a share in a collective investment effort, a public stock company. With the internet brokers, you can play small, buying single shares with a very low cost. I don't say it is worth the bother, just that you can. There is no excuse for not saving or not investing nowadays. Either you want, or you don't want.

But the turnover from this low sum of money is not good enough, some people need fast money but the cost is low so they can get a big profit from it and can start to do things with that profit. And about share, that is not something you can buy easily because you need to pick which share is good and profitable and some profitable share need a high fund to buy

That's what investing is. Find out what is profitable, set your money at risk, and do it. That's why, with a small sum, just save.

So how to get lots of money, not saving or investing or working or whatever, with no risk? I have no answer for you.

Find any investment that is profitable with a low budget of money I think it would be hard to get nowadays. So you suggest just do saving a lot altough it is in a low? Any other things to suggest for a low budgeting?

If you want a big income you should have a big budget. Nowadays no business that have low budget, because if your budget are low maybe the outcome of your business would be low class.

[manselr]

Investing is only for those that have the luxury of being able to save (wage is enough to be able to not use all of it on essential stuff). If you are on that privileged position, keep saving, then risk your money in a reasonably promising project. In my case, im betting on Maidsafe and Monero mid to long term as big crypto projects with a future and a real cause to exists, beside obviously holding the rest of BTC.

[r1f696]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

[Dotakels]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

I know that, its so hard to save in the first time. But if you continue or keep having a patience you can save. Just follow my idea and you can save as much as you can.

[BTCevo]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

I know that, its so hard to save in the first time. But if you continue or keep having a patience you can save. Just follow my idea and you can save as much as you can.

But with your method it will take so long time to save enough money. Not saying that you suddenly need it for medical or anything that urgent so you must save it from the start again. Need something more profitable and fast to get

[manselr]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

I know that, its so hard to save in the first time. But if you continue or keep having a patience you can save. Just follow my idea and you can save as much as you can.

But with your method it will take so long time to save enough money. Not saying that you suddenly need it for medical or anything that urgent so you must save it from the start again. Need something more profitable and fast to get

This. Time is money.
Of course everyone, or almost everyone could be able to save one dollar from this current monthly expenses, but so what? It doesn't change anything. You would need ages to have something worth investing in, and like you said before, during this way, you'll probably need that money for something vital, which means going back to 0 and no investing for you.
Being born poor is a trap. A total scam.

[Dotakels]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

I know that, its so hard to save in the first time. But if you continue or keep having a patience you can save. Just follow my idea and you can save as much as you can.

But with your method it will take so long time to save enough money. Not saying that you suddenly need it for medical or anything that urgent so you must save it from the start again. Need something more profitable and fast to get

This. Time is money.
Of course everyone, or almost everyone could be able to save one dollar from this current monthly expenses, but so what? It doesn't change anything. You would need ages to have something worth investing in, and like you said before, during this way, you'll probably need that money for something vital, which means going back to 0 and no investing for you.
Being born poor is a trap. A total scam.

Thats is the consequence of saving taking so much time, but is worth it. But its better to have than to none.

[Clint]

This is a great way to save money, but in our society there are just some people who don't have the same mind set when it comes to money like us. I personally agree with you, and I'm also doing the same, but now and then, I still wanna go out to concerts or sport events. Good post

[Possum577]

One important first step to saving money is paying off debt. Debt DOES make one a slave. Forever making payments. Lose the debt and you'll gain control and freedom.

Also, as you start saving consider how much you'll need to meet your real goal. For example if you want to save for retirement you should evaluate how much money you'll need. It costs two people (a couple) $219,000 to eat...just EAT...in retirement. Do the math: 2 ppl x 3 meals each a day x $5 avg. cost per meal x 20 years...$219,000. Insane!

Get saving!

[Dotakels]

This is a great way to save money, but in our society there are just some people who don't have the same mind set when it comes to money like us. I personally agree with you, and I'm also doing the same, but now and then, I still wanna go out to concerts or sport events. Good post

Thanks, but  if you wanna go out to watch concerts or anything that make you happy, i think you should invest . Investing is better to grow your money but it may loss because of risk.

[Don007]

This is a great way to save money, but in our society there are just some people who don't have the same mind set when it comes to money like us. I personally agree with you, and I'm also doing the same, but now and then, I still wanna go out to concerts or sport events. Good post

Thanks, but  if you wanna go out to watch concerts or anything that make you happy, i think you should invest . Investing is better to grow your money but it may loss because of risk.

I think there's a kind of balance you need to find between short time hapiness and long time happiness. Don't waste all your money on short time happiness (like visiting concerts) - but don't be too thrifty and spend no money on such activities. In the end it's all about hapiness, and living too thrifty is not a way to reach this (in my opinion).

[BTCevo]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

I know that, its so hard to save in the first time. But if you continue or keep having a patience you can save. Just follow my idea and you can save as much as you can.

But with your method it will take so long time to save enough money. Not saying that you suddenly need it for medical or anything that urgent so you must save it from the start again. Need something more profitable and fast to get

This. Time is money.
Of course everyone, or almost everyone could be able to save one dollar from this current monthly expenses, but so what? It doesn't change anything. You would need ages to have something worth investing in, and like you said before, during this way, you'll probably need that money for something vital, which means going back to 0 and no investing for you.
Being born poor is a trap. A total scam.

Thats is the consequence of saving taking so much time, but is worth it. But its better to have than to none.

If that is the consequences what are you gonna do if that things happen? Just dont invest? Because there are many people out there that need alot of information about saving so they can try to do it or may be can suggest it to others people so they will get their own profit too

[Don007]

*snip*
If that is the consequences what are you gonna do if that things happen? Just dont invest? Because there are many people out there that need alot of information about saving so they can try to do it or may be can suggest it to others people so they will get their own profit too

I think it's always a huge step to start investing - and you need to have some know-how about investing before you can start. Maybe another topic can be created on this topic (as this topic is about saving money, and not really about investing money on its own).

I lack information about investing opportunities with our currency (Euro), although I have invested in BTC (by buying them with Euro) ^^.

[Dotakels]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

idk but the first is so hard t work it, for a years i just maybe got 2% of my income, i cant control my outcome cause so many unexpected things

and for invest, i dont know how to start it with a cheap info and idea

I know that, its so hard to save in the first time. But if you continue or keep having a patience you can save. Just follow my idea and you can save as much as you can.

But with your method it will take so long time to save enough money. Not saying that you suddenly need it for medical or anything that urgent so you must save it from the start again. Need something more profitable and fast to get

This. Time is money.
Of course everyone, or almost everyone could be able to save one dollar from this current monthly expenses, but so what? It doesn't change anything. You would need ages to have something worth investing in, and like you said before, during this way, you'll probably need that money for something vital, which means going back to 0 and no investing for you.
Being born poor is a trap. A total scam.

Thats is the consequence of saving taking so much time, but is worth it. But its better to have than to none.

If that is the consequences what are you gonna do if that things happen? Just dont invest? Because there are many people out there that need alot of information about saving so they can try to do it or may be can suggest it to others people so they will get their own profit too

Its all depend on their selves their are big and not a child , they can think for they selves. If they want or its ok to them to wait a long time to save then save, if they don't like they can do what ever they want to their money.